First Person Archives - Talk Poverty https://talkpoverty.org/category/first-person/ Real People. Real Stories. Real Solutions. Wed, 15 Dec 2021 18:11:42 +0000 en-US hourly 1 https://cdn.talkpoverty.org/content/uploads/2016/02/29205224/tp-logo.png First Person Archives - Talk Poverty https://talkpoverty.org/category/first-person/ 32 32 I Can’t Afford Sperm. So I Did DIY Fertility Treatment in My Bathtub. https://talkpoverty.org/2021/12/15/cant-afford-sperm-diy-fertility-treatment-bathtub/ Wed, 15 Dec 2021 18:10:01 +0000 https://talkpoverty.org/?p=30171 My pregnancy began with my feet dangling haphazardly over the top of my bathtub. I’d duct-taped a hand mirror to the side of the tub so that if I squinted, I could see my own open cervix just well enough to guide a catheter through it into my uterus. It was my own version of intrauterine insemination (IUI), which is typically performed in medical facilities. However, I am queer, single, disabled, and most of all low-income, and thus unable to afford sperm banks or clinic-based IUI. When you don’t have access to institutions, you make do, so I read about the process and watched patient education videos until I felt brave enough to try it on myself.

This left me with my trusty headlamp, my speculum, and sperm donated by an old friend from growing up — a gay man who also planned to love my baby. In what was becoming our own weird tradition, I cooked him dinner and then left to walk my dog while he ejaculated into a red plastic solo cup. After my friend let himself out of my apartment, I began “washing” the sample he left on my bathroom counter, a procedure that separates the sperm from the semen surrounding it, using a $60 centrifuge I purchased from a science supply store.

I tried to inseminate at least twice per menstrual cycle, and it became so routine that my friend once accidentally blurted out that he needed to go jerk off at my place when a coworker asked why he wasn’t staying late for a team dinner. It was pure queer magic. I became pregnant after nearly a year of this.

My pregnancy, sadly, ended in stillbirth, for reasons totally unrelated to how I became pregnant (I contracted cytomegalovirus, a common virus that causes mild cold-like symptoms in adults but can be lethal for a fetus). Like many relationships that are tested by stillbirth and grief, my friend and I are no longer close. Certainly not close enough to resume trading a home-cooked meal for a party cup of semen.

Adoption was actually my first choice for parenting, but it is not friendly to low-income people. It often costs $20,00 to $40,000 or more for private domestic adoptions, and fostering or adopting through the deeply flawed child welfare system involves an extensive assessment process that costs around $900 to $3,000. Though grants and other forms of financial assistance are often available for the assessment itself, it’s likely that evaluators would count my poverty, my small apartment, my queerness, my disability, my background and beliefs as a radical activist, and even my sweet old pit bull as strikes against me. So for me to be a parent — for me to get to experience the sweetness of morning cuddles, the endless questions and challenges, the beautiful and mundane care work of guiding new life across a dying world — pregnancy is my best option.

However, without the ready access to fresh sperm that my friend provided, getting pregnant again will be expensive as hell. In addition to purchasing the sperm itself, which often retails for more than $850 a vial, there are storage fees ($350 per year), shipping fees ($180), and fees for viewing donor profiles ($50 for three months). All for a single attempt at insemination.

And it usually doesn’t stop at just one vial: Even for people in their 20s and early 30s, when it is generally easier to conceive, IUI has a success rate of less than 20 percent per attempt, and typically needs to be tried multiple times. In fact, in one study, only 24 percent of people had a live birth after 3 cycles of IUI, even when they attempted two IUIs per menstrual cycle. And while the birth rate rises with more IUI attempts, so does the cost.

In other words, even assuming the bare minimum cost for each IUI attempt, three attempts at IUI could cost $3,490, for a one-in-four chance of becoming pregnant.

Queer people might have to spend over $30,000 before their insurance begins to cover fertility care

And that’s just the sperm. Conception-related health care is also expensive, with costs for IUI in a clinic ranging from $250 to $4000 per attempt. Fertility specialists recommend moving to in vitro fertilization (IVF), which begins at $12,000 to $15,000, after three unsuccessful IUI cycles. Insurance companies, however, often demand that prospective LGBTQ parents “prove” their infertility by paying out of pocket for six or more in-clinic IUIs before providing insurance coverage for IVF (self-insemination doesn’t count towards this total). This means that, even with insurance, queer people might have to spend over $30,000 ($6,580 on sperm and another $24,000 on clinic fees) before their insurance begins to cover fertility care. (Straight, cisgender couples, in contrast, typically receive coverage if they report having unprotected sex for 6 months to a year.) For people who rely on surrogacy, the costs often start at six figures in the U.S.

These costs are obviously not an option for low-income people. So, we either don’t have kids or we get creative. Hence the duct tape.

Studies show that queer people want children at the same rate as straight people, but our access to parenthood is limited by our statistically lower incomes and, for those of us who don’t produce it, the price of sperm. The high cost of fertility treatments like IUI is often significantly, disproportionally burdensome for queer people, who are more likely than our cishet counterparts to live in poverty, especially if we are people of color, trans, gender nonconforming, or women.

Queer people like me are also more likely to have or acquire disabilities — in my case a brain injury from police brutality. Disabled people are almost twice as likely to experience poverty, with even higher poverty rates among disabled women, gender minorities, LGBTQ folks, and people of color. People who receive certain disability benefits can lose them if they ever amass assets worth more than $2000, which prevents disabled people from saving up for sperm, pregnancy, or parenting.

Sperm banking is a big business, with profits reported at almost 4.8 billion globally. Sperm banks are just one facet of the rapidly growing — and incredibly profitable — fertility industry, valued at 8 billion dollars in the U.S. alone. This industry is prone to predatory behavior, and increasingly controlled by venture capitalists.

Regulation might help with this, especially if it was designed to explicitly protect queer families and other oppressed groups. In addition, there is no reason to require people to undergo psychological evaluations (another expense) nor get a physician’s permission to purchase and receive sperm, though many sperm banks and clinics do.

Currently, just one state (New York) extends fertility coverage to people on Medicaid, the largest insurer of people living in poverty; fertility coverage for people on Medicaid must be extended nation-wide. Further, only 19 states mandate that private insurance companies cover any kind of fertility-related services. As described above, insurance industry policies often result in queer people having to pay dramatically more for care than straight couples.

A recent lawsuit against Aetna Health claimed this disparity constitutes a violation of Section 1557 of the Affordable Care Act, which bans insurance companies and health care entities from discriminating on the basis of sex. Though Aetna updated their policy within days of the lawsuit, Section 1557 should continue to be applied to ensure equitable treatment of LGBTQ health care consumers, including when it comes to building our families. I also want more legislation, such as the law recently enacted in Illinois, designed to prevent queer parents from having to pay more than our cishet counterparts to access fertility treatment.

Until we have equitable policies that protect us, queer people will care for each other, including helping each other build families. I started teaching friends and neighbors in my local queer community how to wash sperm and perform IUIs on themselves and their partners, usually in exchange for beer and pizza. Many of my friends were using known donors for the same reasons I had: cost. Even folks who were using sperm banks often wanted to do their own IUIs to save money after the outrageous amount they had spent acquiring each precious vial of semen.

I still dream of parenting, but it seems more and more out of reach as I approach 40 and my credit card debt gets worse, not better. I know I’d be a good parent, in that I would love my child hard, with the same drive that had me taping a mirror to my bathtub and processing semen in a centrifuge meant for high school chemistry classrooms. What stops me is not doubt, or even exhaustion, but the cost of being beautifully queer in a world that privileges heterosexuality.

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Prison Visitation Was Nearly Impossible for My Kids. Then COVID-19 Hit. https://talkpoverty.org/2021/09/09/covid-19-prison-visitation-children-washington/ Thu, 09 Sep 2021 19:25:18 +0000 https://talkpoverty.org/?p=30036 In 2016, I was assigned to the state penitentiary in Walla Walla — six hours away by car from where my children live. I told the caseworker all about them and their mothers, and asked if there was any way I could be sent to a closer facility to increase the chances of them being able to visit. It wasn’t about me, I explained, but for my girls.

He didn’t laugh. He didn’t rationalize why it was necessary to send me so far away, even though there were plenty of prisons on this side of the state. He didn’t tell me that the mental health of my daughters wasn’t worth protecting. I might as well have been invisible, he was so dismissive of my distress, as he said, “Your file says you’re incarcerated for armed robbery, Mr. Moore. Tell me, did you rob old people, too?”

My ten-year-old daughter is not doing well in school. Remote learning due to COVID-19 restrictions has failed to hold her attention, and she’s teetering dangerously close to having to repeat the fourth grade. I’ve been there. One year, I was only passed with an “incomplete” because I’d caused enough trouble that the school wanted me out as quickly as possible. I’m pretty sure I could help my little girl if I was around, but I’m not. I haven’t held her since she was four, because for the past seven years, I’ve been the property of Washington’s Department of Corrections (DOC).

Even before the pandemic, trying to arrange a visit was a nightmare. Her mother would have to go to the DOC’s webpage and fill out the tedious application. She would have to submit one for herself as well (minors aren’t permitted to visit their incarcerated parents without a guardian — or somebody approved by their guardian — present). That means she would also have to request to be removed from her incarcerated cousin’s visiting list, since an individual can only be on one prisoner’s list at a time in Washington state. That process alone would take three months to accomplish.

She would have to scan a copy of a completed and notarized consent form and send it along with the application. She would have to do that part at somebody else’s house, as she doesn’t have a scanner of her own. She and I didn’t exactly part on good terms, and this is a lot of work and embarrassment to endure, so she made a deal with my daughter: Get your grades up, and you can visit your dad.

My 16-year-old wants to be a journalist when she grows up, and she’s growing up fast. Her mother is poor and I’m not much help from prison. So my teenager, sensing she’s going to need savings for impending adulthood, works at a pizza shop rather than focusing on her education. I’ve offered to help her start getting published in order to build a portfolio that could potentially earn her a scholarship someday, but she’s too preoccupied with work and high school to even go through the process, let alone think about her long-term future.

Then there’s my young ones on the opposite side of the world, in London. Visiting has always been available to them, but the expense does not permit their traveling so far to see me. A flight for one is costly enough without having to multiply it by four.

So many holidays and birthdays have passed.

Before COVID lockdowns, prisoners could receive visits three days a week. Bulky guards would march between tables with their chests out, watching for any physical contact beyond the touch of a hand between the parents. No touching shoulders. No brushing faces. No kisses or hugs, beyond a brief embrace and peck at the beginning and end of the visit. The tables were placed so close together that free movement for children was not always an option. There was a small play area with toys and video games, but it wasn’t designed for parents wishing to spend time with their spouses as well as their kids.

As soon as COVID-19 began to reach American prisons, it got much worse. Guards weren’t mandated to wear masks until the outbreak they’d introduced into our home led to a riot. Though the vaccine is finally available to anybody who wants it, some guards are refusing to take it. Meanwhile, visits — along with all religious, educational, and self-help programming — were canceled.

More than a year after Governor Inslee declared a state of emergency, visitation finally reopened. Initially, visits were permitted once a month, for an hour at a time, for two people. I heard from my neighbors that the visit was non-contact through a plexiglass box with holes drilled about knee high. Visitors had to sit on chairs, and they bent their waists like they were about to dive as they yelled to be heard above the chatter. Children under 16 were not allowed to attend.

On August 15, 18 months after the pandemic hit the United States, three hour contact visitation for up to three guests finally resumed. The age restriction was lifted, and families all over the state breathed a sigh of relief.

I expected complaints to still fill the air as, after all, visitation would still not be what it had been. Masks were now necessary, and meals could no longer be shared. I guess most of us were just so relieved to have contact visits again that we accepted what we felt would do us and our children some good.

Upon reflection, we know that so many holidays and birthdays have passed and although it’s been a long time since we’ve seen the faces of our young, we haven’t forgotten them. Despite DOC’s actions, we are more eager than ever to see them again. It’s been too long.

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1 in 6 Millennials Have Crowdfunded a Funeral. I’m One of Them. https://talkpoverty.org/2021/03/10/crowdfunding-funeral-expenses-father/ Wed, 10 Mar 2021 17:31:53 +0000 https://talkpoverty.org/?p=29936 The day after my dad died unexpectedly of a heart attack at age 60, I found myself in a nearby funeral home, staring at the handwritten, folded letter I’d written for my dad as a polite funeral director discussed options with me and my wife. Did we want jewelry made with my dad’s fingerprint on it, an upgraded casket for his cremation, or a selection of candles with his face on them? I want to know how much this will cost, was the terribly practical thought I kept returning to. I hadn’t had time to process my dad’s sudden death, sixteen years after my mom died from a stroke. I’d had a single blurry day to come to terms with my dad’s death and take responsibility as his only surviving next of kin, with no parents, grandparents, or siblings to help me out.

Fortunately, I knew my dad’s wishes from dozens of conversations: Spend as little on his death as possible, have him cremated without embalming, and spread his ashes at Ossipee Lake in New Hampshire where he spent every summer as a kid. I tried not to feel guilty as I turned down the options the funeral home director explained to me, picturing my dad’s blue eyes as he told me not to spend an extra dime on his death, his insistence that he wanted to keep this simple. I knew my mom’s funeral costs had been impossible for him to handle as a cab driver, and that her brother had paid for almost everything.

After a lengthy and transparent explanation of what was available, I was handed a breakdown sheet with itemized prices. In total, my dad’s cremation costs sat at around $3,700: $2,900 for professional services and basic cremation, $260 for a container to keep his ashes in, $84 for copies of the death certificate, $31 for a cremation permit, $260 for the crematory, and $200 for the medical examiner fee (which went up by 100 percent in Massachusetts in 2019). My wife and I put the cost on a credit card and went home, exhausted.

I grew up in the projects, and lived just above or at the poverty line for the first eighteen years of my life. My parents, like 40 percent of Americans, never had $400 in the bank for an emergency. When my dad received medical bills for things that MassHealth didn’t cover, he let them go to collections because we simply couldn’t afford to pay them. Just a few years ago, my wife and I were in a similar boat. If my father had died in 2016, neither of us would have had a single credit card with a high enough limit to pay for his cremation costs.

My dad’s death was the second expensive emergency we faced in 2020, a year where nearly ten months were spent in an unprecedented global pandemic. In May, we had to pay for our cat’s life-saving cystotomy. I remember how relieved I was when we paid off the credit card we used for her surgery about a month and a half after it happened.

Death shouldn’t create an unmanageable financial burden.

About a week after my dad’s death when the shock wore off, I decided to start a fundraiser to cover the cost of my dad’s cremation. According to GoFundMe, 13 percent of its campaigns created in 2017 funded memorials, and a 2015 Funeral and Memorial Information Council study reported that 17 percent of adults between 20 and 39 solicited or donated money online for funeral-related arrangements. Sites dedicated specifically to funeral and memorial costs have launched, such as FuneralFund and Ever Loved. A 2019 survey from the National Funeral Directors Association showed that the cost of cremation had gone up 8.5 percent in the U.S. over the last five years, and the median cost of direct cremation is $2,495. The median price for a full funeral and burial in 2019 was $9,135, adding to the stress for the deceased’s next of kin. All of this is an even greater financial and emotional strain during a global pandemic, when many people have lost income and while low-income folks, people of color, and disabled people are dying at higher rates due to complications from COVID-19 compounded by racism, classism, and ableism in medical care.

Based on the 4.9 percent fee deducted from each donation at Fundly, I set my fundraiser at $5,000, hoping to raise enough to cover paying off the credit cards before any interest accrued plus a little extra to cover the cost of traveling to Ossipee for the weekend to spread my dad’s ashes once it’s safe to actually memorialize him.

As I shared my fundraiser on social media, I wondered if my dad’s wishes were simply because he didn’t believe much should be spent on death or because he understood that cremation and funeral costs can be pricey.

I thought of my dad, grieving my mom and unable to help pay for her funeral expenses, cutting back his hours at work because he had to take care of me full-time. I thought of him calling me the first time he qualified for a secured credit card after years of financial instability. I thought of my dad giving me and my wife a “mini honeymoon” weekend trip for our wedding because we couldn’t take enough time off to go on a full honeymoon right away, of him buying us dinner and champagne for our first anniversary, of the way he used to stop by and bring us desserts from an Italian bakery in Boston just because he could finally afford spontaneous gifts. My dad was financially secure for the last three years of his life, and he spent most of it in generous ways, helping residents at his sober home pay their rent and paying for aquarium memberships for the toddlers in our family.

Within two weeks, my fundraiser was fully funded, and we could pay off the credit card with zero interest. I almost cried when I saw the fundraiser total amount.

The fact that paying my dad’s cremation costs came down to luck and privilege isn’t lost on me. On average, only 22.4 percent of crowdfunding projects are successful and meet their goal, and 24 percent of Americans don’t have a credit card. There isn’t much support out there for young or low-income people shouldering the cost of a loved one’s end-of-life costs alone, aside from crowdfunding and asking for help from friends and family, if that’s even an option. Death — especially an unexpected, sudden loss — creates a seismic shift in your world, but it shouldn’t create an unmanageable financial burden.

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Getting By Without a Car Was Always Hard. Now It’s a Public Health Risk. https://talkpoverty.org/2020/09/25/getting-without-car-always-hard-now-public-health-risk/ Fri, 25 Sep 2020 14:18:20 +0000 https://talkpoverty.org/?p=29806 When I was ten, I ended up in the local emergency room. I still remember sitting in the waiting room, shaken and in pain, waiting for answers that had evaded the ER doctors and my pediatrician. My mom, in her oversized cat sweater, hugged me when I asked her if I would feel better. I wanted to go home with her, dance to a vinyl record, and make a blanket fort in the living room like we always did when I was sick. Instead, I would need to go to another hospital to see a specialist who focused on autistic kids and other children with developmental disabilities.

My mom couldn’t drive due to her visual impairment, so I only had three transportation options: We could pay more than $100 for an hour-long taxi ride to the hospital, I could wait in the ER for a day or two until they could get a hospital shuttle van, or I could take an ambulance. I grew up in the projects, so my understanding of ambulances was that they came when something really bad happened — when someone was stabbed in a fight, when my neighbor across the street was injured by her abusive husband, when an elderly neighbor had a heart attack, when someone called 9-1-1 on a mentally ill person for shouting at birds. I didn’t want to ride in one, especially not alone.

We eventually decided on the ambulance, even though the idea terrified me, because I was also afraid of staying in the ER overnight or being in the hospital any longer than necessary. The EMTs didn’t use the siren and I pretended I was just in the back of my Poppy’s old truck, which he used to let me ride in if we were only going to the Melrose public pool down the street.

This wasn’t the first time that I had to make a difficult decision because we didn’t have a family car, nor was it the last. I coordinated my SAT testing schedule with friends so that I could drive with them to the test site, and if I wanted to participate in after-school activities I had to pick the ones that ended before the last round of buses left. I walked a mile and a half to pick up new books from the library and drop off the ones I had finished. I made sure every doctor and therapist I went to was within walking distance or on a public transportation route.

During the COVID-19 pandemic, living without a car isn’t just an inconvenience. It’s a public health risk. The CDC is recommending that people drive alone as much as possible, but more than 10.5 million households in this country don’t have a personal vehicle. Many people who don’t have cars are already part of a marginalized group: They’re poor (households with an annual income of less than $25,000 are nearly nine times as likely to have no personal vehicles), disabled (only 65 percent of disabled people drive compared to 88 percent of non-disabled people), or people of color (14 percent of POC households don’t have a vehicle compared to 6 per cent of white households and immigrants across races are even less likely to have a car). Car access is also limited in very urban or very rural areas (54 percent of households in New York City don’t own a car, and more than 1 million people in rural areas don’t have cars).

Many people who don’t have cars are already part of a marginalized group

The transportation options that exist for people without cars were already imperfect — they’re time consuming, don’t cover many areas, and can be inaccessible and unsafe for disabled people and people of color — but they’re even more challenging in a pandemic. Taking public transportation is a risk right now, as is taking a cab or a ride share service like Uber or Lyft (if that’s even an option, since it’s become more difficult to find a ride). At the same time, budgets for public transit across the country have been cut and service has been reduced, making it increasingly risky and difficult for those who do need these services to use them safely and effectively. This combination directly impacts people who don’t have cars, especially people at a high risk of complications from COVID-19 — disabled people and others with underlying and chronic health conditions.

While the pandemic has made many businesses and medical facilities nimble and creative, many have decided to be ‘innovative’ by going drive-through only. Drive-through food, movies, concerts, religious confessionals, haunted houses, even drive-through COVID-19 testing. They all provide convenient opportunities for people who own their own vehicles who want to get out of their homes, but they widen the inequality gap for those who don’t have cars.

Drive-through services are often very literal. One night in my early twenties, I was staying with friends and we found ourselves hungry at 10 p.m. It was close to the end of our biweekly paychecks, and like most broke people, they’d run out of food in the kitchen. The only places open were drive throughs, so we tried to convince the staff at a drive thru to let us order and pay from the window even though we didn’t have a car. Not having a car was a dealbreaker. They said they legally couldn’t serve us or they’d lose their jobs. (While there doesn’t seem to be a specific law addressing this in Massachusetts, in 2016 in Louisiana a blind man sued McDonald’s for not providing him drive-through service when he walked up to the window.) We’d all worked service jobs, so we understood, but we also went to bed hungry.

I’ve had dozens of moments like that throughout my life: Turning down an internship in college because I had no way to get myself there, choosing not to go to the doctor’s because I felt too sick to walk but not sick enough to call an ambulance, asking a friend to help me print out a school assignment because I wouldn’t have enough time to walk to the library to print it myself, calling my best friend to come pick me up when I threw up in the bathroom at work because I had no other way to get home, not applying to jobs because they weren’t on public transit routes and were too far to walk to.

I can’t help but wonder what my mom and I would do if this pandemic happened during my childhood. We’d be facing the same choices millions of Americans have to make now: Do I take an Uber to get to the COVID-19 testing center? Should I cancel my follow-up appointment if I have to get on a bus to get there? Is it safer to take a cab with a stranger or ask for a ride from my neighbor who’s an essential worker? How much will it cost if I call an ambulance to get to the hospital downtown because I’m nervous about taking the train?

No one should have to live this way, especially during a global pandemic.

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What It Tastes Like to Eat What You Want for the First Time https://talkpoverty.org/2020/05/21/food-stamp-increase-afford-food/ Thu, 21 May 2020 14:59:26 +0000 https://talkpoverty.org/?p=29112 All my childhood grocery shopping memories center on being poor: Walking 10 minutes from our two-bedroom home in the Malden Housing Authority’s projects to the local Stop & Shop and filling the cart with juice, eggs, and bologna. There was the joy of adding the small amount of treats we could afford — at the time, that meant fresh bakery chocolate muffins, apple turnovers, and Gushers fruit snacks — and the embarrassment of putting some of the food back at the register when it rang up over our limit.

When your grocery budget is entirely reliant on the Supplemental Nutrition Assistance Program (SNAP), your mom’s Social Security Disability Insurance (SSDI), and other assistance programs designed for low-income disabled single parents and their disabled children, you have to be very specific about what you buy. It’s easy to spend your entire food budget before the month is over and find that toward the end of the month, you’re hungrily eating cheap cereal and off-brand white bread for every meal.

Recently, Democratic Senators Kamala Harris and Kirsten Gillibrand introduced a bill with Senator Bernie Sanders that would expand the SNAP benefit. The bill would increase the baseline for SNAP benefits by roughly 30 percent and expand benefits to those living in U.S. territories. Currently, the Families First Act is temporarily increasing SNAP benefits for households that haven’t been receiving the maximum benefit, and many states are allowing customers to purchase SNAP-eligible items online, a move that makes grocery shopping during a pandemic safer for low-income elderly, disabled, and high-risk individuals. A permanent increase to SNAP benefits and expanded delivery options would make a significant difference in the lives of many SNAP recipients, giving them the ability to purchase more food each month and making it easier for people to shop even if they can’t physically go to a grocery store.

The maximum SNAP benefit for a household of two in Massachusetts, where I live, is currently $355 per month. A 30 percent increase to that would be $106.50, bringing the total to $461.50 per month. That would mean SNAP recipients could almost afford the average cost of groceries ($489.16 per month in Boston, according to the Bureau of Labor Statistics, though the average monthly spend on food overall is $805.58 once you include takeout and restaurants). Although many families don’t receive the maximum SNAP benefit — in Massachusetts the average monthly household benefit is only $210, or $1.36 per person per meal — the proposed increase in SNAP benefits would at least bring low-income and poor Bostonians closer to being able to afford a full months’ worth of food.

I know how it feels to be able to expand your food budget, even by a little. I remember the first time my dad, who took over raising me after my mom died, had a particularly good month driving the cab. This was before the 2008 recession, and his specialty was driving kids with busy working parents to and from school. We had an unexpected, albeit small, increase to our food budget. I no longer had to survive on $1 Celeste frozen pizzas. I could get a few higher-cost pizzas, like DiGiorno. I was allowed to get inexpensive sushi at the Stop & Shop seafood counter twice a month, and we bought lobsters when they were on sale for $4.99 a pound. We kept the house stocked with sodas and Little Debbie snacks for when my friends came over.

A 30 percent SNAP expansion could change your life.

I could actually tell my new high school friends we’d feed them instead of asking them to come over “after dinner,” and we spent one New Year’s Eve trekking through a blizzard to get takeout Chinese food from the best restaurant in the city. I felt rich enough to try crab rangoon, which I’d always assumed I wouldn’t like — when you’re poor, you don’t take risks spending your limited money on food you’re unsure about and may have to throw away. The crab and cream cheese tasted like the freedom of choice and exploration, and I’ve loved them ever since. Then the recession and the rise of Uber and Lyft made it harder for taxi drivers to make money. We went back to eating cereal when we ran out of food money. I got part-time jobs and saved my birthday and holiday money to help my dad pay for groceries.

When I went to college, my food budget slowly started to increase again. It wasn’t much, but I went from being truly poor to just being broke. I’ve always defined the difference by how often the threats of eviction, running out of food, or having the electricity or heat turned off crossed my mind at any given moment. If I had enough money that those things were just background noise, I was broke. If I had so little money that I couldn’t help my dad pay down the electric bill so the power company wouldn’t turn off the lights. I was poor.

Being broke meant I could sometimes save enough money to take my girlfriend (now my wife) on a sushi date, if we kept the meal inexpensive or it was a special occasion. It meant splitting pizza delivery with my friends on Saturday nights, after we’d all had a few cheap vodka cocktails and were sitting around the dorm room laughing at weird memes. Broke was being able to get something else out of the freezer if I’d overcooked my chicken nuggets to a burnt crisp, instead of laying on my bed devastated because I’d ruined my chance to eat.

A few years ago, after my wife and I both got full-time jobs and were no longer relying on the modest budgets of grad students, we first noticed the difference at the grocery store. We were no longer poor or broke; we could get fresh salmon for dinner instead of frozen. We never had to put things back if we were over-budget, we could just have an honest conversation in the car afterward about whether we wanted to cut back the next time. I didn’t even cry when our zucchini went bad the day before we were planning to cook it, even though the child in me — the one who still remembers eating a free pizza lunch at the park with my mom on the August day that she died — was determined not to let it happen again.

That’s how a 30 percent SNAP expansion could change your life. It gets you from poor to broke. From hungry to offering to split your Caesar salad and brownie with another broke friend in the school cafeteria. It’s the bare minimum a person needs to be able to spend their days without low-level anxiety about how they’re going to survive. In the richest country in the world, the bare minimum shouldn’t be too much to ask for. We all deserve to get freshly baked muffins from the grocery store bakery every once in a while, and take the small risk of trying crab rangoon for the first time.

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Coronavirus Is Spreading. Your Waiter Can’t Stay Home To Stop It. https://talkpoverty.org/2020/03/06/covid-19-coronavirus-service-workers/ Fri, 06 Mar 2020 16:58:26 +0000 https://talkpoverty.org/?p=28941 Earlier this month, I contracted the flu — not COVID-19 but the regular, everyday, miserable but run of the mill flu that has been floating around my community.

I developed a severe case which turned into bacterial pneumonia; although otherwise fit and healthy, I have asthma, which makes me especially susceptible to respiratory illnesses. I spent Valentine’s Day flat on my back, wheezing and struggling to breathe while the antibiotics worked their magic.

Say what you will about azithromycin; it sure does kill bacteria good.

I work as a server, and I almost certainly contracted the flu from my workplace; prior to becoming sick, I served multiple customers who told me they were ill, which means exposure to their breath, used plates, napkins and cutlery, and surfaces they have touched. Moreover, several of my coworkers were ill with the same symptoms on the last shift I worked before becoming sick.

If you are worried about infection from COVID-19, you should be less concerned about hoarding masks and hand sanitizer (which you really shouldn’t be doing) and more concerned about the ways that poverty, a lack of access to health care, and general class inequality in North America could contribute to spreading it.

In Canada, where I live, servers are usually paid at or slightly below provincial minimum wage, and in the USA it’s often less than the already abysmal minimum wage. Most food service workers — servers, like myself, as well as cooks, bussers, and a vast variety of other folks working for an hourly wage — do not get paid sick days, which means taking time off even when you are pretty much dying costs you money.

Money you probably don’t have, which means you come into work sick.

For me, this was the first time in my 15-year career in the service industry that I have ever called in sick for multiple, back to back shifts. Tips are variable, but I estimate my three days off cost me about $350, plus $100 worth of medication. That doesn’t include the cost of my emergency room visit, which an uninsured American would also have to pay for.

I recovered faster because I got the medical care and rest I needed.

I’m really lucky that I work with good people and have a kind boss, who helped me cover my shifts; in many restaurants, the culture is not so forgiving, and calling in sick with anything less than a brain aneurysm is a sign of weakness. You’ve “screwed everyone over” by not coming in and making someone else work a double or else work shorthanded. In many other restaurants  I’ve worked in, you may find yourself missing shifts you would usually work on the next schedule — a “punishment” for the selfish act of allowing a virus to infiltrate your body and replicate within your cells, you lazy prick.

The main reason I was able to take a couple sick days this time around — regardless of the fact that I had to, since I couldn’t actually get out of bed — was that I have another job where I’m self-employed. In short, I had some extra money and could afford to not go to work and sweat and sneeze and cough all over people, food, and objects.

Not only does this mean I didn’t infect other people — COVID-19, incidentally, is primarily spread through respiratory droplets in the air, and by person to person contact — but I recovered faster because I got the medical care and rest I needed, which means I returned to work more quickly. Better for me, better for my boss, better for the health of everyone.

By contrast, as I recently tweeted about, this isn’t the first time I’ve had pneumonia; in 2013, I had walking pneumonia for two weeks, during which I worked the majority of the time handling food in close proximity to customers. I didn’t do that because I’m a selfish jerk unaware or unconcerned about the health of others, I did so because I wouldn’t make my rent if I took time off and because I was working in a place where I was afraid of what would happen if I called in.

Not only was I sick much longer in that case — and therefore capable of infecting others for a longer period of time — it took me months to fully recover, which had further economic impacts for me. I would have been a better worker, infected fewer people, and been less of a strain on the health system had someone just given me a goddamn paid sick day; it would have been cheaper and better for literally everyone in my community.

In 2017, 130 people were sickened by an outbreak of norovirus — a highly contagious gastrointestinal illness — which was directly linked to Chipotle’s management policies around sick workers. It’s not just about the policy, though; even if workers had been “allowed” to call in sick and supported by management to do so, they’re going to come into work if missing that shift means no gas in their car, or their kid doesn’t get lunch tomorrow, or it’s ramen for dinner every single day for the next week.

When you economically punish people for getting sick, more people are going to get sick.

All signs point to COVID-19 being a genuine pandemic that we should all be concerned about and thinking about — which means we need to care not only for ourselves, but for others. If you care about your health, care about how the people around you live and are treated in their everyday lives.

Viruses don’t care how much money their host makes, but how much money their host makes, and how we treat working-class people when they get sick, may impact how many opportunities COVID-19 has to spread.

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I Broke My Tooth. It Almost Broke the Bank. https://talkpoverty.org/2020/02/28/dental-care-tooth-loss-poverty/ Fri, 28 Feb 2020 15:55:05 +0000 https://talkpoverty.org/?p=28920 I was enjoying chips and salsa while out with friends when I felt a jolt in one of my back teeth. I ran my tongue over the area and realized I’d lost part of a tooth from a particularly hard tortilla chip.

“What’s wrong?” my friend asked.

“I think I just chipped my tooth.”

My other friend waved her hand at me. “Just go to the dentist.”

It wasn’t an unreasonable suggestion, but I didn’t have medical insurance, let alone dental: a whopping 33.6 percent of US adults don’t have dental coverage.

Not only did I not have dental insurance, but I hadn’t been to the dentist in more than a decade. My parents, who both had all their teeth pulled in their forties, had stopped taking me to the dentist when I was around ten. I assumed it was because of the cost. Even with dental insurance, most plans only cover one to two grand of dental work per year, with a deductible. This seems reasonable until you need something more than a cleaning, like a crown, which costs between $750 and $1200.

When I got back home, to the house that I lived in with six other people, I looked in the bathroom mirror and discovered a whole side of the tooth had come off, right down to the gum line. I didn’t want to get an infection, so I did a Google search for cheap dental care.

There was a college nearby with a teaching school, meaning that students worked on you while supervised. The only problem was that it required an initial interview and then a separate exam on a different day before they even started treatment. A car was a luxury that I couldn’t afford, and the trip to the dental school would take hours and multiple buses, not to mention unpaid time off of work.

The next best option was Superteeth, a dental clinic that advertised most basic dental services at $99. Fortunately, Superteeth was on a busy road easily accessible by one bus. A few days later, I headed to the clinic. It was hard to miss, as the outside of the building was covered with signs advertising cheap dentistry.

I walked in without an appointment and filled out some forms, crossing out the insurance section. After an hour, the dentist saw me and told me, without even doing an x-ray, that I needed a root canal.

“How much is that going to cost?”

“The procedure is between six and eight hundred dollars.”

Six hundred dollars was what I made in two weeks. I did not have that kind of money. Then she explained that it was just the cost of the root canal. I’d also need a crown, which would push the total past a thousand dollars and require multiple visits. I must have looked shocked, because she added that they could just pull the tooth for $99.

“Can I think about it and come back?” I asked.

“Sure, but don’t wait too long.”

I'd rather have a missing tooth that wasn't too noticeable than a rotting tooth.

For the next week, I smiled in front of mirrors and windows, trying to figure out if a missing tooth would be noticeable. The tooth was on my left side, third from the back. My biggest concern was how a missing tooth would affect my job prospects. In a list of common nonverbal mistakes made during job interviews, not smiling came in third, with 38 percent of hiring managers citing it as an issue. Smiling is hard when you’re self-conscious about your teeth. Sure, I could do a closed-mouth smile, but it doesn’t have the same effect on people.

In the end, I decided that I’d rather have a missing tooth that wasn’t too noticeable than a rotting tooth that could get infected and cause further, more expensive issues. Even if I could get my hands on a thousand dollars, I would have used it to pay down my credit card that was maxed out from college expenses instead.

When I got the courage to go back, the dentist asked for the $99 upfront. I wasn’t sure what to expect, since I’d never had a tooth pulled before. My friends all had their wisdom teeth pulled and they were all knocked out for the procedure. This was not the case for pulling other teeth.

The dentist shot up my gums to numb them. She then grabbed what seemed to me like regular pliers that you would find in a hardware store. I was awake as she clamped down on the tooth and used all her strength to yank it out.

I was expecting something more surgical and less brutal. I heard the tooth shatter and then the sounds of the dentist scraping the area.

“I think I got all the bone fragments out, but it’s hard to tell. You might have some bone fragments come through the gums in the next few weeks. You can just pull them out yourself or you can come back and we can do it.”

She didn’t mention if it would cost me or not to come back. I didn’t ask, because I knew I’d just go the DIY route. She told me not to drink from straws, as this could cause the blood clot to dislodge, and then sent me on my way without so much as a Tylenol.

I was planning to take the bus home but called my sister for a ride instead. I didn’t want to scare strangers with my bloody gauze and slack mouth. A day later, I was back at work, as I didn’t have vacation days and was now out $99.

I remembered the dentist telling me to “get back in for an exam soon.” She looked concerned. I was having pain in other teeth and was using copious amounts of Orajel to deal with it.

I landed a job with better pay and benefits a few months later. As soon as my dental insurance kicked in, I made an appointment. I had 16 cavities and had to get them filled four at a time over four sessions. As I’d just started work three months earlier, I still didn’t have the money to pay all the out-of-pocket costs and ended up putting some of the expenses on a high-interest credit card.

My dentist kept pushing me to get a dental implant. He warned me of gum loss that could disfigure my face. He also told me my teeth would shift to fill in the gap, causing my bite to change. He did a thorough job of scaring me, but I didn’t have the $2400 to cover the out-of-pocket costs.

A few years and a few raises later, I was able to get the dental implant. I had been experiencing TMJ jaw pain due to the shifting teeth that got so bad that I went to the dentist to make sure I didn’t have an infection.

Like getting the tooth pulled, I was awake for the whole implant procedure. The dentist drilled into my gums, placed a metal screw in the hole, and stitched my gums back up around it. It would be a couple of months before the gums were healed enough to place the fake tooth on top of the screw. Again, I was thankful that the tooth was in the back. A missing tooth was one thing, but a screw sticking out of the gums was quite another.

Years have gone by and the fake tooth still gives me issues. Because I waited too long, I lost a lot of gum tissue and the fake tooth doesn’t fill the space well. Food gets stuck underneath the tooth and when I run the floss all the way under, I sometimes cut the gums. This leads to bleeding, puffiness, and a few days of pain. Once, it led to an infection.

The implant troubles are a constant reminder of how lucky I was to find a job in time, before I — like my parents — lost all my natural teeth. Not everyone is as fortunate.

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I Gave Up My “Poor People” Foods. But I’m Keeping Soda. https://talkpoverty.org/2020/02/07/poor-people-soda-judging/ Fri, 07 Feb 2020 16:12:26 +0000 https://talkpoverty.org/?p=28367 When my two childhood best friends and I were kids, we would toast two pieces of bread, spread butter across them, and coat them in cinnamon sugar to curb our hunger if we were between grocery trips and our parents didn’t have much in the house. We also ate cheap ramen noodles, plain pasta with butter, canned tuna, bologna sandwiches, Celeste $1 frozen pizzas, McDonald’s value menu sandwiches, and we drank a lot of soda.

I’m no longer poor like I was growing up, and I generally have more meal options; even at my brokest moments in the last five years, I’ve been able to afford a basic meal at Panera Bread. I’ve since given up a lot of the poverty foods that I grew up with, mostly because I find other options tastier and, like many millennials, I’m more willing to spend my money on food than my parents were. When I first tried sushi in 2008, I loved it enough to work it into my shopping list occasionally despite the high price; I’d rather have one serving of sushi than eight Celeste pizzas for the same price. But I still drink at least two cans of Coca-Cola every day, and I’m not planning to stop anytime soon.

Soda, like the other inexpensive foods that many poor people rely on, is frequently demonized. It’s often cited as a health risk for weight gain, which is a fatphobic tactic that ignores the fact that being overweight is not directly linked to health problems. And alternatives to soda that many people suggest, such as fruit juice, often contain the same amount of sugar and calories as soft drinks.

Still, these attitudes persist. Soda is taxed in over 35 countries and seven U.S. cities, and these taxes continue increasing; Washington, D.C. is currently considering raising taxes on sugary drinks. I’m often told by well-meaning friends and family about the amount of sugar and calories in the soda I drink.

After the second or third time I laugh off my soda habit by opening another can in the face of a dissenter, they usually get the picture and chalk it up to one of my quirks. I’m very privileged to be able to do that: I’m white, thin, and no longer live in poverty. When I was living on cereal and cinnamon toast, it was harder to rebuke people’s comments about what I ate; I had no choice. If I didn’t eat that one dollar chicken sandwich, I wasn’t going to eat dinner that night. If I let the sugary cereals expire, it was valuable money wasted. Growing up, I didn’t even have enough money to maintain a diet consisting of foods that don’t cause my disabilities to flare up, which I realized when I finally had the financial freedom to give up red meat in 2011 and stopped experiencing weekly stomach aches.

When you’re poor—especially if you’re also fat, disabled, a person of color, an immigrant, or from another marginalized background—the world feels entitled to share its opinion of every choice you make. What cell phone you use. How you pay your bills. How often you go to the dentist. What foods you put in your grocery cart, and how many of them you have to put back at the end of the trip because you’ve run out of money. Whether you pay for those groceries with SNAP.

Poor people have fewer choices; there are so many things I can do now that I couldn’t do when I was poor. I can spend a few dollars to rent my favorite movie on Amazon Prime, save up enough for a weekend trip to Maine with my best friends, take an Uber or Lyft when my body is in too much pain to walk ten minutes from the train station to my home, and eat sushi with my wife when one of us is craving it.

I’m not planning to give up soda.

Every choice you make when you’re poor is more likely to be criticized by other people (“Why would you buy your sister a birthday gift when you can barely afford groceries?”). These choices also carry more weight: What if you decide to buy her that gift she really wants and then you’re stuck eating rice for weeks? It’s easy to judge poor people’s choices about what to eat and drink because these decisions are so visible, but sometimes getting a vanilla Coke with your Wendy’s chicken sandwich is the best choice you’ve been able to make that week. I remember sitting down with my dad to eat Pizza Hut, knowing he’d recently been injured in an accident at work and was having a hard time making enough to pay our bills. I ate pizza and watched Shameless with him, thinking this might be the last time we’d get to do this for a while if our cable and electricity were shut off. Maybe we could have kept the $10 (plus tip) we spent on pizza, but it wouldn’t have paid our bills. It wouldn’t have helped my dad, an independent contractor cab driver, figure out a way to work when he couldn’t physically drive.

Research shows that escaping poverty requires 20 years with nearly nothing going wrong. I haven’t reached that milestone yet, but I’m better off economically than my parents, a disabled mom on SSDI and a cab driver dad, were when I was a kid. My dad used to choose our meals based on what was on sale; I choose my meals based on what my wife and I are in the mood for. Do we want chicken or fish? Do we want fresh blueberries or frozen vegetables? I rarely eat fast food as a meal anymore (if I do eat it, it’s usually because I’ve been out drinking with my friends and it’s 2 a.m.). But I’m not planning to give up soda. As my wife’s aunt recently joked, I have a glass of Coke in the morning with my breakfast in lieu of coffee or tea.

Nothing tastes as comforting as freshly poured fountain soda with crushed ice. Maybe it’s the nostalgia from my childhood memories of drinking soda and eating pizza on the couch with my mom, who passed away in 2004, as we watched reruns of Seinfeld. Maybe it’s the satisfaction of thinking about haters clutching their pearls as I ingest what they would denounce as pure sugar and empty calories with my fresh salad.

Maybe there’s a kind of power in having enough money to choose any beverage, but still choosing the one that costs $1 any size at McDonald’s. I may not go through the drive-through often anymore, but I always know that it’s there waiting for me, like a crispy slice of cinnamon toast with my best friends on Saturday morning.

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I Ate Lobster On Food Stamps. It Was Delicious. https://talkpoverty.org/2020/02/05/snap-food-stamps-shame-lobster/ Wed, 05 Feb 2020 16:34:41 +0000 https://talkpoverty.org/?p=28356  I was a food stamp kid for a few years in the early 1990s when my mom started college. I remember the first time we went to the H-E-B grocery store in the South Side of San Antonio with our stamps. We always drove to a store in the next neighborhood over to shop. My mom had worked at the closest H-E-B when she was pregnant with me. People she went to high school with shopped there and so did her former in-laws. There was no way my mom was going to walk into that store with a wad of food stamps. We felt enough shame that we needed the help without adding in other people’s judgement.

It wasn’t like it is today, where people get a debit card nearly indistinguishable from a Visa or Amex. Back then, we were given books of bright red or blue coupons, which were slightly smaller than dollar bills. You weren’t supposed to separate individual stamps from the booklet ahead of time, which meant that you had to stand at the cash register and count them out and sign each one, publicly. She was ashamed that we needed them, and so was I.

Once, when I was in middle school, a kid dropped a red food stamp on the playground, and our gym teacher snatched it up and held it above his head, loudly calling, “Who dropped their food stamp? Can’t go to the store after school and buy yo mamma’s groceries if you don’t have her food stamps!”

No one took it. It wasn’t mine, but I thought about claiming it anyway. It was a dollar. It would buy fruit. You could get a pomegranate for a dollar at the store, and I was on a pomegranate kick.

It is easier to implement cruelty if you don’t think of those you’re being cruel to as good people. If you think of the cruelty as “tough-love” or as teaching people to pull themselves up by their bootstraps, then you don’t see it as cruel at all. To the Trump administration, being poor is a character flaw. It is worthy of shame. A flaw for which they have no problem punishing people for, even children, the elderly, and the disabled.

The first time my family shopped with our food stamps, we bought grapes, Roman Meal bread, cheddar cheese, romaine lettuce instead of iceberg, peaches, and a lot of hamburger. And a lobster and a pound of butter and some lemons. The lobster was on sale since they tended to hang around the tank for a long time at the H-E-B in southeast San Antonio. I remember exactly what we bought, even 30 years later. We feasted that night. I remember cracking open the claw, startled at the creaminess of the flesh, dripping with butter and tart from lemon juice.

Shaming people others them.

To be clear, we weren’t destitute. We were broke and lived off poor people food, like canned butter beans and potatoes stewed in milk and covered in ketchup, and Little Debbie Snack Cakes. My dad rarely paid child support and my mom was working and going to college full-time. We were in the same situation as millions of families now who use SNAP. Food stamps were a step-up to better nutrition, including the one-time lobster.

Most of the kids in my elementary school qualified for food stamps, so most of us also qualified for free or reduced breakfast and lunch. There were separate lines for kids who paid the reduced or free rate. Even knowing that we were all poor, there was still so much stigma and shame attached to using that checkout line. So much that rather than deal with it many of us used the change meant for lunch for vending machine snacks instead, or just didn’t eat. A generation of kids raised on Flamin’ Hot Cheetos and Snickers bars lunches. Eventually, the entire school district was allowed to serve everyone reduced or free lunch since such a large percentage of us qualified, and they removed the separate reduced/free lines. Suddenly there were a lot more kids in the cafeteria and fewer hanging out by the vending machines.

It’s easier to be cruel to someone who you’ve made feel ashamed. Shaming people others them. It creates a divide in their mind between themselves and poor people. It makes it easier to believe that poverty is the result of bad choices and decisions, not a capitalist system that’s out of control. This way, it could never happen to them. People who support SNAP cuts aren’t afraid of poor people, they’re afraid of BEING poor. When my coach was teasing us about food stamps, I imagine that it made him feel better somehow, to feel apart from all the poor kids. Especially since his salary made him food stamp eligible, too.

In my case, my mother graduated from college and went on to become a high school teacher. We moved from the neighborhood I grew up in to across town for a new start. I went to college at seventeen, then culinary school, then graduate school. I married, had a child, and became disabled. Neither of us have gone back on SNAP.

I am a success story because of public assistance, and I am no longer ashamed. Food stamps saved my family when I was young. They save families every single day.

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Chicago’s South Side Was Covered In Candy Houses. Now They’re Dying Out. https://talkpoverty.org/2020/02/03/chicago-south-side-candy-houses/ Mon, 03 Feb 2020 16:43:52 +0000 https://talkpoverty.org/?p=28344 Candy houses are quintessential to Chicago summers. Back in the ‘90s, when I was a child, a kid could go to any South Side community and find local homes that doubled as candy stores. They sold sour and hot kosher pickles, fruit chews, chewy sour balls, Flamin’ Hot Cheetos with cheese and, if you really had the money, with cheese and beef. There was so much to choose from, including the lemon and strawberry cookies that no one could name, but everyone remembers.

“I would buy Flamin’ Hots with melted cheese and ground beef and that was like a whole damn meal. We would buy penny candy, lemon and strawberry cookies, snow cones. We would buy anything related to snacks or junk food now that would be a health hazard,” said Val, a Black South Side native who has lived in Chicago her entire life.

A candy house is a business run by a homeowner who sells candy and snacks. But they were also a source of fun for children and income for women in areas of Chicago the media consistently portrays as violent, unhealthy, and poor, and that have suffered due to policies that hurt Black homeownership, exacerbate segregation, and affect food quality.

According to the Racial Justice Project, Black people have access to half as many grocery stores as whites. Many big grocery store chains avoid low-income spaces altogether.

But we had candy houses. They were symbolic to South Siders.

There are no longer as many as there used to be, though. Growing up, there was a candy house across from my elementary school, then called Myra Bradwell, on S. Burnham Ave. Whenever I had the money, my favorite things to purchase were sour candy balls, specifically the blue ones, and dill pickles. The store wasn’t always open, but when it was, there were always children purchasing candy and running to school. It’s gone now.

In 2006, while I was in high school, another candy house existed for about four months in the summer. I used my money from an after-school job and bought tons of candy and chips to eat each day. But that candy house also closed. I knocked on the door, and the woman simply said that she was no longer selling candy, and that was the end of that.

They provided women money without strings attached.

Traditionally, people on the South Side of Chicago purchased their candy from one wholesaler: L&P Foods, located on 7047 S. State St. And despite median Black household income in the ‘90s being just $21,420, money never seemed like a problem when children and candy were involved.  Depending on the candy house, a child could receive candy on credit, an adult would purchase candy for neighborhood children, or other children would purchase candy for their friends.

This was the case with Etholia, 33, a former Auburn Gresham resident, who with $10 in her pocket shared her wealth with other children. “It had to be third grade and I told everybody that they could get something, all my little friends. We spent that money up and I almost got in trouble. When I came home, they asked, ‘Where’s your [money]?’ I was like ‘Oh, I spent it at the candy store,’” she said.

When children and adults purchased candy for other children it was a way to look out for each other. Doing so built a community of trust and brought people together, because the same people buying candy were also looking out to make sure you didn’t get into trouble, that you made it to school, and that you felt safe. Purchasing candy for children was more than a kind act. It was built on a foundation of Black traditions of acceptance and care.

And the houses were about more than just community building. Economically, they were important to Black ownership, and Black women were the center of the business.

“As far as I knew [it was] women. I never knew any men running it. Also, their older kids too,” Val said. “It was clear that many of those women were much older, and they didn’t have the sort of income that we have now, so candy houses were a way for them to get extra money.” In Chicago in 2016, only 2 percent of businesses were Black-owned despite Black people being 17 percent of the population.

Not only did these businesses provide extra income for necessities, they provided women money without strings attached.

“[My grandmother] loves money. I admired the hustle in her and that was her way to make extra income, because my grandmother was a [stay at home mom]… so she never really had income of her own,” La’Shon, a fourth generation South Side native, said.

The young relatives of these women also received a benefit, because children of candy house owners received automatic “cool” points from their peers.

“It gave me some type of extra street cred because my house was the candy house. If your house was the candy house, it put you on another level because your house was the house,” La’Shon said.

There is no single reason why candy houses are no longer as widespread. But among them are candy house owners growing older and retiring, safety concerns in Chicago’s enclaves due to the small population of violent offenders, and the ease of internet shopping.

“We have different type of community now. A lot of people who were not a part of the community infiltrated the community and made [corner stores] that really were the antithesis to those candy stores,” Val said. “[Illinois] started cracking down on people having businesses in their home, so people would actually get in trouble for it.”

“I think now everybody doesn’t live by the code, which is ‘don’t snitch when it comes to that.’ People are scared of getting shut down,” Etholia said.

The rise of internet commerce has also played a role in making candy houses a thing of the past. “The internet,” La’Shon said. “It’s definitely the major reason. I couldn’t tell you where a candy house is today… and I can go on the internet and buy chews, Frooties, and all those unique candies that I couldn’t find anywhere else. I can go on the internet and buy it now.”

With so many changes in communities and technology, these Black-owned businesses may never see their former glory. However, what will never change was that they built community and long-lasting memories that bonded communities together.

“Just knowing that we grew up in a time where you had a community, you had people that you could go to, you had people you could talk to, you had places where you could get fresh air and run around and be silly and be a kid,” Val said. “And I don’t necessarily think that a lot of times we think about Black children being children and that was the moment we were not held to this inhumane standard. It makes me think how wonderful it was to at least have some form of childhood and think about happy experiences.”

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Laws Aren’t The Only Barrier To Abortion Access. So Is Cost. https://talkpoverty.org/2020/01/28/abortion-cost-uninsured/ Tue, 28 Jan 2020 17:54:58 +0000 https://talkpoverty.org/?p=28322 When thinking of abortion access challenges in the United States, waiting periods, mandatory ultrasounds, biased pre-abortion counseling, bans on federal and some state funding, and a dwindling number of independent clinics come to mind. These challenges delay abortion care, increase medical risks, and especially hurt minors. After navigating extreme restrictions and logistical needs to get to the clinic, another problem may arise for some patients: additional fees, which can range from $50-250 (on top of an average cost of $500 for a first trimester abortion), for factors entirely out of the patient’s control, such as having a negative blood type, being over a certain weight, or having a twin pregnancy. Although additional fees are common among various medical procedures, the lack of public and private coverage for abortion costs makes them difficult for some to afford — especially in places where the rate of uninsured people is high.

I have firsthand experience with one: Rhogam. Like 15 percent of the population, I lack the Rhesus factor in my blood, which means I have a negative blood type. If your partner has a positive blood type (or if their blood type is unknown), the fetus can inherit their factor, causing problems with the pregnancy. Pregnant people in this position can be given an injection of rho(D) immune globulin, such as Rhogam, to create antibodies that desensitize our physiological response if our blood comes into contact with the fetus’ blood, should it be Rhesus positive. Without the injection, it could be problematic for not only the health of the pregnant person and developing pregnancy, but the development of future pregnancies. Normally, Rhogam isn’t given during pregnancy until the 28th week, but abortion providers still routinely provide it at earlier gestations.

I had the privilege of using insurance when I delivered my two children, including one through a cesarean section. Unexpected fees weren’t something I anticipated when I needed an abortion while living uninsured — and I live in Texas, where in 2017 a bill passed prohibiting insurance plans from providing coverage for abortion unless the pregnant person has a separate premium they’ve purchased specifically for abortion. And for most people, Medicaid won’t cover it, either. I learned I’d need to pay $100 because of my blood type, on top of $450 for a surgical abortion. My local abortion fund helped, but it wasn’t enough for me to afford Rhogam and sedation. So I experienced my surgical abortion completely aware, which wasn’t comfortable for me. Nor what I wanted, since medical settings give me anxiety.

Some clinics have taken measures to address the challenges of added fees. And abortion funds, such as the Mississippi Reproductive Freedom Fund, also provide financial assistance. Some abortion providers combine what would typically be additional costs with the price of the abortion, or try to be up front about these fees on their websites. But not everyone has access to the internet, or if they do, it isn’t always easy to find accurate information. Crisis pregnancy centers often use similar names to trick people, who may not realize they’re on a site that isn’t legitimate. So it isn’t unusual for us to learn — for the first time — that we have to pay hundreds of dollars upon visiting the clinic.

“We’ve had patients who choose our clinic specifically because we don’t charge for Rhogam,” one clinic told me. Other clinics may waive the fee for those who need help paying for it, when resources are available to do so. “We received a grant that allowed us to provide our patients with financial assistance for things, and at the time we decided to use it on Rhogam, so people wouldn’t have to miss their appointment over an unexpected thing,” another clinic said. “We recognize the hardship this creates for many people, especially when a lot of people have no idea what their blood type is to begin with.”

Our right to choose means nothing if we can’t access it.

The extra cost of Rhogam increased the time one patient needed to pay back a loan they took out on their car in order to afford the procedure. “I had to travel to a different state because it was closer than the clinic where I lived. I had the money from a loan I took out already, but when I found out I’d need to pay $100 more because of my blood type — in addition to the barriers I was already facing — I realized I’d be stuck in this cycle of debt longer than I hoped for,” they said.

I also spoke with Desiree — whose name has been changed to protect her privacy. “I remember standing at the window and being told it would be an extra $100 because of my blood type. It had already taken me weeks to get the $400, and I needed an abortion a few days before rent was due. I had to step aside and really think about what this could mean for my living situation,” she said, since she’d already needed assistance from a local abortion fund.

Laurie Bertram Roberts, co-founder and executive director of the Mississippi Reproductive Freedom Fund, told TalkPoverty: “We hear from many callers that struggle more because of these extra costs. It’s already hard as it is to raise hundreds of dollars for the procedure, especially for our callers who are experiencing homelessness and other barriers related to accessing abortion.”

This issue also affects those who don’t have a negative blood type. “I wasn’t even Rh-negative, but the clinic I went to gives everyone Rhogam,” said another patient. She said the additional cost caused her to drive home on “fumes,” because she had to use her last $50 that was originally intended for gas after driving out of town for her abortion.

When it comes to the extra cost associated with Rhogam, fortunately, things are changing. In Contraception Journal, the National Abortion Federation (NAF) recognized last year that testing for the Rhesus factor in abortion care has become a barrier. They refer to Dutch guidelines, which say the injection is unnecessary for pregnancies less than eight weeks — and Sweden also recommends against the injection for early medical abortion.

NAF recently updated its recommendations regarding when Rhogam is required. They no longer recommend it for early abortions less than eight weeks, most of which are medical abortions and account for two thirds of the abortions performed in the U.S., according to the Guttmacher Institute. Now, people with a negative blood type — who find out about their pregnancy early on — may have the ability to forego Rhogam at NAF-member clinics. Some experts say it isn’t necessary for a first pregnancy at all.

Dr. Alice Mark, NAF’s Medical Director, told TalkPoverty: “We know giving the Rhogam injection at 28 weeks decreases the risk of sensitization, but what we don’t know is that any intervention before that has any impact on the outcomes…The studies [on sensitization] use methods that are outdated, and we were doing this intervention without knowing whether or not it benefited patients.” They drew heavily on data from Europe, where not providing Rhogam early in gestation has “no appreciable impact.”

Dr. Mark stressed that some clinics may want to follow American Congress of Obstetricians and Gynecologists (ACOG) recommendations to protect their patients, and that’s not wrong. “But because we’ve made this change, it’s been taken to ACOG to be discussed on their committees,” said Dr. Mark.

One clinic I spoke with told TalkPoverty that, “We’re going to follow the [NAF] recommendations, and we should be updating the guidelines in the next month. All of our physicians are really excited to follow these guidelines — there’s a lot of research on it. It’s an extra barrier for patients.” Patients are also growing more aware. “I didn’t need it because I’m less than eight weeks,” said one person I spoke with before her abortion.

This isn’t the fault of clinics. It is the result of the systemic issues related to extreme abortion restrictions. After all, paying for abortion could be a lot easier if there wasn’t a federal ban on public funding. Independent clinics perform the majority of abortions in the U.S., but they receive absolutely no support from our government. Use of state dollars for Medicaid reimbursements for abortions is highly restricted in Texas and a number of other states, so while some providers may combine these additional fees in the cost of the abortion, it’s inevitable not all would be able to in order to sustain the operation of the clinic. In eleven states, including Texas, most people can’t use their private health insurance for their abortion, either.

And with providers across the country facing closures due to medically unnecessary restrictions, accessing a clinic becomes less of a reality for many even without these additional costs. Next month, Missouri will give a final ruling in the case of the state’s only abortion provider shutting down. Six states currently have only one clinic, and Missouri could be the first with zero. In Texas, we have the most cities more than 100 miles away from an abortion clinic. For some of us, there is no choice: we’re forced to continue a pregnancy we don’t feel ready for.

Because even though we have a legal right to have an abortion, lawmakers continue to remind us that our right to choose means nothing if we can’t access it.

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I Was Ready for College. College Wasn’t Ready for Me. https://talkpoverty.org/2020/01/21/nontraditional-student-college-graduating/ Tue, 21 Jan 2020 18:21:49 +0000 https://talkpoverty.org/?p=28298 The upstairs toilet is wobbly. It’s been this way for a few months. Whenever someone sits on it or shifts their weight, it makes an unsettling clunk. Strangely, that’s not the upsetting part to me. See, I know how to fix it; in this age of YouTube and WikiHow, you can find and teach yourself how to do almost anything. I know what tools I need, where to get them, and I even have the funds available to take care of it. What I don’t have is time, and that is largely due to my decision to continue my education as an older, non-traditional student. According to the American Council on Education’s “Post-traditional Learners Manifesto,” as many as 40 percent of undergraduate students nationwide are non-traditional, defining non- or post-traditional as over the age of 25 with varying factors such as financial independence, number of dependents, high school graduation status, and military experience.

Like many of my cohorts, I was sold the line that higher education was the golden ticket to a successful life. Off I set at eighteen to Eastern Michigan University, sure of what I wanted and what I would do. But life being as it is, and plans going the way they often do, I didn’t graduate. I dropped out to have a baby, joined the Navy, was medically discharged, and left drifting without tangible purpose. This is at least in part due to my husband’s active duty status, taking us overseas. This is not unusual, as the same manifesto notes that as of 2017, 60 percent of non-traditional students are women. At least I had my Post-9/11 G.I. Bill, a college payment incentive offered for military enlistment after the 9/11 attacks, and since my life became more stable in my late 20s and early 30s, the time seemed right: I enrolled at the University of Hawai’i at Mānoa.

As a disabled veteran and mother of a teenager, I knew some of the challenges awaiting me after admission. Being significantly older than my peers and being mistaken for a graduate student or instructor were odd blows to my self-esteem. There were numerous others I’d not considered. But as I sit here three weeks from graduating at the time of this writing, I’ve realized that I’ve succeeded despite higher education institutions failing to understand the needs of non-traditional students.

The university experience in the United States is designed to pipeline high school graduates through it and into the workplace as fast as possible, even with the reality that financial success is not necessarily waiting at the other end. Our campus is full of eye-catching signs encouraging undergraduate students to finish in four years, encouraging a fifteen-credit course load if you mean to finish within four years, instead of a full-time load of just twelve. Each syllabus reminds us that we should expect three hours of outside class work per week per credit hour. A fifteen-credit schedule alone starts with fifteen hours a week under instruction. If each class sticks to only that three hours per week outside of class, you’ve racked up forty-five hours of homework. Being a full-time student is more than full time. If your only responsibility is class, and you budget your time well, that may just be doable.

As a theatre major, like many other majors, it’s also not unheard of to have to fit in many outside-of-class activities. I study stage management and playwriting, and that requires me to run shows. I am lucky to have instructors who help me find alternate routes to these requirements, but not every department is this accommodating.

Class and homework are not always the only things people are balancing.

In addition to family duties and disability status, I’m an author, which is a demanding job that comes with irregular hours, most of them unpaid. My time is valuable. My work and financial circumstance allow me to put projects on pause, to the frustration of my ambition. But I still find it difficult to keep up with the amount of self-promotion being an author requires. I was asked to choose between my GPA and my income.

40 percent of undergraduate students nationwide are non-traditional.

My share of the responsibilities of my home life doesn’t stop for my school day, not if we want things like packed lunches and clean underwear. Even with on-campus services like the Student Parents at Mānoa (SPAM), who help to fill in gaps in childcare, there are limitations. Families need fed. Meals need planned. Perpetual chores pile up each and every day, even if you did them the day before. My family is great about sharing chores, but they have school and jobs too. Of course, traditional students often have to deal with this, as a record number of young people currently live in a household with at least one other generation, which only further emphasizes the need for more support.

And commutes! My commute of twenty miles one way is over an hour. By the time I get home, with a mountain of homework or paperwork, those languishing piles of laundry and cat boxes in need of scooping make me want to cry. Plus, between commuting, family care, instruction time, homework, paid and unpaid non-school work, sleep must happen.

As a person living with chronic pain and mental illness, I often find the demands on my time challenging. My mobility is largely unaffected, which is good, since several of the buildings I frequent lack elevators for my second and third floor classes. With chronic pain often comes chronic fatigue, and while I can make it up and down all of those stairs, it takes its toll.

Managing disability and mental health requires appointments. Appointments take time out of home, work, rest, and class since they tend to be during standard business hours. Going to school for me means staying on my medications. Keeping that medication requires monthly appointments. Many classes penalize overall grades — some as much as one-third of a letter grade deduction — for missed instruction time. If you maintain attendance and miss appointments, health issues inevitably arise, requiring more missed class hours. My teenage child also has appointments, which my spouse and I must take turns with so neither of us miss too much work or school.

Most campuses now have disability services, like UH Mānoa’s Kōkua office. For many students, knowing what accommodations to ask for is daunting. What help can they offer for missed meds and bad traffic? Even if you know what to ask for, it needs to be documented by a qualifying medical professional, which is more outside-of-class time, and the hours per week are reaching untenable.

Universities could take great steps, including encouraging communication with instructors or eliminating graded attendance, in order to address some of these issues. Integrate more one-stop offices to help non-traditional students navigate enrollment and registration. Place non-traditional students on your student governments, boards of regents, and other organizations empowered to enact policy change. Create liaison positions for non-traditional students to direct their needs. Even small things, like eliminating assignments that are little more than busywork, can be an amazing reprieve.

Like I said, I’m in the final days. I would have to try to fail at this point, and even then it may not be enough to undo what I’ve accomplished. At the end of the term, many non-traditional and later-in-life students will graduate, but our successes are in spite of these circumstances. So, I guess that toilet is going to need to wait a few more weeks.

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I Went Into Debt for a Christmas Gift https://talkpoverty.org/2019/12/20/poor-holiday-presents-debt/ Fri, 20 Dec 2019 15:56:49 +0000 https://talkpoverty.org/?p=28232 As I neared the checkout counter at Belden Jewelers, the sales associate who was helping me asked, “And did you want to pay for this in full or did you want to finance it?”

“Finance it? What do you mean?” I looked at the box in my hand, which held a sterling silver and diamond ring I planned to give my girlfriend for Christmas in a few weeks. She was elsewhere in the mall with our friend Katie; we’d separated so we could buy each other gifts.

The associate explained that I could apply for financing and pay for the ring in installments, which were interest-free for the first 12 months. I had the slightly more than $300 that the ring cost in cash; it was one of the nicest rings in my budget. (All the white gold ones were too much money.) But if I financed it, which I hadn’t even considered as an option, I could afford to spend a little more on my other gifts and even save some for the new year. I could start putting away money for appliances I needed in my apartment or a used car to drive to an off-campus internship.

I asked for an application and after a few minutes of processing, I was approved. I had started using my first credit card, a Discover Student card, only a few months prior, and it wasn’t maxed out yet, so I genuinely believed I could make the decision responsibly.

After I left the store, I met back up with my friend Krista, my shopping partner while I looked for my girlfriend’s gifts. “That was the most money I’ve ever spent on Macey,” I said, nervous and excited in equal measure. “I hope she loves it.”

I was too embarrassed to admit I’d opened a store credit card to pay for it; it seemed like something my college friends, who all came from middle-class families, would know better than to do. “Don’t spend money you don’t have” was a wise adage their parents shared when they taught them tips like paying for a car in cash. My dad taught me how to return items to Walmart without a receipt if we were running low on money between paychecks and needed an extra $20 for milk and bread.

A few weeks later, Macey and I spent our first Christmas Day together and I surprised her with the ring during a short, chilly walk. I didn’t tell her that I’d financed the ring or how many hours working in the reading and writing center on campus it would take to pay off. I didn’t say that I’d wanted to get her a white gold ring with a larger karat diamond. She’d also given me her priciest gift to date, a sterling silver replica Time Turner from the Harry Potter franchise I’d been obsessed with for years but couldn’t afford.

Instead, I said that I loved her and wanted to marry her someday, and asked her if she wanted the same thing. We both cried and she said yes, but the reality of ever having enough money to get married eluded even my colorful, wildly hopeful imagination. We both grew up with single parents with underpaying jobs who couldn’t foot the bill for our college education. We would graduate in a year and a half with student loan debt (and me with thousands of dollars in credit card debt just to buy necessities like books, snow boots, and groceries).

The diamond promise ring was an irresponsible romantic lifeline; I was betting on our future. Someday, I would pay off the ring. Someday, we could afford to get married. Someday, I would be able to spend more for white gold, Macey’s favorite. None of that felt true as I went home to my dad’s over winter break to collection notices and service shut off warnings; business was slow for a cab driver during the rise of Uber and Lyft and in the wake of the recession.

It took me about a year and a half to pay off the Belden Jewelers credit card, which I promptly closed. Eventually, I admitted to Macey that I’d taken out a loan to get her ring. She told me that she never wanted me to feel pressured to spend money on her or use a credit card to buy her presents, she just wanted to spend time with me. She told me she’d sometimes felt the same stress: That the cost of her gift reflected how much she loved me, and she worried about spending less on my gifts than I did on hers.

The diamond promise ring was an irresponsible romantic lifeline.

It’s easy to write-off the monetary value of holiday gifts or the importance of deals on Black Friday when you’re financially comfortable. When I was poor, that fact haunted me like an ever-present ghost in my relationships, which felt transactional to me even when my loved ones insisted they weren’t keeping track and were doing me favors out of love. That was easy for them to say, when I noticed it was always me who needed rides to the library to use their free printers or me who carefully calculated the cost of my meals and couldn’t afford to split the check evenly.

This year, Macey and I are celebrating our first holiday season as wives, three months after our wedding. In wedding planning, we were both clear: We wouldn’t let any insecurities or the grim hand of capitalism make us feel like we had to do anything we couldn’t or didn’t want to afford, and we didn’t go into debt to pay for any of it. Even if it meant we had to answer questions about why our reception was buffet style or why we didn’t have an open bar.

She and I are now the kind of financially comfortable I could only dream about my entire childhood, meaning we don’t have enough money to own a home and we still have mountains of student debt, but we pay all our bills on time each month and we can even afford to travel if we plan well. But as November crept closer, I still felt the pressure surrounding me just like it had when we were spending our first Christmas together. Didn’t my gifts have to be epic?

One day while Macey was at work (she commutes and I work from home), I sent her a text: What if we did a lowkey Christmas this year, just one gift and one book? We could save money to travel in 2020 and there are no physical gifts I really want.

It is an incredibly privileged position to be in, and I know that. When you have enough of a financial cushion to go on nice dates when one person gets promoted or to buy a new bookshelf as soon as you need it, holidays don’t have to be about prioritizing everything you need for the entire year. Macey and I got a lot of the home goods on our list this year between our wedding presents and a sponsored article I wrote for Bed Bath & Beyond that came with a couple thousand dollars worth of free store merchandise. We’re at a point where we have more than we can comfortably fit in our one-bedroom apartment.

But back when we were both poor or broke, Christmas could be the only time of year when we actually got big ticket items we needed, or pricey experience gifts like a couples’ massage. I once waited months to get a new purse in the hopes that Macey might get it for me in December, and another year, my Christmas gift from my dad was a fancy date for the two of us. We ate sushi at a restaurant with three dollar signs on Google, played games at Dave & Busters, and took professional photos together.

Macey texted back: That sounds good. It was harder than I expected to fight the urge to shower her with multiple expensive gifts after promising not to, especially when I came across a $1,500 moon necklace on Instagram (that I absolutely can’t afford but I know she’d love).

Our stockings this year will be filled with the promise of a two-week honeymoon in 2020 and love letters to each other. Capitalism tells me that isn’t enough, but I’m not listening.

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Bankruptcy Promised Me a Fresh Start. Predatory Lenders Are Trying to Ruin It. https://talkpoverty.org/2019/12/10/bankruptcy-debt-predatory-lenders/ Tue, 10 Dec 2019 15:59:35 +0000 https://talkpoverty.org/?p=28200 When a U.S. bankruptcy court requested an itemized list of all the assets my wife and I owned, it broke us free from the facade of the faux middle-class lifestyle in which we were pretending to live. Looking through a tally of borrowed items and hand-me-downs with a net value of nothing replaced the shame of failure with the realization that we never made it in the first place.

We sought refuge in bankruptcy’s lore of the American Dream, believing in the rhetoric of fresh starts and new beginnings. However, for millions of families, debt forgiveness isn’t enough. Without a sustainable income or other necessities such as adequate health care, a bankruptcy discharge can perpetuate the cycle of debt, opening the door to unique yet systemic forms of predatory lending.

Bankruptcy can be a powerful tool for families seeking relief from dire financial straits. Sherry Hoban, executive director for the Consumer Bankruptcy Assistance Project in Philadelphia, explained that discharging consumer debts works to the benefit of everyone. “The more people are able to take advantage of this benefit and able to discharge some of their back steps, be financially stable going forward, they will then be able to participate in the economy again to the benefit of the community,” she said.

Dr. Deborah Thorne, an associate professor of sociology at the University of Idaho, worked with Elizabeth Warren as part of the Consumer Bankruptcy Project and has studied bankruptcies for the past 25 years.

“I do think more people should file, and they should file sooner,” Thorne told me. “What happens is when they wait, they extract their wealth in ways that they shouldn’t. People are taking out from their 401(k)’s. They might be borrowing money from family members.”

Thorne, along with her colleague Dr. Katherine Porter (now Congresswoman Katherine Porter of California’s 45th District), sought to discover what happens to families like mine after they file. It’s a critical area of research that’s often ignored.

The results were startling.

According to their research, a full 25 percent of debtors continue to find themselves in a financially unstable situation post-bankruptcy. New bills plague these families even as old debts disappear. Contrary to the stigma, credit misuse does not fuel the cycle of debt in the post-discharge landscape. Mortgages, rent, utilities, and car payments keep most families underwater.

Thorne’s research found that almost one-third of filers consider their financial situations to be unchanged or worse off since their bankruptcy discharge. Declining household income triggered by illness, job loss, or advanced age could nullify the new beginnings associated with bankruptcy. And as Thorne told me, any combination of the three would most likely make the process a waste of time.

“It stops the debt collectors from harassing you,” Thorne said. “You can get a little bit of sleep for a while, and then it starts over again.”

Her research is echoed in the work of the late Dr. Song Han and Dr. Geng Li of the Federal Reserve Board. They found that not only do bankruptcy filers continue to suffer from financial distress in the short and long term, but these households tend to accumulate less wealth over time than comparable nonfilers.

That’s capitalism.

And contrary to conventional wisdom, Han and Li found that the lending industry is eager to extend credit to recent bankruptcy filers, often with predatory loans that continue the cycle of debt. On average, my wife and I receive 10 credit card offers per month, not including solicitations for auto loans, payday loans, and mortgage refinances.

They’re all low-limit, high-fee cards with interest rates that would be illegal in a more fair society. Even with the caveat of those terms and conditions, I found it curious that lenders would want our business, considering we recently chose to forego paying our debts.

“[Bankruptcy filers] depend on it to make it day-to-day,” Thorne said in reference to post-discharge credit. She stressed that people were using it for necessities and not frivolous luxury goods. “And so, if you know that those people are vulnerable, heck yeah, that’s who you’re going to offer credit to.”

Dr. Benjamin Keys of the Wharton School of Business at the University of Pennsylvania, along with Han and Li, reviewed more than 200,000 credit card solicitations and linked them to borrower credit histories. He and his colleagues found that dependent on the boom-bust cycle of the economy, lenders are using bankruptcy records, not only credit scores, to tailor offers to consumers.

In hindsight, the reasoning is logical. Following the 2005 bankruptcy bill, which added cumbersome paperwork and financial costs to bankruptcy proceedings, the time allowed between chapter 7 filings was extended from six to eight years, though after a few ups and downs, filings returned to their 1990 levels by 2016. Recent filers are more likely to receive credit because they’re barred from filing for bankruptcy again for almost a decade.

“There are elements in which getting some access to credit can help to rebuild the credit score,” said Keys cautioning me not to apply a sinister motive to the practice. “That said, these cards can have very high fees and are very high cost for what they are, which is usually a low credit limit, and in many cases, they’re secured,” which means they require a security deposit from the customer.

Keys had the opportunity to inspect these mailings through a dataset provided by the company Mintel, a process he compared to participating in the Neilsen Television rating program. Mail offers for recent bankruptcy filers, he found, were quite different than typical credit card solicitations sent to the general population.

“It acknowledges that you’ve gone through bankruptcy right away and says we still want to make you a credit offer even though you’ve gone through bankruptcy,” he told me. “We were sort of struck by how specific that was and how finely tailored it was to this population.”

A mailing I received while writing this story came from The Bankruptcy Information and Re-Establishment Center, a Better Business Bureau accredited company, promising “you’re not getting the credit you deserve” and offering to pre-qualify me for a loan right now. “Re-establishing credit after bankruptcy is the only way to save money on future financing,” read the letter before noting in bold print, “you must make a new purchase after a bankruptcy in order to re-establish credit.”

“That’s capitalism,” as Thorne explained to me quite matter-of-factly at one point in our conversation.

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In the Child Welfare System, Somebody’s Always Watching You https://talkpoverty.org/2019/11/01/child-welfare-somebodys-watching/ Fri, 01 Nov 2019 14:13:14 +0000 https://talkpoverty.org/?p=28099 When you become involved in the child welfare system, you learn one lesson quickly: All eyes and ears are on you. Even those relationships that are supposed to be therapeutic, such as counseling, transform into something else. Providers must earn your honesty, and even once they do, that dynamic can become instantly dashed with one report to your caseworker.

I learned this early on in my case, which began in April 2018. The services required for me to reunify with my daughters included trauma-based individual therapy, a psychological assessment, substance use treatment, and parenting classes. I remember going to the first of these, my psychological assessment, and spending 20 minutes in the office arguing over paperwork.

In order to complete the mandatory assessment, I had to sign a consent form that would allow the assessors to send their findings to child services. But when I asked what their “findings” included, it was not simply a diagnosis or treatment recommendations. Instead, it could be the full readout of the evaluation.

Everything I said during this invasive and highly personal evaluation would be sent to my caseworker, his boss, the state attorney, the guardian ad litem and her attorney, my attorney, my husband’s attorney (and by proxy my husband), and the judge. Any time my caseworker was changed, which had happened once already and would happen two more times, the new stranger would also be privy to the contents of my psychological evaluation.

But the service was mandated. Without this evaluation, I was not allowed to engage in therapy, substance use treatment, or parenting classes. So I had to do it.

This is standard fare for families involved with the child welfare system. It focuses on the collection of parents’ information, and control over what those parents do and how they behave, not, as proponents of the system fervently claim, on ensuring the safety of children. Like probation and parole, child welfare involvement becomes one more way for the government to keep tabs on people.

As it would turn out, the report would not be a transcript of my evaluation. Rather, it was an interpretation, in which the evaluator handpicked which details to include. She described me as eccentrically dressed. (I had worn a floral dress and flats, but have visible tattoos and a facial piercing that can’t be removed.) She detailed that sometimes I answered questions right away, and sometimes I paused to answer them, which sounds normal enough but seemed sinister and awkward when inserted in the context of the psychological evaluation. She wrote that I suffered from insomnia, even though I’d repeatedly told her I was tired on that day specifically because I was worried about my husband, who had been hospitalized earlier that week. She generalized my history with drug use to make it appear that I had been addicted to heroin since I was a teenager, which is not the case.

In the end, the recommendations didn’t include anything besides the talk therapy I’d already been mandated to take — but the inclusion of all her other highly subjective details handed my opposition a slew of quotes they could use to describe me as eccentric, erratic, and ill-equipped to handle the daily realities of parenting.

It was an evaluation I had no choice but to attend, which should have been a doorway to resources and help for my PTSD. Instead, it served as an intelligence-gathering exercise for the people separating me from my two young daughters.

Other parents have experienced similar issues with the services that are supposedly in place to help them. Kim, a mother in Alabama who asked that her last name not be shared, has been involved with child services since January 2019. Kim’s case was triggered by her arrest when she failed to appear for a court date, but she says the crime she is accused of was actually committed by her abusive partner, who forced her to take the blame by threatening her life.

When her caseworker learned Kim was experiencing domestic violence, she told Kim to move into a shelter. Which she did, but only for about a month. She said the shelter had stringent rules, which included nightly curfews and that she report her whereabouts when she left the grounds.

Kim was never told by the shelter that this information was shared with her caseworker, but she figured it out when her caseworker suddenly knew details only the shelter had. “She knew my comings and goings there. Knew when I met with the therapist, left for work; all of it,” Kim said.

“The sheer fact and status of having a child places you in a situation where you can no longer openly and honestly express what’s happening in your life to mandated reporters because you’re facing family dissolution, or, at minimum, family surveillance,” said Erin Miles-Cloud, a former parent defense attorney in New York who is now the co-founder for Movement for Family Power, a parent advocacy group. Exactly who falls under the category “mandated reporter” varies by state, but they are typically frontline workers such as nurses, doctors, therapists, and teachers, who are required by law to report any suspicions of child maltreatment. She specifically cites shelters, hospitals, and schools as some of the “biggest offenders” when it comes to reporting parents who are seeking care to child services.

While speaking with me for a story I wrote for Filter Mag about the way child services targets parents who use drugs, a nurse named Tracy Longbreak told me about her experience with the “mandatory” aspect of mandated reporting. When a mother came into her emergency department with her baby while smelling of marijuana but appearing prepared, competent, and tidy, Longbreak was told by her superiors that she had to call in the report or risk her job.

She knew my comings and goings there. Knew when I met with the therapist, left for work; all of it.

Ultimately, the best she could do was include her perceptions of the mother in her report and hope that her positive remarks would offset the accusation of neglect via marijuana intoxication (which was not yet legal in the state of Oregon, but is now).

“In North Carolina, the mandatory reporting law is around any abuse that may have taken place by the caregiver,” said Julie Owens, a survivor of domestic violence who now consults with organizations around the country advocating better practices for people who have experienced violence in the home. “The protective parents who go into domestic violence shelters—primarily mothers—are not the abuser, but unfortunately they are reported as or regarded as abusers because they haven’t reported the abuse that their children have been experiencing, and they often end up being punished or deprived of their children as a result of this.”

Put together, this all means that service providers can be forced to act as eyes and ears for child services, even when they don’t want to. But more reports doesn’t equal more child safety. In Philadelphia, for example, mandated reporting laws were drastically expanded after the Penn State child sex abuse scandal. In an article published in Pediatrics in 2017, Mical Raz wrote that “there is no indication that the increase in reporting has improved the safety of Philadelphia’s children, and there is reason to believe it may detract.” Some of these detractions included increased hotline calls resulting in an overburdened system less able to make accurate safety assessments, and a heightened risk of family separation for low-income families. Later Raz noted that “fear of reporting may prevent families from seeking help, whereas assurance of confidentiality has been shown to increase help-seeking behaviors.”

The majority of substantiated maltreatment charges in the child welfare system are for neglect, which typically means issues like lack of food, child care, or weather-appropriate clothing – things that could be fixed with better social supports or a little more money. Creating a system that encourages families to seek help should be the goal for any agency in pursuit of children’s health and safety.

But forcing more and more providers and even laypeople to report on parents whether they want to or not achieves the exact opposite of that goal. Instead, it creates a cyclical, hypocritical system in which parents are afraid to seek assistance for fear of being punished because of the issue for which they need help, then punished for not seeking that help on their own. It also harbors distrust in therapeutic situations, which renders impossible any kind of genuine recovery.

The network of surveillance that child welfare-involved parents become trapped inside will continue to harm families like mine until it is lifted and parents are allowed to seek help and engage with services without simultaneously leaking the most intimate details of their lives.

 

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Catching the Flu Got Me Kicked Out of My Addiction Treatment Program https://talkpoverty.org/2019/10/16/flu-out-addiction-program/ Wed, 16 Oct 2019 14:28:03 +0000 https://talkpoverty.org/?p=28049 In early September 2019, I was dropped from care by my medication assisted treatment (MAT) program — a highly effective treatment for opioid addiction that uses medication to rebalance brain chemistry and mitigate withdrawal and cravings — because I had the flu.

I was biking to treatment three to five days a week in the Florida heat, and had no other transportation, so I wasn’t able to come in for dosing after I came down with a fever and a deep, phlegmatic cough. But I called in, emailed, and texted each day that I missed a scheduled day of treatment. At no point was I warned of an impending discharge; my counselor simply wished me well, and suggested I go to urgent care if I felt I needed it.

When I returned to treatment the next week, though, I learned that my provider, Memorial Outpatient Behavioral Health, had assumed I was skipping to use drugs. They dumped me without even a few days’ supply of my prescribed buprenorphine, upon which my body was physically dependent; a referral elsewhere; or a solid reason.

This was in spite of my having an active prescription from my doctor and a future appointment with her. I could also no longer access the psychiatric medication I was prescribed through the same provider.

All of a sudden, without warning, I lost all of my addiction and mental health care. As shocking as these events have been, they are not uncommon. In fact, they represent a dangerous status quo among opioid addiction treatment providers across the nation, one that defies all modern research on addiction treatment and leaves patients stranded.

“It’s an old school type of thinking which came out of how we’ve treated addiction in the past, which is that abstinence is the policy, which doesn’t make sense with a chronic relapsing disease,” said Justine Waldman, the medical director for REACH, a harm-reduction oriented health hub in Ithaca, New York. “With abstinence being the policy, once the patient isn’t able to follow the policy the patient isn’t able to be part of the practice.”

Keri Ballweber, a methadone patient and recovery specialist at Point to Point Kane County, remembers being dramatically dropped from care in 2012 by Family Guidance Center, a methadone provider in Aurora, Illinois with whom she had been a patient for roughly six and a half years. In the two years prior to her discharge, she had been gradually tapering her 160 mg dose with the goal of coming fully off methadone.

“As I got lower in my taper, it began getting harder and harder to deal with the symptoms [of withdrawal],” recalled Ballweber. “I asked them for help, but their only suggestion was to go slower. It did not seem as if there was a speed slow enough to not cause me discomfort.” Family Guidance Center declined to comment for this piece; Memorial Outpatient Behavioral Health said it does not comment on specific cases, but that “our goal is to partner with all our patients and help them heal and recover.”

Ballweber eventually turned to illegally purchased diazepam, a benzodiazepine usually prescribed for anxiety, insomnia, and seizure disorders. Mixing benzos and opioids can be dangerous, but when Ballweber disclosed the use to her counselor, she was not informed about this, nor given any harm reduction tips. She asked if she could be kicked out of the program if she continued to screen positive for the non-prescribed drug, and her counselor admitted that outcome was possible, but assured her that such a drastic action would only be taken much further down the line.

The next month, Ballweber was dismissed, and tapered from her dose within a week.

“I was very sick,” said Ballweber. “I couldn’t sleep, I was having panic attacks, muscle tremors, [and] restless leg syndrome.” Eventually, she began to experience hallucinations, which she believes were the result of sleep deprivation from the withdrawal. She was admitted to the hospital for psychosis and prescribed quetapine, an anti-psychotic medication, which helped her sleep. “I had absolutely no aftercare and cutting me off from the clinic [also] cut me off from counseling,” she said.

Ballweber also recalls seeing other patients discharged or punished with medication holds for talking back to their counselors or smoking too close to the buildings. Other MAT patients around the country have reported being dropped or threatened with dismissal for reasons such as relapsing, missing care for unavoidable reasons like being incarcerated, not attending group therapy sessions, smoking marijuana, or being unable to pay.

In my case, when the clinic refused to give me my prescribed medication, leaving me in opioid withdrawal and overcome by a sense of deep confusion and hopelessness, I did eventually use. It was a bad choice, I admit that — and I told my counselor immediately. But in many ways, the clinic itself had contributed to the outcome it had initially accused me of.

I’m afraid for any patient who has to get off MAT before they’re ready.
– Mary Jeanne Kreek

I think a part of me hoped that if I gave them what they expected — a positive toxicology screen — I would get what I needed: ongoing care. Instead, I was totally shut out and sent to navigate detoxing from both my opioid-based buprenorphine and my selective serotonin reuptake inhibitor antidepressant (also dependency-producing) at home, alone, with no medical supervision or follow-up care.

Both buprenorphine and methadone are approved by a slew of licensing bodies, including the World Health Organization, as the most effective treatments for reducing harmful symptoms of opioid addiction and opioid addiction-related deaths. Although any addiction treatment plan should be tailored to the individual patient’s needs and circumstances, these medications are designed for long-term or even lifelong use, said Mary Jeanne Kreek, senior attending physician at Rockefeller University’s addictive diseases lab and part of the team that first developed methadone as a treatment for addiction, whom I interviewed while researching a story for Filter Mag. No part of best practice includes suddenly dropping patients from care for any reason — but especially not for showing symptoms of the disorder for which they are seeking care.

“I’m afraid for any patient who has to get off MAT before they’re ready,” added Kreek.

For patients who relapse, Waldman confirmed the best practice is to “keep the patient on buprenorphine.”

At REACH, she noted, patients are not expected to adhere to an abstinence-only model of care. When patients continue to relapse, their practitioners sit down and ask the patients what they need and how they can help.

“There have only been two patients that I can think of who weren’t able to get care at REACH,” she said, “and they were displaying more violent behavior that just didn’t feel safe within our workplace.” She makes a point to add that REACH ensured those patients were placed with a more appropriate provider.

Losing access to medication also affected my ongoing child services case, switching it from a reunification track to one in which my children will be given up for adoption due to an assumption by my caseworkers and my judge that I am at fault for “failing” treatment. This doesn’t guarantee that I will permanently lose my two young daughters, but it makes it a much tougher battle to win. Now, I am no longer entitled to the little assistance I was receiving from my local child welfare agency in obtaining the services I need to reunify with my daughters. They are oriented toward settling my daughters into permanency with their grandparents.

When I told my counselor that this would happen if they dropped me from care, she responded that she thought I should get my daughters back, and was probably a great mother, but was not a dedicated enough patient.

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How Child Protective Services Can Trap the Parents They’re Supposed to Help https://talkpoverty.org/2019/07/16/child-protective-services-trap-parents/ Tue, 16 Jul 2019 18:38:13 +0000 https://talkpoverty.org/?p=27800 I woke to the sound of my 3-year-old daughter crying. It was a hard, bitter cry. If you have young children, you know the one — it punches through the walls and triggers your heart into a frenzy. I sprang up, ready to run to her bedside. But as wakefulness returned, the sound faded. My daughter was not crying for me. She wasn’t even there. She and her 4-year-old sister were taken from my custody more than a year earlier by the state of Florida.

In the United States, 7 million children are reported to abuse hotlines each year. More than 3 million of those allegations trigger a child maltreatment investigation. But that’s just the beginning of the story: Once a finding of child neglect has been made, parents have to try to correct the issue or issues that led to child protective involvement. Typically, that involves mandates for parents to undergo addiction treatment, find stable housing, secure employment, begin therapy or psychiatric care, and so on.

There’s a problem, however: Taking all those steps and proving they’ve occurred can be a byzantine process, with hard deadlines, ignorant investigators, and unsympathetic judges who work against parents. For parents who are up against the clock set by the Adoption and Safe Families Act — which requires states to file for termination of parental rights if children have been separated from their parents for 15 out of the 22 most recent months — these delays can mean the difference between reunification or the permanent severance of a family.

If you rely upon mainstream media to clue you into the state of child rearing in the United States, you could be forgiven for believing that a typical child services case looks like a father throwing his toddler against a wall, or a mother slipping some of her prescription methadone into her infant’s bottle. But physical abuse cases comprise less than a quarter of substantiated maltreatment cases. Neglect accounts for the other three-quarters — and in child welfare terms, “neglect” is a very wide umbrella.

The most basic definition of child neglect is deprivation of something essential, such as food, appropriate clothing, housing, child care, or medical attention. Each state gets to refine the specific definitions of child neglect within that broad federal parameter, but they all generally leave the door open for child neglect to be defined as a lack of financial means, or issues that can result simply from poor parental access to mental health or addiction treatment.

My case began with an accusation of drug use. The investigator — an inexperienced member of the County Sheriff’s Office in Broward County, Florida — did not speak with me before deciding to petition for the state to shelter my kids. She looked at my records from methadone treatment nearly five years earlier and decided she did not need any more information. I found her card in my bedroom when I returned from a trip to Miami. My daughters were given to my in-laws, pending a dependency trial, which began two months later.

By then, I had submitted enough negative drug tests to shift the accusations from active drug use to whatever they could pin on me, which ultimately amounted to poverty and mental health treatment. I was still struggling to secure permanent housing, and because I didn’t qualify for Medicaid without custody of my daughters, I was not in therapy for my post-traumatic stress disorder.

It’s important to note that there is no national “child protective services” agency. Instead, each state has its own child welfare department — sometimes called CPS, sometimes something else — and each jurisdiction within the state governs its own specific proceedings. Service providers generally have to be approved by the local child welfare authority, and jurisdictions are supposed to help parents access them. But the disparity between some jurisdictions’ caseloads and the number of available services can mean long delays or inadequate referrals. And because CPS functions differently in each state and data are self-reported, there are not unified statistics on the number of parents involved in this process in the U.S.

In my case, the judge ordered a slew of services, including a psychiatric evaluation, substance abuse treatment, trauma-based therapy, parenting classes, random hair and urine drug screens, and family therapy, all to be completed maintaining stable housing, income, and paying child support. I was never offered any help with housing or employment, and by the time I received my first referral for mental health services, three months post-trial and six months since the start of the case, it was already time for my October case review. The judge deemed me noncompliant for all of my services, despite the lack of opportunity I had been given to complete them prior to the hearing. Although data does not exist on average wait times for parents involved with child services, social workers agree parents can wait up to six months for referrals and other help.

Far worse than the delays, however, was the quality of care offered to me, especially regarding addiction treatment. Prior to the child services case, I had been living in Seattle and engaged in buprenorphine-based pharmacotherapy for opioid use disorder. I had to taper off my prescribed buprenorphine because I did not know where  to access it in Florida without health insurance. When I was given a referral for an addiction treatment provider, it was to an abstinence based-program that openly espoused punitive practices. By that time, I had been separated from my daughters for six months, granted only one weekly supervised visit. Referral delays had also barred me from engaging with trauma therapy.

I am haunted by a constant hunger for the chaos of motherhood.

After the hearing where I was deemed noncompliant, a sense of hopelessness settled over me. I began to believe that administrative issues would continue to be conflated with bad parenting, and that I was fighting an unwinnable battle. Divorced from all of my supports and motivations, and in a state of deep depression, I finally relapsed, as I had been accused of doing for the past six months.

I spent the night puking over my toilet, regretting the decision to use. When I was drug tested at my evaluation, I learned that I had injected illegal fentanyl, a super-potent opioid that has been popping up in heroin supplies across the country and driving a spike in overdose deaths. But my evaluator was not sympathetic. She demanded that I attend detox, even though a one-time use does not produce a physical dependency that would necessitate a detox, and did not offer me the pharmacotherapy that would have best prevented continued use.

When I asked my case worker for another referral to an evidence-based provider, I was ignored. In late April 2019, more than a year after my case was opened, my attorney notified me about a medication-assisted treatment program that would be financially covered. I enrolled immediately, and recently won a court battle to have it accepted — so long as the buprenorphine was only administered on a temporary basis. (Studies, meanwhile, have shown that buprenorphine is most effective in patients who take it for two years or longer.)

My clock is up in late August. At the beginning of last year, my life was a mess of sleepless nights, playdates, toilet training, and seemingly endless house chores. There never seemed to be enough time in the day. Stress was my baseline.

Now, my life is a series of endless, empty hours broken only by the routine of my court-mandated services. Instead of fixing breakfast and coaching my girls through brushing their teeth and dressing for school, I drink coffee alone before biking through the heat of Florida to three and a half hours of intensive outpatient therapy, five days a week. I am not greeted in the afternoon by my daughters, but with texts from a faceless social worker directing me to take random drug tests. My days are shaped by paperwork, mandates, and a persistent sense of longing. I am haunted by a constant hunger for the chaos of motherhood. I miss stepping on Lego bricks, and bedtime kisses. I miss cajoling broccoli into stubborn mouths, and big shrieking hugs as my girls tumble off the bus from school. Every time I see my daughters now, something has changed: a favorite color, a hair style, a shoe size. I am missing everything, and I have no idea when or if my real life will begin again.

 

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Dental Care Was a Path to Opportunity. Then I Couldn’t Afford It Anymore. https://talkpoverty.org/2019/05/30/dental-care-opportunity-couldnt-afford/ Thu, 30 May 2019 15:30:36 +0000 https://talkpoverty.org/?p=27693 I spent every morning as a child in the bathroom, brushing my teeth — stained yellow as if they had been dipped in melted butter — as hard as I could. My grandmother blamed the fluoride in the water that we drank. I didn’t know if she was telling the truth or not; in the end I was still ashamed of my smile. My classmates would gleefully shout “Butterteeth” whenever I crossed their paths, and the boys called me ugly. When I talked to other students, they would stare at my mouth and remark that I had something on my teeth. My face would turn hot and red, my sentence trailing off as they made a brushing motion; after realizing their mistake, they too would grow quiet and the air would be filled with shame.

I lived with that smile for 16 years. My family constantly struggled to stay afloat, and even though my single mother worked a full-time job, she couldn’t always afford health care. We went to the doctor when we were sick, not for checkups. Sometimes important issues got pushed to the back burner to make room for the day-to-day necessities, and one of those issues was dental hygiene. The appearance of my teeth felt like a declaration of my family’s lack of wealth. There are photos of me smiling brightly throughout that time, though, because even though a sense of shame followed me, I tried not to allow myself to be defined by what I looked like.

When I turned 17, my best friend’s mother started bringing me to and from the dentist’s office, a place that I hadn’t visited in almost a decade, though I don’t know how those trips came to fruition. The topic of health insurance was never brought up, and my friend’s mother never mentioned having to pay a cent. It was suddenly available to me, and I didn’t bother to ask any questions. All I knew was that I was being helped and I was so grateful. I didn’t realize just how much pain the years of neglect would cause me, though.

My mouth would fill up with blood at any opportunity, to the point where my dentist would whisper to his assistant that he wasn’t sure if he would be able to continue with that day’s work. Even a basic routine cleaning would cause my hands to shake, and soon the assistant would be packing my mouth with cotton balls in an attempt to soak up the blood. The assistant would change with every session, but the dentist and I developed a routine because he never changed. He was a kind man, always asking how my classes were and if I needed more procaine. I’d shake my head or make a noise to answer, and then he would stare back into my mouth while tears ran down the side of my face.

On the worst days, the room filled with the smell of my teeth being filed down to make room for silver caps. One evening, as I was coming home from the dentist, I coughed up blood onto a bus seat as it was pulling up to my stop. I confessed to the driver and quickly ran out the door. At home I would eat soft food, wincing when cold hit the caps, freezing them for a moment. They weren’t joking when they said beauty was pain, but “it will all be worth it,” I told myself, massaging my sore jaws.

When I listened to the voicemail from my dentist telling me my insurance was covering the cost of five porcelain veneers, I smiled to myself as I cried on the school bus. I replayed that message over and over, and the next time I climbed into the dentist’s chair, I did it with pride. It still hurt, don’t get me wrong, but when he handed me the mirror and I saw myself with my new teeth, I burst out in tears. The sounds of those children taunting me were gone; I was one of the lucky ones.

Then I grew up.

As I grew older, I fell into the same trap as my mother. Cleanings became few and far between because I was working two jobs and the dentist’s office closed too early. When I was 22, the veneer placed on my right tooth fell off in the middle of the night and I swallowed it in my sleep. That morning, I had to rush to the emergency dental clinic on my one day off. The location closest to me was a short bus ride away, and I managed to keep my mouth shut tight the entire ride there, nodding “yes” or “no” in response to questions that were thrown in my direction by the bus driver or other friendly riders.

My dental plan consists of aspirin and liquid numbing medicine.

The office receptionist told me the procedure would cost me around $2,000, and when I told them I didn’t have anywhere near that amount in my bank account, they told me to sign up for the credit card the practice offered and start a payment plan. I sat in the chair, filling out my personal information, and was approved for an even $1,000. I sobbed as I walked down to the bank, punching my PIN into the ATM to get some cash for my first payment. I got a new temporary crown, and while I knew it was important and I desperately needed it, I asked myself if the cost was worth it.

I still believe that it was. I knew that if I went backward, if I came anywhere close to having my former smile, I would be screwed. I hadn’t been able to get a job with my old grin because the boss would spend the whole interview watching my mouth move, but after my teeth were fixed, the job offers came closer and closer together. I hadn’t been able to date comfortably beforeand now, with the gift of new teeth, I was suddenly lucky and in love. These teeth had saved me from a life that I was too afraid to think about.

It has been almost five years since I last went to the dentist. Every morning I wake up and press the tip of my tongue along the backs of my front teeth, hoping I haven’t swallowed another one in the middle of the night. I brush my teeth, ignoring the way the toothpaste turns a brownish-red color, and head off to work, where I work close to 50 hours a week between two jobs. Because I can’t afford to leave one and work full-time at the other, I don’t have health insurance, much less dental insurance. My dental plan consists of aspirin and liquid numbing medicine. It runs me an average of $12 every couple of months. I didn’t even know the pain in my tooth could be connected to the pain in my ear until I googled it. (That’s another thing that people don’t tell you about being poor: Google and WebMD are part of your health care plan.)

Now when people stare directly at my teeth, they are noticing how white the front row is. They remark that my teeth are perfect and want to know my secrets: Is it a special toothpaste? Mouthwash? Did I just get lucky? I always joke and tell them that they better be perfect because they cost me a lot, physically and emotionally.

The dentist still scares me, and I don’t know when I will be able to schedule another visit. I hope that one day, I’ll scrape together the money to have my wisdom teeth taken out. Better yet, I hope that one day, I’ll be able to work one single full-time job, a job that will offer me benefits including dental. I hope that one day, I’ll be able to have my teeth cleaned every six months instead of once every decade.

It occasionally hits me that even after all this, I’m still one of the lucky ones. People still think that I’m beautiful, and that’s enough to get me through this life. All I can really do is keep smiling.

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I Helped Patients Get Through Abortion Clinic Parking Lots. What I Saw Was Horrifying. https://talkpoverty.org/2019/05/07/helped-patients-get-abortion-clinic-parking-lots-saw-horrifying/ Tue, 07 May 2019 14:50:20 +0000 https://talkpoverty.org/?p=27593 In the first three months of 2019, more than 300 restrictive abortion bills were introduced, proposing everything from making abortion a felony to increasing restrictions on clinics. Recently, the Georgia state legislature moved to join three other states in enacting “heartbeat” bans that will prohibit abortion after fetal pole cardiac activity can be detected — as early as six weeks, before many people know they’re pregnant — essentially outlawing the procedure in those states.

Abortion barriers are not new. In order to receive an abortion, the average person will pay anywhere from $400-$1,000 for the procedure, travel up to 168 miles, and wait up to 72 hours. Low-income people and people of color face additional barriers, such as trouble getting time off, difficulty securing travel funds, and bans on insurance coverage. Even after jumping all of these bureaucratic hurdles, people still face physical obstruction and harassment at the clinics themselves from anti-abortion protestors.

I would know. For two years in college, I spent my weekends as a volunteer clinic escort, protecting patients and getting yelled at by strangers.

One Saturday morning, I drove into the parking lot at a Planned Parenthood in Tampa, Florida, and was surrounded by around 200 anti-abortion protestors. Even as an escort who knew what to expect, it was an intimidating experience. They had created a tunnel of people I had to navigate through. As I searched for a gap in the crowd of protestors to enter the clinic driveway, I had to pass through the thickest group of people who surrounded my car.

I had never felt so outnumbered before. The only clear path was between two police officers and their cars, denoting the start of the clinic’s property. As I stepped out of my car, dozens of protestors waved signs that falsely claimed abortions lead to breast cancer and “post-abortion syndrome,” and shouted that I was a “baby murderer.” It was the first time I remember being scared to enter a reproductive health care clinic.

These experiences were worse for the patients I escorted. Protestors were particularly offensive in the way they spoke to people of color, often using racist comparisons between slavery or “black genocide” and a person’s choice over their own body. Some of the patients I escorted were in an emotionally vulnerable state, and the heinous comments and personal attacks made the experience traumatizing.

Unfortunately, most of this harassment is legal under current law. Patients attempting to access reproductive health care of any sort at clinics across the country face anti-abortion protestors who have free rein to shout anything they want. However, there are limits to what protestors can do. After attacks on abortion clinics in the 1980s and ‘90s — when clinics were burned, bombed, and blockaded, and several abortion providers and clinic staff members were murdered — the federal government passed the Freedom of Access to Clinic Entrances Act, or FACE Act. This law makes it illegal to intentionally damage reproductive health facilities and bars the “use of or threat of force, or physical obstruction to prevent individuals from obtaining or providing reproductive healthcare services.”

While the law is important, it can be unevenly enforced and does not do enough to protect patients and those who accompany them in accessing health care — especially not in an environment where misinformation about abortion is being spread at the highest levels of government.

Since the FACE act was passed in 1994, only 15 violations have been prosecuted.

Since the FACE act was passed in 1994, only 15 violations have been prosecuted.

I personally called the police to report protesters who walked in front of cars to block the entrance to the clinic parking lot and took up valuable parking spots in the clinic’s lot, and fellow volunteers had to report assaults from protestors. Yet, I found local police officers were not always understanding or helpful in protecting the safety of patients. Male police officers, in particular, did not understand the threats these protestors posed to our patients, brushing off their actions and implying that we were wasting their time. In one instance, the police officers ignored the complaint against the protestors and instead focused on the music I had playing out of my car to block out the loudspeakers of the protestors, giving me a citation instead of scolding protestors for breaking the law.

Fortunately, some states have expanded and improved upon the FACE Act. Colorado passed a law, which survived a Supreme Court challenge, to prevent anti-abortion protestors from coming within eight feet of someone entering the clinic without their consent. Other states prohibit actions aimed at abortion providers, including threatening and intimidating staff.

Access to abortion has been the law of the land since the Roe v. Wade Supreme Court decision in 1973, but with increasing legal restrictions and hostility against abortion, lawmakers need to do a better job protecting people’s constitutional right to access the health care they want and need. People already face too many legal barriers in accessing abortion health care, and every day it seems as though there is another attempt to take away personal autonomy for people seeking abortions. At a time when dangerous lies are being spread about abortion by President Trump, and anti-choice protestors are getting bolder, it’s more important than ever.

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I Couldn’t Get a Bank Account. My Girlfriend Paid the Price for Helping Out. https://talkpoverty.org/2019/04/08/couldnt-get-bank-account-strained-relationship/ Mon, 08 Apr 2019 16:07:10 +0000 https://talkpoverty.org/?p=27494 The day I started my new job as a cashier at Tedeschi Food Shops, I went in for my training feeling more hopeful than I had in a long time. I’d had the 1998 Buick my grandmother left behind when she died for a little over four months, so I finally had a better chance at making some extra money. I was already dreaming about everything I could do: buy my textbooks at the cheapest price in advance of the semester instead of relying on my scholarship money and the campus store, and be able to contribute next year by buying a set of new utensils for the on-campus apartment I was going to be sharing with three people.

But when my manager was giving me paperwork and collecting my forms of identification, I realized this job would be yet another situation where not having a bank account would be a problem.

Tedeschi Food Shops didn’t offer paper checks as a form of my payment, like my other jobs tutoring and grooming dogs had. There were two options: Sign up for direct deposit with a bank account, or have your paycheck put on a payroll debit card, which would charge me a fee of around $5 for every ATM transaction. The use of payroll cards is on the rise, particularly among freelancers and independent contractors. In 2016, 8.7 million people received payroll cards, compared to just 5.5 million employees receiving paper checks.

I was part of the 8.4 million households who are unbanked in the U.S. as of 2017, according to a Federal Deposit Insurance Corporation survey. I didn’t have an account because of former credit and account issues, like 14 percent of unbanked people; when I was 17, my dad and I purposefully overdrew my bank account by about $400 to cover basic necessities when he lost his job for a few months. We both thought we’d be able to pay it back fairly quickly, but we couldn’t, and my account closed.

People who are unbanked (or underbanked, meaning they have some access to financial services, but not everything they need) spend an average of 10 percent of their annual income just to access basic services like check cashing or credit. I had so little already, with barely any cash saved and an hourly job that paid Massachusetts minimum wage ($8 per hour at the time). I couldn’t afford to lose a portion of my paychecks to ATM fees.

Instead, I built up the nerve to talk to my girlfriend of four years and ask her if she’d let me use her bank account to get paid.

Like many people who grow up poor, my relationship to money impacted all my other relationships. I didn’t want to be financially dependent on my girlfriend. I wanted us to be able to make the decision to share our finances someday when we lived together and both felt we were ready. But I also didn’t have many other options; my dad had been without a bank account for longer than I had, and he was my main support system after my mom passed away.

My girlfriend said yes, and I put her account details down on my direct deposit form. I started picturing how I would feel when I got the money out of the ATM after being paid the following week. It was more money and more hours than I’d made at my on-campus tutoring job. I just wished that finances didn’t have to complicate my relationship all the time. I wanted to save up to take my girlfriend to Provincetown for her birthday that summer, but I didn’t want to share every single detail of my financial situation with her yet.

Sharing a bank account required an immense level of trust. I was putting all the money I was making into her account and relying on her to take it out of the ATM and give it to me. She had access to find out exactly how much I was making per paycheck and if I decided to make an online purchase with her permission, she could see every detail in her account statement.

It made me feel extremely vulnerable. I scrutinized a lot of my own purchases — would buying this make me seem irresponsible? Then I scrutinized my relationship — what if she no longer wanted to be in a relationship because she realized what a burden it was to date someone who was poor? What if I never climbed out of poverty like I hoped I would after college, and I had to rely on her and her bank account for the rest of our lives?

I'd rarely had good fortune when it came to finances.

And then, a few weeks after I started at Tedeschi, my girlfriend also got a job there. We both needed summer jobs to save between our junior and senior years of college, and it was the perfect fit for her, within walking distance of her house. The day she went in for her training, she got frustrating news: Because her bank account was already attached to my direct deposit, she couldn’t get paid the same way. She had to use a payroll debit card and lose the $5 every time she took her paycheck out of the ATM. We talked about seeing if I could switch and let her use her own account to get paid, but she said it seemed like more trouble than it was worth.

She was essentially being punished for doing me a favor.

All relationships have their challenges, but I felt the strain of our socioeconomic differences. There was a power dynamic underlying every interaction. I felt like I had to be the “perfect” poor person: I couldn’t make any reckless decisions, couldn’t spend my income on anything frivolous, had to work as hard as humanly possible to get over the poverty line. My girlfriend never made me feel lesser because my family had less money, but I felt it all the same.

When you’re poor, all your relationships are strained by your lack of money. I’d felt it in moments where my best friend had to drive me to Walmart when my dad and I didn’t have a car so I could get school supplies. Or when my friend printed my high school papers for me because we didn’t have a printer. When I had to turn down opportunities to go out with my friends because I knew I couldn’t afford dinner and a movie. When all my friends had brand new decked-out dorm rooms and mine was decorated in hand-me-downs and DIY collages I made for less than $10.

At the end of that summer, my girlfriend and I took our trip to Provincetown. We both took work off for the long weekend and headed out in my green Buick. The hotel I’d booked as a birthday gift to her was one of the cheapest I could find that was three stars or more, and it was squarely in between all the things we wanted to do on our trip.

On our way to the hotel, we stopped at a bank branch to deposit some money into my girlfriend’s account to use during our trip. A bank associate asked me if I wanted to open my own account. I told her I thought I wouldn’t be able to because of past account issues and she encouraged me to apply anyway.

After 15 minutes, I learned I was approved. It could have been because I’d been building credit with a Discover credit card for several months, because I paid my Sprint phone bill on time, or because I’d been under 18 when I overdrew my checking account. I wasn’t sure but didn’t question why the bank was allowing me to open a new account; I’d rarely had good fortune when it came to finances and I didn’t want to jinx what was a step in the right direction. After four years, I was able to open my own account again. I could buy gifts online for my girlfriend as a surprise without worrying she’d see the cost on her statement. I could make financial decisions that were visible only to me without worrying how they might impact someone else’s life.

I could have control over my own money: How I kept it, how I spent it, where it went.

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I’m Disabled. The Trump Administration’s New Rule Could Take My SNAP Anyway. https://talkpoverty.org/2019/04/05/im-disabled-trump-administrations-new-rule-take-snap-anyway/ Fri, 05 Apr 2019 14:46:11 +0000 https://talkpoverty.org/?p=27480 Last month, the Trump administration introduced a new rule to cut Supplemental Nutrition Assistance Program (SNAP) benefits. The rule is geared towards so-called “able-bodied adults without dependents” who are unable to document 20 hours of work a week. When I heard the news, I double-checked my schedule, and I was in the clear: 35 hours that week. If I had missed a shift or two, then the outlook wouldn’t be so optimistic.

My fibromyalgia doesn’t care about my work schedule. It doesn’t time its flare-ups according to my current proximity to heating pads. Even more than Beamer, my service dog, fibromyalgia is the most constant presence in my life, on my mind at all hours of the day. In the morning, my joints could be so sore that I forgo my cup of coffee, because I can’t trust my grip and I don’t want to clean up another shattered mug. By the afternoon, those aches may give way to a fog that clouds my mind until any attempt at sustained concentration feels like running up a downward escalator — a lot of effort, but little payoff.

People with disabilities are supposed to be spared from the cuts. But in practice, many people with serious health conditions will be at risk of losing food assistance, because SNAP uses other government programs with an extremely limited definition of disability as proxies for disability status. So, I’m on the chopping block.

If I need to miss a shift because I woke up feeling particularly sore or because the afternoon fog rolled in early, the benefits I rely on to eat are threatened. Good day or bad, doctor’s appointment or not, I have to make sure I’m on time and ready, smiling at the customer service desk of the museum that is my work place.

Managing my condition is a full-time job, in addition to the job that actually pays me. To be able to show up for work, I have to go to three doctors’ appointments per week: two sessions of mental therapy and one session of occupational physical therapy. That doesn’t include the constant stream of other specialists who might have some new insight into my pain management: psychiatrists, rheumatologists, and pulmonologists.

Managing my condition is a full-time job.

All told, the copays add up to about $240 a month, just for the therapy sessions. That’s 12 times what I get from the Supplemental Nutrition Assistance Program. 20 bucks a month for food sounds trivial, but anyone who has ever really struggled knows that $20 can make or break you.  For me, it’s the difference between an extra visit with a specialist or suffering until the next paycheck hits.

That doesn’t mean $20 is enough — like most of the strategies I use to treat my disease, SNAP is inadequate but essential. But the administration is putting it at risk with this new rule.

All of us have limited time and energy to spend in our 24 hours. But for some of us, to make it through requires more effort than others. In the three years since my diagnosis, I’ve come to terms with the fact that fibromyalgia isn’t going away. The appointments and the meds and Beamer don’t care about my work schedule because they make my schedule possible in the first place. With this latest rule, the Trump Administration is doing the opposite — they insist that I continuously prove that I’m building a life for myself. Why can’t I just build it?

Editor’s note: To leave a comment on the proposed regulation to limit states’ ability to waive work requirements, visit handsoffSNAP.org.

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I Couldn’t Spend Money Like My Classmates. So I Tried To Eat Like Them. https://talkpoverty.org/2019/03/04/couldnt-spend-money-like-classmates-tried-eat-like/ Mon, 04 Mar 2019 17:54:08 +0000 https://talkpoverty.org/?p=27401 The biggest culture shock I ever experienced was not when I moved from the U.S. to the U.K., but when I moved from the South to Southern California. I was not prepared for the food and everything I didn’t realize it would represent when it came to race, class, and fatphobia — and how much that had permeated my own thinking in ways I never realized.

My earliest memories of food are complex. I remember the rush of adrenaline and the pound of my heartbeat as I yanked daffodils from their cool flowerbeds nestled to the side of what looked like an abandoned house. Selling them to houses on another street, sliding scale, I could afford more than just my standard free lunch when my texture sensitivities made everything available impossible to eat. It also meant not spending an afternoon pushing the “Coin Return” buttons on the vending machines in the recreation center, a less embarrassing way of begging for change.

I remember clearly the free breakfast I had each morning, usually Cinnamon Toast Crunch with chocolate milk out of a small plastic bowl. The vegetables I grew up eating were in cans due to the cost, boiled and buttered because I was Southern.

Food became a symbol of love in certain family rituals, such as the fried bacon, cheese biscuits, eggs, and grits that would line the table every Sunday morning at my great-grandmother’s house. I sought after Lunchables and Hershey bars like Fendi bags. Over-processed foods that are now described as “cheap” were luxuries. Salad was iceberg lettuce that had no flavor until you covered it with ranch dressing.

But then the family I knew fractured, split, and drifted apart, and at 15 I moved to San Diego, California and immediately noticed more than just my usual sense of otherness.

The people talked different. There were no seasons. I was made fun of for saying “y’all” and began to curb the strength of what I thought was a weak Southern accent in comparison to my family. The city I moved to was very wealthy. I found this out awkwardly when I went to a classmate’s house to complete a project on existentialism (ironic) and their pool house was as big as the small apartment I lived in. I had always assumed that because I had a computer, I was “middle class” and this city taught me otherwise.

But the most striking difference? The color of the vegetables that were nothing like the bland, boring isles of pale green that I grew up around, where the fanciest thing about the aisles was the automatic water mister. The vegetables in San Diego had real color. And they crunched when you bit into them.

I, at first, found this repulsive. But my Virgoean craving for self-improvement pushed me to accept the challenge. But food was and is never just food. It is always symbolic.

As I was surrounded by very thin people who did things like “cleanses” and very wealthy classmates who complained they got the wrong color Hummer for Christmas, meanings began to shift. Fried chicken livers no longer represented a quirky side of my Southern upbringing, the way I know haggis is connected to Scotland. Instead they were inextricably linked to poor, fat, uneducated white people.

Society links fatness to ignorance and stupidity.

Society links fatness to ignorance and stupidity. The comic image of the white poor, the people I came from, is always fat and eating “unhealthy” foods with the same voracity that they hate gays or illegal immigrants. I didn’t want to be one of them. I couldn’t spend like my classmates, so I instead tried to eat like them. Kale represented cleanliness, in both mind and body, and I wanted to fill the gap I shoved between myself and my Southern heritage with Jamba Juices. My intimate connection to poverty grew more and more obvious, like a pox mark, and I thought the best way to shed this image was to shed pounds.

I viewed fat and grease in foods as pathogens of a poor, white and ignorant outlook that would infect me if I consumed them. That’s when my obsession with becoming healthier to disassociate myself from the poverty and fatness of my background in the same way I now masked my Southern accent in class became just that: an actual obsession. It’s a lot easier to motivate yourself to diet obsessively if you believe it will lead you to a better mind as well as a better body. And when people believe that being poor and fat goes hand-in-hand with being a racist, you’re even more motivated to do an extra crunch.

Weight is a perfect poison for anxiety because the results are never immediate and simply avoiding eating altogether is not a lifelong, sustainable option. I used to count the number of chews — 20 — I took with each bite to make sure that I never choked. Now I counted every single possible calorie. In the process, food and life became joyless.

I can’t tell you when my moment of clarity came and, in truth, I still struggle to shed the idea that thinness represents health. Perhaps it was realizing when my now more academic way of speaking made people read me as “nicer” than others. The jokes white liberals make about “hillbilly” incest and inbreeding right in front of me because they assume I’m one of them feel like daggers in my back.

There are and probably will continue to be a lot of poor, fat, racist white people. There are also thin, wealthy, white racist people. When I stopped distancing myself from the trappings — namely food — of Southern culture, I realized that being poor has given me an understanding of life and the way the world works that no amount of kombucha will give a Goop fanatic. And that those white people who draw fat white people as racist and ignorant are dissociating themselves from their own white supremacy. They are not actually addressing anti-Blackness as they continue to ignore the systemic causes of poverty.

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I Paid 118 Percent on a Payday Loan. The Administration Is Canceling Efforts to Rein Them In. https://talkpoverty.org/2019/02/28/payday-loan-cancel-rein/ Thu, 28 Feb 2019 17:03:53 +0000 https://talkpoverty.org/?p=27390 There was a moment in my life where it felt as if everything that could go wrong went wrong — and all at the same time.

I had just started a new job. My household went from two incomes to just one, and we were definitely starting to feel it. The mortgage was due, all of the regular household bills and responsibilities were still there, and my son still needed money to cover school and sports expenses.

I managed to use the remainder of my savings to pay everything, but I was still $500 short for my mortgage payment. I was stressed out, trying my best to make ends meet and keep some normalcy in my son’s life. I knew I had a paycheck coming, but it would not arrive in time to avoid all of the late fees and the credit hit for being 30 days late on my mortgage.

I reached out to my bank to see if I could get a small loan and was denied due to not having a high enough credit score. I had one credit card with a very small limit, but it was pretty much maxed out, so I couldn’t take out a cash advance.

I also didn’t want to borrow money from my friends and family because that would be admitting all was not well in my household. Also, I had no desire to answer the many questions that would come if I asked to borrow that much money.

While driving my mom to one of her doctor’s appointments, I saw a large green sign that seemed to be the answer to my problems: Fast cash now, no credit checks, walk out with up to $500 today.

It seemed worth exploring so I went in and asked what was needed. I was told all I needed was an active checking account, a copy of my bank statement, and proof of employment. I could get all those things with no problems.

After retrieving the necessary items, I went back, filled out the application, signed on the dotted line, and walked out of the door with $500 cash in my hand about 30 minutes later.

I felt as though my problems had been solved. I had the amount necessary to finish covering that month’s necessary expenses. I had a paycheck coming and I would be able to cover the payment on the loan. Crisis over, right?

That feeling lasted all of two weeks. I quickly realized that although I had a paycheck coming, my household’s financial situation was the same. We were still solely depending on my income, and the amount of our bills covering essentials hadn’t changed. So not only did I still have to continue paying for those things, now I had a loan payment to cover as well.

I had actually added to the expense pile.

Recently, the Consumer Financial Protection Bureau — which is supposed to be the nation’s consumer watchdog — proposed removing a rule that would require lenders of payday, car title, and other high-cost installment loans to verify the borrower’s ability to pay back the loan. This is something every other lending institution does, engaging in credit checks, verifying income, and assessing if the borrower can actually pay. My experience, and those of others I’ve spoken with, shows why such a rule is so key.

When my paycheck hit the bank, the payday loan people were right there to take their cut. I managed what was left of my check and paid my bills. I needed to get this loan paid as soon as possible.

In order to pay the loan back quickly and not fall behind any of my regular expenses, I picked up a temporary second job. This meant less time at home being an engaged parent to my son, and I constantly felt tired and drained. I feel as though I missed a chunk of my and my son’s life working seven days a week and only being at home to sleep.

Granted, I could have gotten a second loan or rolled the first loan over, meaning paying an additional fee to delay paying back the original loan. I did not consider this option because it would not solve the problem. If the first loan was causing a strain on my finances, I definitely didn’t need to add to the debt. I just wanted to be done with it as quickly as possible.

Fortunately, I paid back my loan before the due date to avoid the additional interest and fees. I avoided the devastation that many others have experienced as the result of taking out these loans.

Doing the math, I discovered that I paid approximately 118 percent on that $500 loan.

In the 2018 election, Colorado passed Proposition 111, which put a 36 percent cap on the amount of interest and fees that payday lenders can charge borrowers. While working on the campaign for Proposition 111, I talked with others who had taken out multiple payday loans to assist with covering living expenses. In 2016, Colorado payday loan customers paid an average interest rate of 129 percent, costing them $119 in interest and fees. Nationally, more than 75 percent of payday loan fees come from borrowers who use 10 or more loans per year.

Doing the math, I discovered that I paid approximately 118 percent on that $500 loan. Had I realized that the interest and fees added to this amount, I would not have taken out this loan. I would have tried to negotiate and make payment arrangements, especially because my situation was temporary.

Most of the people I spoke with during the campaign were not able to pay their loans back and the results were devastating: Closed bank accounts because payday lenders continue to run checks through the account many times, resulting in ridiculous overdraft fees. Embarrassing collection calls to places of employment and family. Damage to credit scores. Garnishment of wages. The end result for many was filing for bankruptcy in order to stop the bleeding.

Many may think that payday lenders are offering assistance to those who cannot obtain financial assistance through traditional means such as bank loans, credit card cash advances, asking employers for pay advances, or loans from friends and family. In reality, these loans are predatory in nature. Payday lenders work to exploit hard-working people at their most vulnerable moments.

The CFPB’s provisions were established to protect borrowers from the harmful practices of payday lenders. Many people are living paycheck to paycheck, not because they can’t manage their money properly or are living an extravagant lifestyle, but because they simply had a temporary setback or an unplanned emergency. Seeking out a loan or financial assistance to get a moment of relief should not end in financial disaster.

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I Used My Credit Card to Keep the Heat On. It Took Five Years to Pay It Off. https://talkpoverty.org/2019/02/25/credit-card-debt-poverty-predatory-lending/ Mon, 25 Feb 2019 18:27:53 +0000 https://talkpoverty.org/?p=27371 Sometimes it seems like all everyone can talk about is student loans. It makes sense when more than 44 million Americans collectively hold nearly $1.5 trillion in student debt. The average student loan borrower has $37,172 in student loans, which is a $20,000 increase from 13 years ago.

What we aren’t talking about as often is credit card debt. Consumer debt recently exceeded $4 trillion for the first time, according to the Federal Reserve. The average American has a credit card balance of $4,293 and 1 in 3 people are afraid they’ll max out their credit cards when they make a large purchase (and most defined “large” as anything over $100).

Although research shows that young people are hesitant to take on credit card debt, one survey found that there are actually more older millennials who have outstanding credit card debt than have student loan debt. Millennials are also more likely to take out personal loans, which can be used for anything from consolidating existing debt to paying for a vacation or a wedding.

You might be thinking: Millennials can’t avoid student loan debt and a college education is worth it, but it’s downright irresponsible to take on so much credit card debt. Young people just don’t understand how credit works, or they don’t care.

The reality for many millennials with credit card debt is very different — I know, I used to be one of them.

I still remember how I felt when I picked up my mail from the box downstairs in our on-campus apartment my junior year and found my first offer to apply for a credit card, a Discover student card. I was both excited at the opportunity to manage my financial future and terrified that I would wind up trapped in a pile of debt I could never dig myself out of.

I knew that credit cards should always be used responsibly — that you should never spend money you don’t have, that it made the most sense to pay off your balance in full before the due date every month, that racking up debt could seriously damage my credit score. I also knew that in the first two years of college, I’d had to borrow money from friends more times than I could count because I needed textbooks or a bus ticket home when we were required to leave campus for breaks.

So I applied for the credit card, and within days I was approved and had a $500 credit line.

At first, I tried to manage the card responsibly, following the financial advice my dad gave me that he’d never had enough financial freedom to follow himself. I didn’t want to pay more money for items because I’d accumulated a bunch of interest. I would go to the mall with my roommates on the weekend and resist the urge to splurge on new clothes with money I didn’t have in cash or in my bank account. But it’s also exhausting constantly denying yourself happiness when you’re poor, so there were occasional times when I pulled out a credit card, like when we all went out to Japanese food to celebrate my roommate’s 20th birthday.

As I spent small amounts and paid them off quickly, Discover increased my available credit to $1,000 and sent me a free report showing that my score had improved. I remember thinking, maybe everything will be okay after all.

Then I went home for five weeks for winter break and found out my dad and I were in danger of having our heat, electricity, and internet shut off. We both pleaded with representatives on the phone to put us on a payment plan to no avail. He was a night shift cab driver who was having trouble working due to his disabilities, and he’d already been making significantly less money per month than he did before the recession because people couldn’t afford to take cabs anymore.

“I’ll pay the bills if you can pay me back at least some of it,” I offered. At school, I was living off a stipend thanks to grants and scholarships. I also had two on-campus tutoring jobs that paid a little more than minimum wage in Massachusetts, which gave me enough spending money to put gas in my car and pay my phone bill each month.

We needed heat through the winter, and I needed the internet to research summer jobs and internships and get started on my senior thesis. I paid our bills with my credit card and cringed when I saw my available credit start to disappear. One study found that 1 in 5 millennials are helping to financially support their aging parents, and giving their parents an average of $18,250 a year. One third of that financial assistance goes toward living expenses such as food and housing.

The reality is that being poor is expensive. Every time I’d just about caught up with the latest round of credit card charges — $150 here for an emergency car repair on my 1998 Buick Century, $50 there on a book that the professor didn’t put on the syllabus before the semester started, $200 to pay off overdue bills to help my dad — something else would come up.

I found another scammy credit card company that would give me a credit line of $400 in minutes with an APR of 29.9 percent.

And then, during the fall of my senior year, my dad suffered from a traumatic brain injury during an on-the-job car accident. While it had been difficult for him to work before, now it was nearly impossible. As a cab driver, he was an independent contractor, not an employee, so he didn’t have any of the protections employees can get, like paid medical leave or unemployment benefits. If he couldn’t work, he simply wasn’t paid. The meager stipend and part-time jobs I had weren’t enough to keep us both afloat in an emergency.

The credit card charges mounted. When things were getting really desperate and our heat was about to be turned off in the middle of winter again, I even applied for a predatory payday loan online. I was denied because my credit score had dropped thanks to my high balances. I sat in my bed, covered in as many blankets as possible, wondering how cold the apartment would get if we didn’t have heat. Eventually, after searching the internet, I found another scammy credit card company that would give me a credit line of $400 in minutes with an APR of 29.9 percent.

By the time I’d become too untrustworthy to qualify for another line of credit, I had almost $5,000 in credit card debt across six cards and no plans to pay it off. My highest interest rate was 30.49 percent. I barely survived my senior year of college and first year after graduation, making only the $25 and $35 minimum payments on each card respectively.

I was only able to start tackling my debt when I began working full-time and freelancing on the side. I was really fortunate that I lived with my partner, so we shared bills and expenses and helped each other out during tough financial situations. She graduated with more student debt than I did, including a couple of private loans, so our priorities were paying off her highest interest student loans and my predatory credit cards as soon as possible. She also understood my frustration with credit, as she fell into a similar trap with her credit card after she was suddenly laid off from her first post-college job.

With our two incomes, we finally had enough for necessities with some to spare. Every month, I would throw more than the minimum payment at my credit cards, starting with those with the highest interest rates and balances. Whenever I had an unexpected amount of money, like if I got more well-paying freelance work that month or I received a bonus at work, I’d funnel $200-500 into paying off another card.

In December 2018, I sent in the last payment to the first credit card I opened from Discover back in 2013. With that payment, I’d paid off all my credit cards in full. I never thought I’d sign in and see a $0 balance due again; I no longer have to worry about years of interest fees piling up on what was originally a $50 purchase. My credit score also improved (although marginally) and I’m finally in the average bracket instead of poor, an assessment that feels even more ironic when I think about the fact that I’ve been poor my entire life and I’m only now just catching up to middle class.

I’m still a little scared to use my credit cards now, even responsibly. Last month at the checkout at Target, I used my store credit card for the first time in years, saving 5 percent off my total purchase. When the balance popped up in my account in a few days, I paid it in full 10 days before the due date.

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D.C.’s High Housing Costs Pushed Me In and Out of Homelessness for 30 Years https://talkpoverty.org/2019/01/24/d-c-s-high-housing-costs-pushed-homelessness-30-years/ Thu, 24 Jan 2019 14:00:42 +0000 https://talkpoverty.org/?p=27208 Everyone always forgets about apartment building laundry rooms. That’s where I used to go when the temperature dipped below freezing — the doors are unlocked and they’re usually in the basement, far away from residents who might be tempted to call the cops to report us. If anyone knew to check, they could find as many as 20 people in a single building, huddling there away from the cold.

That’s why, when volunteers conduct the annual Point-In-Time Count by canvassing cities to count the number of people experiencing homelessness, I tell my partners to start in the laundry rooms. The count is always scheduled for the last 10 days in January, one of the coldest times of the year. Our hope is that the weather drives people off the streets and into the shelters, where it’s easier to get an accurate count. Then volunteers fan across the city in an attempt to count the remaining people who are still spending the night outside.

In a city as unaffordable as Washington, D.C., it’s not hard to find yourself included among the thousands of people experiencing homelessness during the Point-in-Time Count. I know, because I’ve been on both sides of it: For three years I have helped count people, because for nearly 30 years before that I was one of them. I’ve lived in this city my entire life, and I’ve watched it change drastically. In 1980, I got my first apartment – a studio near 9th and Kennedy – and my minimum wage job was enough to cover the $200 a month rent. Now, average rent for a studio in D.C. is $1,642. I could work those same jobs and still land in a shelter at the end of the night. The margin of error has been completely erased.

For decades, that margin was my most consistent home. I jumped from job to job, unable to stay anywhere long-term. I was enthusiastic about the work one minute, and the next I’d find myself quitting in a fit of disappointment. Looking back now, I can see how undiagnosed and untreated manic depression jeopardized my livelihood. But in the moment, all I could focus on was how I couldn’t make rent.

With housing out of reach, I alternated between staying in shelters and living on the street — there were some abandoned warehouses in the Northeast corner of the city that functioned as my go-to spot. But the instability — in and out of jobs, apartments, the streets, and shelters — only compounded my mental illness and I spiraled into addiction.

It’s impossible to explain how much of your brain homelessness takes up. It isn’t just the fact that you don’t have a home to call your own. It affects every part of your daily life, until meeting your most basic needs (What bathroom can I use? When will my next meal be? Will there be room in the shelter tonight?) requires all your time and energy.

When volunteers from the Point-in-Time Count found me, I was inches away from suicide. When I volunteer in the count, I see the memories of those days reflected in the faces of friends who are still living a life I know well. I ask them the same questions about how they’re doing and what they need to be able to do better every year, but I already know the answer.

The blame for my homelessness is always placed on me — my mental illness, my substance misuse, my joblessness — but never on the housing market. That is exactly backwards. It wasn’t until a nonprofit helped me get a subsidized apartment that I was finally able to address the things that made it so hard for me to support myself. That’s when I was able to find a doctor, get diagnosed, start treatment, and hold a steady job.

Many people will look at the numbers from this year’s Point-in-Time Count and ask how to decrease that number. My experience reveals a simple answer: If we don’t want our neighbors to be homeless, then we have to give them homes that they can actually afford. Until we do that, I’d recommend starting your outreach in the laundry room.

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U.S. Military Actions Help Create Poverty Overseas. Now Trump Is Blocking Poor Immigrants. https://talkpoverty.org/2018/12/07/u-s-military-actions-help-create-poverty-overseas-now-trump-is-blocking-poor-immigrants/ Fri, 07 Dec 2018 17:48:27 +0000 https://talkpoverty.org/?p=26988 I am the proud Afro-Arab, disabled daughter of Sudanese immigrants. When I was a kid, my father would share stories of his experiences growing up during the tumultuous years of military rule in Sudan, the coup that put Omar Al-Bashir in power, and the two decades of economic sanctions imposed by the U.S. and its allies. He described the mass protests against former president Jaafar Numeiri during his youth, and shared the legacy of resistance borne by my foremothers that continues today.

My parents raised my sisters and me here in the U.S., with security and opportunity we could never have in Sudan. Yet, the cruel irony is that my parents would have loved nothing more than to see us grow up on our ancestral lands. Instead, compelled by economic and political unrest, they left their loved ones behind and immigrated to northern Virginia, a move that they never would have been able to make if a new Trump immigration rule had been in effect.

The new policy, which would expand the existing public charge rule, would require most immigrants seeking green cards to show they have a middle-class income and that they have not (and will never) receive government benefits, including Medicaid and Medicare Part D, the Supplemental Nutrition Assistance Program (SNAP, formerly known as food stamps), or housing assistance programs. It would radically rewrite our immigration system to explicitly favor white, wealthy, and non-disabled immigrant applicants.

Most abhorrent of all, it threatens immigrants’ livelihoods by punishing them for using the public benefits they need to survive, just as the U.S. contributed to the disruption of their livelihoods abroad through militarism and unchecked state violence.

In 1998, not long after my parents moved to the U.S., they had to watch their new country attack the homeland they were forced to leave only years before. The American military, under orders from President Bill Clinton, bombed the Al-Shifa pharmaceutical plant in Khartoum, Sudan, leveling the only factory in the country producing cheap medicine for tuberculosis or veterinary needs. (Sudan’s economy was primarily based on agriculture.)

The bombing of Al-Shifa, which represented at least 50 percent of total domestic pharmaceutical production, devastated the already strained Sudanese medical system. The Clinton administration justified the attack by claiming it had evidence showing the plant was being used by Al Qaeda to manufacture chemical weapons — evidence that later proved untrue.

Twenty years later, my extended family in Sudan is still managing electricity and water cut offs, gas shortages, and economic insecurity. The U.S. trade embargo, imposed after Sudan was designated as a state sponsor of terror, has served only to deepen wealth inequality in Sudan while empowering Al-Bashir’s brutally repressive military regime to hoard the nation’s wealth and operate with total impunity.

Since 2000, more than 360,000 Sudanese people have immigrated to the United States, like my parents did. Many people arriving at our borders today have been directly impacted by U.S. foreign policy.

Only a few years after the bombing of the Al-Shifa pharmaceutical plant, the administration of President George W. Bush launched the catastrophic “War on Terror.” In the years since 9/11, some half a million people have been killed as a consequence of U.S. wars in Afghanistan, Iraq, and Pakistan alone. Another 21 million people in Afghanistan, Iraq, Pakistan, and Syria have become displaced. Today, the U.S.-led “War on Terror” spans 76 countries.

“I can’t bring my family to a country that doesn’t want us.”

Iraq remains one of the top 10 countries of origin for permanent immigrants to the U.S. annually. In fact, seven of those 10 countries have been subject to violent foreign intervention by the U.S. or crushing economic blockades and sanctions, including Cuba, the Philippines, Vietnam, and El Salvador. Nevertheless, if the public charge rule is implemented in its current form, 60 percent of Central American immigrants and 34 percent of African immigrants would be at high risk of denial.

This is not an accident — it is part of the plan to base our immigration system on white supremacy. The president has made that explicit in his language, and in his broader immigration policies.

Consider what happened with Trump’s very first immigration policy. In January 2017, the administration issued its infamous Muslim Ban, temporarily banning entry of immigrants from my parents’ homeland of Sudan, along with six other majority-Muslim nations. Every country on that list had been subject to violent foreign intervention by the U.S., a fact first pointed out by Sen. Chris Murphy (D-CT).

Shortly after the ban went into effect, I hurried to Dulles International Airport to provide translation for those impacted. Within an hour, I was approached by a Sudanese father and his young family. I learned that they had been granted an opportunity to immigrate to the U.S. through the Diversity Visa Program, the same program my parents had used in the 1980s (and which the Trump administration has also tried to get rid of).

The father was afraid for his family and asked me to help him arrange their flight back. If they left, they would almost certainly never be able to return, so I pleaded with him to stay and seek legal support. But as he looked around at the chaotic scene unfolding in the airport, this young father of two remained unconvinced. He gripped his wife’s hand and left.

I never learned what became of him, but I still remember his parting words: “I can’t bring my family to a country that doesn’t want us.”

Immigration policy that ties admissibility solely to a person’s perceived economic and social worth is inherently violent. We cannot at once claim to be the world’s moral authority, while entrenching ableism and white supremacy through exclusionary policies at home and imperialist violence abroad. My family has carried the weight of these policies for decades, and millions more will be devastated if the Trump administration has its way.

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A Surge In Financial Aid Audits Is Trapping Low-Income College Students https://talkpoverty.org/2018/12/05/financial-aid-audits-trap-college-students/ Wed, 05 Dec 2018 16:59:26 +0000 https://talkpoverty.org/?p=26978 It was 9 p.m. on an August night in southern California, and I was about to get my favorite burrito. I had spent the day with friends at  Shawe’s Cove, my go-to beach tucked beneath the mansions in Laguna Beach. The moment I took my first bite of Carne Asada, my friend asked: “Have you gotten your financial aid?” Confused, and a little upset she was bringing up financial aid when I hadn’t even had a chance to finish chewing, I hesitantly replied “Uhh, I’m not sure — have you?”

It turns out that for most UC-Riverside students, financial aid for the upcoming school year had been released a few days before. When I checked my bank account the next day, I had not received my reimbursement from my financial aid package.

As a senior who depends on financial aid, I’ve filled out the Free Application for Federal Student Aid, or FAFSA — the form required by the federal government in order to receive grants and loans for college — three times previously and never had a problem. But after digging through old emails, I found one I’d missed from my school’s financial aid office earlier in the summer stating “Financial Aid App Incomplete.” After logging into my school’s student web portal, I finally found the reason my aid was being withheld: I had been selected for verification.

Verification, or the auditing of student financial aid applications for additional review, is routine — even when the original information is correct. The Department of Education selects roughly 30 percent of financial aid recipients’ applications to verify, but the information they choose to review varies. I was audited for my dependency status, so over the course of the past couple of months, I have submitted my mother’s original tax returns to my financial aid office, resubmitted them with specific IRS documents after they were rejected, and then waited for weeks while they were reviewed by my school’s financial aid office. All told, the documents and late fees cost about $150

Unfortunately, my situation is far from unique. The 2018-2019 application cycle saw an unusually high number of verifications due to an algorithm adjustment from the Department of Education. The algorithm change, combined with the repeal of the 30 percent cap on audits — removed in anticipation of the new algorithm — has caused the number of verifications to skyrocket. At my own university, where more than half of students receive Pell Grants, a financial aid counselor reported that 8,000 students were selected for verification — more than double the 3,000 who went through the verification process last year.

Data show that 98 percent of students picked for verification are low-income.

Data show that 98 percent of students picked for verification are low-income, and that about half of students that are eligible for a federal Pell Grant are selected. About 95 percent of students that successfully make it through verification have no change in their aid, but many students do not make it through the process.  According to the National College Access Network, in the 2015-16 academic year — before the verification numbers spiked — 90,000 low-income students were not able to complete the verification process and receive aid.

Even students who make it through the process face delays that could be critical for those who are struggling to afford their rent, groceries, and school expenses. For me, going back to school involved taking a giant leap of faith. By the time I arrived in D.C. for the fall semester I was still without any financial aid. I spent my second day in D.C. calling my financial aid office, student business services, and the center where I would be staying. I was terrified that if my aid didn’t come through, I would be forced to drop the program.

After two hours of fighting my way through busy signals, I finally managed to find myself in queue. I was on hold for several more hours until someone told me that they had received my paperwork, but had not yet flagged it to be seen by an administrator.

This process took a total of nearly 10 weeks to complete. If it weren’t for working both during summer and the quarter, family support, and guidance from financial aid counselors at my school, I  would not have been able to make it to this point. As a first-generation college student whose family never left the town were they grew up, the 11 or so weeks I would spend more than 2,000 miles away from home might as well be 11 years.

But I am one of the lucky ones. For more than 90,000 other students like me, this all ended very different.

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How Chicago Is Making its Own Affordable Housing Crisis Worse https://talkpoverty.org/2018/11/27/chicago-affordable-housing/ Tue, 27 Nov 2018 17:27:06 +0000 https://talkpoverty.org/?p=26936 For low-income people, a lot of our time is taken up by jobs that don’t give paid time off, children who need attentive parents, and relationships that require work. The gaps are filled in with everything else life brings. There’s no time left over to go on a treasure hunt just to find an affordable place to call home. In the winter of 2012, my move to Chicago would set me on the path to have to do just that.

I traded in my MetroCard for a CTA pass and moved to the Hyde Park neighborhood of Chicago. There was a creative black community, my $750 rent was affordable, and I still had enough money to get bottom-shelf whiskey if I went out. A new job opportunity took me from the beauty of the Southside to an $800 gem in Humboldt Park.

Things were going decently until the neighborhood — filled with “2 Flats,” an affordable Chicago housing staple — began to change. Moving trucks were constantly present, and I began to see a lot more white faces. A 2018 study from the Institute of Housing Studies at DePaul University states that due to gentrification, 2 Flats in neighborhoods like mine — which often house multiple generations — were being purchased and turned into single family homes, pushing out lower-income residents.

My building was purchased by a management company who slapped on a coat of fresh paint, put one washer/dryer set in the basement ($4 per load), and then slid a note under my door telling me they were raising my rent. Within three years, the rent went from $800 to $1,200. In August of 2017 I got another notice: the rent was going up to $1,475.

A single-person household in Chicago earning under $36,000 yearly is considered to be very low income — that was me. Factoring in transportation, bills, student loans, helping family, food and more, there was no way I could survive in this or many other Chicago neighborhoods. Survival included entertainment, such as seeing a film or treating myself to my favorite lunch spot, even though the world chastises poor people for trying to get moments of joy in our everyday lives.

I needed a place to live and fast. I had to stay in Chicago; I built a life here with relationships and a budding career. I couldn’t afford to start over. I scoured the internet and tucked away in the news tab of Google was an article about an initiative that I had never heard of. The Affordable Requirements Ordinance, as it’s called, requires developers to dedicate 10 percent of their units to affordable housing or pay into a low-income housing fund; most developments, unsurprisingly, opt to pay out. A new twist to the ordinance was being tested in the areas of Logan Square, Avondale, and West Town (The Hipster Triangle), along with some Near North/West areas. It required developers to commit 15 percent of new residential buildings to affordable rentals or build affordable housing within two miles of the development.

This sounded like my key to staying in Chicago, but getting that affordable housing would prove to be a difficult and time-consuming task. There was no list of participating properties, no one answered at the phone number I found, and the only contact email was for buyers of low-income units. I walked around the city and collected numbers from the temporary signage of 18 developing properties. With every phone call, my inquiries were met with exasperation, confusion, or false promises of a returned phone call.

Getting affordable housing would prove to be a difficult and time-consuming task.

After a few weeks, one building set me up with an interview to obtain an application. A leasing agent asked about my educational background, my work experience, and if I was in programs like LINK and Medicaid. I was being vetted to make sure I was the “proper” low-income resident. They didn’t want to make their wealthy future residents uncomfortable. They wanted someone who could not be clocked as poor on top of being black when they saw me checking my mail. After more interviews and massive amounts of paperwork that included a copy of my degree and character letters from my managers, I was offered a studio. I had played their game and three weeks later I moved in.

It’s not just the city that has a vendetta against its non-wealthy residents; it’s the surrounding suburbs as well. The 85 percent lily white and wealthy suburb of Tinley Park, for example, recently reached a settlement with the Department of Justice and Department of Housing and Urban Development after an affordable housing development that would have brought black and brown faces failed to get approval after being opposed by residents. This historically racist suburb is paying out over $2 million in damages. This didn’t happen on some very special episode of a 1960’s sitcom. This happened in real life in a place that is 45 minutes outside of Chicago.

Developers are cashing in when they pay into the aforementioned low-income housing fund instead of offering an affordable unit. They get about half of that $225,000 fee back in tax credits and that’s just one of the incentives the city offers; more than $4 million has gone missing from the fund. Chicago has to stop rewarding developers for opting out of helping the poor. These buildings need to increase the amount of units available to low-income people and be required to offer them, no buying your way out. They should then be required to help fund housing in forgotten communities, helping them to rebuild and thrive.

This Affordable Requirements Ordinance Pilot Project is one way to address housing affordability and segregation, but communication and access are key to making it work. A visit to the city’s website or an appointment at the local Department of Human Services should have residents well on their way to finding housing that they can afford and be proud to call home. Residents shouldn’t have to become a detective at the poorly proposed West Side police and fire academy to find proper housing.

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Poverty Isn’t Neglect, But the State Took My Children Anyway https://talkpoverty.org/2018/11/16/poverty-neglect-state-took-children/ Fri, 16 Nov 2018 17:32:37 +0000 https://talkpoverty.org/?p=26888 As I write this, I’m sitting in a small, humid room in Plantation, Florida. I’m from Seattle, and I know almost nobody in this area, but I can’t leave. That’s because my three- and four-year-old daughters were taken from me by the state last April. Until that case is overturned, or my parental rights are restored, this is where I’ll stay.

When most people hear “the state took my kids,” their minds jump to the worst conclusions. These cases are quiet and the courtrooms are closed, so I don’t blame you for assuming I was beating them up, or looking the other way while they were abused, or some other such nightmare scenario you see on the Lifetime channel. Those kinds of cases happen, but far more common are the ones where parents do their very best but still come up short on money for the heat, or the rent, or a licensed babysitter. My case is one of those, in which a little more cash and sympathy would have kept my daughters with me.

Three-quarters of substantiated child maltreatment cases are related to neglect, and the kind of neglect that triggers a CPS case is almost always the result of poverty. Although each state gets to set its own specific definitions for neglect, they typically center around deprivation of things like food, shelter, clothing, or medical treatment, which are problems almost totally exclusive to poor people.

The accusation that brought child services into my family was related to drug use. My mother-in-law, with whom I’ve never really gotten along, called the child abuse hotline and told them she suspected I was out using heroin while she watched the kids.  After a series of urine and hair panels tested negative, child protective services broadened their investigation. They raised concerns about the fact that I was living with my in-laws, and that I had been unable to attend trauma therapy for a month while I waited for my new state insurance to go into effect.

The investigation lead to a dependency trial, where the investigator made it clear that my daughters showed no signs of abuse or neglect. I lost anyway. There are no juries involved in child welfare cases, and the burden of proof is lighter than in criminal cases: It only requires a “preponderance of the evidence,” which means the judge’s ruling depends on their personal opinion. In this case, the judge didn’t think I was a credible witness, so she ruled against me.

This means that my daughters now live with my in-laws, and I am legally barred from being in their home after 8 p.m. I get two supervised visits per week while I navigate a web of random drug tests, mental health evaluations, parenting classes, and trauma-based therapy — the details of which get reported back to my case worker, the state attorney, my daughters’ guardian ad litem, and the trial judge — in an effort to win back custody.

If I had been in a different city, or a different state, things might have turned out a lot differently. Child protective services is an umbrella term used to describe individual local agencies. They are governed by standards set at the federal level but operate independently in each state, and city-level jurisdictions set their own policies to manage reports of neglect or abuse. This means that location plays an enormous role in CPS response. Families who live in an area experiencing an economic boom are more likely to receive support, like help turning the water back on if it was shut off for nonpayment, while families in more depressed areas are less likely to have resources available to them. Because of the subjectivity of these cases, it’s likely the politics of the judges and caseworkers play a large role as well.

I’ve experienced this difference first hand. This time last year, I was living in Seattle. When I overdosed during a brief relapse in 2016, the King County child protective agency inquired about my family’s financial difficulties. After learning that the relapse had been prompted by legal difficulties with my abuser — for which I could not afford representation — they referred me to an agency that was ultimately able to provide me with an attorney pro bono. When I disclosed that I was having difficulty accessing trauma therapy because I could not afford child care, they helped secure placement for both of my daughters in a free, comprehensive daycare. And when I told them our utilities were pending shut-off, CPS paid the portion required to keep them running. My daughters did not spend a single day out of our home, and our lives began to improve.

But Seattle is a very wealthy area, with a high cost of living. When my husband had a mental health crisis that prevented him from working, we had to move somewhere more affordable and closer to his family. That somewhere ended up being Broward County, Florida. The economic differences are stark: Seattle’s median household income is almost 50 percent higher than Broward’s, and its minimum wage is nearly twice as high. Although it can be hard to catch your breath in Seattle if you’re poor, there are more avenues for help available than in Broward, and the CPS response between the two areas reflects that. In Seattle, we were given a chance to recover. In Broward, it was assumed we wouldn’t be able to.

The investigator made it clear that my daughters showed no signs of abuse or neglect. I lost anyway.

Josh Michtom, a Connecticut public defender who represents child-welfare involved parents and children, says that poor families have the most difficulty when they come under CPS scrutiny. “Starting from the beginning…poor people as a general rule live a little closer to the edge. Scrambling to and from daycare, hurrying from job to job or job to home, living in more precarious housing or housing that isn’t as well kept-up…it’s not to say all poor people are neglectful or abusive, but run the simulation a hundred times and it’s going to come out with more things that raise an eyebrow for a teacher or daycare worker or hospital worker [who are mandated to report suspected abuse or neglect to CPS].”

According to Megan Martin, vice president of public policy at the Center for the Study of Social Policy, the “vast majority” of child welfare cases are poverty related. Martin also points out that the numbers may not even fully capture the extent of the relationship between poverty and child welfare involvement. She says that the official figure, which links 47 percent of cases to poverty, measures families who are financially unable to meet their basic needs. (For example, a parent who does not have the means to heat their home in the winter.) But that doesn’t include other issues related to poverty. She uses the example of inadequate supervision, a common factor in child removals that has gained some past media attention.

“If you can’t afford child care and don’t have other resources like family to watch your kids, you might end up with a nine year old watching a two year old,” says Martin. “When kids are removed for inadequate supervision, that’s not necessarily included in that 47 percent.”

In his practice, Michtom also struggles with the huge cultural divide that often exists between mandatory reporters and many parents living in poverty. He describes how something such as a parent deviating from the typical upper- or middle-class vernacular may lead a teacher or pediatrician to subconsciously distrust the parent and therefore ascribe malicious intent to something like a bruised knee or unkempt clothing.

Even using that vernacular can count against parents who don’t look the part. At the end of my trial, the judge cited my “skill with language” as her reason for disbelieving my testimony, adding that I could “sell ice to an Eskimo.” My advanced education and ability to communicate clearly should have benefited my case, but coupled with my poverty and substance use disorder diagnosis, it led her to read me as a con artist instead.

“Middle- and upper-middle-class people have a language and way of talking to professionals that seems ‘good and responsible,’” Michtom observes. “When a kid has a completely not abuse related injury and the school nurse calls the parent and says ‘can you explain this?’ and the parent maybe doesn’t speak English as well or just seems less trustworthy to this middle-class nurse in a way maybe the nurse can’t quantify, then the nurse says ‘I have a duty to report this.’”

Once an investigation is opened, the family’s life is picked apart. Even if the original allegation turns out to be unfounded, a myriad of other factors — issues that may not have been enough to prompt a call on their own — can be used against the parent. In my case, the state obsessed over the fact that I didn’t have my own housing, despite the fact that more than one-third of adults were living with their parents in 2015.

I remember the shame and anxiety I felt doing something as simple as going to the playground.

Michtom believes that cultural differences between investigators, judges, and other people involved in the substantiation process directly affect how even small deviations are perceived. “If you don’t know what it’s like to be poor and you don’t know what it’s like to make the compromises poor people have to make,” explains Michtom, “the wrong social worker calls them deplorable or filthy even if it was just messy or cluttered, and that increases the likelihood that it leads to a court petition [for the child’s removal].”

As he says this, I remember the shame and anxiety I felt doing something as simple as going to the playground, where my daughter’s coats, though surely warm enough, looked dingy and stained next to the kids running around in clothes so absurdly bright they looked like something out of a cartoon. My anxiety wasn’t just based on embarrassment; it was also couched in the visceral fear that people would assume I was a bad mom because of something as simple as clothing my daughters in used coats.

Parenting in poverty creates a cycle of factors that compound each other. For my family, an inability to pay for child care or legal aid in 2016 created a snowball of stressors that ultimately led to a relapse and almost killed me. This year, when we were managing to get by, a sudden unexpected health emergency sent us spiraling right back into the system.

As I continue to fight for the return of my daughters, I can’t help but wonder what it would look like to have a uniform child welfare system that recognizes these types of complexities. Maybe my daughters would be with me now. Maybe my husband would be on a road to wellness instead of struggling alongside me to find permanent housing. Maybe the other 3 million families involved with CPS would flourish and thrive. Maybe parenting in poverty would stop being so hard.

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My Criminal Record Kept Me Poor For 30 Years. A New Law Will Finally Let Me Move On. https://talkpoverty.org/2018/11/15/criminal-record-kept-poor-30-years-new-law-will-finally-let-move/ Thu, 15 Nov 2018 15:54:11 +0000 https://talkpoverty.org/?p=26871 I love getting credit card offers in the mail. I know most people throw them straight in the trash, but they’re my favorite. I’ll turn them over in my hands, read the promises written on the envelopes and remember that my name is worth something to someone.

I am 54 years old, but this is a new feeling. Going to the laundromat and the grocery store in the same week, living without roommates, and sorting through this pile of junk mail all feel like proof that I’m a whole person now. It’s all evidence that I might finally be allowed to move on from mistakes I made last century.

I have a criminal record. I was convicted of two nonviolent misdemeanors decades ago, and they have haunted me, and my daughter, ever since. For her entire life, I struggled to make ends meet. That’s not the kind of thing you can explain to a child: she hated skipping school field trips and wearing homemade Halloween costumes. And even though I tried to explain, again and again, why I had to leave during dinner to make the late shift at the bar, I could never find the right words to make her understand why things had to be this hard for us. I didn’t know the answer myself.

I’ve worked jobs wherever I could — minimum wage at the supermarket, part-time at a clothing store, cleaning gigs that only paid under the table. At the same time, I went back to school and got a degree that taught me how to do the clerical work that keeps a doctor’s office running. I always wanted to help people, and even though I graduated on the honor roll, I couldn’t find a person who’d give me the chance. When they looked at me, all they saw was my record.

So I tried to get that record cleared. I went to expungement clinics, and I applied for a pardon. Nothing worked. I didn’t know what to do. All I could do was what I had been doing for years already: piecing together part-time jobs, raising a child on an income meant for a teenager, and searching for a way to change our lives.

Eventually, I found a lawyer. She taught me my rights, and gave me the confidence I needed to apply for jobs and insist that I be given a fair chance. After thirty years of struggling, my life has finally started to get better. Still, this is only a partial solution — it depends on me sticking up for myself.

New legislation in my home state of Pennsylvania, passed by the Republican-controlled legislature and signed into law by the Democratic Governor Tom Wolf, would help people like me rebuild our lives. The Clean Slate law automatically seals certain misdemeanor convictions after the individual is crime-free for 10 years. No jumping through hoops, no trying to work the system, no hoping you get lucky enough to find a good lawyer. It would have reset my life more than a decade ago.

In the past year that I have learned to advocate for myself, I’ve finally been able to  put my education to work. I work as a home health aide, cleaning and feeding folks who need support, and  caring for them with a gentle touch.

I’m the first to take an extra shift at work, and because I do, I can afford to help my daughter for the first time in her life. I can’t buy her a house, but I can help pay her rent when she needs it. We don’t have to stay on the couch at a friend’s place, or making a temporary home in a basement. I get to be a mother I always wanted to be, and a Nanna to my grandkids.

This is the only version of me that they know. When I open the door to their home, they shout  “Nanna, do you have something for me?”

For the first time in my life, I get to say “yes.” I always do. Isn’t that what Nannas are for?

Editor’s Note: The Center for American Progress, where TalkPoverty is housed, is a partner in the Clean Slate campaign. Find out more at CleanSlateCampaign.org.

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I Spent 13 Years in Jail. Not Being Able to Vote Makes it Feel Like a Life Sentence. https://talkpoverty.org/2018/11/05/florida-15-years-jail-vote-life-sentence/ Mon, 05 Nov 2018 16:59:44 +0000 https://talkpoverty.org/?p=26832 I grew up in Winter Park, Florida, where I was born three days after Election Day in 1970. I mention this because most of my birthdays have been associated with voting.

As a child, I couldn’t wait to turn 18 so I could register to vote and go inside the voting booth. And that’s just what I did. It made me feel like an adult, like an American citizen doing my civic duty. I voted in every election that I could.

But because I was convicted of a felony, I can no longer participate in our democracy. Florida is one of three states – along with Kentucky and Iowa – in which everyone convicted of a felony is permanently barred from voting. Amendment 4, which is on the ballot this Election Day, would restore voting rights to some 1.5 million people just like me.

I grew up in a broken home filled with all types of abuse and despair. I had no mentors, only the golden rule to keep our family business inside the home. I went from a little girl filled with hope who got good grades to a young adult who no longer cared.

I became a product of my environment, and ended up being the getaway driver in a robbery gone wrong.

Afterward, I could only think of the victim and his family and the pain they were going through. In those moments, I asked: If it was me and my family, what would I want? I would want the people involved to pay for what they did, I decided.

So I had my attorney take me to the Orange County jail and surrendered to the unknown. I did the right thing when it mattered the most, even when it was scary and the outcome uncertain.

The judge sentenced me to 15 years. I spent a third of my life paying my debt to society for my crime.

I fortunately survived. When I was given my end of sentence paperwork, I was presented with a form that I was told to sign. It advised me that I couldn’t vote anymore.

We had no ability to challenge policies designed to lock us out, and lock us back up again.

At first, I refused, because the judge had not sentenced me to the removal of my civil rights. But when I was told that I would be kept for the additional two years that were cut off my sentence due to good behavior if I didn’t sign the form, I quickly put my name on it. I wouldn’t understand the weight of that paper until after my release.

I came home with a plan to be the best person that I could. But I couldn’t get a job because of identifiers of my conviction on applications. I couldn’t go back to the college I attended pre-incarceration as an in-state student, because I didn’t have an I.D. that was a year old. My prison identification wasn’t acceptable, according to the board of governors.

When I finally thought I had broken through the invisible ceiling by obtaining my real estate license and selling a home to a cash buyer three months later, the significance of that the paper I signed in prison became clear. I took my commissioned earnings to get an apartment, but was refused; in many places, those with a felony conviction are not protected against this form of discrimination. As a professional in a business where it is our goal to make sales for profit, that was just mind-blowing.

I understood then that these things were allowed to happen to those of us with felony convictions because we could not vote. We had no ability to challenge policies designed to lock us out, and lock us back up again.

This is why the passage of Amendment 4 is so important, not just to those of us in Florida who would be affected, but to those in other states who have been denied their right to vote. It sends a message that we are American citizens, and that even though we made some mistakes along the way, we are forgiven and afforded a clean slate to become someone who contributes to society.

For my birthday this year, I am asking for the most important gift anyone can give me, and that’s to go out and vote yes on Amendment 4.

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We Voted for a Union at Columbia and We’re Willing to Fight For It https://talkpoverty.org/2018/10/22/voted-for-a-union-columbia-willing-fight/ Mon, 22 Oct 2018 18:00:31 +0000 https://talkpoverty.org/?p=26750 Graduate workers at Columbia are the people who teach courses and discussion sections, grade papers and exams, hold office hours and meet with students. We’re the teaching assistants and research assistants who conduct the daily work essential to keeping the university’s many labs and research institutes running.

However, the pay and benefits we receive do not reflect our vital role within the institution, so we voted to unionize in December 2016. The federal government certified the union election months ago, but the university has refused to come to the bargaining table. We went on strike in April to protest this denial to recognize our democratically chosen union, and we’re willing to do so again.

The inability of Columbia workers to collectively bargain for better wages and benefits has many concrete consequences. They are felt day by day, such as when one of us is sitting at the dentist, reading through treatment plans and weighing the costs.

Fillings? Have to happen. Everything else can certainly wait, right? New glasses might be in order, but aren’t covered by insurance, either.

During the academic year, around half of our pay goes toward rent, and our summer stipends force us to stretch around $3,300 (before taxes) across three months. Stipends vary across departments, but they aren’t all guaranteed and can depend on individual advisers’ access to grant money. So we do what many of our colleagues do: Take care of only the most urgent concerns while putting everything else off.

For some, that even means putting plans to have a family on hold, since Columbia’s $2,000 annual child care subsidy, while a saving grace for those who receive it, still barely puts a dent in covering the cost of child care in New York City.

The university has not only refused to recognize our union, but also engaged in a long battle to prevent us from holding a vote in the first place. In fact, the Columbia administration argued in front of the National Labor Relations Board that graduate workers are not workers at all, and then actively propagandized in an attempt to dissuade workers from voting to unionize.

The administration lost both battles, with the NLRB affirming graduate workers’ right to unionize in August of 2016, and 72 percent of the graduate worker body subsequently voting in favor of a union in December.

It would require a minuscule fraction of Columbia’s budget to cover dental and vision insurance for its graduate workers or to increase the child care subsidy, which makes its refusal to recognize our union worse. What amounts to pocket change for a university with an endowment of $10.9 billion would mean a drastic increase in the quality of life for graduate workers.

Harvard, Brown, Cornell, NYU, The New School, Tufts, Brandeis, American University, and Georgetown have all recognized their graduate worker unions and are at various stages of negotiations or already have agreed to a contract, while Columbia remains steadfast in its attempts to deny us our rights. The contract negotiated at NYU awarded grad workers some of the benefits we deserve, such as dental coverage, and increased their stipends.

We know that rising inequality in the United States is making it increasingly difficult for those without privileged backgrounds to succeed.

As sociologists, we know that rising inequality in the United States is making it increasingly difficult for those without privileged backgrounds to succeed. We also know that unions reduce inequality, increase wages, and improve conditions for workers of color. The issues at stake are not just material, however. For example, union organizing is helping to provide much-needed support for graduate workers experiencing sexual harassment.

Columbia’s administration is led by a Board of Trustees whose members include investment bankers and venture capitalists, high-powered lawyers, real estate developers, and a pharmaceutical executive. When they persistently — and illegally — ignore multiple NLRB decisions and refuse to bargain with our graduate worker union, it is clear that they are engaging in the same attack on workers that has led to the concentration of income and power for those at the top of the economic hierarchy.

These attacks make apparent the hypocrisy and ease with which powerful institutions depicting themselves as defenders of democracy align with some of the Trump administration’s worst policies, so as not to forgo a drop of their control and capital.

And as sociologists, we know, too, that power concedes nothing without a demand. Since the administration has made it clear that it does not intend to respect the NLRB’s rulings, and since recent Trump appointees to our nation’s courts are unlikely to side with workers, we have few options left other than withholding our labor – which, of course, Columbia claims is not labor at all. We hope a prolonged strike will tip the cold economic calculations surely underlying the administration and the Board of Trustees’ decisions.

Lee Bollinger, the president of Columbia University and a co-chair of the prestigious National Academies of Sciences’ committee on the future of voting, has said that “Nothing is more essential to a functioning democracy than the trust citizens have in casting their ballots.” However, he and the rest of administration have not extended that principle to recognize the results of our legal, democratic vote in favor of unionization.

So our union is ready to demonstrate not only that our labor is critical to the functioning of the university, but that as workers, we have power in numbers – and the power to strike. Because when democracy is under attack, what do we do? Stand up and fight back.

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Trump Is Rewriting Our Immigration Law To Come After Families Like Mine https://talkpoverty.org/2018/10/03/trump-rewriting-immigration-law-come-families-like-mine/ Wed, 03 Oct 2018 19:59:29 +0000 https://talkpoverty.org/?p=26680 Late last month, the Trump administration released a draft rule that would change the way immigration works in the United States. Under the proposal, immigration officials will try to predict whether a person applying for a green card might receive government assistance, like Medicaid or the Supplemental Nutrition Assistant Program, at any point during their future life in the United States. If it seems possible — because the applicant isn’t wealthy or has a disability — then the green card will be denied, even if the applicant has met all of the other criteria.

There have been rumors that this might happen for months. The first time I heard about it, I was sitting in my summer internship with the city of Dallas. One of my supervisors asked me if I was familiar with possible changes to the “public charge rule,” which requires immigrants to prove that they will not use government benefits before they are granted permanent status. When I shook my head no, she gave me a handout that explained who would be affected.

Individuals with visas or legal permanent residents. Check.
Individuals who have used any federal assistance programs. Check.

I held my breath when I read it, my eyes darting from line to line while I felt the walls close in. This was about my family. They were looking for me.

My parents moved to Dallas from Chihuahua, Mexico in the early 90s. My brothers and I were all born in the United States. We used Medicaid and the Children’s Health Insurance Program to get our standard vaccines as kids, and my parents got their health insurance through the Affordable Care Act. We followed all the rules and did exactly what we were supposed to do.

I always follow the rules. I just started my senior year of high school, and I have my days completely packed with extracurricular activities. That means debate on Mondays and Wednesdays, LULAC meetings Wednesday mornings, mock trial on Tuesdays, We Fight Fear meetings after school, volunteering Saturdays and Sundays, and SAT prep in between. I don’t climb back into bed until 12 a.m., after finishing homework, sending emails, and setting up meetings.

I’m not just doing these things because I like them. I’ve never felt I have the option to turn down opportunities, because if I push myself hard enough to get a scholarship then all the late nights will be worth it.

I’m in the process of setting up my Common Application profile for college. I always knew that my parents wouldn’t be able to afford my tuition, and that I would have to cobble together grants and scholarships to pay my way. So it’s up to me to prove to colleges that they should pay for me to attend.

But when I heard about the new immigration rule this summer, I had to second-guess the one thing I was most certain about: going to college. If I applied for Pell Grants to cover tuition, was that going to count against my parents? If their income dipped below the threshold in this new immigration rule, would I need to stay home and get a job to ensure they weren’t targeted? If I followed through on my dreams, and on all the work I’ve put in, would I be betraying my family?

If I applied for Pell Grants to cover tuition, was that going to count against my parents?

I’m not the only one who is scared. Once my mom found out about the rule, she told me she wasn’t comfortable continuing my little brother’s Medicaid coverage. He’s only 3 years old, and he has so much growing left to do. The government knew it would create this risk when it announced the new rule: Documents from the Department of Homeland Security predict that people will receive less health care, and that disease rates will increase for U.S. citizens who have not been vaccinated yet.

Those documents are talking about my little brother.

When the rule finally came out last week, and I got to look at real words on paper instead of wading through a swirl of rumors, I got a tiny taste of relief. This version of the rule won’t apply to people who already have green cards, and my mom just renewed hers. For now, I can daydream about college, and my parents can sign my brother up for health insurance.

Just a short while ago, we wouldn’t have made the cut. There are hundreds of thousands of people who still won’t. Those people, and those families, will see the opportunities they’ve worked so hard for finally within their children’s reach, only to be forced to wave them away, in case it costs them everything. They’ll do exactly what we did: pass on health insurance and decline the few extra bucks to make sure we didn’t go to bed hungry. What else are we supposed to do when the government forces us to choose between our families and our future?

Even though I’m safe for now, I don’t feel like I’ve won. This isn’t a game. Not to me, not to my brothers or my parents.

But as I sit here and contemplate which college campus I’ll be walking onto this time next fall, if I get to go to one at all, that’s what it feels like. It feels like they’re using children as chess pieces in a twisted political contest to force immigrants into the shadows of a nation we helped build.

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Watching Tucker Carlson Eats At My Soul. Here’s Why I Do It Anyway. https://talkpoverty.org/2018/08/03/watching-tucker-carlson-eats-soul-heres-anyway/ Fri, 03 Aug 2018 16:43:58 +0000 https://talkpoverty.org/?p=26036 I watch Tucker Carlson’s show every night. I actually watch at least three hours of Fox News programming each evening, but Tucker Carlson Tonight is the network’s primetime anchor: He’s on five days per week, at 8 p.m.—the slot Bill O’Reilly held until the news of his sexual harassment settlements forced him out. I’ve been doing this every night for more than a year, but I still find Carlson’s opening jarring: As soon as I hear it, my shoulders tense, I roll my eyes, and sigh. Sometimes during commercial breaks, I lie on the floor.

Unlike the 2.9 million people who choose to watch Fox News prime time, I do this as part of my job. When friends and family ask me about it, I usually just say, “I work in media” and hope that’s a satisfactory answer. What I actually do is track right-wing media and fringe outlets to hold bad actors accountable for their actions, whether it’s Sean Hannity’s conspiracy theories, Lou Dobbs’ insistence that Trump’s critics should be jailed, or Laura Ingraham’s campaign against immigrant children.

For a country that still relies on television for its news, this has always been important work. But it’s gotten more important now, since the president is Fox News’ most important and vocal fan. Trump reportedly forgoes daily intelligence briefings in favor of watching Fox and frequently tweets quotes from guests and hosts on the network. My colleague Matt Gertz has documented how the information feedback loop between Trump and Fox News has influenced immigration policy, generated presidential pardons, and launched daily attacks aimed at discrediting Robert Mueller’s probe into connections between the Trump campaign and Russian propaganda.

That would be terrifying enough if Trump was the only one watching, but he’s definitely not alone. Fox News is still the highest-viewed news network in the country, which means the stories it focuses on and the language it uses to report them holds a tremendous amount of sway. And more often than not, that sway is used to shame the poor and scapegoat immigrants.

This is where Tucker Carlson really shines. His bread and butter is pitting white working-class folks against immigrants (or, more accurately, his idea of white working class folks against his idea of immigrants). On the evening of Trump’s first State of the Union, he attacked Ohio Congressman Tim Ryan’s choice to host an empty chair as his guest to represent a Youngstown businessman who had been deported after 39 years in the U.S. In an interview with Ryan, Carlson dismissed concerns about deportations and suggested that Ryan’s concern for immigrants is at odds with addressing issues facing rural white communities. In another incident, he blamed immigrants for lowering the U.S. birth rate (to support this, Carlson incorrectly claimed that immigration is depressing wages among men, therefore decreasing “the attractiveness of men as potential spouses thus reducing fertility”). He’s also made the argument that DACA distracted congress from addressing unemployment and opioid overdoses, and claimed that Mexico in its entirety is a “dangerous country filled with violent people.”

This is how Trump garners support for dangerous policies

This fits into Carlson’s larger pattern that portrays white men as more deserving of aid than women, immigrants, and people of color. During Women’s History Month in March, Carlson ran a weekly series on “Men in America.” In the series’ first installment, he claimed the “so-called wage gap” not only doesn’t exist, but in many cases “may invert.” When HBO’s Insecure creator Issa Rae said she was “rooting for everybody black” at the 2017 Emmy awards, Carlson said her comments amounted to “race hostility” and “political indoctrination.” He repeats seemingly every night that diversity is an attack on white Americans and an attempt to “radically and permanently” change America.

This rhetoric is not a huge leap from a mob of white men chanting “you will not replace us” in Charlottesville last summer. In fact, white nationalists are big fans of Tucker Carlson. Richard Spencer described him as a “much better figure” than Bill O’Reilly because Carlson possesses “open-mindedness” towards white supremacist causes. Former grand wizard of the KKK David Duke has called Carlson a “hero” and “an influential voice,” and Carlson and his guests have repeatedly defended and promoted white nationalists on the show.

Honestly, watching this vitriol every day is exhausting. I deliberately unplug when I can, to clear out all of the racist hate that comes out of the television every night at work. It builds up in my brain, and unless I take care to let it go and not take it too personally, I drift towards hopelessness. But as tempting as it is to shut it out entirely, I still think it’s important to see it. Fox News reaches a tremendous audience—Tucker Carlson came in 3rd in cable news ratings in the second quarter of 2018, and Sean Hannity came in first. (Rachel Maddow finished second). The millions of people who tune into Fox News primetime are exposed to a divide and conquer narrative that capitalizes on stereotypes, spins every negative story about Trump, and often fails to even mention the news of the day that the rest of the media is covering.

To be completely clear, this is how Trump garners support for dangerous policies that he wouldn’t be able to pass otherwise. Polling shows 75 percent of Americans say immigration is good for the country, but when family separation started Tucker Carlson fearmongered about “demographic replacement” to stoke racial animus, and then Laura Ingraham downplays horrific policies by describing child detention centers as “essentially summer camps.” And despite the fact that 7 in 10 Americans support Roe v. Wade, Fox News (and Carlson in particular) focus their coverage of reproductive health care on campaigns against it. That level of coordinated cruelty from public figures makes it possible for Americans to set their own beliefs aside. Unless progressives are familiar with the ways the right-wing media machine pushes misinformation and racism, we won’t actually be able to fight back.

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There Is No Summer Vacation for Parents in the Gig Economy https://talkpoverty.org/2018/07/20/no-summer-vacation-parents-gig-economy/ Fri, 20 Jul 2018 16:44:22 +0000 https://talkpoverty.org/?p=25980 Let the record reflect that I began writing this from beneath my wiggling three-year-old. I had barely cracked open my laptop when he did a backbend across my legs and slid upside-down onto the floor, with a smile so wide I could see the ridges on the roof of his mouth. One of his feet hit my chest and the other hit my laptop, nearly toppling it to the ground. He giggled, and I nearly had a heart attack. My computer is how I keep a roof over our heads, and I can’t afford to replace it.

Welcome to summer break.

I’m a low-income single mom with two kids, and summer break feels like a giant blurry question mark. I cannot take time off of work. We don’t have any vacation plans. I cannot afford to hire a summer babysitter or send my kids to a string of various camps. While I considered more creative options, like kid-swapping with friends, the logistics—work schedules, child temperaments, and distances between homes—became too complicated to figure out. And while I’m all for the concept of free-range kids, this week it’s 108 degrees. That’s about ten degrees hotter than the National Institute of Health thinks humans can withstand before their bodies start shutting down, which means sending the kids outside to play with sidewalk chalk and roll down hills all day is…not a thing.

As a writer, I only get paid when I produce something, which is hard to do with a three-year-old in my lap. So, since earning money must continue through the summer, my entire work plan is to write while my children are sleeping, lean into my coffee habit, and beg babysitting hours from my parents—a privilege compared to those who don’t have relatives able or willing to help.

 *           *           *

Accessing and affording child care is difficult for everyone all year, not just in the summer. For those like me who are living on a single income, the cost of child care cuts deep into our pocketbooks and chips away at our quality of life. To afford child care often means forgoing something else—reliable transportation, household goods, or even food. Today, the average cost of child care for a single child in the United States is approximately $9,000 per year, which is more than one-third of my income.

In fact, the cost of child care ranks near the top of a recent survey that found American women are choosing to have fewer children, or forgo having them entirely—which could help to explain why the childbirth rate has fallen to a 30-year low. In an article about the declining U.S. birth rate, journalist Amy Westervelt writes, “for all its pro-family rhetoric, the U.S. is a remarkably harsh place for families, and particularly for mothers.” It’s also especially rough for contracted laborers—a group projected to surpass 50 percent of the American workforce over the next decade–who sacrifice income each time they aren’t able to take a job. “That gig economy you keep hearing so much about, with its flexible schedule and independence?” writes Westervelt. “Yeah, it sucks for mothers… I can tell you exactly how great and balanced it felt to go back to work two hours after giving birth.”

I went right back to work after both of my births. Less than 48 hours after I had my first child, I was hauling produce on my vegetable farm. Two days after my second child was born, I sat in a business meeting while my milk came in. Now as a freelance writer, most of the time I work 7 days a week writing articles, editing other people’s articles, pitching stories, and chasing late payments. Sometimes I work on projects for months before seeing a dime.

I only get paid when I produce something, which is hard to do with a three-year-old in my lap

While women are increasingly entering the gig economy (a 2014 study showed that 53 percent of full-time freelancers were women), there are real questions about a burgeoning economy that dangles the carrot of flexibility to busy, multitasking women (many of them mothers), yet still manipulates and mistreats them through pay discrimination and abusive power structures. FastCompany reported that “[female] Uber drivers earn 7 percent less than male drivers, while women freelancers charge lower rates, are more likely to get paid late, and are four and a half times less likely to be earning over $150,000.”

And then there’s child care. In 2016 alone, nearly 2 million parents of children age 5 and younger had to quit a job, not take a job, or greatly change their job because of problems with child care.

That means many parents—and statistically, mothers more than fathers, due to the archaic, sexist nature of both workplace and household expectations—are forced to cut back hours, miss out on trainings or job-related experiences, or pass up promotions due to the inability to work more or the need for flexible hours. It’s part of the “motherhood penalty” that stunts career advancement and reduces income, which snowballs considerably over a woman’s lifetime. That penalty reduces the ability of entire households—especially those of single mothers—to accumulate wealth or gain social mobility. In contrast, most working fathers earn more than men without kids.

In a conversation on NPR’s 1A about the motherhood wage gap, Ai-jen Poo, executive director of the National Domestic Workers said, “Our culture and our policies have just failed to account for the fact that we have families. … And in the 21st century, that means we actually need child care. We need elder care. We need paid family leave. These are just basic infrastructure assumptions we need to make that we haven’t caught up to.” She notes the emergence of new ideas and solutions, such as Universal Family Care, a proposed family care insurance fund that working Americans could draw upon to afford child care, elder care, and paid family medical leave.

While I’ve been able to carve out a successful job as a freelance writer and editor, there are limits to my ability to thrive. As a single parent, jet-setting off to cover breaking news or spending weeks away from home investigating injustice is out of the question, even though I think I’d do it well. I need predictability and routine, stable income, and child care for those long days when I’m on deadline. I find working from home while parenting to be beyond frustrating and near-impossible. I literally cringe at the zillionth snack request of the day and the never-ending chorus of Mom! Mom! Mom! Some days I’ve barely written a sentence by 2 p.m.

Still, there is something missing in these conversations about working and motherhood. The statistics cannot measure the bone tiredness of a mother any better than it can articulate the fierce tether that connects me to my children. There is magic in the unmeasurable. There have been actual moments when I have thought, If only someone could see me changing a diaper and typing at the same time. Or the phone calls with editors while balancing a newly-potty-trained toddler on the toilet. How many times I have held a sleeping feverish child while simultaneously racing a deadline. As Rufi Thorpe writes, “It is lovely; it is intolerable; it is both.”

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I’ve Worked for Tips for 60 Years. D.C. Council Should Listen to the Voters Who Want to Raise My Wages. https://talkpoverty.org/2018/07/19/ive-worked-tips-60-years-d-c-council-listen-voters-want-raise-wages/ Thu, 19 Jul 2018 17:40:43 +0000 https://talkpoverty.org/?p=25966 When people ask me when I’m going retire, my answer is always the same: About 15 minutes before I’m dead. I turn 70 this year, and I’ve been working in D.C.—always for tips—since I was 12. My first job, at the concession stand at Arena stage in the early ‘60s, was one of the better ones. My bosses were kind, and I got to watch the shows that came through town. By the time I got my second job, my wages were 66 cents an hour—not exactly the stuff nest eggs are made of.

Six decades later, I’ve watched this city get burned down and built back up. The Petworth row house I grew up in, on the corner of Upshur and 7th, now costs 75 times what it did when I was a kid. I’ve gone from concessions to catering, from cheap hole-in-the-walls to high-end establishments. I’ve always liked puzzles, and that’s basically what serving is: you need to make sure all the pieces—the people, the staff, the meals, the timing—fit together. The prize for solving that puzzle, day after day, has crept up to a minimum wage of $3.89, plus tips.

Even with tips, that isn’t enough to live on. Many of the places where I’ve worked have found ways to cut into our paychecks, taking a percentage off the top. Some people in the city still made good money working for tips, but a lot of us really struggled. That’s why I pushed for Initiative 77, which would raise the tipped minimum to match the actual minimum wage, to pass. It’s why I was happy when it did, and it’s why I’m so frustrated with the D.C. City Council now.

Last week, City Council Member Jack Evans—who represents the Ward where I go to work every week—introduced a bill to repeal Initiative 77. No compromise, no discussion, just a one-page bill to block the ballot initiative from ever becoming law. Even though the city voted for it overwhelmingly. Even though the slogan on D.C. license plates is about how often the city doesn’t get that chance (“No Taxation without Representation,” it reads). Even though the people who voted for it are also the people who stand to benefit the most: We’re more likely to be poor and black, and to live in the parts of the city where poverty is still rising. Even though the rest of the city is getting richer. Even though one of the Mayor’s signature agenda items is giving black workers a fair shot. Even though all we’re hoping for is a law that would mean we don’t have to worry about how to pay the bills if the rain or the heat keep people inside.

It’s hard to imagine what my life would have been like if I’d had that kind of stability for the entirety of my 58 years as a server. Maybe saving for retirement wouldn’t have been such a luxury. But it’s not just about me. I, along with a majority of DC voters in 7 out of 8 wards, support Initiative 77 because I feel like I have an obligation to leave the industry better than I found it, to make things a little easier for the folks who come up after me.

People don’t get many chances to have their voices heard in a public way

The obligation to make things better for the next generation isn’t mine alone—City Council shares it. In the District, people don’t get many chances to have their voices heard in a public way. When I started working, city residents had just won the right to vote for the president—almost 200 years after the county was founded. D.C. still doesn’t have a say in Congress, and Congress can still overturn our laws when they feel like it.

To see the city council robbing residents of an explicit expression of self-governing feels like a betrayal. I believe that all of us, no matter the position we hold, have an obligation to try to make things better for the future. If you serve in public office, that responsibility is even greater.

It doesn’t have to be hard. Voters already told you what to do. Initiative 77 asked a question and the voters gave a resounding answer: yes, all of our residents deserve a stable, living wage. Now you just have to listen.

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A Death in Emerald City https://talkpoverty.org/2018/06/18/death-emerald-city/ Mon, 18 Jun 2018 17:17:50 +0000 https://talkpoverty.org/?p=25882 Jerry Maren passed away last month. That may mean nothing to you, but for Little People like me, he was an icon. Jerry Maren is credited as being one of the last living Munchkins in “The Wizard of Oz,” a movie I watched so many times as a child that I wore out two VHS copies.

I don’t remember the first time that I saw “ The Wizard of Oz”. I know there was a period of time before we owned it on VHS, because I remember what a big deal it was for my family the first time it went on sale. Both of my parents were also little. My mom ran a Disabled Students Center at a Community College and my dad served on the board of a Center for Independent Living, so disability issues were a constant topic of conversation around the dinner table (and in the car, and pretty much everywhere).  My mom and dad felt very strongly that it was important for me to grow up seeing positive images of people like us in the media, to offer an alternative to teasing and bullying that we were subjected to out in public. The film sat in a plastic vertical towers of about a dozen VHS tapes, along with those big plastic-encased Disney films, “Transformers,” “Jem and the Holograms,” “Willow,” and “Time Bandits.”  That was my library of cinematic masterpieces, designed to keep me away from my dad’s collection of Mel Brooks films.

Growing up in a family of Little People (LPs), this was totally normal. Those films weren’t the “little people” movies, they were just movies in the typical rotation. But, for some folks with dwarfism who are the only people like them in their families, “The Wizard of Oz” was the first time that they had ever seen themselves anywhere. That was how my parents grew up. They were the only Little People in their families: my mom in California as number 5 of 8, my dad in Alabama as a twin in a family of four children (his sister is Average Height). As kids, they went decades without seeing their bodies reflected anywhere, except in a 1939 MGM film.

It is impossible to disconnect “The Wizard of Oz” from its legacy as it relates to the representation of people with disabilities, and specifically LPs in Hollywood. No film before or since has cast so many disabled actors—at least 124. It cemented a relationship between the dwarfism community and Hollywood. LPs as a community can complain about the lack of quality roles in the media—for every Tyrion Lannister there’s the third elf on the right in a home improvement ad during the Christmas season—but they cannot complain about the lack of roles writ large. It wasn’t until recently that we started seeing average height actors “made short” by computer-generated imagery, instead of hiring LP actors for films like “Tiptoes” or “Snow White and the Huntsman.”

The Munchkins had a community and a culture, onscreen and off, that was the first of its kind.

That legacy is still complicated. The Munchkins are a fictional people, but far too often that word is used as a derogatory term to describe actual Little People. The characters are entirely white, objectified, and don’t get any development. But at least they existed. They had a community and a culture, onscreen and off, that was the first of its kind. Imagine showing up at MGM because of a casting call you heard about in some corner of small town America, and walking into a set in Los Angeles where there are hundreds of people at your eye level. Not having to ask people to reach things for you, not having to struggle to hear a conversation going on over your head, not having to explain why it was inappropriate to pat you on the head. Walking places with people who walk the same speed as you, talking to people who understand what it’s like to be teased, taunted, or abused for the very same difference that you have. It was such an intense experience that at the end of filming many of the LPs who played Munchkins decided to stay and settle in the Los Angeles area. In the time spent filming the movie, they met significant others onset and fell in love.  Many had families and stayed in Hollywood for work. It was the beginning of the development of a community of multi-generational LP families.

Several years later, actor Billy Barty, Texas Instruments engineer Lee Kitchens, Anna Dixon, and several other little people formed Little People of America. Jerry Maren was one of the first members. Because of the Wizard of Oz and the attention paid to the film, the formation of LPA became news, and Ed Sullivan had Billy Barty on his show to talk about the first annual conference. My maternal grandfather Jesse happened to see that episode, and for the first time he saw an adult with a similar condition to the smiling freckled red-headed daughter he had at home. It gave him a sense that her future would, in fact, be ok. That encouraged him to reach out to the local chapter and get my mom involved. A few years later, at a convention, met a rebellious boy from Alabama who drove a ‘69 Camaro all the way from Selma to San Francisco for a date. That was my dad.

Jerry was a regular attendee at the national conferences, and he always took time to greet the new families who were unsure of what their child’s life would be like. I remember how excited he was when I went to college; for most of his generation, our people didn’t go to college and many didn’t graduate high school. Those were the days before Section 504 or the ADA required physical accessibility of colleges and universities, and the public in general. School, and most everyday jobs, were physically inaccessible to Jerry’s generation. It would seem like light years until people actually started believing that people with disabilities could learn, could achieve, could love.

To adult LPs, Jerry and his wife were elders of our community. They were the folks you would point out to your kids when you saw them in the hotel restaurant. To kids they were heroes. To adolescents, they were a little something more complicated. When you’re plagued with feelings of not fitting in, and you find yourself fending off insults by both peers and members of the general public, it was easy to feel embarrassed by those that portrayed the Munchkins.

I will admit that snarky teenager still lives in me a bit. The last time I saw Jerry at a Little People Convention, I stood in line with my husband to get an autograph for our future children. I found myself wondering, aloud, what would be the most creative pick-up line you could use if you were the last living Munchkin. The list was long, and served to embarrass my husband for over an hour.

Now as an adult, and a parent myself, we’ve watched the film with our kids. My kids are still young, but I imagine that they’ll grow up with us having similar conversations about representation, about history, and about why things like “The Wizard of Oz” matter. And while it leaves us with longing for better, more well-developed work, its legacy laid the groundwork for that.

So thank you, Jerry. Thank you for the work you did to put our people in front of the camera, for taking the time to talk to so many scared families, for encouraging so many awestruck kids, for sharing so many stories, and for helping create a community at a time when so many of our people felt so alone. And for the other 123 of you changed history that day in October 1938, thank you for making it possible for me to be here now.

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I’ve Worked for Tips for Most of My Life. It’s Time to Pay Us the Minimum Wage. https://talkpoverty.org/2018/06/15/ive-worked-tips-life-time-pay-us-minimum-wage/ Fri, 15 Jun 2018 17:05:20 +0000 https://talkpoverty.org/?p=25871 Next week, D.C. residents will vote on whether tipped workers should make the minimum wage. The ballot measure, Initiative 77, would gradually raise the current base wage for tipped workers from $3.33 an hour, until it matches the city’s minimum wage in 2026. As far as local ballot initiatives go, this one has been contentious: the city is covered in signs, and our local press has been churning out hot takes for weeks. But people like me — people who have had to survive on tipped minimum wages — have mostly been shut out of the conversation, or too scared of their bosses to speak up.

I’ve worked in the service industry for 18 years, which means I’ve been a server in a restaurant for more of my life than I haven’t. There was the sports bar in Florida where we had to wear Catholic school girl uniforms, the barbecue joint in South Carolina next to the arena, the tiny Irish pub in South Charlotte, and the tiny English pub in South London. There was the café in pre-gentrified Brooklyn where the chef made the fluffiest scrambled eggs I’ve ever had, and the Mediterranean place in Helena, Montana with the teal ceiling and bright red chairs.

Clashing color scheme aside, that Mediterranean restaurant is one of the only places I’ve been able to feel at home. The other servers had worked there for years, and we actually made enough money to live on. I shared an apartment with my sister that overlooked Mount Helena, and we had enough left over after we paid our bills that I could make roast beef at Christmas and throw my sister a surprise party to make up for her third-grade birthday party when no one came.

Montana is one of the eight states that does not have a subminimum wage for tipped positions. In North Carolina, I only made $2.13 an hour, but in Montana I made the state’s minimum: $8.30 an hour, and tips were a bonus. For the first time in my life, I could save money. I could get a drink with friends after a good week, and still be confident I’d be able to pay my rent after a bad one.

After a year of making $2.83 an hour, I had to sell my bed frame, bike, air conditioner, and beloved textbooks

I never even meant to live there. I went out to visit my sister after a car accident left me depressed, rattled, and unsure about my direction in life. I stayed because it gave me time to heal.  By the time I left, nine months later, I was a first-time thousandaire. I had enough money in the bank to start over again in Philly, where I was back in restaurants that paid a subminimum wage. After a year of making $2.83 an hour, I drained my savings and had to sell my bed frame, bike, air conditioner, and beloved textbooks to pay my bills while I moved to D.C.

Now that I’m here, D.C. residents actually have a choice to get rid of the tipped minimum wage.  The debate has been one-sided: Besides the signs, restaurants have pushed their workers to vote against Initiative 77, or to keep their opinions to themselves if they’re voting for it. Meanwhile, my Facebook feed is filled with residents asking if anyone knows what tipped workers actually want, with most of us staying uncomfortably silent.

The truth is, I would not have been able to support myself as a waitress in North Carolina, Florida, or Pennsylvania had it not been for my family’s help. That support is a luxury. Most tipped workers are well into adulthood, past the age that they can expect family to support them. The other servers I know work second and third jobs just to buy the basics, and almost half of us still need to rely on government assistance. Even though federal law says that restaurants have to make up the difference if a worker doesn’t earn the state-wide minimum wage in tips, that math never worked for me. Employee wages are perpetually pilfered by restaurants that feel their base wages, low as they are, are somehow enough.

One well-known restaurateur I worked for, who owns one of the most prominent restaurants in D.C., has a habit of arriving at his boutique restaurants in a chauffeured car, occupying several tables, ordering more than $800 of food and wine, and then leaving without tipping his server. His reason for not tipping was that he paid our wages, which added up to about $8.50 after the three hours of service he demanded. To him, that was enough. For me, it never was.

That restaurant owner thrived by underpaying us. He would still be successful if he paid us a fair wage. And the data shows that’s true across the industry.

Initiative 77 could help us. I’ve seen it first-hand. So, me? I’m voting yes.

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We Can Choose How We Remember Pulse https://talkpoverty.org/2018/06/14/can-choose-remember-pulse/ Thu, 14 Jun 2018 18:54:24 +0000 https://talkpoverty.org/?p=25860 Pulse Nightclub is not a glamorous downtown Orlando club, if such a thing is even possible. For 14 years it has stood on Orange Avenue, a four-lane road that, like the rest of the state’s infrastructure, is strained from overuse. If it isn’t clogged, you could get from there to Orlando’s real downtown in less than 10 minutes. But it’s always clogged.

The black concrete building sits across the street from a Wendy’s, next door to a window tinting business, and catty-corner to a Radio Shack that is somehow still in business. I’ve driven past it thousands of times because Pulse was always on the way to somewhere else: Publix, I-4, or friends’ houses. When I was young and terrified of my orientation, I had trouble even looking at it. I was afraid someone would see my eyes linger a second too long and my secret wouldn’t be a secret any longer.

It is not a coincidence that the city’s premiere gay club was relegated to its outskirts. If you wanted to go to Pulse, you had to go to Pulse. And people did, from all over Central Florida. Straight people, or people who want to go to a not-queer bar, have the luxury of going downtown knowing that when they arrive there will be a suite of options from which to choose. There are different atmospheres, vibes, and themes. It’s entirely reasonable to arrive downtown and have no idea where you will start, let alone end, the night. Queer people who want to be with other queers don’t have that flexibility. Finding that space required commitment and a clear purpose: Tonight, this is where I want to be. Pulse Nightclub was a destination.

Now it is holy ground. In the immediate hours after the attack, mourners flocked to the dark concrete block building and constructed a memorial to the 49 victims. At the makeshift shrine built of flowers and flags, mourners lit prayer candles and knelt before the chainlink fence and in their lamentations, established the path of a pilgrimage that continues today.

Clubs have always acted as a kind of church for queer folks.

Clubs have always acted as a kind of church for queer folks. They’re a communal space for people who share an innate love for something larger than themselves. We’ve lost these spaces before—usually to the gentrification that comes with the mainstreaming of queerness. But what about this space, this nightclub-turned-sanctum? It’s not filled with cishet women on their bachelorette parties—it’s the home of a stunning act of violence. Instead of losing a place where we felt safe, we have gained a place that reminds us that we never were.

And now, we have to decide how to handle that.

The onePULSE Foundation, a private organization founded by Pulse nightclub owner Barbara Poma, has taken on the responsibility of building an onsite memorial to the attack. After briefly considering selling the club, Poma created the foundation and an accompanying task force comprised of victims’ families, survivors, and community leaders, to collectively decide on a memorial and museum in the coming years. A survey was sent out last fall to gather community opinions, the results of which informed the interim memorial that opened in May. A permanent memorial, also onsite, will open at an undetermined future date.

The survey’s results were disappointing and mostly unsurprising. One of the questions asked respondents, “when you think of this memorial, what do you want to feel?” People rarely want to feel anything but “generally good,” so it’s not a shock that 43 percent of the votes went to the words “love,” “unity,” and “acceptance.” “Loss” garnered only four percent support. “Sadness” got two.

That desire to gloss over the harshness of what happened is reflected in the current memorial. It’s more polished and less personal now: A long wall winds around the club and obscures the building itself. There is a single glass panel through which visitors can see the names of the victims engraved on a dark vertical slab, and at night a light illuminates the holes in the bathroom walls where survivors escaped. There are no permanent pictures of the victims, nothing about their short lives. Instead, there are hundreds of photos of the response to the attack: the handmade mementos, mass gatherings, landmarks lit in the colors of our flag, and a sign with a rainbow outline of the city skyline.

Looking at it, I felt like I was witnessing a theft. It wasn’t much of a memorial to the victims, just a memorial to Orlando itself. That falls right in line with the larger narrative the city has pushed since the attack: We’re “one Orlando” with “one pulse.” That focus on communal grieving erases an essential truth: All of Orlando wasn’t attacked. Forty-nine people—mostly queer, mostly brown—were massacred. And that didn’t just happen, it’s another chapter in the long history of violence against our communities.

LGBT people are more likely to be victims of hate crimes than any other minority group.

Even now, LGBT people are more likely to be victims of hate crimes than any other minority group. And for hundreds of years, the government pursued queer people as criminals. This is not the distant past: Until 2002, it was still illegal in 14 states to have intercourse with a member of the same sex. Until 2014, towns in New Jersey had laws prohibiting dressing as “the incorrect sex” in public, and multiple states are still pursuing legislation policing where people go to the bathroom.

That kind of prolonged abuse doesn’t get erased just because I can receive a marriage certificate at city hall. It lives on today under the current administration—the one that calls people animals and jokes about hanging us all—as the acceptance of LGBTQ+ peoples goes down for the first time since we started measuring it. Hate crimes are up since the current president began his campaign, but my state, Florida, still voted him into office less than five months after the Pulse attack.

This treatment of marginalized groups is too ingrained in our society to attribute solely to Trump. It’s the life expectancy for trans women of color, the rates of LGBTQ+ youth homelessness, and every bullet hole in the walls at Pulse. The memorial and the survey respondents are preaching the importance of love, unity, and acceptance. Do they understand what they are asking us to accept?

I am learning to accept that Pulse does not only belong to our community anymore. But I will not accept that anyone but us owns it. As the space enters its second life as a public memorial, its first life shouldn’t be forgotten. It was a home for a specific group of people, a haven where we could commune with impunity. Queer people built that place as a shrine to their humanity and they were murdered for it. Refusing to center their legacy is also an act of violence.

The interim memorial will stand for the next few years as we collectively decide how we want to honor the victims with this space. The only honor that would amount to anything would be to end violence against marginalized communities. But we have no hope of solving a problem so intrinsic to American society if we refuse to acknowledge that it even exists. Just like the LGBTQ+ community needs space where we can safely be ourselves, society needs dedicated space to publicly reckon with its role in fostering that violence.

I know a perfect place to start.

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Michigan’s Governor Is About to Sign A Bill Kicking Families Like Mine Off Medicaid https://talkpoverty.org/2018/06/08/michigans-governor-sign-bill-kicking-families-like-mine-off-medicaid/ Fri, 08 Jun 2018 16:24:40 +0000 https://talkpoverty.org/?p=25846 For 20 years, I worked as caretaker. Sometimes I was a personal nanny, other times I worked at daycare centers, and most of the time those jobs didn’t come with health insurance. But when I became pregnant with my first child, Medicaid was there to make sure we were both healthy. And when I was diagnosed with fibromyalgia after years of chronic pain, Medicaid was there for me then too.

My family does not have a lot. I am raising three kids on less than $45,000 per year, and it’s not easy. But because of Medicaid, we’ve at least had our health care.

Now, the state is threatening to take that away. Any day now, Governor Snyder is expected to sign a bill that would add work requirements to Healthy Michigan, Michigan’s Medicaid expansion program, which helps nearly 700,000 Michiganders. Under the legislation, people who can’t find a job or get enough hours at work would be locked out of receiving health care through Healthy Michigan for a full year.  About 350,000 people, including students, parents, and caretakers, would be affected. And while the bill’s sponsors claim the requirements would exempt people with disabilities, many would be caught in the cross hairs.

I am one of those people. I am unable to work because of my health condition, but because I don’t receive federal disability benefits, I could still lose my health insurance if this bill becomes law. As a result, Michigan’s one-size-fits-all policy will jeopardize the life my family has built.

The lawmakers behind this bill assume that the vast majority of recipients are not working, when reality shows the opposite: 6 in 10 working-age adults who receive Medicaid in Michigan are working, and 3 out of 4 are part of a family with at least one working member.

My ex-husband worked through our entire marriage, and ever since chronic pain drove me from the work force, I’ve been a stay-at-home mom. In the past two decades,  I’ve raised three kids and I’m so thankful for that experience. But this bill would punish every person who makes that choice—and every person who had that choice made for them, like me.

Living from paycheck to paycheck is not easy. But my family has made do with what we have because we know that at the very least, we could see a doctor if we were sick.  Taking away Medicaid not only jeopardizes that sense of security for me and hundreds of thousands of Michiganders—it could end up costing people their lives.

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I’m a Programmer in a Tech Mecca. I Still Have to Deliver Food to Make Rent. https://talkpoverty.org/2018/05/17/im-programmer-tech-mecca-still-deliver-food-make-rent/ Thu, 17 May 2018 14:03:53 +0000 https://talkpoverty.org/?p=25754 10:45 a.m.

I wake up—I think I must have missed my alarm, or snoozed it too many times. I grab my phone to check the time. It’s late. I snap out of bed in a rush and curse myself for sleeping in.

I usually work as a freelance software engineer. Today, I’m a bike messenger. Thanks to a surprise layoff, I have to scramble to pay my rent and bills next month. For the last four days, I’ve worked 12 hours a day on my bike to hit an average of 18 deliveries a day. If I can do 20 more before midnight, I’ll earn a total of $1,100—just enough to tread water until my next gig pays out.

I still check my email compulsively to keep up with messages from the new client I just started working for. I can’t send them an invoice until the end of the month, and I won’t get the money until two weeks later. I need money now so I can afford to work, so I bike.

I had fantasies this week of getting up early, getting in a few hours of programming, working the rush hours for bike deliveries, and programming more in the lull between lunch and dinner. My body didn’t cooperate—it takes the entire day to do the number of deliveries I need, and it turns out I need recovery time after 12 hours of cycling up hills and in rush-hour traffic.

There’s part of me that knows this is a stupid situation. Everyone knows you should have three months of savings before you start freelancing, you should never depend on just one client, you should never treat a contracting gig like a full-time job no matter how much your client might want you to, and so on. But sometimes you make sacrifices. Sometimes you don’t want to just follow the money—you want to work on something you actually feel good about. You want fulfillment, and to feel like you’re making a real impact instead of just lining someone else’s pockets.

That’s why I went into debt to keep working on a project I really believed in, for a client who had trouble paying their bills on time, and who insisted that I treat the work as if it were my full-time job—even though the position didn’t come with benefits, legal protections, or even my usual rate for freelance work.

Sometimes it feels like it’s my fault for sticking around; like it’s my fault for expecting something as luxurious as “fulfillment” from my work. For people like me, first-generation college graduates without intergenerational wealth to insulate them from risk-taking, asking for “fulfillment” is being greedy.

I think about what it would take for me to become OK with giving up my dreams, and if that might make me happier.

 

11:12 a.m.

The rush hour alarm goes off. No time for contemplation now. Regardless of how I got into this, the only thing that matters now is paying the rent. Planning the next step can come later.

I get dressed in the same wool jersey and leggings I’ve been wearing for four days. I haven’t managed to do my laundry, either.

 

11:25 a.m.

I’m brushing my teeth when my first delivery notification goes off. I accept it without looking. I don’t know how the dispatch algorithm assigns work, and I worry that being too picky about which orders I take will reduce the total number I get. I can’t afford to be picky—20 deliveries is a lot, even on a good day. I rush out of my house and take off down the road.

I didn’t have time to stretch. All the muscles in my legs scream at me up that first hill. There’s nothing to do but keep pushing.

 

12:05 p.m.

I have time after the first delivery to grab a cup of coffee and a muffin for breakfast. I’m scrolling through Twitter on my phone—the big news today is at the Google I/O developer conference, where Google is announcing some fresh dystopian horror: a new tool that enables busy professionals to use robots with convincing human voices to take on the drudgery of interacting with service industry employees.

The job I’m doing right now isn’t all that different. I’m a buffer between the different castes in our economy: My deliveries bring people restaurant-quality food in their homes, without having to ever interact with an actual restaurant worker. This is supposed to be “innovation.” This is supposed to make people’s lives easier.

I think about inventions that are legitimately making my life easier today. This cafe has little plastic splash guards, so that when I inevitably have to take this coffee on the road with me, it won’t get all over my clothes. This is innovation.

I’ve just barely taken the first sip of my coffee when another delivery notification comes up. Thank God for splash guards.

 

12:34 p.m.

2/20 finished, now waiting for a restaurant to finish preparing my third of the day.

I examine the new EBT card in my wallet. I got up early yesterday morning before starting deliveries to go to the San Francisco Human Services Agency to sign up for MediCal (California’s version of Medicaid), and, while I was at it, CalFresh (California’s SNAP, or food stamps).

I haven’t seen a doctor in over two years. When I started freelancing full time in 2017, I was told that since I didn’t have any income yet, I qualified for Medicaid. By the time I tried to use my benefits, I was working part-time and earned too much to qualify. Because I had never actually “activated” my Medicaid benefits, losing Medicaid eligibility was not a “qualifying life event” enabling me to sign up for individual insurance. Or so I was told over the phone. I haven’t read the law.

So I waited. By the time open enrollment rolled around in 2017, I was working for a new client 40 hours a week, who assured me they would start regularly paying my invoices in full by mid-December. I signed up for health insurance, but mid-December came and went, my bills came due, and my invoices still weren’t paid. My client advanced me enough money to pay off the debt I’d incurred by working for them without pay, but not enough to pay my new insurance bill. My health insurance was withdrawn. I was told over the phone, basically, “better luck next year.”

My rent in San Francisco is $1,400 a month. The MediCal eligibility cutoff is $1,366 a month.

My invoices weren’t paid in full until April of this year. When I demanded a new contract with penalties for late payment of my invoices, I was told my services were no longer required.

It was bad news, but it gave me an opening—if I could claim zero income and get on MediCal, I might have a chance to get on Covered California (California’s health insurance exchange) before the end of the year. But it wouldn’t be easy. My rent in San Francisco is $1,400 a month. The MediCal eligibility cutoff is $1,366 a month. I asked my caseworker whether that meant I would make myself ineligible by earning enough to pay my rent, and she said, exasperated, “yes.”

That leaves me with a very short window of time to qualify for Medicaid, report myself for disqualification (or be accused of fraud), then take evidence of my disqualification to Covered California, which is, of course, managed by a separate agency.

The fact that I have to do any of this just to obtain the privilege of paying for health insurance is madness. A program like Medicare for All, without all the means-testing busywork, would smooth this out and make life many times easier for all the people stuck waiting in line at the county benefits office.

While I’m musing about this, I realize my order’s been up on the counter for a few minutes. I glare at the guy at the counter and he sheepishly brings it over to me. “How long has this been done?” I snap at him. “I’m working here.” I exit the restaurant, fuming, and take off down the road.

 

1:41 p.m.

Finished delivery 4/20. Grateful the customer ordered a drink in a bottle instead of from the fountain. People love having fountain drinks in flimsy plastic cups delivered by bicycle, but nobody thinks about how it’s done.

 

1:50 p.m.

I get in an argument with the manager of a restaurant that won’t accept orders from my delivery company.

“It’s not our problem,” the manager says. “We told them to take us off their website but they haven’t done it yet.”

I’m pissed. This restaurant was way out of my way in a less busy part of town.

“You know I don’t get paid for my time when you don’t take my orders, right?” I say, raising my voice. “You know that people like me are the ones you’re hurting, right?”

“I’m sorry sir, take it up with—”

Look at me,” I say, getting a little out of hand. “I’m the one you’re screwing here, not the delivery company. Think about who gets hurt when you do this shit.” I slam the door behind me and hate-bike away, back up the hill I just came from.

 

2:15 p.m.

As I’m riding to my next delivery I realize that if I finish 20 today, I’m already going to be cutting it close on my Medicaid eligibility. I’m going to have to get into the technical weeds on how to make the transition to individual insurance if I want coverage this year.

Delivery 5/20 is ready, and now instead of thinking about how to pull off the sleight-of-hand I need to go to the doctor, I’m thinking about how to transport this expensive, delicately plated avocado toast, through potholes and up and down 45-degree inclines to its destination at … an art school.

I am literally living one of those grouchy articles about #millennials. It doesn’t matter. I need the money. I pad my delivery bag carefully and take off.

 

3:00 p.m.

It’s a beautiful day out and my face hurts from scowling so much. I’m mad at everyone, my legs hurt, I’ve been sweating all day, and the orders won’t stop coming. I was hoping to take a break around now but I know I can’t afford it—I’m currently at 7/20. I can’t stop thinking about my bad interactions with restaurant workers today. I feel like I made a huge mistake.

 

4:05 p.m.

9/20 now. It’s been unusually busy. The wind has been at my back all day. So why am I so pissed off? I decide to turn off the delivery app and take my first real break since breakfast.

I read somewhere that drinking beer doesn’t really give you the kinds of carbs that you need for a long bike ride, but I’ve decided whoever wrote that is a liar. I order a beer and try to collect my thoughts.

One of the reasons doing this work is so jarring is because, when I was working in Startupland as an engineer, I was the one being served. Everything in this city was arranged for my comfort and convenience.

Now that I’m the one doing the serving, everything is different. Managers want me to stand in a different part of the restaurant. The doorman is suspicious of me by default. Everyone can afford to make me wait. I am part of the invisible support network, increasingly orchestrated by unaccountable algorithms.

This support network, this comfort machinery, is noisy, messy, ugly and dangerous. Everyone is hustling for every single dollar. You can measure your payout by the sweat on your back.

This is what startup founders like to make believe their lives are like. They’re not.

In Startupland, almost everyone is white and aged 21 to 45. The hours are long, but the pay is good and basic needs aren’t a concern. In service industry land, everyone speaks with a different accent, almost nobody is white and ages range from 16 to 70-something. Retirement isn’t an option, and making rent isn’t a given.

I know I’m just a tourist in service industry land. The last time I worked full-time in a restaurant was before college, and I don’t plan on going back. I’m never going to be as hard as the lifetime bicycle couriers, like all the cool kids that hang out at that one statue plaza along Market Street. The least I can do is remember that we have more in common with each other than any of us do with the people we’re serving, and act accordingly.

I am part of the invisible support network, increasingly orchestrated by unaccountable algorithms.

I finish my beer and go back online. My first order comes up almost immediately. I take a deep breath—I’m probably not getting another break until I finish for the night.

 

5:02 p.m.

A huge percentage of this job is delivering fast food hamburgers to the top floors of luxury apartment towers that are located within walking distance from world-class dining.

 

5:30 p.m.

I got another break, but now I’m getting nervous. It’s been an unusually long lull.

 

6:00 p.m.

Still nothing. This is supposed to be rush hour.

 

6:20 p.m.

Got another delivery, but I had to order from the restaurant and they’re taking their time. I try to remember that they’re doing their best. I go outside and look at the map on my app. It’s flooded with orders everywhere, but it’s slow for me. I worry that I’ve somehow angered The Algorithm. Maybe I jostled the garnish on the avocado toast too hard earlier and got a bad rating. I hope not. The next two hours are going to make or break my night.

 

6:24 p.m.

My order is finished, and as I’m riding away the little chime in my headphones lets me know my next delivery is already scheduled. Deliverance! The Algorithm smiles on me.

 

6:48 p.m.

13/20. There’s nothing worse than looking at your destination and seeing words like “Alta” or “Terrace” or “Heights.” Every time I deliver to the top of a hill, the customer always lives at the top floor of an old walkup and wants their food delivered to their door.

 

7:07 p.m.

The Algorithm stacked two massive orders on top of each other, so they both have to be carried in the same bag. “Doesn’t fit” isn’t a cancellation option, so I have to get creative with my delivery bag.

Thankfully, I’m in a part of town where everyone loves having food delivered to their houses from 4 blocks away. The decadence is irritating, but I can’t be mad about it right now.

 

7:49 p.m.

Another stacked delivery, another restaurant absolutely slammed with takeout orders they can’t get out fast enough. There’s a guy sitting behind me who’s picking up dinner for himself, puffing his chest up, getting ready to throw a fit about his order being late. I’m not happy either, but I’m keeping a lid on it. They get my order out first. I thank them and rush out the door.

 

8:06 p.m.

Two deliveries to damn near around the corner from the restaurant. God bless these people and their excess disposable income.

 

8:15 p.m.

Four deliveries right on top of each other, and now, nothing. The dinner rush is almost over. I need three more deliveries. I’m losing it. What have I done now to offend The Algorithm?

 

8:16 p.m.

18/20. Frozen yogurt delivery, straight up a hill. The fog rolled in an hour ago and it’s cold and drizzly, but sure, great time for frozen yogurt.

 

8:45 p.m.

19/20. Somebody ordered a single piece of garlic bread for $3.99 and paid me at least $5 to deliver it. Up six flights of stairs.

 

9:18 p.m.

20/20 COMPLETE! They were a model customer—met me outside the door of their luxury apartment tower instead of making me fight with the security guard, and offered me a cash tip.

Cash tips are strictly forbidden by lots of gig economy platforms, in part because keeping total control over the entire transaction makes it easier to discipline workers. If I depend on the app for my payout, I only serve one master, and if there’s a conflict between what the app wants and what the customer wants, the app wins.

Sometimes it doesn’t matter. I’ve paid cash for app-based rides before, and I tip in cash. But obviously I would never accept a cash tip in violation of the terms of service.

 

9:26 p.m.

I didn’t turn the app off quickly enough after I finished my last order, so I have one more to finish the night. It’s a single order of bubble tea from a brand new shop, on a gnarly stretch of 6th street just south of Market.

As I’m locking up my bike, somebody calls out to me: “Hey white boy, you all fucked up, right?” I look up and see an angry white guy, a little younger than me, aggressively walking toward me. “I said you’re all fucked up, right?”

I have no idea what he’s even asking me or what he wants. He gets six inches from my face. He’s glaring at me like he’s mad, or wants something from me. I can’t tell if this guy is high, or fucking with me, or what. I finish locking my bike and rush into the restaurant. I half expect him to run up behind me and attack me.

I’m a little shaken up. The bubble tea guy doesn’t say anything, but the guy who was yelling at me is still standing next to my bike. I’m trying to keep an eye on him.

My order comes up. I don’t see the guy out the door, but part of me assumes he’s around the corner. I step outside—he’s not there. I check my bike tires to see if he slashed them or something. They’re fine. I’m OK for now.

I strap my bag down and head south toward Mission Bay, the city’s fakest and least accessible neighborhood. All the buildings and roads are brand new—so new that Google Maps routes you to dead ends. I’ve been on this same road, an isolated stretch under several freeway overpasses, dozens of times this week. But this time, it’s unsettling. I’d never considered myself vulnerable on my bike until just now.

 

9:54 p.m.

I finish the delivery—naturally, on an upper floor of a luxury apartment building. I walk outside to my bike and lean against it. It’s a little early—I only had to work 10 hours today, better than the average of 12 hours it usually takes.

I get back on my bike and head toward my favorite dive bar. I get an hour or two to celebrate paying my rent. Tomorrow, I’m a software engineer again. I’m working with economists studying the behavior of consumers who are subject to major income shocks, and separately, working on open source software for Medicare and Medicaid provider screening. Fucking kismet.

I’m going to be busy trying to hit those deadlines. So busy I might even have to order delivery.

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The House Farm Bill Doubles Down on TANF’s Mistakes https://talkpoverty.org/2018/05/03/house-farm-bill-doubles-tanfs-mistakes/ Thu, 03 May 2018 14:07:54 +0000 https://talkpoverty.org/?p=25686 Even when I was a single mother facing homelessness, applying to receive cash assistance from the state never felt like a feasible option.

Temporary Assistance for Needy Families (TANF) goes by many names depending on the state where you’re applying for services, but the basics are the same: Recipients are assigned caseworkers and they report their progress—as often as weekly—to show that they are participating in approved work-related activities for the required number of hours. TANF means constant check-ins and a complete loss of autonomy in any chosen career path for little in return. Cash assistance amounts are detrimentally low—sometimes less than $200 a month.

In the new Farm Bill proposed by Rep. Mike Conaway (R-TX), Chairman of the House Committee on Agriculture, Conaway’s mission is to change the Supplemental Nutrition Assistance Program (SNAP, more commonly known as food stamps) to mirror the TANF program. Congressional Democrats adamantly argued against making such changes, which would reduce the number of people who can get the food assistance they need.

Conaway’s Farm Bill would make SNAP’s current work requirements even harsher. Nearly any non-disabled adult under age 60 who isn’t able to work 20 hours every week would only receive benefits for three months every three years. If they’re raising a child age 6 or older, they would still be subject to the new rules. If they’re unemployed or working a job that isn’t assigning them enough hours, tough luck. Much like TANF, people would need to check in monthly or risk losing their food benefits for 12 months for their first “failure to comply,” and 36 months for their second. Rep. Sean Maloney (D-NY) says that that this policy is simply “a backdoor way to kick people off the program.”

Agriculture Committee Ranking Member Collin Peterson (D-MN) argued against the changes several times in the committee’s nearly six-hour meeting on the bill. “You need to understand what you’re doing,” he pleaded. “When we put the work requirements into TANF and SNAP, one of the biggest problems is lack of flexibility.”

When I applied for TANF in 2007, I had to attend work preparation classes that were several hours long. Even though I’d worked full-time for more than 10 years, I had to learn how to write a resume, how to go online and look for jobs, and I was told I should consider a career as a secretary or a baker. I had to mark these career paths on a sheet, and tell my caseworker my plan to pursue those fields, even though that wasn’t my interest. Higher education, even at the local community college, wasn’t an option. All of this seemed for show, and a waste of everyone’s time, since I was a month away from giving birth to my first child and determined to be a writer.

TANF’s maze of paperwork is so incredibly difficult to work through that many people, like me, are discouraged before they even begin

Seven years later, as a possible TANF applicant again, I now had a bachelor’s degree. I’d still have to attend those same classes, but with the added stress of finding a child care facility that would accept TANF’s payments for my daughter to attend. Midway through reading the thick packet of paperwork my caseworker had mailed me to apply, I called to ask how much money I’d receive each month as a family of three. “Probably about 80 dollars more than your child support,” she said with a sigh. “It’s probably not even worth it for you to apply.” (If a custodial parent is already receiving a monthly amount in child support, the state reroutes the payments to the agency, and pays the participant directly instead.)

“Okay,” I told my caseworker, tucking the papers back into the manila envelope before I tossed it into the trash. I was not only a qualified applicant, but one the program was supposed to help. Yet TANF’s maze of paperwork is so incredibly difficult to work through that many people, like me, are discouraged before they even begin.

House Democrats voiced their concerns that Conaway’s Farm Bill would similarly overburden SNAP recipients and program administrators if it switched to running as a work program instead of a food program. The amount of paperwork that people would be required to file on a monthly basis—and that caseworkers would need to process—would require new systems, new employees, and training. While House Democrats argued that more than 2 million people would be kicked off SNAP or have their benefits reduced, and 265,000 kids would consequently lose automatic access to free meals at school, that wouldn’t be the end of the suffering—the travesty would continue as more people would lose benefits due to misplaced paperwork or being unable to meet a new work requirement due to a lack of transportation, or child care, or caring for a family member, or any number of reasons.

“States will be unable to provide the services expected of them. And rather than take on the cost of serving their clients … it’s very likely states will take the steps to cut them off all together,” says Rep. Marcia Fudge (D-OH).

Despite reports that more than half of households receiving SNAP are working households—a number that jumps to 80 percent in the years before and after qualifying for food benefits— Conaway wants to force recipients to provide proof that they are worthy of getting help with food. That they are, essentially, “legitimately poor.”

Fudge argued that a better approach would be to raise the minimum wage, noting that cafeteria employees in the building where the committee met that day made less than $2,000 a month, and therefore qualified for SNAP. “In fact,” she added, “raising the minimum wage to just $12 an hour would save about $53 billion in SNAP over 10 years.”

House Republicans on the committee didn’t seem to want to hear that side of the argument, though. Instead, by turning SNAP into a program like TANF, the amount of people able to get food assistance would dwindle. One can only assume that perhaps that’s the whole point.

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You Shouldn’t Need a Law Degree to Get Food Assistance https://talkpoverty.org/2018/05/02/shouldnt-need-law-degree-get-food-assistance/ Wed, 02 May 2018 15:49:39 +0000 https://talkpoverty.org/?p=25664 I’m a lawyer, but I was barely able to navigate the food assistance bureaucracy in Massachusetts. Even in one of the most liberal states in this country, the Supplemental Nutrition Assistance Program (SNAP, formerly food stamps) is already so hostile to hungry people that had I not had a legal education to help me steer through, I would have starved.

Now, Congressional Republicans are trying to make it even harder for the frailest, poorest, and most vulnerable Americans to access food assistance. They seek to impose harsh new work requirements that will force some of the most marginalized Americans to run a convoluted labyrinth of wage and hour verification paperwork over and over again.

It is a transparently cynical move to chop the program and take food from people who are hungry. Even those who do everything the system demands will be denied assistance—and I am absolutely certain of this, because it almost happened to me.

A few years ago, I was sick and getting sicker. I was not yet sick enough for surgery but far too sick to work.

I have Crohn’s, a chronic, incurable inflammatory bowel disease that causes my immune system to shred portions of my own small intestine. On a certain level, it’s a simple plumbing problem: the small intestine is like a long flexible pipe that brings food from the stomach to the large intestine, winding and twisting back and forth in the abdomen. When scar tissue builds up, it constricts the pipe, making it too narrow for most foods to get through. And then the pipe can clog.

Those clogs are called “small bowel obstructions” and, unlike a backed-up sink, they’re a potentially life-threatening medical emergency. I’ve experienced the special hell of having a tube shoved up my nose, down my throat, through my stomach and into my small intestine. I’ve watched as that tube sucked small bits of almond out through my nose. And, with some of the finest professors of surgery Harvard Medical School has to offer, I’ve discussed the odds that I’d live through emergency surgery if suction didn’t work.

After the almond incident, my physicians prescribed a strict low-residue and low-FODMAP diet. I was highly motivated to adhere to it; I understood the stakes. But as I got sicker and became unable to work, I could barely afford any food, never mind the diet my physicians prescribed. I didn’t have any income. So I applied for SNAP.

First, I faced an extensive application. But, more importantly, I was told that a face-to-face interview was required, and that the Massachusetts Department of Transitional Assistance (DTA), the state agency charged with administering SNAP, scheduled the interview on their timetable. As an applicant, you showed up when they told you, where they told you—or no food for you.

My life at this point consisted of debilitating symptoms: constant diarrhea, severe abdominal pain, nausea that even powerful prescription anti-emetics barely controlled, anemia, arthritis, and crippling fatigue. But despite my failing health, I had not been declared disabled by any government agency.

Despite my failing health, I had not been declared disabled by any government agency.

Under the current SNAP eligibility rules, an “Able-Bodied Adult Without Dependents” (ABAWD) between the ages of 18 and 49 can only receive 3 months of SNAP benefits in any 3-year period if they do not meet the existing SNAP work requirements. Yes, there are already work requirements for SNAP, but Congressional Republicans are pushing for still more draconian rules. They assure us that just as disabled folks are supposed to be exempt under the current rules—an exemption that has proven elusive—they will be exempt under the new regulations, too.

However, proving disability to the government is exceedingly difficult. First, it virtually requires ongoing, meaningful, affordable access to comprehensive medical care. Without medical records, government agencies are loathe to find an applicant disabled. (Yet, conservatives are also working to roll back access to health care at every turn, including by imposing work requirements on Medicaid, making care even more of a challenge to obtain.) Proving disability also often requires the cooperation of overworked health care providers in completing legal forms they’re not trained to deal with. Doctors are taught to diagnose and treat, not judge someone’s capacity to work against specific, highly technical legal criteria. And it means a lot of work for the applicant—work they may be too sick to do.

When I was eventually healthy enough to apply for Supplemental Security Income (SSI), it took dozens of hours of work from me to gather, review, and collate my voluminous medical records (over 500 pages). It took even more time to complete the application forms Social Security sent me. I approached the work and writing that formed the basis of my SSI application like it was an appellate case before the Massachusetts Supreme Court. In total, just applying for SSI took me more than two months of working whenever I was medically able. I was fortunate enough to get approved for SSI at the initial application stage. Many people my age don’t.

Because I was so sick, I asked DTA to conduct the interview for my SNAP application via telephone. I also asked that the call be in the afternoon because my symptoms were a bit more manageable then. As an attorney, I had the benefit of knowing that the Code of Massachusetts Regulations, part of the law that governs SNAP applications, required that DTA grant my request. But DTA didn’t reply—or at least, I thought they didn’t reply.

Despite giving DTA my full, complete, and correct address, that’s not where they were sending letters. They failed to include my apartment number on the mail they sent me. (As if I lived in a house, when I couldn’t even make the rent on my half of a tiny one-bedroom apartment.) DTA screwed up, I never got their mail, and I wasn’t receiving SNAP.

I called my DTA caseworker, just as I was supposed to do. I would call and then wait on hold for 30 to 45 minutes. An operator would then answer, and transfer me to a voice mailbox. (I wasn’t given the option of directly dialing the extension.) If the voice mailbox wasn’t full, I would leave a message. If it was full, which was usually the case, I would have to start over. After another 30 to 45 minutes on hold, I’d ask the operator for a different case worker, and leave that person a message. I repeated this process daily.

While waiting for DTA to return my many messages, I could never, ever allow the phone to go unanswered—they simply wouldn’t try calling again. No matter how sick I was, no matter if I was vomiting or toileting or running a 103° fever, if I missed a phone call from DTA, during my next interaction with them, they’d accuse me of “non-compliance.”*

I was slipping through the cracks

Usually the person returning my desperate messages was someone who didn’t “know the file” and whose only reply to my desperate questions like “What do I need to do in order to schedule the formal interview?” was “Sorry, can’t help.” I was slipping through the cracks.

Because I am a lawyer, I knew that if I could somehow hang on long enough, I could eventually get my case before an administrative law judge. And, because I am a lawyer, I knew how to keep a log of every single SNAP related phone call I had in a way that a judge would understand and likely find credible. I knew which conversations I was legally allowed to record, and which I wasn’t. I knew what was important to include in the notes I took during every call. Or I did sometimes. Other times the pain, the fatigue, and the brain fog from the methotrexate—a chemo drug used to treat autoimmune diseases—was too much and I couldn’t think straight. I could only hope they didn’t call then.

And then one day, after weeks of waiting and dozens of hours spent trying to fight my way through the red tape, I finally got a piece of mail from DTA. I opened the letter outside. It was summer, and I wasn’t supposed to be in the sun because of one of the medications I was on. They denied my application because I didn’t attend the “in-person interview.” I sat in the street and cried—and I wasn’t supposed to cry, either. After choking down homemade oral rehydration solution, I got to work on this:

Picture11

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What you’ve just read is, essentially, a legal complaint and a motion for a hearing before an administrative law judge. Although the letter is just two pages, dozens of hours of research went into drafting it. Not to mention four years of college, two years of public health graduate school, and three years of law school that enabled me to research the pertinent state and federal statutes and regulations, as well as find and analyze all the relevant legal rulings. In response, DTA reversed the denial and awarded benefits retroactive to the date of my SNAP application. The entire process had taken 10 weeks.

My question for Congressional Republicans is this: Could you—while in constant pain, malnourished, dehydrated, and terrified of eating the wrong thing because it could kill you—have done better? Adding more punishing work requirements for nutritional assistance will harm some of your most vulnerable constituents.

In the wealthiest country in the world, you shouldn’t need to be a lawyer to get a little help with food.

* Editor’s note: A DTA spokesperson says that subsequent to the author’s applying for benefits, the agency has made numerous “reforms,” including: a “simplified SNAP application,” a mobile app for smart phones, a web-based portal for clients “to self-service and view their information,” and allowing any available caseworker to assist an applicant.

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The Only Work the Farm Bill Will Create Is Paperwork https://talkpoverty.org/2018/04/20/work-farm-bill-will-create-paperwork/ Fri, 20 Apr 2018 18:55:24 +0000 https://talkpoverty.org/?p=25581 Last week, perhaps in an effort to mentally pull out of Montana’s long winter months, I organized my home office, working my way through a decade’s worth of various files, folders, and scraps of paper I’d saved for whatever reason. Some, like quotes or story ideas, I’d saved because I am a writer and writers do things like keep journals they wrote in when they were 10. Others, like pay stubs, taxes, utility bills, and child support documents, I’d held onto out of an old habit.

For several years, when I worked a scattered schedule of hours cleaning houses while putting myself through college and raising my young daughter on my own, I always carried around three months’ worth of income and expenses in a purple folder. Because of my irregular schedule, and the hand-written personal checks I received instead of pay stubs, it seemed as if I constantly needed to prove to someone that I was, in fact, in need. That I was verifiably poor.

The Supplemental Nutrition Assistance Program (SNAP, otherwise known as food stamps) was the one program we could rely on back then, even though it was difficult to sign up for it sometimes. It was, by all accounts, predictable, and something I could budget for. Most importantly, by checking the “SNAP” box on other paperwork, like my daughter’s free school lunches, our utility assistance through the Low-Income Home Energy Assistance Program (LIHEAP), and both of my daughters’ Medicaid, I automatically qualified for benefits. No questions, no long phone conversations, no missing work to spend an afternoon waiting to talk to a caseworker. This is called broad-based categorical eligibility, and it faces extinction, joining many other cuts in the House Agriculture Committee’s 2018 Farm Bill.

During almost six hours of recent debates over the bill, dubbed the “Conaway Bill” after Committee Chairman Mike Conaway (R-TX), who presented it without much sub-committee discussion beforehand, House Democrats spent the majority of the time angrily raking the proposed repeals and amendments surrounding the nutrition program focused on food insecurity.

“Call it whatever you want, it’s reducing the SNAP rolls.”

“This bill as it is written kicks people off the SNAP program,” the committee’s ranking member, Collin Peterson, a Democrat from Minnesota barked in his opening statements. “The chairman calls it self-selection. Call it whatever you want, it’s reducing the SNAP rolls.”

The “self-selection” Peterson is referring to is Conaway’s plan to force people to complete additional paperwork. SNAP would now require recipients to prove they have worked enough hours to qualify for the program by submitting statements at the end of every month. If a person fails to do this, they’d lose benefits for 12 months; the next time for 36. That’s four years of being ineligible for food benefits for not submitting a single piece of paper or failing to meet the work requirements for a single month. Conaway refers to this as self-selecting because he considers any failure to complete paperwork to be the same as a recipient opting out of the program on their own accord. Representative David Scott (D-GA) argued it was “additional duplicate confusing paperwork requirements” put in the bill “designed to confuse folks.”

When I was in need, I had to reapply for a program every few months, whether it was SNAP, WIC coupons for milk and cereal, or child care grants. Since I was self-employed and supplemented my income with student loans, I had to provide proof of the hours I spent in clients’ homes, either by receipt of deposit of monies earned or a statement from the client. It was exhausting, labor-intensive, and often meant many hours on the phone, or at the department’s office, waiting for several hours in line—time that cost me jobs and money.

By repealing the broad-based categorical eligibility, severing the link between SNAP and programs like free school lunches and LIHEAP, many people would be forced to submit applications for several kinds of benefits separately, even having to show actual utility bills to get the amounts deducted from their income. Currently, folks who qualify for LIHEAP get a standard utility allowance, much like the standardized deductions in taxes. “This is a backdoor way to kick people off the program,” said Rep. Sean Maloney (D-NY), calling out the unfairness in severing the ties between SNAP and LIHEAP. “You exempted elderly people from producing utility bills but you didn’t exempt disabled people.” In a later round of questioning, Maloney repeatedly asked the chairman and other committee members why this was, paused, and said their silence was the answer he needed.

In my office, I ran my hand over that weathered, purple folder before placing it in a larger one labeled “Single Mom Stuff.” A box full of old paperwork sat next to my feet, including a half-inch thick packet of documents I’d compiled just three years ago in an attempt to receive a grant for child care. In it, I’d tried to explain what I did as a freelance writer, and how I’d managed to work up until that point with a months-old infant and older kid in first grade. When the letter came to tell me I made $100 too much to qualify, I called my caseworker, who said, “Well, you work late at night when your children are sleeping, anyway, so you don’t really need child care.” I almost hissed at her that working until 2am wasn’t exactly by choice.

For 2 million people who would lose SNAP benefits under the new Farm Bill, and the millions of others who would eventually “self-select” to no longer receive them, either by not getting a utility bill or proof of work hours submitted on time, it undoubtedly won’t be by choice, either.

Editor’s note: This article has been updated to reflect the latest version of the proposed House Farm Bill. 

 

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Medicaid Work Requirements Would Have Killed Me https://talkpoverty.org/2018/04/11/work-requirements-killed/ Wed, 11 Apr 2018 16:34:49 +0000 https://talkpoverty.org/?p=25520 In the Japanese practice of Kintsugi, broken pottery is repaired with gold. During this process, the pieces of the broken vessel are held together patiently by the steady hands of the artisan, and filled in with lacquer, which is dusted with gold.

I am that vessel, broken and restored.

I was born addicted and given up for adoption.

Dismissed from social groups and bullied in high school.

Sexual trauma as my first sexual experience.

Subsequent suicide attempt.

My sense of self began to leak, falling away from me, slipping through the cracks.

I survived Hurricane Katrina.

And the looting.

My husband was deployed to war.

My child almost died at birth—and so did I.

Another deployment.

My marriage is crumbling.

I’m a single mother.

I can’t take it anymore.

Heroin.

On December 7, 2011, after 7 years of addiction, I was arrested and taken to Campbell County jail. I stayed there for 9 months and was released to shock probation Shock probation is when a judge orders a person serve a short stint in jail, then releases them to serve the remainder of their sentence on probation. The theory behind the practice is that the short prison sentence will reduce recidivism for first-time offenders. in a halfway house.

I tried so hard to adjust, but I couldn’t do it. I didn’t have health insurance, so my ADHD and anxiety disorders were not being treated. I was getting recovery material from participating in substance abuse treatment, but I couldn’t concentrate or remember things. Three weeks later, I returned to jail because I wasn’t doing the laundry chore the right way—I kept forgetting to empty the lint trap in the dryer and use the sign-in/sign-out book.

Once I was back in prison, I had health care and didn’t need insurance. I was able to complete a six-month program for women who have dual diagnosis—mental illness and substance abuse. I graduated and was released in May 2013, a completely new human being with an education on the most important subject I could ever learn about: myself. I had a 30-day prescription and a suggestion to follow up with my primary care physician and go to a meeting.

All I needed, yet again, was health insurance.

I couldn’t work for several months after being released. My only experience was serving in bars and restaurants, but I was terrified that the job would make me relapse. I have severe back pain, and I’m allergic to the only medicine that’s legal for me to use to relieve it. Even when I was mentally and emotionally capable of going back to work, I struggled to find employment as a convicted felon on parole. I had no license, no transportation, no birth certificate. I had no money.

I lived at home with my parents and felt like a tremendous burden as they shuttled me to and from probation and parole, to free clinics, to prescription pharmacy program buildings, and to my meetings. They watched me struggle in disbelief at first, thinking I could try harder. But soon they realized how hard it was to get a job interview, let alone a job.

That’s how, almost 10 months after my release, I found myself sitting in my empty bathtub. I was fully dressed and weeping, screaming silently at a god I didn’t believe in anymore to “fix it,” or I was going to end it all.

That’s when I heard the mailman. He rang the bell and brought me a package for my father, and on top was my approval notice from Medicaid. In that moment, I literally felt like President Obama had done that just for me—to keep me here, so I’d keep fighting for myself.

I can tell you with absolute certainty that people will die if these restrictions are implemented

Just as the vessel is held together by the hands of the artisan, I was held together by Medicaid.

My doctors and I worked together fill the cracks in my life with things far more valuable and precious than gold.

Love for myself, my family, and the rest of humanity.

Coping skills for the times when I am not well.

Dedication to a beautiful, intelligent 11-year-old son.

Now, I’m pursuing a bachelor’s degree at Northern Kentucky University, with two years of experience working on the front lines of the opioid epidemic as a Kentucky State Certified Peer Support Specialist. I have helped people navigate their own road to recovery by partnering with them to identify and knock down the very same barriers I faced.

But last night, President Trump issued an executive order that could make stories like mine a lot less common. It asks any federal agency that provides assistance to low-income people to re-examine their programs and add work requirements whenever possible. It builds on a letter that the Centers for Medicare and Medicaid Services issued to state Medicaid directors earlier this year, allowing states to strip coverage from people who can’t find a job.

People like me.

People who aren’t working because they can’t: because they’re sick or they have a record or they have a disability or they can’t find a job or they’re taking care of their aging parents.

People who need help.

I’ve been on both sides of the opioid epidemic, and I can tell you with absolute certainty that people will die if these restrictions are implemented. I had to fight way too hard and for far too long to get where I am today.

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Teacher Strikes Are About More Than Salaries. And They’re Not Over. https://talkpoverty.org/2018/03/22/teacher-strikes-salaries-theyre-not/ Thu, 22 Mar 2018 19:25:32 +0000 https://talkpoverty.org/?p=25417 When I tell stories about the two years I spent as a public school teacher, I instinctively glance at my hands. I’ve learned to cover for it by stretching my arms out in front of me like I’m winding up to pitch, or sliding my hands into my pockets to strike my most casual conversational pose. What I’m actually doing is looking at the piece of graphite that’s still buried in my right palm.

Every teacher has at least one class that they need to watch at all times, and mine was fifth period English in 2011. They were the class that made substitutes cry, and that once knocked down the temporary wall separating my room from the one next door. One day, after I passed out pencils, I tried to put the extras down on the desk behind me without turning around. I missed and hit the edge of the desk, driving the freshly-sharpened tips straight into my own palm.

I laughed when it happened. There was a hunk of graphite driven a quarter inch into my hand and a jagged flap of skin that I would later cut off with eyebrow scissors, and there was absolutely nothing I could do for the next sixty minutes. I stared straight into the bloody mess and let loose a cackle while the look on my students’ faces shifted from shock to horror. Then I put my thumb over the wound to stop the bleeding, and kept teaching.

In between that class period and the next one, I had four minutes to run to the bathroom. I stared at the sign above the sink warning me not to drink the water, and wondered if getting toxic water in an open cut was dangerous. That’s when I began to wonder what, exactly, I was doing with my life.

I hadn’t planned to be a teacher. But when I went home for Thanksgiving my senior year of college and told my grandmother my master plan—to write freelance for a local arts website while I volunteered with advocacy groups—it knocked the wind out of her. Then, for the first and only time in my life, she gave me clear instructions on what she expected me to do next. I needed to go to graduate school, she said. I needed to get a masters’ degree, and a stable job doing something that could actually support me.

Teaching was the most stable career I could think of. I got that masters’ degree, and a job outside of Washington, D.C. My professors had warned me that the first year would be hard, but what they hadn’t told me was that my brand new career was essentially a pressure cooker.

During my first faculty meeting, I found out that my new colleagues had not received a raise in three years. The administration gave the union a choice when the recession hit: either lay off teachers, or give up their raises for the foreseeable future. The union voted for the latter, not knowing that their wages would be frozen for the better part of a decade. Our school—one of the only low-income schools in an otherwise affluent district—was failing, and if we didn’t raise test scores people were going to start losing their jobs anyway. But the new principal had some big ideas, she told us, and we were going to do this together.

Her first idea was ending all out-of-class discipline. Research shows that students of color and students with disabilities are punished too often and too harshly, so we were going to stop as much punishment as we could. Any behavioral issues were to be addressed in the classroom, no matter how severe.

The next was to use lunch periods as extra tutoring time. Administrators called names in the cafeteria of any student with outstanding work or low test scores, and sent them back up to their teachers. Our lunches were at the same time, so we ate with students while they worked through assignments.

By the end of the year I had students in my classroom for 12 hours a day

Then the school implemented a universal breakfast program. Most of our students already depended on school lunches, so offering breakfast doubled their chances to get something to eat. We didn’t have enough cafeteria staff to cover that, so breakfast happened in our classrooms too—our first-period students came in a half-hour earlier and ate in the rooms.

The new initiatives kept piling on: We added after-school tutoring, academic mentoring, and open office hours. Every single one of these ideas was good—every time we offered a new support, a few kids did a little bit better. But every single one of these ideas was also the sole responsibility of the teachers. By the end of the year I had students in my classroom for 12 hours a day, with no time to plan the next day’s lessons or grade papers until the last kid went home.

In theory, that type of schedule is exactly what a union is supposed to prevent. Our contract mandated breaks, planning periods, and additional staff in the classrooms to support students with disabilities. But our union was doing its best to keep its members employed in the face of a budget crunch—dealing with contract violations was a luxury. So our list of responsibilities kept growing until teachers buckled under the pressure.

The teacher across the hall from me didn’t even last through October. He quit in the middle of the week, and the rest of us took turns covering his schedule for two months while the district tried to find a replacement. That spring, the state was granted a waiver that exempted us from the punishments that we could have faced if the school didn’t make enough progress. Even so, a third of us didn’t come back the following year. Some, like me, switched careers. Others transferred schools, and some retired. The school administrators had the summer to scramble and fill all those open jobs—still for the same pay, because the salary freeze was entering its fourth year.

Seven years later, many teachers still haven’t gotten relief. Districts across the country are still struggling to recover from the housing crisis that wiped out their tax base. On top of this, federal spending for K-12 education has been cut by almost 20 percent since 2011, and states have struggled to make up the difference. Seven states—Arizona, Idaho, Kansas, Michigan, Mississippi, and Oklahoma—poured gas on the fire by enacting income tax cuts post-recession rather than restoring education funding. With the exception of Michigan, teacher salaries in these states are among the lowest in the nation.

Now, for the first time in a generation, schools are being closed with a series of wildcat strikes. Because of course they are. Teaching has always been difficult, but years of funding cuts are making it impossible. After pleading with lawmakers for support, striking is the only thing left that makes sense. That’s why West Virginia closed down every school in the state for 12 days, and it’s why Oklahoma might follow suit.

Given how normalized mass protests have become under the Trump administration, it’s worth remembering that this is genuinely radical: striking by public employees is forbidden by statute in 26 states. During the West Virginia strike, the state’s Attorney General made it clear that he believed the work stoppage was “unlawful,” though it seems superintendents have chosen not to punish participants.

That’s because superintendents know something lawmakers still haven’t grasped: Teachers make their living by getting people to pay attention. So when they say they can’t do their jobs anymore without more money and more support, and state legislators respond by jamming their fingers in their ears and passing yet another tax cut, teachers will do what it takes to be heard.

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For Domestic Violence Survivors, Courts Can Be Another Abuse https://talkpoverty.org/2018/03/13/domestic-violence-survivors-courts-can-another-abuse/ Tue, 13 Mar 2018 14:06:47 +0000 https://talkpoverty.org/?p=25388 My abuser’s father was the one who delivered the court’s petition to my slummy apartment.   Because I had a protection order in place, my abuser couldn’t do it himself. I was in the bathroom, getting ready for bed—I had an interview the next day for a job as a paid fundraiser for a local arts program—so my husband accepted the paperwork in my stead. It was a request for genetic testing to establish paternity of the child my abuser had forced me to birth when I was 19 years old.

The first day I stood in the courtroom, all I had was my story. I prepared to tell the judge that I had been groomed by the man seven years my senior since I was 14; that I had been kidnapped, drugged, beaten, bitten, strangled, and raped. I prepared to tell her that the last time we were alone together, the petitioner strangled me while I was holding my infant son until I had a seizure and dropped my baby. I prepared to tell the judge that my son was now an eight-year-old boy who still wore diapers and could not speak, while I was in recovery from a heroin addiction that had, for many years, been my only means of coping with the PTSD.

My abuser came to court equipped with an attorney. His lawyer was a tall man with an olive complexion and an easy self-confidence that he showcased by strolling through the courtroom, addressing the clerks by name and punctuating their interactions with a rolling belly laugh. My abuser’s attorney had all the papers in order. I, attorneyless, did not.

When the judge entered she told me I needed a lawyer, and offered me a continuance I didn’t know I could request. I took it, thinking it would give me a little more time before my son would officially belong to the man who had terrorized me when I was little more than a child myself. I knew the continuance would ultimately make no difference; there was no attorney I could afford.

This type of legal divide is not uncommon. According to the American Psychological Association, abusive fathers file for sole custody more often than fathers who have no history of domestic violence. Since 99 percent of domestic violence victims also face some form of financial abuse, abusers tend to have more money and thus more access to legal resources than the women fleeing their abuse. That gives them an advantage in the courts that makes them just as likely, or even more likely, to gain custody.

Litigation gave him freedom to pick at the most private things about me.

These prolonged legal battles can turn into an abuse of their own. Court-related abuse—sometimes called litigation abuse—is a widely under-recognized phenomenon in which a perpetrator of intimate partner violence will use family law court as a means of maintaining contact with their victims, even when legal protections would otherwise forbid it. Women and their children who have endured horrific abuses, including sexual molestation and rape, can be forced to interact repeatedly with their assailants in the courtroom upon escaping the relationships.

My abuser discovered his judicial advantage in 2016. I had a five-year protective order against him, a length of time I was told is rarely granted except in cases of extreme violence. But even that did not stop my abuser from dragging me to court.

Unlike many women, I got lucky. I won a lottery for a pro bono attorney through a program offered by my county that mentors licensed lawyers hoping to switch from their previous specialty to family law. These lawyers are only available—in limited quantity—to domestic violence survivors involved in custody cases where a child faces significant danger should the outcome favor the opponent. My attorney’s previous specialty was personal injury law. My abuser’s attorney had been practicing family law for decades. He filed claim after claim trying to dispute my testimonies, forcing me to recount abuses I hadn’t even yet addressed in therapy, and painting me as the negligent junkie who abandoned my son and couldn’t even keep a home clean.

When the case was over, I asked my attorney if she still planned to pursue family law. She said no.

After a year of litigation that included a comprehensive assessment by a child’s advocate, threats of Child Protective Services involvement, numerous courtroom proceedings that placed me side-by-side with my abuser, and an attempt at mediation, my abuser got bored and gave up his parental rights. Or maybe his new girlfriend became angry that he was giving me so much attention. Or maybe he litigated himself out of money, though that’s extremely rare in these types of cases. I don’t know. What I do know is that my son’s biological father now gets to put his name on the birth certificate. I know that I still have a domestic violence protection order, but it no longer covers my now-10 year old son, who is nonverbal and cannot call for help or tell anyone if he is harmed.

During the proceedings, I lost my job as a fundraiser. I began hallucinating the face of my abuser over the faces of men who resembled him, which made me afraid to leave my home. I had to start taking medication for trauma nightmares that made me dizzy if I stood up too quickly in the morning. I also relapsed on heroin, briefly, and take medication now for that too. Before the case began, my PTSD centered on events in the past. Now I have to be scared of the future: of the possibility that my abuser will come after my son and me again.

Litigation gave him freedom to pick at the most private things about me. I had to defend the reasons why my son didn’t live with me. I had to defend how and why I have PTSD. I had to reveal my addiction and treatment history, and then defend that too. On the other hand, I learned very little about my abuser. What I did learn was that he has a new girlfriend. She is not yet fully fluent in English, which fits his pattern of bouncing between underage girls and women who are new to the country and language. I learned that he lives with his girlfriend on a small piece of land outside of the city. I heard they raise chickens, and that on some weekends his girlfriend’s daughter—a young girl who has begun experimenting with hair dye—stays overnight.

Editor’s note: To protect the privacy of certain individuals, identifying details have been changed. 

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The Bill That Would Legalize Discrimination Against My Daughter https://talkpoverty.org/2018/03/06/bill-legalize-discrimination-daughter/ Tue, 06 Mar 2018 15:45:30 +0000 https://talkpoverty.org/?p=25370 My daughter was born 26 weeks into my pregnancy. When Charlie arrived she weighed one pound and 12 ounces, and she was just as long as my finger. During the first few weeks of her life, I watched her overcome what felt like insurmountable obstacles. She struggled to breathe, her stomach wasn’t mature enough to digest food, and her skin was so thin it was agony for her to be held. I worried that we were asking too much of her, but she fought to survive. Today, she is a joyous 5-year-old, though she has residual effects of her significantly premature birth. Charlie was incredibly susceptible to infections, and she has delays in speech and fine motor development. She will go through life with a disability: she needs help tying her shoes, using scissors, and opening her lunch.

Throughout 2017, my family and I have fought constantly for Charlie’s health care. I have marched, spoken at press conferences, and met with more representatives than I can count to try to explain what Congressional Republican attempts to repeal Obamacare and slash Medicaid funding would do to my family. I’ve spent days, hours, and weeks travelling back and forth between my home in Charlottesville, Virginia, and Washington, D.C., because I knew fighting for Charlie’s life meant fighting for affordable, accessible, and comprehensive health care.

When Charlie was an infant, I would often sit and watch her. Sometimes, she would forget to breathe and I would gently remind her with a nudge. When we defeated Graham-Cassidy, the last attempt to overturn the Affordable Care Act, it finally felt like we could both breathe more easily.

But now there is a new threat on the horizon: HR 620, the ADA Education and Reform Act, has already passed the House and is at risk of being taken up in the Senate. If it’s passed, the bill will change key provisions of the Americans with Disabilities Act (ADA), shifting the burden of accessibility from businesses to people with disabilities.

Sometimes, Charlie would forget to breathe and I would gently remind her with a nudge

For 28 years now, the ADA has given people like Charlie the unassailable right to be part of public life: They cannot be discriminated against at work or in school, and businesses have to be accessible by including things like curb cuts and accessible bathroom stalls. Over the years, people with disabilities have needed to pursue litigation under the ADA when businesses refuse to become accessible. And it’s worked. Our society is much more accessible today than it was nearly three decades ago when disabled activists had to climb up the steps of the Capitol to get attention. But HR 620 threatens to send us back to that time—a time when people with disabilities were excluded from public life.

Under HR 620, people with disabilities will have to notify businesses that they are violating the ADA, citing very specific details regarding the provisions of the statute that apply to their particular situation. Business owners would then have up to six months to make “substantial progress” toward fixing the issue, but they don’t have to be fully accessible. That is at least six months before the person filing the complaint can access a restaurant, or a movie theater, or a book store that’s effectively barred its doors to people with disabilities—even though accessibility has been the law for almost 30 years.

No other marginalized community needs to demonstrate why they deserve to access a public space, let alone cite specific legal provisions, in order to be able to access that space. Why should Charlie have to?

The ADA made the American Dream possible for a generation of people with disabilities. Now my child is being told the American Dream is no longer available to her. This isn’t the United States of America I know, and it isn’t the society I want to live in.

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Trump Wants to Get Rid of the Heating Support that Kept Me Safe https://talkpoverty.org/2018/03/02/trump-wants-get-rid-heating-support-kept-alive/ Fri, 02 Mar 2018 15:17:07 +0000 https://talkpoverty.org/?p=25348 For the second year in a row, President Trump’s budget plan eliminates the program that provides heating and cooling support for to 6 million households in the United States. To justify the cut to the Low Income Home Energy Assistance Program (LIHEAP), Trump claimed it is “low-performing,” “ineffective,” and has “difficulty demonstrating effective outcomes.”

I’m here to offer an effective outcome: Me.

I grew up in a rural Western Massachusetts town surrounded by forest, farms, and shuttered mills, where it was a 30 minute drive to the nearest grocery store. Winters were a wonderland filled with snow days, cross-country skiing, roaring fires, and sledding. However, when I was 12 years old, my dad left and took our financial stability with him. After 21 years of marriage, my suddenly single-income mum had to find a way to pay the mortgage, keep food in the fridge, put gas in the car, and—in a town where snowfall is measured in feet rather than inches— heat a drafty home through the New England winters.

The original 1970s heating system was intended for a single floor house. Despite its best efforts, the heat would be sucked into the large, dank cement basement, and never reach the second floor that my crafty grandpa added himself. When the temperatures dropped outside, regularly into the single digits, the painful damp cold seeped through the walls and into my bones. I would layer socks with slippers and pair flannel pajamas with sweaters and thick robes. I walked around the house wrapped in blankets, gripped with a constant panic because I could not get warm. Then, when I looked at the thermostat, I would find the already-inadequate heating system was only set to 55—nowhere near the temperature that could have forced the heat up from the basement and into the termite-riddled corners of our house.

But my mum was rationing the heat.

We staged silent, passive-aggressive battles over the temperature for years. I could not understand why we didn’t set the heat to 70 or 72 like my friends’ warm, comfortable houses. So, as the temperatures went down, I would tip-toe to the thermostat at the top of the basement stairs and crank the heat up twenty degrees. Then, when I was caught—and I always got caught—conflict would erupt.

During one particularly tense argument, my mum snapped and told me that the only reason we could even afford to keep the heat in the 50s was the government assistance that helped pay for the oil that heated the house. She was still paying for heat, but the program helped shave a few dollars off each gallon. If I kept turning up the thermostat to more bearable temperatures, we would run out of oil for the month.

Our family only talked about finances during arguments like that: Once someone had been pushed too far, the truth would come rushing out. I pieced together my understanding of money, and adulthood, and class from my memories of those moments. But during the winters when I was still a teenager, I couldn’t get past the disbelief. How could turning the dial to 70 mean we would be without heat in the heart of a Massachusetts winter? How could regions with extreme cold allow residents to live without a basic need like heat?

It took years for me to realize my mum was hiding our financial problems because she was trying to protect me. She was working hard to help our family recover after we lost our only source of income. My mom had stayed home to raise me, so when my dad left, she didn’t have a career to fall back on. She paid the bills by begging friends and the family priest to let her clean their houses and edged her way up to juggling a variety of part-time jobs: temping in offices, restocking clothes at TJ Maxx, and working the night-shift as a receptionist in the emergency room. During this time, LIHEAP was a short-term resource that helped pull us out of a terrifying financial black hole.

When my mom finally secured a full-time receptionist position, she immediately donated to fuel assistance programs because she was so grateful that LIHEAP had given us a chance to stabilize financially. It didn’t keep my house luxuriously warm, but it kept us safe and alive in dangerously cold weather.

Today, only 20 percent of all the households in the US that qualify for LIHEAP actually receive assistance paying for heat or weatherizing their houses. That means for the 6 million families who receive help, there are another 24 million families who are eligible but go without. The program has a brutal, “first come, first serve” policy: When each state’s LIHEAP money runs out, agencies stop accepting applications for assistance—often before winter ends. The families lucky enough to receive LIHEAP can find themselves exhausting their funds before winter is over. The remaining families are left with impossible choices: whether to pay for the heat or the mortgage, whether to live with the cold or to put kerosene heaters in the house.

Trump’s budget would make that a reality for everyone.

Correction: An earlier version of this article misstated the reason the author’s mother’s career history. 

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In the First Year of Trump’s Presidency, We Stopped Being Invisible https://talkpoverty.org/2018/01/26/first-year-trumps-presidency-stopped-invisible/ Fri, 26 Jan 2018 14:03:12 +0000 https://talkpoverty.org/?p=25080 Every day when I walk out of my door, I take a deep breath and prepare myself to be stared at. Strangers examine me from head to toe to determine what I am: a dark-haired, androgynous lady with a penchant for leather boots and knit sweaters. I don’t engage, out of fear that a feminine voice coming from a masculine-looking person will turn their confusion into anger. I lower my head when I go into public bathrooms or locker rooms, knowing that my presence will put people on edge. Sometimes people will draw their children in close as if I’m a danger, and other times women will confront me and ask if I know that I’m in the women’s room. I can’t decide which is worse.

I try to make myself small. I fold into myself hoping that if I don’t make eye contact, if I just don’t look up, no one will notice I’m there. I pack away my loud laugh and hunch my broad shoulders.

My mom mentioned the same thing to me in a phone call last week. On her daily walk during her lunch break, she asked me if she could share something that had been weighing on her recently. Her whole life, she said, she has tried to make herself invisible. As a child, she tried to make herself invisible as a means of survival. As a teenager who was undocumented, she tried to make herself invisible so that she wouldn’t be detained by INS. And as a single mother, she tried to make herself invisible so that she could raise me in an environment that was safe. Recently, people have been cutting her in lines, as if she isn’t there.

“I’m starting to think I got too good at making myself invisible. Do you know what I mean?”

“Yeah,” I said. “I think I do.”

The concept of shrinking one’s self down to navigate the world safely is not at all new. When what you have learned in life is that self-preservation may be your only means of survival, invisibility is a refuge. But over the past year—a year in which our country has been led by a man who won the White House by being sexist, racist, and violently anti-immigrant—invisible people have stepped into the light.

When being seen is dangerous, choosing to be visible is an act of resistance and radical love.

When being seen is dangerous, choosing to be visible is an act of resistance and radical love.

We see this with young undocumented activists who are protesting at the Capitol: seeking out the elected officials who would deprive them of their home, knowing fully well that they could be arrested and detained. We see this with the members of ADAPT who fought to take down Trumpcare, through arrests in front of the White House, in the Capitol Rotunda, and Mitch McConnell’s office. We see this in the survivors of sexual harassment and sexual assault, ranging from movie stars to domestic workers, who are speaking their assaulters’ names.

We are done making ourselves small, and we are done staying quiet out of fear.

There is no asking for access anymore, or asking to be listened to. Instead, there is truth telling and a demand for acknowledgment. We are showing up, in record numbers, and we are not losing energy.

We have realized that our seat at the table will not be given to us if it requires someone who has privilege to relinquish it. So we are doing what Shirley Chisholm taught us, and bringing our own folding chairs. And in doing so, we have stepped out of our invisibility and into the light.

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Would You Believe Me If I Said I Was Starving? https://talkpoverty.org/2018/01/23/believe-said-starving/ Tue, 23 Jan 2018 15:27:09 +0000 https://talkpoverty.org/?p=25052 Two weeks ago, I was reading a food blog with instructions on how to throw better dinner parties. In the grand tradition of lifestyle bloggers, the author promised me that everything would be much better if I just stopped trying so hard. He included a recipe for baked ham, and suggested that hosts everywhere should just chill out and let guests slice their own sandwiches. Play it right, and everyone would be so happy and full that Ina Garten and her sweet husband Jeffrey would moan with a mix of pleasure and jealousy.

I sent the post to my little brother, a well-coiffed yuppie who organizes most of his social life around food, and asked what he thought about the recipe. “I don’t know,” he replied. “Ham’s still hard for me.”

With consistent refrigeration, a baked spiral ham will stay fresh for three to five days. That’s when its color shifts from a cheerful pink to a dull grayish-green, as the preservatives begin to buckle under the pressure of prolonged oxygen exposure. After a few more days, it starts to develop a thick, snot-like slime. That’s the bacteria breaking down sugars in the meat, as the decay sets in for real.

Most people throw their food out well before they have to confront this arc in the circle of life. But most people aren’t starving. If you are, you learn to wash the slime off—under hot running water, with soap if you need it—and hope for the best.

Most people throw their food out well before they have to confront this arc in the circle of life

There was a point before the weeks of rotting ham, or months of tortillas and processed cheese, when I could have asked for help. I didn’t.

I had already been fat for my entire life. When I was born, my baby cheeks were so big that they squeezed my eyes shut for the first three months of my infancy. As a kid, I was the worst-case scenario in every game of “would you rather.” I was also stable, smart, and well-adjusted—except that I was miserable. That’s what being fat does: It swallows up everything you do right and hides it in the giant failure that is your body. For women in particular, being fat is such a colossal fuck up that it squeezes out the room to be anything else: Being fat and isn’t an option. (The only exception is being fat and funny, if you manage to be in on the joke of your own fatness.)

By the time I was a teenager, I had learned how to avoid anything that would draw attention to my body: to wear clothes that hid my size, to avoid activities where people looked at me, and above all to hide the fact that I ever ate.

Hiding your eating is tricky in the best of circumstances—there are only so many times that you can just “not be hungry” during lunch, and there’s a thin line between tapping your pen just loud enough to cover the sound of your stomach growling and actually doing desktop drumrolls during Math class. But hiding your eating and asking for help getting enough food is actually impossible: You have to admit that you eat to tell someone you don’t eat enough. And I couldn’t do it.

Instead, my little brothers and I made it five years without setting eyes on a vegetable, eating stale scraps and spoiled meat. It sounds almost foolish now—like we were undone by our own vanity. But the truth is, society uses appearance as a shortcut to determining value. Thin is good; fat is bad. Fat people know that. We are acutely aware that we are considered lazy, weak-willed, and even incompetent—doubly so if we’re also poor.  But humans simply can’t endure being told we’re terrible all of the time. So we avoid situations where that’s likely to happen.

It turns out the stigma against being fat is so intense that it stops people from getting health care, exercising in public, or interacting with other people. For me, that also included finding someone who could help me get food. I knew what I would be up against—what it would take to convince someone I was telling the truth—and I didn’t have the energy. I had homework to do, power to get turned back on, and college essays to write.

Eventually, through no work of my own—I’ll cut off my own feet before anyone ever turns me into a “pulled herself up by the bootstraps” folk hero—the food available to me got better. It got more plentiful. It got healthier. I stayed fat. And now that I’m okay—now that I have water, and heat, and trash pickup—that’s fine. I have the luxury of rejecting the idea that the things that society says give me value—like thinness and prettiness and obedience—mean anything. Because right now, my survival isn’t tied quite so closely to whether or not other people think I deserve to be alive.

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The Wind Chill is 46 Below and Our Roof Is Full of Holes https://talkpoverty.org/2018/01/10/wind-chill-46-roof-full-holes/ Wed, 10 Jan 2018 15:09:08 +0000 https://talkpoverty.org/?p=24945 We need a new roof but we need a new car more.

We live in a cabin in Trescott, Maine. Our nearest neighbors are a half-mile down the road in one direction and about two miles in the other, with woods surrounding us. There are two variety stores about 6 miles from us in either direction, and a larger store is 11 miles away.

Our roof has been leaking for a few years. My husband patches whenever we are able to buy a bundle of shingles and tar, and covers the undone sections with plastic tarps. He has pretty bad arthritis but we can’t afford to hire anyone to help. If we did hire someone, it would use whatever savings we’re trying to scrape together for that elusive new, used vehicle. Meanwhile, we put repairs to our current car on a must-do list since it’s two-and-a-half months past inspection and we know it won’t pass. For example, we had a rusty gas filler pipe, so gas would puddle on the ground. To alleviate that we only put in $5 at a time—smaller puddle. You wouldn’t think that would be a $300 job, but when you add up the estimate for what else needed replacing it was closer to $400.

Both of us are collecting Social Security—I have additional income through part-time work with the Senior Community Service Employment Program. We qualify for food stamps, but an experience 35 years ago has made it a choice of last resort. It was our son’s eighth birthday. We splurged on strawberries and cream for a strawberry shortcake, and on steaks, for his birthday dinner. We may have had to scrimp the rest of the month but at least we would celebrate his birthday. The looks. The cashier and the woman behind me in line watched me handing over the food stamps, and then their eyes went to the steaks and strawberries, and then back to me with an expression I could only describe as scorn.

We built our cabin in 1980-81, and except for five years in Orono while my husband went back to school, we’ve lived there ever since. Yet the Maine State Housing Authority (MSHA) wants more proof that we live there before we can complete an application for heating assistance. We don’t have electricity—we heat with our wood stove—but we’ve had propane delivered here all this time, and bank statements mailed to this address. None of that counts to MSHA, so we don’t apply for heating assistance.

We live in a state of constant anxiety, making a good night’s sleep tough to come by.

Recently, things became harder for us when we discovered our cell phone account was closed. SafeLink had provided us with a phone that would work in our area. Then, for reasons unexplained, they terminated our service without notice. (Services that help low-income seniors seem to be getting cut, or made more difficult, quite a bit these days.) It’s mean to cut a service that in rural areas can be lifesaving. Our solution was to purchase a simple Tracfone and a card with minutes. The new phone doesn’t keep a charge longer than 2 days and sometimes doesn’t ring when calls come in.

We live in a state of constant anxiety, making a good night’s sleep tough to come by. It’s well-established that prevention is cheaper than crisis care. But if your state refuses to adopt Medicaid expansion—even after the people vote for it—a lot of people are S.O.L. That’s the boat we were in, and the boat some of our friends are still in. We have Medicare but it doesn’t cover hearing, eye care, and oral care. All luxuries. My husband went without glasses for three years after the ones he’d patched with duct tape had a lens fall out and shatter. We found you could get prescription glasses online fairly cheap, but first you had to have a prescription. As far as I know hearing aids aren’t available online cheaper. Luckily, that’s not an issue for us.

So, we make do. We feel grateful for fairly good health (‘cept for the arthritis). We try to save more—although it’s the time of year when a cord of wood at $260 is my two-week paycheck, nearly. We’ve hit a cold spell—forty-six below with the wind chill. The trip to the outhouse becomes less pleasant each morning it goes below zero. And I hope it doesn’t snow too soon, because I haven’t found a pair of winter boots in a thrift store that fits.

And we have to save for that car.

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Private Schools Promised Me Opportunity. Instead, I Got Classism. https://talkpoverty.org/2017/12/18/private-schools-promised-opportunity-instead-got-classism/ Mon, 18 Dec 2017 14:00:56 +0000 https://talkpoverty.org/?p=24880 From Grades 4 to 6, I went to a small, independent school in West Los Angeles. I was the first black child at the school, and for the first two years, I was the only one. I was also likely the only student who wasn’t upper-middle class. Before I even set foot on campus, my mother sat me down and told me that my future classmates would have more than me—much more—but it didn’t mean they were better than me. It didn’t mean I wasn’t good enough. “You are just as good as any other child there,” she said.

But even with those words of encouragement, there were still times when I felt I was lacking, and that I stuck out like a sore thumb—beyond the difference in my race and skin color. I had my fair share of racist encounters: classmates asking if we were going to get shot by gang bangers on a school trip to see Watts Towers, and being bullied by boys who were universally kind to the white girls in my class. I also had my first experiences with classism, even at the age of 9.

Classism—especially in a country where most people believe they are middle class—is subtle and implicit. It was there when my Spanish teacher didn’t realize some students might not be able to afford a camcorder to complete an assignment, until my mother called and asked for an alternative way for me to complete the project. It was there when the same teacher became inexplicably obsessed with my statement, during a class discussion, that I owned an armoire. She was concerned enough about my furniture to talk to my mother about it at a parent-teacher conference: “Loryn claims she has an armoire, but I really think she was trying to fit in with the wealthier kids,” she said.

The class gap started to steer entire curriculums

Those moments were embarrassing, and that embarrassment kept me in my place (which is to say, quiet). Then the class gap started to steer entire curriculums. Like a lot of students, I struggled with math. But while other students had access to expensive tutors, I had to rely on the lessons in school or my parents helping me whenever they could. I often got answers wrong when I was called on, which led to the other kids teasing me. It got to a point where I didn’t even bother raising my hand to speak—I didn’t want to feel that embarrassment again.

In the classroom, we acted according to our status: The rich kids asked for attention, while I tried to be obedient. Research shows that’s typical: An Indiana University study concluded that social class leads to differences in how parents tell their kids to navigate school. More affluent parents tell their kids to ask questions and actively seek attention, while working class parents tell their kids that asking for extra help is disrespectful. And so, the divide between the haves and have-nots is multiplied.

This divide makes the current administration’s emphasis on “school choice” a hard sell. President Trump’s budget called for a $250 million increase in voucher programs, which would pay for more students to attend private schools. Education Secretary Betsy DeVos has not provided many additional details, but she is an outspoken advocate for school choice programs, arguing that it focuses on the needs of the individual child. But more often than not, sending students to schools with more resources simply means they’re attending schools that are whiter and wealthier. And that comes with a culture shock.

A study by the Department of Education showed that test scores fell when students moved from public to private schools. Though there are a number of potential causes for the drop in performance, researchers suspect that the different behavioral expectations—just like the ones that plagued me—play the biggest role. And it doesn’t help that teachers have lower expectations for students of color and students from disadvantaged backgrounds—those expectations actually play a bigger role in student outcomes than a student’s own motivation or effort.

If you are convinced that private school vouchers are the answer to the country’s education woes, you will also need to be ready to prepare students who do not come from wealthy families for the classism and class differences they will face. This means training teachers and other faculty to be sensitive to how these differences affect the way kids learn—and yes, how to unlearn the assumptions they may make about poor students.

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My Family Fled to the U.S. to Survive. We Deserve to Stay. https://talkpoverty.org/2017/12/07/family-fled-u-s-survive-deserve-stay/ Thu, 07 Dec 2017 14:37:26 +0000 https://talkpoverty.org/?p=24805 I grew up in Los Angeles and Seattle, but my siblings used to warn me not to reveal that we were from Mexico. They were afraid that we would be persecuted, deported, and separated from one another, so they made sure I knew about the possible repercussions of being undocumented. But that doesn’t mean I fully understood it—I couldn’t really comprehend the extent to which it would impact our lives practically, mentally, emotionally, and spiritually.

I learned what it meant, piece by piece. It meant that my uncle couldn’t volunteer as a chaperone for an elementary school field trip, because a routine background check might give Immigration and Customs Enforcement (ICE) information it could use to deport him. It meant that when my fifth-grade teacher taught us about Social Security, I learned that our family didn’t have it. It meant introducing myself as “Caesar” rather than “Cesar,” and telling people I was born in Los Angeles. It meant working for a construction company that used my immigration status as leverage to pay me less, and demand that I work more.

One experience after another reminded me that our family could not expect safety or support in this country. We were not citizens, so we had no rights.

Nevertheless, my mother took it upon herself to ensure that we had what we needed. She’d work long hours cleaning houses, and sought out any resources she could find to provide us with school supplies, health services, and food. She could not always show physical love, because she was often absent, living out her love through the sacrifices that she made for us.

*          *          *

Like hundreds of thousands of other undocumented mothers, my mother came to the United States from Mexico in search of a better life for herself and her children. She didn’t come to this country to engage in sabotage, terrorism, or criminal activities. She was running from domestic violence, finally fed up with false promises of change. To survive, she left behind everything that she had ever known.

To survive, she left behind everything that she had ever known.

My mother had hope and resilience, stemming from a faith in God that the way things were could not possibly be the way things were meant to be. It’s what led her to make the dangerous trek into the United States. It’s what kept her going even when she and my brother got separated from me and my sister in a sudden sprint past the alambrado. It’s how she found the strength to swim out of sinking mud near the California border. It’s how she stayed calm when my brother pleaded for her to carry him, when she knew it would make them both drown. It’s how she urged him on, yelling “Tu puedes!” until they both reached the shore.

She walked for seven hours that night, without knowing the dangerous terrain or where they were heading. Eventually they came to a street with a few houses, and my mother picked one to knock on. A tall man answered, and—seeing how muddy and weary they were—he took them inside and gave them refuge for the night. The next morning, he fed them and let my mother use the phone to call my uncle and the coyote. Later that day, they reunited with me and my sister.

Before we could reach Santa Ana to meet up with my uncle, ICE detained our family and sent us back to Tijuana. But my mother tried again, and we finally made it to Santa Ana in 1994.

*          *          *

My mother has expected that I show the same effort and make the same sacrifices that come with seeking a better life. She was not going to let me take a year off between high school and college. I went to Texas Wesleyan University to study criminal justice, despite not knowing how we would pay for it—most scholarships require citizenship, so I was instantly disqualified.

I graduated in 2013, but even with DACA—which helped me work while I was an undergrad—I could not follow my desired career path. I wanted to serve as a police officer for my community—I wanted to be a homicide detective, and perhaps work for the FBI. I was denied all those possibilities. Instead, I worked for a few months in Loss Prevention for a Trader Joe’s warehouse through a temp agency.

At the same time, I was volunteering at the church I attended. Through that work, I realized that there were other ways of serving my community that many institutions in the United States were denying me. I applied to the Boston University School of Theology. I was accepted and received a full-tuition scholarship for the three-year Master of Divinity program. I graduated in May 2017, and now I serve my community in Washington state with the United Methodist Church—the same church that helped me apply for DACA half a decade ago.

*          *          *

The actions and rhetoric of the Trump administration have demonstrated that programs like DACA are not enough. There is no assurance against persecution; only the temporary illusion of safety with minimal benefits for our families and our communities.

We are more than currency. We are human beings.

In the wake of Trump’s decision to end DACA, some legislators have reintroduced the DREAM Act, which would provide a pathway to citizenship for people like me who came to this country as children. Legislation like this must be passed if the United States wishes to fight for freedom, liberty, and justice for all. There are already plentiful economic benefits for the United States—we pay taxes and boost profits, and private businesses still find ways to exploit undocumented workers for their benefit.

But we are more than currency. We are human beings. Even the DREAM Act promises too little for too small a group. It excludes people like my mother and uncle because arbitrary and racist laws have made immigration an illegal act. We must do more.

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The Value of Life, Measured by Word Count https://talkpoverty.org/2017/11/09/value-life-measured-word-count/ Thu, 09 Nov 2017 14:24:25 +0000 https://talkpoverty.org/?p=24615 My stepfather passed away a few years ago. His death came suddenly and without warning—he went into the bathroom one morning, and my mother discovered him unresponsive on the floor a short time later.

Like most people in my family, he didn’t have life insurance. He also didn’t have a bank account or assets of any kind (we don’t use the word “estate” in my clan). We made all our decisions about his memorial solely by financial cost. Direct cremation—with no casket or funeral—is the cheapest option, so that was our default choice. Even that was beyond the budget for my mother, who doesn’t have a checking account and whose sole income is a meager Social Security check. A few family members somehow managed to scrape together $1,000. I’m not sure how they did it, but my family handles money with a “don’t ask, don’t tell” policy.

Then we moved on to the obituary. In our town, as in many places, obituaries aren’t free. Our local newspaper charges by the column line, with a minimum charge of $30. Photos cost extra, and large pictures and color come at a premium.

It was my job to write the obituary, and I had to weigh every word and sentence carefully. Including a photo was out of the question, and listing grandchildren by individual name was a luxury we couldn’t afford. His obituary mostly contained just the basic facts: my mother’s name, and those of his children, along with the number of grandkids. We did manage to squeeze in a dozen words to mention that he loved Elvis and left behind his beloved dog—but up until we ran the numbers at the last minute, we weren’t sure if even that brief sentence would make the cut.

When every dollar counts, so does every word.

The cost of a printed obituary can vary widely, depending on the pricing structure and location. Some newspapers charge by word count, while others calculate a price based on column inch. Funeral directors quoted by National Cremation say an average obituary can easily run between $200 and $500. Alan Mutter, who teaches media economics at the Graduate School of Journalism at the University of California, Berkeley, called obituaries “among the most highly profitable advertising format in a newspaper.” Even online, self-service obituary platforms, such as Legacy.com, come at a cost. The expense catches many grieving families, including ours, off-guard. The Print Obituary Pricing Study conducted by AdPay and Legacy.com found that the actual cost of an obituary was considerably more than what consumers expected to pay, especially in large cities.

Obituaries are a distillation of the most important things about someone’s life

That’s partially because we don’t think of obituaries as an ad—we think of them as a public record. They’re a distillation of the most important things about someone’s life, stripped of its flaws until the only thing left is a gleaming statement of value. So we automatically assume that the longer the obituary, the more meaningful the person’s life must have been.

The most significant and impactful contributions in a person’s life can often be summed up in a few short yet powerful words: “He earned a Purple Heart for his valiant bravery in saving fellow soldiers,” “She dedicated herself to her work as a hospice nurse, providing comfort to patients in their final hours,” or even something as simple as, “She worked as a kindergarten teacher for 30 years.”

The longer obituaries, more often than not, don’t show more worth. But they allow for depth. They are filled with amusing yet not-quite-essential tidbits—the woman who could never balance her checkbook because her husband kept helping people pay their bills, or the man who went to trampoline class three times a week when he was 96. These are the things that help the reader feel like they truly knew the deceased person, that capture their personality and commemorate their quirks.

There weren’t many colorful bits in my stepfather’s obituary, which follows a family tradition. My grandmother lived to her mid-80s and had seven children, but her obituary contained just 40 words—less than half a word for each of her years. The tiny notice listed the number of children and grandchildren she had, but there was no room to mention how much she enjoyed watching ice skating on television, or her addiction to National Enquirer (even though she didn’t know who most of the celebrities were).

But that’s how it goes. That final recognition is a luxury reserved only for those lucky enough to be able to afford it.

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The House Tax Plan Would Make It Impossible For Me to Have Kids https://talkpoverty.org/2017/11/03/house-tax-plan-make-impossible-kids/ Fri, 03 Nov 2017 15:33:38 +0000 https://talkpoverty.org/?p=24553 Yesterday, Congressional Republicans released their new tax plan. The New York Times picked it up early, with a headline announcing that it focuses on “cutting corporate and middle-class taxes.” When I saw it, I couldn’t help myself—I actually thought, “Hey, I’m middle-class.” So I clicked the link.

That brief moment of optimism—the hope that maybe, just maybe, House Republicans had done something that would help me—didn’t last long. Turns out they aren’t particularly worried about this middle-class lady. The dreams I’ve held closest to me—the ones I want so desperately that I can barely even admit them to myself—could be completely dashed by this plan.

My wife doesn’t dream in secret like I do. She’s pretty transparent. And what she wants, more than anything, is to be a parent.

Deep down, she’s a dad. She thinks instructions are for quitters, she plays air guitar while she dances, and she laughs—hard—at her own jokes. She asks me every time she puts on sunglasses if she looks “like a cool kid,” and I once watched her use finger guns as an earnest form of praise for someone who had just finished a particularly difficult parking job. (It was on our wedding day. I married her anyway.)

I always thought of her weird-dad behavior as an eccentricity. It’s sweet that she manages our budget for fun, that she wants to be the house with the best candy on Halloween, and that she’ll spend an entire dinner party trying to hang a friend’s bike rack. But this year, something started to shift. She started to really want a baby to go with all of those paternal affectations.

At first she’d just make faces at little kids that were staring her down. Then she started to get wistful any time she saw a baby with unruly hair. And earlier this week, she came home from the grocery store yelling that we needed to move because our house barely got any trick-or-treaters, but there were dozens of little kids in costumes just two blocks up.

I always knew in the back of my mind that this was going to happen. I was ambivalent about kids, but I could tell—even when she swore it wasn’t true—that my wife needs to be a parent. So, we started to factor those imaginary future kids into our choices. We bought a little house with too many bedrooms in a good school district. We got a car with extra room in the back, and a dog with a particular soft spot for babies.

This summer, I started to feel it, too. It snuck up on me—I was sitting on my sofa, laptop in my lap, and I suddenly found myself wishing that there was a sleeping infant on my chest. I texted my wife and told her I was ready to adopt.

That’s just the first step in a years-long process. When you’re queer, having a baby is complicated. Just finding one—whether you’re looking for raw ingredients or a finished product—is extremely expensive.  But there are actually breaks written into the tax code that help us out: little gifts from a government that has spent generations marginalizing families like ours. Need in vitro fertilization to conceive with your donor sperm? You can deduct some of the medical expenses from your tax bill. Plan to adopt? There’s a sizable credit to make it affordable.

The deductions and credits that would have made it possible for me to have a child? They’re gone.

Except, now there isn’t. The House Republican tax plan is filled with delicious treats for the wealthy: repealing the estate tax, cutting corporate tax rates, and notching down the top income tax rate. And to help pay for it, Congressional Republicans have cobbled together a list of credits to eliminate so obscenely cruel it would make Ayn Rand blush. The credits for individuals over 65 or who are retired on disability are gone, and the deduction for teachers—the one that helped me afford all the pencils and notebooks I bought for my students when I worked in public schools—has vanished. The deduction for paying high local taxes—like the ones my wife and I pay in order to live in that good school district—has been whittled away.

And the deductions and credits that would have made it possible for me to afford having a child? They’re gone, too.

Without those deductions and credits, my wife and I won’t be able to have children. We cannot afford the upfront cost of adopting or conceiving, combined with the costs of preparing to bring a child into our home and the child care we would need for the next several years. We’ve done the math—by the time we scrape the money together, we’ll be too old for most adoption agencies to consider us and it’s unlikely we’ll be able to conceive.

And so, with a single tax bill, House Republicans have denied the love of my life the chance to have the family she desperately wants. And they’ve done it so the loves of their lives—corporations and the ultra-rich—can have something they don’t even need.

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How a Mass Shooting Made My Town Advocates for Gun Safety https://talkpoverty.org/2017/10/13/white-americans-guns/ Fri, 13 Oct 2017 14:35:46 +0000 https://talkpoverty.org/?p=24370 My rough, unscientific estimate is that we are about three-quarters of the way through the national grieving process for Las Vegas. Americans are pretty familiar with the rhythmic mourning of mass shootings: Widespread shock, political chest-beating, internet rage, and then silence. Then our wounds start to heal and the nation moves on, leaving the thousands of people who were injured or lost someone they loved to recover on their own. Those individual broken hearts will keep bleeding for years—many, like mine, will burst open again every time there’s another shooting.

My mind still flashes back to my hometown every time news of a shooting breaks, even though Tomasz was killed almost five years ago. It was early on Christmas Eve in 2012 when a man set his family home on fire and shot the firefighters who responded to the blaze from a berm across the street. He used the same model of assault rifle that was used in the Sandy Hook massacre two weeks earlier.

I found out Tomasz was dead on Twitter. I had been watching footage of my town burning for hours, hoping that I didn’t know the people who had been killed. Then a local reporter tweeted a picture of a piece of notebook paper where she had scrawled the names of the victims. She spelled Tomasz’s first and last name wrong, with “ch”s where there should have been “z”s and “k”s, but that felt almost appropriate. His Polish name had confused people for his entire life—at least 25 percent of people responded “bless you” when he introduced himself, and when teachers struggled with the pronunciation during roll call his entire class used to shout his name in unison.

Our town was never particularly pro-gun, but after Tomasz was murdered we became fierce advocates for gun control. And about three weeks after his death, New York State had a new gun-control law to show for it—with a special provision that makes the penalty for murdering a first responder life in prison without parole. It was lauded in New York City, and Albany, and even my hometown, but once you step over the county line, “Repeal the SAFE Act” signs dot the front lawns. There, the law is viewed with a mix of indignation and hostility—an encroachment on a centuries-old way of life of people who genuinely don’t believe their guns are part of the problem.

I’m a product of that side of the county line, too. My grandfather taught me and my brothers how to shoot tin cans and milk jugs before Thanksgiving dinner when I was ten years old. He thought of guns as a tool, and grumbled instructions with the same matter-of-fact directness he used when he taught me how to change an alternator. I’m still not a great shot—I hit low, because I drop my arm—but I’m competent. That was important to my grandpa—he respected that my brothers and I were nervous nerds, but he needed us to be able to fend for ourselves.

Grandpa made the only joke I ever remember him telling during that shooting lesson. One of my little brothers was telling a story, and—forgetting that there was a pistol in his left hand—he flailed his little eight-year-old arms towards Grandpa’s torso while his index finger was still on the trigger. My grandfather pushed the barrel of the gun back toward the ground and flipped the safety on before chuckling, “Be careful where you point that thing—my flesh is very tender, and doesn’t much like being shot.”

That power—the power to kill—is a thing white Americans feel entitled to.

That’s the thing about guns—no one much likes being shot. But last year, 33,594 Americans were killed by guns—5,000 more than the number of people who died from prostate cancer. We’ve changed the way we practice medicine to make sure those cancer patients get the treatment they need—but guns, not so much.

The trouble with guns is that they were designed to kill, and they do it more readily than anything else we’ve created for the job. Even people who grew up with them—who think of them as tools, and respect their inherent danger—know that. That’s why they were written into our constitution, and that’s why we cling to them. It’s because that power—the power to kill—is a thing white Americans feel entitled to.

And it is, to be clear, white (mostly male) Americans who are worried about our guns. We are 80 percent more likely than black Americans, and 157 percent more likely than Hispanic Americans, to prize gun access over gun safety. That level of concern spiked right after Obama was elected, and in the years following the top reason gun owners cited for having a weapon switched from “hunting” to “safety.” That’s also when, as Bill O’Reilly put it, white folks started to realize that it might not be “a traditional America anymore.”

Over the centuries, white Americans have felt entitled to a lot. We’ve felt entitled to usurp land, and to lay waste to human bodies, and to enrich ourselves by exploiting others. We have been forced, very slowly, to recognize that those things aren’t our right. None of it has been graceful—we fought wars for land and slavery, rioted for segregation, and elected a white supremacist in response to our first black president—but eventually we can shake this part of our history loose, too. Just because guns are a part of our legacy, that doesn’t mean they have to be a part of our future.

I have to believe that we can realize that. Because the alternative—that we keep bleeding American lives just to prove that we can—is too gruesome to bear.

 

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Home Visiting Helped Me Learn How to Parent. Congress Is About to Let It Expire. https://talkpoverty.org/2017/09/26/home-visiting-helped-learn-parent-congress-let-expire/ Tue, 26 Sep 2017 12:30:07 +0000 https://talkpoverty.org/?p=24296 In the summer of 2003, at the age of 18, I gave birth to my first child. A week after her birth, I learned I would have a harder path ahead than I had expected: The doctors told me that my daughter was born with a rare genetic condition called medium chain acyl CoA dehydrogenase deficiency. My heart sunk—14 years later, those words still ring in my ears.

I was scared. I worried that other things might go wrong with her after I learned about her medical condition. I started to look for resources, anything that would help me learn to be a good mother. I started a “baby and me” class at the hospital, and I was eventually referred to Parents as Teachers, an evidence-based home visiting program where a trained professional visited my home every week.

My home visitor helped with every aspect of parenting—connecting me to a dietitian who could treat my daughter’s disorder, helping me access WIC so that my baby and I could afford to eat, and helping me learn about my baby’s development.

My baby’s metabolic disorder required her to be fed specific macronutrients every 2 hours. She required breast feeding until she was 16 months, and as she grew older I had to count calories, plan her diet, and account for every gram of fat she ate to keep her blood sugar balanced. It was a lot for me, as a young mother with a husband in the military. But my home visitor was there for me in a way that no one else was—she had time to listen to my feelings, and to talk through everything that was going on with my daughter.

I participated in Parents as Teachers for four months until my husband went back into the military and our little family moved from Idaho to Kansas. Even in that short period of time, I felt like I had learned so much about parenting.

My home visitor was there for me in a way that no one else was

Not long after we moved to Kansas, my husband was injured in combat during Operation Iraqi freedom. Then, in the spring of 2006, our second child was born. That pregnancy had a lot of complications that put me on bed rest, until I went into preterm labor 11 weeks before my son’s due date. There were a lot of shots, appointments, and a couple of hospital stays. But this time, I was able to participate in a local health district home visiting program during my pregnancy. I learned a lot about fetal development, and felt much more prepared for baby number two than I was for baby number one.

2007 brought baby number three, my second son, into our lives. He had a lot of age delays; he was hardly talking when he started Head Start at age 4. One day, his home visitor showed me that he was tongue tied. No doctor had mentioned that before—they’d all missed it. But she spent enough time with him to notice it, and she had the experience to know what it was. When he got his tonsils removed, they clipped his tongue to fix the problem, and his language development came quickly after that.

The thing about home visiting is that it’s not just about children. My home visitors made sure my kids were developing, but they helped me grow, too. We made family goals, and I found myself on the path to higher education. I knew that going to school was my only chance at a future where I could make enough money to support our little family.

So in 2010, when baby number four graced us with his presence, I went to college. I was accepted to the University of Idaho and granted an Operation Education Scholarship, which paid for the rest of my college education as well as living expenses so I would be able to focus on school and raising my children.

When I graduated, I became an Early Head Start teacher. Now I’m a home visitor with Parents as Teachers.

I’ve had 11 different home visitors as a mother. Being able to do the same work that I’d found so valuable makes me feel accomplished. But now, funding for home visiting—Maternal Infant Early Childhood Home Visitation grants (MIECHV)—is about to run out, and Congress’s plan to renew it would come at the expense of hundreds of thousands of people who depend on Social Security.  That violates the entire spirit of the program, which is designed to support families and communities.

The bottom line is, we know home visiting works. It makes sense for taxpayers, since research shows that every taxpayer dollar invested in home visiting programs can return up to $5.70. And as a mother who relied on home visiting, and a home visitor myself, I know how impactful it can be. It changed my life and my children’s lives, and if home visiting is expanded the right way, it has the ability to uplift an entire generation of American families.

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Fighting for My Life, Again, Under Trump https://talkpoverty.org/2017/09/21/fighting-life-trump/ Thu, 21 Sep 2017 14:44:53 +0000 https://talkpoverty.org/?p=24259 Content Warning: The following article contains graphic depictions of domestic violence. 

For 22 years, I did what many Americans do: I worked, I attended college, and I worked some more. I paid my taxes, I voted with my heart just as much as with my mind, and I obtained a career. I did everything right.

Then, on June 30, 2016, my fiancé shot me in the back of my head at point blank range.

As I lay dying, I watched the man I loved turn his gun on himself and take his own life. I was left for dead, but I fought for my life through unimaginable darkness, hurt, and pain. I survived. I am broken, but alive.

I think about that night a lot. I think about it because it shapes everything about my life now, and not just because the bullet fragments in the back of my head and neck leave me in pain. I think about it because the disability I have now, that I acquired with a one-second pull of a trigger, turned my life upside down.

I used to be a senior court clerk within the New York State Unified Court System. My fiancé was a New York State Court Officer-Lieutenant. Together we earned well over $150,000 per year. My career offered great benefits, a pension, and health insurance—and I was privileged enough to take them for granted.

I lost everything because my fiancé decided my life was not worth living. For the past 14 months, I fought to prove that it is: first by surviving, then by working to regain my dignity, self-worth, and independence.

Now, I find myself fighting the same battle with a different opponent. Once again, someone is deciding my life is not worth living. Except this time, it’s my president, and it’s the senators and representatives of my country telling me I have no worth.

Right now, President Donald Trump and congressional Republicans are working to pass a budget that takes desperately needed resources from the people who need them the most. In his 2018 budget, Trump proposed cutting $70 billion from Social Security Disability Insurance (SSDI), which would take away income from up to 1 million Americans with disabilities like me. The House budget, which lawmakers are trying to pass this fall, isn’t as specific but the effects could be the same.

This is not the life I worked for.

Mick Mulvaney, Trump’s budget director, justified these cuts by calling SSDI “very wasteful” and suggesting that not everyone on it is “truly disabled” and people need to “go back to work.” The thing is, I’d love to. This is not a life I wanted, this is not the life I worked for. It is the life that was forced upon me. But I’m at the mercy of those who think this was a choice.

There are a lot of things about what happened to me that I won’t ever understand. I don’t understand why my fiancé got his service weapon back after he’d struggled with his mental health, or why he decided to shoot the person he said he loved. And I don’t understand why any intelligent, self-aware individual would think that my life was a choice—a choice to live a life where food is not a guarantee, where I am never quite sure if I’ll be able to visit the doctor for life-saving treatment or if I’ll have to suffer in pain forever, until the pain paralyzes me.

I live in fear every single day that the people I elected to help me, to help America, will take my life and the lives of millions of other Americans. We are failing as a nation if we continue down this path, if we take from the weakest to feed the strong.

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My Sister Served in the Army. The Biggest Threat to Her Survival is Congress. https://talkpoverty.org/2017/09/12/sister-served-army-biggest-threat-survival-congress/ Tue, 12 Sep 2017 13:50:17 +0000 https://talkpoverty.org/?p=23640 My older sister, Lynn, was always getting into trouble when we were kids. I was the goody two-shoes in the family, but if I did ever get myself in trouble, she’d get in even more trouble to help me out. She was a good sister in that way—always looking out for me. When I was little, I didn’t like to sleep by myself during thunderstorms, and she’d let me crawl into bed with her because she knew I was afraid.

Now, in some ways, I’m her big sister. I do my best to take care of her.

Lynn—a 62-year-old army veteran—cannot walk. Her dementia makes it impossible for her to remember to take her medicine. Her forgetfulness has life-or-death implications, since she has diabetes, high blood pressure, and high cholesterol. As a result, Lynn has been in a nursing home for the past four years. Medicaid pays the bills for that—just like it does for most people who need nursing home care—and I’m terrified of what would happen without it.

Lynn joined the army right out of high school. When she was in boot camp, she had a traumatic head injury during basic training. The military doctors held her for observation, diagnosed her with a concussion, and then released her. She served her time as a private, then was honorably discharged and got married.

A few years later, she was struck by a car. She was at a crosswalk, and the car in front of her stopped to let her cross. But the car behind it was impatient, so it swerved around the first car, plowing into the crosswalk and hitting my sister. That left her with another traumatic head injury, as well as the beginning of hip problems that will plague her for the rest of her life.

Over time the hip problems worsened, until she finally had a hip replacement in her mid-50s. She was able to walk without pain for a while, but she then contracted a MRSA infection in her new hip joint. That can happen with artificial joints—it’s rare, but once you have the infection it’s hard to remove. Lynn’s infection spread quickly, and it almost killed her. Doctors tried to treat her with some very powerful drugs at first, which made her thoughts so fuzzy that she said her brain was buzzing.

Eventually, doctors had to remove her hip bone to control the MRSA. Medicaid paid for this surgery, too—otherwise, we wouldn’t have been able to afford it.

Just four years ago, Lynn was working multiple jobs to put her daughter through college: in the cafeteria at her daughter’s school, at Walmart, and at a deli. Now Lynn can no longer walk, or work. The doctors say the drugs impaired her brain and made her dementia onset much more quickly.

She’s not trying to take more than her fair share of the pie.

But this isn’t a sob story. I don’t want you to feel badly for her, or take pity on her. Lynn is still the same person I’ve always known, full of life and warmth. She can break the tension in a moment better than anyone I know. I still remember a moment a few years ago, when she was recovering from her first hip surgery. She flew into Washington, D.C., to visit us, and we were trying to get her out of baggage claim and into the elevator in her wheelchair. The doors started to close, and nobody wanted to hold them—she was far away, and she was moving so slowly. But she shouted, “I’m coming as fast as I can!” across the airport. They actually held the door for her. In the elevator, she chatted with them amicably, asking how their Christmas was going. Strangers were smiling and talking to her—that’s a rare sight in D.C.

Lynn would be lost without Medicaid. She served her country and worked hard to provide for her family. She’s not trying to take more than her fair share of the pie. She’s just somebody who needs care—and she didn’t expect to need the care that she needs as young as she is.

When our elected representatives decide to cut Medicaid—whether through repeated attempts to repeal the Affordable Care Act or a budget that cuts $3.6 trillion from services such as Medicare and Medicaid—they should think about what this means to people like me and my family. They should think about Lynn, and the millions of other veterans who have turned to Medicaid.

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I Helped Low-Income Americans Save for Retirement—Until Trump Ended the Program https://talkpoverty.org/2017/08/24/helped-low-income-americans-save-retirement-trump-ended-program/ Thu, 24 Aug 2017 13:29:29 +0000 https://talkpoverty.org/?p=23503 Last month, the Treasury Department announced plans to wind down the myRA program, an Obama-era initiative designed to help low- and middle-income earners start a retirement account. According to the July 28 press release, the Treasury could not justify the expense the three-year-old program represented to taxpayers, given the slow uptake of the program among its target demographic: the 55 million Americans who lack access to a workplace retirement plan.

The argument against myRA’s expense is hard to swallow, since the next item on President Donald Trump’s agenda is a tax reform plan that could cost as much as $7 trillion over the next decade. The myRA program would be 0.001 percent of the cost. The claim that enrollment has been unenthusiastic isn’t much easier to stomach, since the program was so new. Publicity efforts, such as partnerships with Volunteer Income Tax Assistance programs and promotions through government websites and TurboTax, have not yet been executed.

In reality, it was a deeply practical, badly needed program. I spent this past tax season working with United Way of King County to expand the savings options available to low-income taxpayers in Seattle. Tax time is one of the only times a year that saving is a real possibility for low-income earners—their tax refunds are often the largest lump-sum payment they receive all year. Asking clients a question as simple as, “Are you considering saving a portion of your refund today?” was enough to spark a meaningful conversation about budgeting, savings, and overall financial stability. Tax clients had the option of splitting their refund into a savings account, savings bond, or myRA, which was piloted at United Way’s tax sites for the first time this season.

For middle- and upper-income earners, retirement programs are an assumed benefit.

myRA was a great fit for clients who were new to saving. The accounts had no minimum balance required, no fees, and no risk of losing money. Account holders could withdraw contributions in case of an emergency, and had the option to automatically contribute from their paycheck. And since almost 1 in 6 King County households are underbanked or unbanked, myRA’s accessibility without a formal relationship with a bank or other financial institution is a major asset. Of course, myRA was not perfect: It was hard to access without a Social Security number, and it counted against people enrolled in other safety net programs like Medicaid and food stamps (SNAP) in states with public assistance asset limits.

Imperfections aside, myRA provided a straightforward and flexible savings platform unlike any other. For middle- and upper-income earners, primarily white collar workers, retirement programs are an assumed benefit. There is no comparable alternative for workers whose employers don’t offer such benefits. And with the increasing necessity of “side hustles” in the gig economy, many workers don’t even have an employer to fill that role. Five states are moving forward with state-sponsored retirement plans called “Secure Choice,” which provides some hope, despite congressional efforts to block them.

After I left Seattle, I worked with a think tank in Washington, D.C. I passed by the Treasury building on my way to the office every morning, which gave me plenty of time to reflect on the thousands of taxpayers all the way across the country in the “other” Washington.

The label “taxpayer” is one Americans on both sides of the country (and the states in between) wear with honor, regardless of their political ideology. The structure of our tax code, the loopholes and deductions we permit, and whether or not we feel our tax burden is fair should be reflective of our values. If we value financial stability, for ourselves and our neighbors, we need to support programs like myRA. Without it, there aren’t many safe and accessible retirement savings options for lower-income workers. Innovative programs that could level the playing field deserve a chance to prove that they work, instead of being shut down.

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Let Me Remind You Who Jeff Sessions Is https://talkpoverty.org/2017/08/11/let-remind-jeff-sessions/ Fri, 11 Aug 2017 13:33:37 +0000 https://talkpoverty.org/?p=23436 For the past several weeks, media coverage of Attorney General Jeff Sessions has taken a sympathetic turn. In article after article, the “beleaguered” Sessions is described as a victim of bullying, under Twitter assault by the president who appointed him. Meanwhile, Trump—angry that the law-and-order man he chose did not live up to his idea of loyalty—seems to be taking some joy in Sessions’s discomfort.

I have been reading about Sessions with a kind of perverse fascination—but I have not read anything that makes me feel sorry for him. The things he stands for—the things he has stood for over the course of his decades-long career—are abhorrent. The President’s mean tweets haven’t made Sessions’s brand of law enforcement any kinder to poor and black and brown people.

Sessions has bought into Trump’s false narrative about rising crime rates (which are actually near historic lows), and has proposed solutions founded on harsh punishment that’s meted out with impunity. He wants to reinstate lengthy, mandatory sentences for nonviolent offenses, and plans to undermine Department of Justice mandates designed to reign in abusive arrest patterns in communities of color. He believes racism in policing is a fact of life, but believes that being called a racist is the worst thing that can ever happen to a person.

His policy goals reflect a characteristically Southern paternalism towards black people, imbuing him with the air of a Great White Disciplinarian. He maintains an impersonal distance from the concerns of underserved black communities, such as Charleston’s Eastside, where I lived long enough to know that Sessions’s stances reflect the attitudes of many white Southerners.

The impoverished Eastside community was judged harshly. Passersby pointed at the trash on the street and the homes in disrepair as they drove through town, and shook their heads at the teenage drug dealers who idled on street corners looking bored or depressed.

I remember one young dealer—tall and lanky, without a wrinkle on his face—that I used to pass by almost every day. I assumed he was new to the trade when he appeared on my street in between my apartment and the local corner grocery, and I had no intention of speaking to him. Nope. I wasn’t giving encouragement.

Eventually, I noticed that he tended to frown and mutter at me when I passed by. I ignored him at first, but eventually his persistence made me curious. One day I stopped and listened. His hurried, garbled words astonished me.

“Teach me something,” he said.

If Jeff Sessions’ got his way, that young man would have been promptly arrested.

I didn’t know what to say. So, we talked. He did not need me to lecture him or tell him he was wasting his life. He knew that he was on a dead-end track, and that he was barely literate. He told me he had dropped out of high school. He had applied for jobs as a dishwasher, but never got called back. So he did the one thing he could do to make money.

At the end of our first conversation, I promised that I would “educate him” by telling him a new fact every day when I saw him on the corner.

This isn’t a cheesy Hollywood movie, so I’m not going to tell you that I changed his life by teaching him when the Constitution was ratified. No matter how many facts I shared, I could not give this young man what he really needed. I could not counteract the notoriously unequal South Carolina school system. I could not provide a decent summer job, a community energized by economic development, or a society committed to easing the plight of the people in poverty.

I knew I couldn’t do that when I started. And by the time he disappeared from the street corner a few months later, I was sure I hadn’t. He needed too much. The Eastside needed too much.

If Jeff Sessions’ got his way, that young man would have been promptly arrested and given the harshest possible sentence. For him, that’s the end of the problem. Put the criminal behind bars, and move on.

I would love to see that teenager teach Jeff Sessions a few facts. I would love to see him tell the Attorney General what it’s like to be young, black, and full of hope for a better life and opportunities, but facing bleak options.

Maybe Sessions would learn that the law enforcement policies he favors will only perpetuate a vicious cycle of wasted lives. Maybe Sessions would learn that educational programs, substance abuse counseling, and economic opportunity accomplish more than harsh sentences.

Maybe.

Or maybe Sessions will at least soon learn what it’s like to be unemployed—after the Donald fires Sessions during one of his tweetstorms.

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I Grew Up in Tom Price’s District. The Sex Ed He Promotes Is Dangerous. https://talkpoverty.org/2017/08/04/grew-tom-prices-district-sex-ed-promotes-dangerous/ Fri, 04 Aug 2017 13:48:26 +0000 https://talkpoverty.org/?p=23384 Last month, the Trump administration silently slashed $213.6 million from at least 81 institutions working on teen pregnancy prevention. The cuts hit a wide variety of programs: the Choctaw Nation’s initiatives to reduce teen pregnancy in Oklahoma, the University of Texas’ guidance for youth in foster care, and Baltimore’s Healthy Teen Network’s work on an app that could answer health questions from teen girls.

This move came at the recommendation of the Department of Health and Human Services (HHS), headed by Tom Price. In many ways, it’s on brand with Price’s career as an enthusiastic advocate for restricting women’s choices: He has signed personhood acts that ban emergency contraception and abortion, opposed the Obamacare birth control mandate, tried to defund Planned Parenthood, and defended cuts to Medicaid that would deny millions of low-income women health care.

On an intellectual level, Price’s cuts are frustrating because they represent another piece of a regressive puzzle the Trump administration is assembling in order to control women’s choices. And personally, I’m devastated because I know what these cuts mean to the communities that they will affect.

I attended public school for my entire K-12 education in Tom Price’s former district, where abstinence-only education is the norm. The single day of sex education I received promoted the idea that all sexual acts outside of a heterosexual marriage are dangerous and shameful, and did not make any distinction about whether these acts were consensual or not. It espoused gendered roles that posited women as defenders of their precious virginity, and put the responsibility on women to prevent sex from happening to them. That’s perfectly in line with the content requirements for sex education in Georgia: They consciously exclude information about contraception, coercion, orientation, and HIV/AIDS, and they stress abstinence and marriage.

Because I was lucky, and because I am privileged, I was able to go to a college with real resources—extracurricular trainings, a health clinic, and actual academic courses—that helped me unlearn the detrimental sexual education I received in high school. I got the practical information that I needed, and I started unraveling my skewed concept of consent.

I attended public school in Tom Price’s former district, where abstinence-only education is the norm.

When I attended a “Take Back the Night” rally my freshman year of college, I realized that my abstinence-only education had led me to view myself as responsible for sexual acts committed without my consent. Consequently, I felt shame instead of empowerment to take the steps I needed to recover. This is a common phenomenon for young people that experience abstinence-only education; when all expressions of sexuality are described as negative and shameful, the lines between consensual and nonconsensual acts become blurred.

College gave me a second chance at sex ed, but a lot of people don’t have that opportunity. For rural communities, low-income communities, and communities of color, high school sex education and community-based programs are often the only options available to acquire stigma-free, accurate education about consent, contraception, and sexual health. These populations already face myriad barriers to sex education, including culture, finances, and distance. In my home state of Georgia, there are only four Planned Parenthood clinics—one of the only affordable health centers with enough name recognition that people know to seek it out when they need help—and three of the four are located in the Atlanta metro area in the northwest corner of the state.

Still, teen pregnancy and birth rates are at an all-time low across the country. Georgia has experienced one of the most drastic declines in these rates, from the highest teen birth rate in the United States in 1995 to the 17th in 2015. The grants that Price slashed last week were a part of that story. The target audience of all of these programs are marginalized youth who have a demonstrated need for increased education. And these are the groups that are at the greatest risk for high teen birth rates: Rural counties reported an average birth rate of 30.9 (30.9 teens per 1,000 females aged 15–19), compared with the much lower rate of 18.9 for urban counties. Similarly, black and Latino teenagers experience teen pregnancy at rates twice as high as white teenagers. For these communities, removing teen pregnancy prevention programs that these grants funded will restore the negative effects of abstinence-only education that the grants were originally provided to combat. For example, one of the programs cut was run by the Augusta Partnership for Children Inc., which focuses on reducing teen pregnancy and STI rates in four rural East Georgia counties. In one of these counties, Augusta-Richmond county, the teen birthrate is 22.9 percent higher than the state average.

These cuts can’t be written off as a difference in ideology.
It almost goes without saying that cuts to teen pregnancy prevention programs could reverse the downward trends in teen pregnancy and birth rates. And the Trump administration is attacking other lifelines marginalized groups depend on, too. Funding decreases imposed on safety net programs and Medicaid, both threatened under the Trump and congressional budgets, will significantly impact teen parents who often rely on public assistance for food, housing, and healthcare. Similarly, without sex education and community-based programs funded by HHS, teen parents and youth in general will likely need to turn to Title X providers Title X family planning clinics provide reproductive health care and preventive health services for low-income and uninsured individuals. for contraception, abortion services, and sex education. But President Trump and congressional Republicans have been chipping away at Title X providers too, by rolling back an Obama-era regulation that prevents state and local governments from denying funding to health care providers for “political” reasons—namely, the provision of abortion services.

These cuts can’t be written off as a difference in ideology. I experienced firsthand the powerlessness that results from a shaming, abstinence-focused education, and it can be a matter of life and death for communities already on the margins. I had a second chance at a more holistic education, but it was due to luck and privilege that most folks in Georgia do not have access to. And when we’re talking about pregnancy, HIV/AIDS infection rates, and domestic and sexual violence, luck and privilege shouldn’t be the factors we have to rely on.

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Washington State Just Passed a Bipartisan Paid Leave Law. Here’s How We Did It. https://talkpoverty.org/2017/07/31/washington-state-just-passed-bipartisan-paid-leave-law-heres/ Mon, 31 Jul 2017 14:48:53 +0000 https://talkpoverty.org/?p=23360 About a quarter of new moms return to work two weeks after giving birth. Not because they want to leave their newborn, but because they need their paycheck.

I will never forget the testimony of a young mom from a Seattle suburb. During her pregnancy, she saved up every hour of her limited paid time off so that when her child was born, she would be able to spend every possible precious moment bonding with and caring for her newborn.

But one Thursday, she went into labor prematurely. Her baby boy was placed in intensive care at Seattle Children’s Hospital, and she went back to work on Monday. Her paid time off was so limited that she needed to save it for when her baby could come home. So, every day after work, she drove the 25 miles to Seattle to be with her baby until the hospital visiting hours ended.

Families have to make devastating choices every day because most working people do not get paid family and medical leave at their jobs. In particular, most lower-wage jobs do not offer any paid vacation or sick leave, though it is typically available to highly paid workers.

That’s why I am thrilled that on July 5, Washington’s Gov. Jay Inslee (D) signed the country’s most progressive and comprehensive paid family and medical leave insurance program into law. We built it from scratch, with bipartisan support and significant input from leaders in business, advocacy, and labor.

The new law covers everyone working in our state and is fully portable between jobs. It also includes a progressive benefit structure so that instead of providing a flat percentage of a person’s wage—which would pay lower-wage workers less and higher-wage workers more—the paid time off is graduated based on income. For a minimum wage worker, our benefit provides a 90 percent wage replacement. For higher-wage workers, the benefit caps at $1,000 a week. This ensures that every working Washingtonian, regardless of income, can afford to take the time they need with a new baby, a dying parent, or to recover from a serious illness or accident.

PFMLI_Benefit_Numbers_(2)

Crafting this policy took us a decade. We passed an initial paid family leave program that was never funded because of the Great Recession, but our coalition of lawmakers, advocates, and unions never gave up the goal. When the state’s 2016 ballot initiative campaign to raise the minimum wage and mandate paid sick leave passed easily with broad support, that let us begin serious negotiations again. Early polling indicated that a paid family and medical leave initiative that included a 100 percent employer-funded program would have received even broader support. The business community got similar results when they decided to test public opinion, so they came to the table early in the year to open discussions.

Crafting this policy took us a decade.

Though Seattle has a national reputation for being a progressive bastion, Washington state as a whole is actually quite purple. A Republican-led majority controls the state Senate by only one seat, and Democrats control the state House by only two seats. A young, socially moderate Republican floor leader, Sen. Joe Fain, led the effort to bring his caucus to the table. Fain had a baby boy last year, and he learned firsthand the need to have the time to bond and grow as a family. In state legislatures, relationships across the aisle are still important to make progress on policy.

In an era that feels increasingly divided along partisan lines on so many issues, Americans are overwhelmingly united in support of paid family and medical leave. This is why I believe that Washington’s historic victory must become the model for state-by-state enactment of such laws. The legislation we crafted, with a diverse range of stakeholders and perspectives, provides a roadmap for all states considering paid family and medical leave, whether they are under single-party control or a divided government.

Ultimately, the paid family and medical leave bill received 37 of the possible 49 votes in the Senate and 65 of the possible 98 votes in the House. The conditions for passage in Washington state may have been unique, but the law we produced provides a framework for state-level leadership in a time in which federal Congressional gridlock seems incapable of progress.

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Trump’s Military Ban Will Leave More Trans Americans in Poverty https://talkpoverty.org/2017/07/27/trumps-military-ban-will-leave-trans-americans-poverty/ Thu, 27 Jul 2017 18:44:41 +0000 https://talkpoverty.org/?p=23346 Yesterday morning, President Trump announced that he plans to reinstate the ban that prevents transgender Americans from serving in the military. It was a surprise for most of us—the Pentagon included—but the President managed to squeeze the announcement into his tweeting schedule between brags about the previous night’s rally and attacks on his own attorney general.

The reasons Trump cited to support his decision are pretty thin. He claimed that the military couldn’t possibly shoulder the medical costs, even though the military spends 50 times as much money on bands as it would on health care for trans servicemembers. He also noted that allowing transgender servicemembers would be a “disruption,” which is a pretty weighty claim to make on behalf of a force of people who are trained to deal with actual explosions.

This announcement is, of course, a direct attack on the rights of trans Americans who are already serving in the military. It will force them back into the closet, make it impossible for them to get adequate health care, leave them vulnerable to assault, or rob them of their livelihoods. It’s also an attack on trans Americans who aren’t serving. It’s a clear statement about the value the government places on their skills, and on their lives.

American rhetoric tends to talk about servicemembers as if they’re all Captain America: Hyperpatriotic superheroes fighting evil for no reason besides their love of country. To be clear, servicemembers are often heroic, and they do a brutally difficult job. But at the end of the day, they’re doing just that: a job. And it’s a good job, with a livable wage that often provides housing and access to higher education. The catch—and it’s a big one—is that in exchange for that job, servicemembers have to be willing to trade the government their lives.

LGBT Americans have been making this trade with the government for generations. There isn’t much data on LGBT Americans in the military, at least in part because there isn’t much data on LGBT Americans at all. But many of us know there’s a home for us there, the same way we just know that Tegan and Sara’s new records will never be quite as good as “The Con.”

One-third of black trans women earn less than $10,000 per year.

My high school best friend knew it. It wasn’t easy to be queer where we grew up—families tend to stick around our Rust Belt town for generations, and their old Catholic hearts are slow to change. Most folks meet social shifts with denial or quiet disapprovals, but his parents were the type of Christian who thought they could save us from ourselves. They tried to save him from his gayness every chance they got. First they tried sneaking up on him any time he left the house—including at least one incident that involved hiding in bushes—to manufacture public confrontations that were halfway between impromptu sermon and public exorcism. When they realized they couldn’t literally scare him straight, they cut him off financially. It was better to have no son than to have raised a queer.

He dropped out of college when his parents cut him off. He didn’t have the money he needed to get a degree, so he did what young Americans in need of a career have done for hundreds of years: He joined the military.

Trans Americans desperately need to have that option available to them. According to a report by the Movement Advancement Project and the Center for American Progress, half of transgender Americans earn less than $24,000 per year. One-third of black trans women earn less than $10,000 per year. Trans Americans are more likely to be rejected by their families, to be homeless, and to be forced into underground economies than the rest of the population. In some ways, that makes the military—a career that comes with a built-in family—a particularly good option for a lot of trans Americans. That option is something that trans Americans, as citizens of this country, are entitled to pursue. And it’s something that President Trump promised both LGBT Americans and veterans that he would support.

Whether Trump keeps his promises or not, trans Americans are going to fight for this country. They’ll do it in the military, even though the president just issued a declaration that orders them back in the closet. And they’ll do it right in front of the White House, with their signs raised and their heads held high, when the president tries to stop them.

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I Didn’t Know I Was Poor Until I Applied to College https://talkpoverty.org/2017/07/25/didnt-know-poor-applied-college/ Tue, 25 Jul 2017 13:12:44 +0000 https://talkpoverty.org/?p=23328 As a kid, I divided rich and poor into two categories: Rich people have big houses and fancy cars, and poor folks have nothing. Measuring myself against those extremes, I felt like I didn’t fit in either.

Growing up, I didn’t have video games or cable TV, but I had a yard where I could make mud pies. To my parents’ dismay, I once tried to dig a hole in that yard that went all the way to China. To my parents’ joy, I used that same yard to pick white daisies to demonstrate capillary action of water in plants. My project—adding color to the white flowers by sticking them in empty spaghetti sauce jars of food dye and water—won a blue ribbon in my fifth-grade science fair.

There were times when I wished my Pro Wings shoes from Payless were Nikes, or my dollar store dolls were Barbies. But most of the time, I was happy. My childhood was filled with laughter, family dinners, and library books. I couldn’t afford to buy tickets to summer blockbusters, so I borrowed every Shirley Temple, Nancy Kwan, Rita Moreno, and Sidney Poitier VHS tape I could find at the public library. While other kids saw movies about mutants and robots, I reveled in Fred Astaire and Ginger Rogers routines.

All of that fell away when I started writing admissions essays. I only had one thousand words to describe who I was and where I came from to the outside world, and it was not enough space for nuance. So, I simplified. I truncated the complexities of my existence into compound words. My neighborhood, with its cul-de-sacs of homes and organic gardens (before organic was a thing), became a “low-income community.” My friends and our families, with our love for weekend barbecues and 35-cent Thrifty Ice Cream cones, belonged to a “working class.” I tried as well as I could to reconcile how I saw myself—a B-average student with dreams to make a difference in this world—with how society labeled me—a statistic, a member of the free-lunch population, a poor child. It was an early exercise in translating poverty into terms people with economic privilege could understand.

I didn’t feel downtrodden. I was not Oliver Twist.

The complexities of who I am, and where I am from, got lost in the translation. I am the daughter of Vietnamese “boat people” refugees. My mom worked in sweatshops and my dad was a day laborer. Even with all their love for books and knowledge, my parents never had the chance to finish high school. Their academic dreams were dashed by poverty and war. They couldn’t help me navigate the school system or study for the SAT because it was new for them, too. But that doesn’t mean their histories were an obstacle I had to overcome. They were a source of strength: They sheltered me, nurtured me, motivated me, and loved me.

My family and community may not have been financially wealthy, but that doesn’t mean we were less than. I didn’t feel downtrodden. I was not Oliver Twist.

We make a mistake when we assume poor children think of themselves as poor. Poverty as a label perpetuates false notions of identity—for those being labeled and for those making decisions on their behalf. It also flattens kids into stereotypes: Some are burdens to the society who aren’t expected to amount to anything, and others are grit-filled diamonds in the rough who only have luck to thank. People are tokenized, otherized, commercialized, criminalized, and even romanticized. We’re reduced to an “us” versus “them” and categorized as good or bad apples.

When it comes to poverty, there’s no such thing as “us” or “them.” Most Americans—4 out of 5 of us—will experience some kind of economic hardship in our lifetimes. But when that happens, we probably won’t think of ourselves as poor. We’ll be “down on our luck.” We’ll be “having a tough time.” That makes it harder for people to ask for the help they need—after all, food stamps are for “poor” people. And it makes it harder to admit it when you accept support, because we treat the narratives of “taxpayer” and “social service recipient” as if they’re mutually exclusive.

Those lines are designed to be blurred. I’m proof—a Head Start student that became an Ivy League graduate. Thanks to public schools and the National School Lunch Act, I received an education and never went hungry. Thanks to Medicaid, I had the dental and health care that I needed to thrive as a child. Thanks to Pell Grants, Stafford Loans, and Work-Study, I went to and finished college. Thanks to the Affordable Care Act, I was insured when I was unemployed.

I didn’t realize I was poor for 18 years. Perhaps it was because of the combination of support I received from my family, our community, and the effective policies and programs that were in place when I needed them the most. Every library book, free lunch, and after-school activity I had mattered. With them, a curious kid became a public school teacher, now doctoral candidate. Without them, you wouldn’t be reading this today.

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The Senate Health Bill Could Fire the People Who Keep Me Alive https://talkpoverty.org/2017/07/24/senate-health-bill-cut-funding-people-keep-alive/ Mon, 24 Jul 2017 13:26:57 +0000 https://talkpoverty.org/?p=23282 The last thing I ever expected was to be an employer, but that is exactly the situation in which I find myself. I don’t employ people as part of a business, or anything even remotely profitable. I employ caregivers who keep me alive.

Under the Senate’s latest health care bill, my caregivers are at risk of losing their jobs. And if they lose their jobs, my life will be at risk.

Six years ago, I was diagnosed with a multi-system disease—myalgic encephalomyelitis, or chronic fatigue syndrome—that inhibits my body’s metabolic system. Although the disease differs from person to person, my condition has been degenerative over the years; for more than a year starting in 2015, it left me unable to speak, eat, or lift my head higher than a pillow.

This is the type of physical debilitation that requires a caregiver.

I employ caregivers who keep me alive.

For the past two years I’ve been completely bedridden, and I’ve hired numerous caregivers to perform myriad tasks for me. They have administered my daily oral medications and flushed my IV with syringes full of saline and heparin. They bring me my toothbrush every morning, and they help me go to “the bathroom” by emptying a plastic urinal beside my bed. They help me bathe by placing a flattened inflatable bathtub on my bed, which I scoot onto so they can inflate it around my body. They fill the tub with water so I can clean myself, then they drain it, I towel off, and they deflate the tub so I can crawl out.

These tasks are essential to my health, and I depend on my caregivers to help me perform them. But the stark reality is that I simply couldn’t afford to employ caregivers without Medicaid.

I receive around 48 hours of paid caregiving every week through California’s In-Home Supportive Services (IHSS), which gets half its funding from the federal government. For the 48 hours a week they cumulatively work, my caregivers are paid California’s minimum wage: $10.50 per hour. Because I believe that is an unfair wage for such a demanding job, I supplement their pay as much as I can —usually an extra two dollars an hour.

Under the Senate health care bill, Medicaid would face massive cuts—up to $772 billion by 2026. Combined with the House budget, which was released earlier this week, those cuts would jump to $1.5 trillion. That would almost certainly cause dramatic reductions to caregiving services in California, as well as every other state in the country. But these cuts will not only impact patients; they will take a toll on the caregiving field and other industries related to health care.

“Caregiver” is an umbrella term that includes several job titles, such as personal care aides and home health aides. These positions account for millions of jobs, and past projections have estimated as much as 38 percent growth in some fields by 2024. But since Medicaid is the largest public payer of long-term caregiving services, the cuts outlined in the BCRA could end up eliminating their jobs, along with others in health care and the broader economy. The Center for American Progress has estimated that the House version of the health care bill—which is substantially similar to the Senate bill—would cost the American workforce 1.8 million jobs by 2022.

Each one of those jobs has dozens of lives attached to it and is part of a vital social equation that nobody should reduce. Not only are jobs and livelihoods at stake, but so is the health of millions of people. Cuts to vital services like Medicaid, Supplemental Security Income, and IHSS will tear down decades of efforts to protect and nurture the working poor, sick people, the elderly, and the disabled.

Instead of giving me the help I need to live and potentially improve my health enough that I can once again contribute to the economy, this bill would put my life in an incredibly vulnerable position. It would also take jobs away from health care professionals like my caregivers. This may be acceptable to some, but to the many millions of people whose fates hang in the balance, it’s entirely unacceptable.

 

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Paul Ryan Doesn’t Like It When We’re Angry https://talkpoverty.org/2017/07/20/wont-wait-politely-paul-ryan-call-us/ Thu, 20 Jul 2017 22:10:16 +0000 https://talkpoverty.org/?p=23312 Last week, Speaker of the House and all-around nice guy Paul Ryan (R-WI) released a video and a statement asking Americans to be more civil to one another. It was part of a push for legislation that Rep. Charlie Crist (D-FL) introduced a month ago to make July 12 a National Day of Civility. The bill, which was offered in response to the shooting that critically injured House Majority Whip Steve Scalise (R-LA) and three others, encourages Americans to “be more respectful and polite to others in daily life.”

On the one hand, I can’t think of anything more American than responding to a mass shooting with a bill that suggests that everyone should remember to say “please” and “thank you.” But on the other, Ryan’s plea that we all just calm down—that we not “base our arguments on emotion” and instead “have a great debate on ideas and principles”—feels like a willful misunderstanding of the stakes that this administration has created.

In the past six months, this administration has pushed hard to dismantle the health care system. It is rolling back financial and environmental regulations, undercutting public schools, and hacking away at the legal system. It has been actively hostile to immigrants, tried to defund Planned Parenthood, and responded to the police shootings of 547 Americans by suggesting that the officers “choked.” These aren’t “ideas and principles” that we can chat about while we wait for someone to tap the next keg. They’re people’s lives. These policies will be felt intensely, and immediately, by the people that Speaker Ryan governs. And as long as the stakes are this high, I—respectfully—decline to be polite.

Anger allows us to demand attention instead of just hoping for it.

Politeness is a luxury, and it’s one that most Americans cannot afford. Polite people can raise their hand and wait quietly, confident that they will be called on and have their voices heard. But most of us never get called on. So what Paul Ryan is seeing—what is bubbling to the surface in the absence of politeness—is anger. This administration’s policies are forcing people to fight for their lives, and we are really, really mad.

Our anger gives us power. Anger allows us to demand attention instead of just hoping for it, which makes it one of the best vehicles that citizens have to exercise their rights in a representative democracy. Anger brings millions of Americans to a march in the middle of winter, it fuels them as they climb to the top of a 270-foot crane, it keeps them on-message even when they are under arrest and being dragged away without their wheelchairs.

Our anger makes Paul Ryan uncomfortable, so he is framing it as if we are out of control. It’s a centuries-old tactic to dismiss and discredit our rage. We saw it when Sen. Elizabeth Warren (D-MA) was silenced for reading a letter, and when Sen. Kamala Harris (D-CA) was told her questions were too aggressive. We see it when a protest is called a riot, and when a politician refuses to engage with a constituent who is “too emotional.”

So I am sorry, Speaker Ryan, if you don’t like the way we’re talking. But we don’t like the way you’re governing, and we’re going to make you listen to what we have to say about it.

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The House Budget Thinks I’m “Wasteful Spending” https://talkpoverty.org/2017/07/18/house-budget-thinks-im-wasteful-spending/ Tue, 18 Jul 2017 18:28:38 +0000 https://talkpoverty.org/?p=23296 This morning, the House Budget Committee released their budget plan for fiscal year 2018. It’s filled with some of conservatives’ greatest hits—work requirements, block grants, cuts to programs that help low-income people—and it’s all couched in language about how the government needs to reduce “wasteful spending.”

The problem is, I’m a product of that “wasteful spending.” So is my dad. He was a character, and deeply embarrassing in the way that only dads can be. He was known around our small town as the chatty Starbucks regular who would talk to complete strangers for hours or as the old man riding a unicycle (on special occasions, he also juggled and wore a clown suit). At movie theaters, he would stand up and dance during the ending credits, while I quickly walked away so people wouldn’t see us together. He brought a camera with him everywhere, and took pictures constantly, while I attempted to hide my face behind napkins, or my hands, or anything else within arms’ reach. He still framed those pictures, whether or not I was visible—there was one in his bedroom where a volleyball eclipsed my entire head.

My dad was complicated. He was terrible with money. He ran his law practice on a barter system, trading legal advice and representation for furniture or housecleaning services or—in one particularly memorable instance—three swords.

He was also an addict. This was a surprise to virtually every person he met—myself included. I knew he spent time in rehab when I was five, but I still couldn’t quite believe it when—after ten years of sobriety—he relapsed and disappeared for two days during my sophomore year of high school. He came back, filled with guilt and shame, promising that it would never happen again. But it did happen again, so his wife left him. And then it happened again, and he lost his law practice. And again, and we lost our house. And eventually, it led to a new job working for Mexican drug cartels.

My dad’s story ended the way these stories tend to—he died. But not right away. First he was arrested, under drug charges that would have imprisoned him for 15 years. But after six months, the prison doctors ran some tests on a lump on top of his head. It turned out to be stage 4 melanoma. He was only supposed to live another three to six months, so he was granted a compassionate release from prison.

My dad lived for another 22 months after that—about four times longer than the doctors predicted. He died in the comfort of our home on the evening of October 25, 2010.

Those two years brought my father back to me.

Those two years brought my father back to me. He and I became closer than ever—reflecting on the days when his criminal nickname was “el abogado,” when the months he spent in solitary confinement briefly drew out aspirations of priesthood, when he convinced his high school principal to let him grow out a beastly-looking beard to take on the role of Jesus in the annual play, and when we both realized that forgiveness can be the most powerful experience in your life.

His epitaph reads, “Love wins.” Ultimately, it did.

I have always attributed the additional 16 months I had with him to a sense of hope and love brought about by my community. Distantly familiar faces came out of the woodwork to offer emotional support, to help cook his meals, to sit with him to make sure he didn’t fall, to help him shower, and even to pay for his funeral when my mom realized we couldn’t afford it. But I also owe those 16 months to Medicaid, which covered chemotherapy early in his illness and a home nurse when he was too weak to walk. I owe them to Social Security Disability Insurance (SSDI), which helped pay for our biweekly trips to Kerrville, Texas, for clinical trials of Ipilimumab. I owe them to Supplemental Security Income (SSI), which helped my mother—who was working day in and day out to support her ex-husband and their three children—put food on the table. Even after he died, Social Security helped my family stay afloat with modest survivors benefits that my dad paid into over the course of his career.

Medicaid, SSDI, and SSI were as much a part of the community that gave my dad a chance to die with dignity as the Starbuck employees who closed down the shop to go to his funeral. You have all paid into them during your lives, so that when my family needed them, they were there. Thank you for that.

I can never explain how much this support meant to me. But I can say I hope that it’s there for you when you need it. Because it is not wasteful spending. I was not wasteful spending. My dad was not wasteful spending. And you are not wasteful spending.

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The Coastal Elite Is Real. I’m Part of It. https://talkpoverty.org/2017/07/17/coastal-elite-real-im-part/ Mon, 17 Jul 2017 13:30:03 +0000 https://talkpoverty.org/?p=23267 There’s a thing that happens in any social movement where the people who are negatively impacted by something attempt to articulate the unquantifiable, and people with privilege pretend there’s no problem at all. That’s what privilege is: The state of being comfortable enough to not notice.

We are running into this problem with the word “elitism.” Editors who normally love my pitches won’t publish an article about it. If I use the word online, I will immediately be deluged with people arguing that there is no such thing at all, or that it’s a figment of the GOP’s imagination. Elitism is hard to prove, because it’s not an event. It’s a mood and a tone. It is an undercurrent, oft-mentioned and never examined. It is a thing that I know because I am myself elite these days, though I never was before.

Most people become elites after going to universities and putting in time in the trenches of D.C. or some media outlet; their status takes years to build. I hacked the system; I was a second-shift cook who wrote a cri de coeur that garnered worldwide attention, and just like that I was a critically-acclaimed author who is invited to lecture all over the world. It’s possible that many elites don’t understand just how set apart they are because they have never seen the juxtaposition. They might not understand what things look like to those who aren’t so lucky.

To be an elite is to be listened to and respected, to have autonomy, to think that your life and your work might be remembered by history. For me, it was obvious when I tipped over that line: I count national politicians in three countries amongst my friends, and if I am curious about something I can simply dial up an expert and know that my call will be taken.

Progressive circles are still not equipped to wrestle with imbalances of political power.

That’s what power looks like now. Power is social capital that I trade on to build the networks that I need to get more social capital that I can trade for more power. That is the nature of the game, and you need an invitation to play.

Progressive circles are still not equipped to wrestle with imbalances of political power. If you ask someone on the left to explain racism or sexism or homophobia, they will be able to expound at length about how we must listen to the people who are impacted, and how those with the upper hand in any given situation must try to identify and mitigate systemic imbalances. Ask about elitism—about inequality in access and cultural power—and people have a harder time articulating it.

Consider it through the lens of the disruption that I had in my life. There are my old friends, the ones I swapped shifts with: low-income, disabled, unemployed, high-school graduates struggling to make ends meet. Then there are my new friends, the ones I made when I was elevated: politicians, household-name pundits and writers, deans of upscale schools, Hollywood stars. For me, the question of social capital is really that stark. There is Before, and After.

When I talk to my old friends about the problems of the nation, it is always personal and immediate. Will needed services like heating assistance or low-income health insurance be cut? Will I be able to keep my job if I don’t have a child care credit? Will we still have the home health nurse that takes care of my mom when I can’t be there? With my new friends, these problems are real but also somehow theoretical. Millions of people are at risk of losing these things, which everyone agrees is awful. We talk about who we might call to lobby, or what organizations are good soldiers in the fight.

It boggles the mind that people cannot see a difference in those two kinds of conversations, even as they bemoan the terrifying increases in inequality in America. I still feel an ancient rage building in my chest when I see someone on TV telling the viewing audience—most of whom will never be invited to be a pundit—that any cultural divide is the sole fault of nefarious right-wing populists.

There absolutely is such a thing as toxic elitism.

I’m calling bullshit. I hear the jokes and the asides and I am here to tell you, there absolutely is such a thing as toxic elitism. It’s in the comments about how people need to be told how to vote in their own best interest, without questioning why so many people don’t have the information to judge for themselves. It’s in the constant draining refrain of “why don’t people get more involved in the process?” as though we’ve designed a process and system that would allow for that.

My complaint isn’t that elitism exists. It’s that we’re pretending it doesn’t, and defending the instances that we can’t ignore as meritocratic. People tell me that I am an embodiment of the American Dream, having been discovered one day and elevated to success beyond my imagining. But a world in which an average bright young person has to wait for a book deal to access social capital or a promising career is more like a nightmare, and our democracy can’t afford it much longer.

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Dear Senators: I Took an Oath to Do No Harm. You Should, Too. https://talkpoverty.org/2017/07/13/dear-senators-took-oath-no-harm/ Thu, 13 Jul 2017 21:18:52 +0000 https://talkpoverty.org/?p=23257 Dear Members of the U.S. Senate,

My name is Samantha and I have been a pediatrician for exactly 360 days. I work in Southwestern Virginia, for a hospital system that also provides care to underserved parts of West Virginia and Tennessee. We mainly work with struggling families that rely on Medicaid to provide health care to their children. That means, at this exact moment, you are debating a bill that would directly impact the children that I took an oath to serve.

I could tell you countless stories of medical crises averted, serious illnesses cured, chemotherapy administered, and families counseled through the parts of parenthood that they often did not anticipate. But you are all intelligent people, and you can imagine these scenarios for yourselves. Even if you can’t, I’d hardly be the first to point these stories out.

Instead of telling you about what it means to have health care, I want to talk to you about what it means to have health insurance. I want to talk to you about what it means to a parent to worry that they can’t afford the treatment their child needs—and to know, deep down, that they might bankrupt themselves trying to keep their child safe.

First, I want to talk to you about the provisions of your bill that would chip away at coverage for people with pre-existing conditions. Last week, I had the privilege of meeting a young woman and her mother in our clinic. The mother had a heart condition that is often passed genetically from parent to child. As she and I spoke about definitive testing that would tell us if her daughter carries the gene that might cause her to develop the same condition, she started to get nervous.

She was afraid that this test, which could help us treat and protect her daughter, was a medical Catch-22. Without it, we wouldn’t know how to care for her daughter. With it, her daughter might be labeled as a person with a pre-existing condition, which could make her unable to afford the care she needs. And it was all based solely on a tiny gene that has not yet even made her sick.

Parents can no more risk the well-being of their ill children than walk on water.

Even as we told her that her daughter’s heart is currently perfectly healthy—news a mother should get to receive with untainted joy—I could see her eyes fill with tears. She told us that she had been unable to get insurance coverage until recently, because of her heart condition. Insurance companies even resisted covering her children, based on the risk that they may have inherited her heart condition, despite the fact that none of them had been diagnosed.

If you pass this bill, the children who lose their insurance will still come to my clinic. Their parents will bring them even if they aren’t sure how they’ll pay, and even if they know deep down that they can’t. Parents can no more risk the well-being of their ill children than walk on water.

The doctors, nurses, and therapists I work with will still care for these kids when they come. We’ll do it even though medicine is a difficult career. We’ll do it even though it requires sacrifice and emotional risk to care so deeply for these tiny people who need us. We’ll do it not only because it is legally required of us, but because of the little pieces of our souls that our patients have come to inhabit.

I’ll do it for days like today, when I get to see a boy I have cared for since he was a newborn take some of his earliest steps and wrestle through his check-up like it was a game. I do it for the incredible growth I have witnessed in his mom and dad: a young, at-risk couple who have become thoughtful and loving parents over this past year. I do it for the moment when the baby stops pulling on my stethoscope just long enough to give me an unprompted hug, or when I give him a high-five for doing a good job and he gives me high-fives over and over until I absolutely must move on to my next task.

I am asked to give these children the care they deserve, and to do right by them and their families. In return, I get these little gifts now and then. Small rewards for living as “men and women for others”—the core belief instilled in my medical school classmates and me at our alma mater.

I like to think that you all became representatives of the American people with a similar goal—to be “men and women for others.” I like to imagine what our nation might become if lawmakers such as yourselves did your work by the same principles that guide us as caregivers through each day.

I would hope that you choose to live by at least one of our principles, known in ethics circles as non-maleficence. You might be more familiar with its colloquial phrasing, “First, do no harm.” With this health care bill, you hold the futures of millions of Americans in your hands. Please, if you keep nothing else in your heart as you vote in the upcoming days, think of your constituents and hold close the aspiration to “first, do no harm” to those who are depending on you.

 

With my sincerest thanks,

Samantha Cerra, M.D.

 

Editor’s note: Some identifying details have been changed in order to protect patient privacy; however, the essential content and experiences represented are recounted faithfully.

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What People Get Wrong When They Try to End Homelessness https://talkpoverty.org/2017/06/20/people-get-wrong-try-end-homelessness/ Tue, 20 Jun 2017 13:52:45 +0000 https://talkpoverty.org/?p=23176 When my mother was diagnosed with Alzheimer’s disease in 2007, she asked me to promise I’d never move her into a nursing facility.  I promised, although I wasn’t sure how I’d keep my commitment.

I pulled out of a four-book editing contract and moved in with her.  I learned from a social worker that I could receive 20 hours a week of help from home health aides, as well as SNAP benefits and cash assistance to help compensate for my decreased work income.  It was enough for us to get by.

About a month after I moved in with her, we returned from grocery shopping to find a state trooper standing outside of our front door. He handed me a court summons:  My sister had sued me for custody of our mother.  She wanted to place her in a care facility.

The court denied my sister’s request and named me our mother’s legal guardian, but it appointed my sister as guardian of her property.  In 2009, when my mother passed away, my sister evicted me.

The day I was scheduled to move out, I stood in a convenience store, dazed, as I stared at microwaveable meals.  These would be my new staple when I moved into the motel room.

My phone rang—my sister.  She told me she needed me out of the house in a couple of hours—she was a real estate agent and a client wanted to see the house.

“No hard feelings,” she said.

*            *            *

I was homeless for less than six weeks, a relatively short time compared to most.

The reason I fared better than many suddenly homeless people is because I was already in the social services system in Ocean County, New Jersey due to my mother’s illness.  Social services simply reopened my case and quickly provided temporary emergency housing.

For most people, emergency housing is just a port in the storm, since it only gives you six weeks to find permanent housing. It’s not easy to find a home—most landlords don’t want to accept housing vouchers for rent—but I was fortunate.  The woman who ran my church’s homeless outreach program vouched for me, so I was able to move into an apartment before my placement at the motel expired.

After my housing was stabilized, the trauma of familial conflict, loss, and eviction pummeled me like a tsunami.

The trauma of familial conflict, loss, and eviction pummeled me like a tsunami.

I was overcome with anxiety, convinced that things would never go right again.  Every time I heard a noise at night I would jump out of bed to check on my mother—worried that she was trying to get up and go to the bathroom by herself—before I remembered she was gone. In the mornings, depression made getting out of bed a struggle. Confused, I went to my local hospital where I was diagnosed with post-traumatic stress disorder (PTSD).  For three months, I participated in an intensive outpatient treatment program: three days a week I received cognitive mental health counseling, medication, and group therapy.

I came to understand that being solely responsible for my mother’s care for two years, combined with fighting to prevent her worst nightmare—losing her home and being forced into an institution—had been too much for me.  My brain and nervous system had been denied adequate time to recover from prolonged, severe stress.

It took me a couple of years, but I finally recovered—or at least adjusted to living with PTSD.  And I wanted to use my experience to help others going through the same thing.

*            *            *

At first I thought I could teach people how to successfully navigate the social services system like I had. But I quickly learned that my experience wasn’t necessarily transferrable to them. The fact that I had already been in the social services system, and had a key relationship through my community, made all the difference for me.

For example, someone contacted me to see if I could help find housing for a young man who was living in the woods.  When we sought emergency shelter through county social services, they turned him down because he’d been homeless for too long. They prioritized people who had been homeless for less than two weeks, and he’d been homeless for four months. Then we applied for Emergency Housing Assistance, but he couldn’t get to the mandated weekly career or substance abuse counseling. Those offices were across town, and out of reach of public transportation. Plus, the county requires documentation proving you are not currently receiving unemployment benefits and a letter from the Internal Revenue Service stating that no relatives are claiming you as a dependent—complete with a mailing address.

That young man spent another year in the woods before he was taken to a county mental health facility. Turned out he was autistic, and therefore eligible for permanent housing in a facility for persons with disabilities.  The county didn’t seem to understand the urgency of getting people housed quickly so they could begin their recovery.  There were too many pre-conditions and not enough affordable housing units to get the job done.

*            *            *

Since people clearly needed much more than the current system could offer, I explored a different avenue: Advocating for a County Homeless Trust Fund that would secure the monies needed for a shelter and real-time emergency housing assistance.

Unfortunately, advocates’ conversations with elected officials weren’t productive. In one meeting, a political representative charged with overseeing social services simply ticked off a series of negative stereotypes: “The homeless have always been here no matter how much money we spend trying to solve the problem… Nothing seems to work… I think many of them prefer to live like that.”

Clearly, she didn’t know any homeless people. In my half-dozen years working with people without homes, I’ve met very few individuals who wouldn’t prefer having a roof over their head, security, privacy, heat, running water, a toilet.  Nevertheless, this mischaracterization of the homeless is common—I’ve heard it from social workers, religious leaders, and agency heads. If you repeat a lie enough times, it gains currency.

Advocating for the Trust Fund reinforced the same feeling I had when I tried to advocate for people navigating social services: Unless policymakers and government employees enlist the involvement of people who have experienced this kind of struggle, they will not understand, support, or implement the solutions we need.

*            *            *

In one sense, I’ve now come full circle.  I’m volunteering at the same homeless outreach center that first helped me when I was evicted. We provide people with necessities like clothing, blankets, tents, heaters, and food, as well as services such as haircuts and laundry.  The center also creates a sense of community where people can lean on each other as they try to recover from trauma and find stability in their lives.

Now I’m also trying to connect our outreach community with opportunities that will help people achieve financial and housing independence.  A couple weeks ago I took a few young men and women to a farm where I used to volunteer, so they can hopefully earn some money and pick up some skills in a growing industry—vertical farming.

It was a diverse group. One woman was living in the woods and “here and there.” Another guy has emergency housing assistance and tons of energy—he skateboards everywhere—but no job. The third guy has been living without housing for more than five years and was looking for work.

They were given a tour of the operation and invited to fill out an application for a 60-hour summer work and training program. The manager also gave them her cell phone number and said to call her anytime to check on job openings.

Before we left town, we stopped at a restaurant where one of them applied for a job.  Then I took them to the beach on the other side of town—none of them had ever been there before.  For a little while at least, they were simply young people enjoying a beach, free from the burden of being labeled “disaffected homeless youths.”

These moments of normalcy—in a culture that constantly treats us as flawed and abnormal—are part of how we find our way again.

*            *            *

My experiences since my mother’s death and my eviction have taught me what we need to do to end homelessness in America.  If we simply invested in affordable housing—and committed to getting people housed quickly so they can begin their recovery—we would immediately see dramatic reductions in homelessness and an increase in people contributing to our communities.  On top of it, we know that this approach would save our nation money.

But it doesn’t matter how many studies demonstrate that this is the direction we need to go.  What is lacking, still, is political will.  And that will only change when our elected representatives begin listening to—and taking seriously—those of us who have lived this struggle.

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Maybe This Is the Article That Will Convince You Not to Cut Medicaid https://talkpoverty.org/2017/06/16/maybe-article-will-convince-not-cut-medicaid/ Fri, 16 Jun 2017 14:35:15 +0000 https://talkpoverty.org/?p=23153 My sister Maggie’s body attacks itself.

In 2010, she went to the eye doctor for difficulties she was having with her vision. She thought she needed a new glasses prescription. Instead, she was admitted to the emergency room because the ophthalmologist thought she was having a stroke or a brain tumor.

Many appointments and tests and anxious weeks later, she was diagnosed with multiple sclerosis (MS). MS is an autoimmune disease in which the body attacks the membrane around its own nerve fibers, causing scar tissue. A typical diagnosis requires two to three lesions on the brain; my sister’s brain had eleven. Because MS attacks the central nervous system, symptoms vary widely, ranging from fatigue and vision problems to seizures and paralysis. The worst part about MS is its unpredictability; one day my sister can seem healthy and the next day she can be overwhelmed with nerve pains, muscle spasms, and immobility.

At the time of her diagnosis, my sister was a 25-year-old stay-at-home mom to her 3-year-old daughter. Her husband’s insurance covered her then. But within a year of her diagnosis, they filed for divorce.

This is not uncommon for women diagnosed with serious illnesses. A 2009 study published in the journal Cancer found that a married woman diagnosed with a serious disease is seven times more likely to be divorced or separated than a man with a similar diagnosis. Among study participants, the divorce rate was 21 percent for seriously ill women and 3 percent for seriously ill men.

After my sister’s diagnosis, her husband withdrew from the family. He engaged in addictive and destructive behaviors. That left my sister in a position where her access to health care was tied to a marriage that was not good for her or her daughter.

The Affordable Care Act, a.k.a. Obamacare, made it possible for her to live as a single mom with a chronic illness.

It qualified her for Medicaid coverage in Montana. It ensured that she would not be discriminated against in the health care market because she had a pre-existing condition. And it let her choose which treatment plan would be right for her and her body.

For six years, she experimented with different medications, starting with the cheaper ones (which cost $1,000-$3,000 a month). Her symptoms did not improve: Sometimes she relapsed, sometimes she got sicker, and sometimes she had to take drugs to deal with symptoms caused by other drugs. Still, she felt it was worth it to try to slow the progression of the disease.

It would cost her $65,000 a year without insurance

Last year, she found a treatment that works: It’s called Rituxan and it would cost her $65,000 a year without insurance. It’s part of a chemotherapy treatment she does every few months. It leaves her feeling sick and unable to work for a few days, but it works.

Last spring, Maggie graduated from Montana State with a degree in social work. She recently got a part-time job at an assisted living facility, which is funded in part by Medicaid.

It’s a good fit for her, because full-time work would be incredibly difficult with both her MS and her current treatment plan. It’s also a good fit for her because Maggie is one of the most caring people I know. She works with some of the most marginalized people in our society—elderly individuals, people with mental illness, those with severe disabilities—all unable to work or care for themselves.

The Congressional Republican health care plan could change all of that.

Under their plan, my sister could lose Medicaid because her part-time, low-wage income would disqualify her.

Under their plan, my sister could lose coverage for Rituxan, the only treatment that has worked for her so far.

Under their plan, my sister’s pre-existing condition could be used as justification to raise costs on her medical insurance.

Under their plan, my sister’s mobility and opportunity would be more limited by her economic insecurity than they are by her MS.

This is what it means to be uninsured. It means you cannot live safely and comfortably in your own body.

Maybe, if one of them is sympathetic enough, we'll be taken seriously.

It is excruciating to have to determine the trade-offs your family can make to maintain your sister’s health care. It is even worse to make those choices, knowing they would become worse under all the new iterations of the conservatives’ health care plan. But the true hell is having to have to do it all in public: To have to write articles like this with personal testimonies, create heartbreaking GoFundMe campaigns, share that video of Jimmy Kimmel talking about his baby with tears in his eyes, in the hopes that they go viral. Maybe, if one of them is sympathetic enough, someone will look my sister in the eyes and decide her pain, and her life, should be taken seriously.

At the very least, today, I will be calling undecided senators in Congress so that they can understand the impact of their vote. But let it be known that it’s only one among hundreds of efforts my family, like so many others, undertake to get access to health care for the people we love.

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Mayor Bill de Blasio: How We Cut Poverty in New York City https://talkpoverty.org/2017/06/12/new-york-city-lowered-poverty-rate/ Mon, 12 Jun 2017 15:13:25 +0000 https://talkpoverty.org/?p=23141 I came into office determined to use every tool available to a Mayor of New York to fight the inequality that is threatening the city I love. There’s still much more to do, but New Yorkers should be proud that we have taken big steps forward.

Our city is now measurably fairer. By the end of the first two years of our administration, the share of New Yorkers living in or near poverty fell almost two percent. We now have the lowest share of New Yorkers living at or near poverty since the Great Recession.

This did not happen by accident. It was the result of choices we made every day. We chose working families over corporations. We chose seniors over developers. We chose neighborhoods over hedge fund billionaires. The income inequality that has been strangling us is the result of choices made by the 1 percent, for the 1 percent. We made choices for the 99 percent.

We made those choices on a massive scale. We added an entire grade to the country’s largest public school system: nearly 70,000 4-year-olds now receive free, all-day high-quality pre-K. That saves the average family $10,000 a year, and frees parents to pursue their careers and education.

We marched with workers and won a $15 minimum wage. We set a goal to build or preserve 200,000 units of affordable housing, the biggest program in a quarter century—and we’re ahead of schedule. We’ve seen the first rent freezes in city history, affecting 2.5 million New Yorkers. We are rewriting rules to make employment work for everyone, including guaranteeing paid sick leave and placing restrictions on potential employers inquiring about salary or criminal history.

These choices are producing results.

This is the result of choices we make every day.

Poverty is now at its lowest level since the Great Recession and a broad cross section of New Yorkers are reaping the benefits. Many groups saw significant declines in poverty or near poverty including: single parents; seniors; adults of working age; people with high school educations; blacks, Latinos, Asians and whites.

We are already five years ahead of schedule on our goal to lift 800,000 people out of poverty by 2025. We project that by the end of this year more than 280,000 men, women and children – about the population of Newark, New Jersey – will rise out of poverty or near-poverty.

Given the tired and phony arguments conservatives so often trot out to oppose policies like these, it’s important to state clearly that our decisions have helped our economy. Let me repeat that: We’ve helped working people and our economy is stronger than ever.

Employment is at a record high. Just 4.1 percent of New Yorkers were unemployed in April 2017. That means there are a quarter million more people in the workforce today than in 2013.

The jobs New Yorkers are finding are good jobs. The share of New Yorkers earning more than $50,000 a year grew to more than 48 percent in 2015. That is its highest level in a decade. Comparing 2015 to two years before, almost 125,000 more New Yorkers are earning more than $50,000 per year.

There are many reasons for Americans to be worried these days. We have a president and a Republican-controlled Congress that want to take us backwards. Their plans would give tax breaks to billionaires and corporations, let Wall Street write its own rules, and gut health care for millions to fund handouts for millionaires.

At the same time, I’m hopeful. Big, bold progressive policies are working right here in New York City and that matters now more than ever. People are watching us. They’re looking for an antidote. They’re looking for a different way forward and we are proving that an economy by, for, and of the people can be a strong and growing economy, too.

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A Year After Pulse, We Are More Than Survivors https://talkpoverty.org/2017/06/12/year-pulse-survivors/ Mon, 12 Jun 2017 13:15:40 +0000 https://talkpoverty.org/?p=23131 I still remember the metallic taste in my mouth when I first heard about the Pulse night club shooting. I was sitting on my couch, hung over from DC Pride, scrolling through Twitter. My whole feed was full of AP alerts tallying the body count, of articles describing the lives lost, of members of the Orlando LGBTQ community searching for their loved ones. Almost immediately after that initial wave of nausea hit me, the tears came.

And for about 24 hours, maybe more, they didn’t stop.

Many LGBTQ people know what it’s like to feel rejected. Too many know what it’s like to be attacked. But to feel terrorized was a sensation that many of us weren’t familiar with. A year later, we are still grappling with it.

I remember reading through the last names of those who were killed and seriously injured that evening. Those last names looked just like mine, and like those of the people I love and consider my chosen family. These gorgeous Latinx people went to a club—which has always been our safe place—to celebrate their community, to dance and release their inhibitions, and to be understood. Their freedom to express who they were, their right to create space in a world that didn’t always celebrate them, was brutally stomped out. There is no reconciling that.

That morning, I called my mom, wrote a piece on Medium, and then went to church. I sat with a friend, in my usual pew at St. Augustine’s—center aisle, four rows from the back—and listened to the chorale sing about love, piety, and stewardship. After the second hymn, I felt the lump begin to form in my throat and I started to cry again. Seated in a beautiful house of worship, surrounded by stained glass and marble, I felt robbed of something sacred to me: my sense of safety. I know that many of my friends felt the same way I did, and some still do.

We gave each other what we needed

I dragged myself into the office the next day, knowing it would be painful. I didn’t get much work done that day—at least, not as it was written in my job description. Instead, I helped fill our biggest conference room with staff who needed to feel heard and safe. We shared stories about ourselves, about our families, about being survivors of other horrifying acts of gun violence, about solidarity. The raw emotion shown in that room was so powerful. We cried and held one another, and we were honest with our allies about our fears. We gave each other what we needed that day: reassurance and compassion.

In the year that has passed since the Pulse shooting, we have learned a lot about our country. We have learned that homophobic politicians will do whatever is best for them, including ignoring the identities of the people we lost that night. We have learned that the gun lobby will use any tragedy to encourage the proliferation of gun use. We have learned that it continues to be dangerous to exist in this world as Latinx and LGBTQ, let alone both. And we have learned that the pettiness of Donald Trump, who thanked people for congratulating him “for being right on radical Islamic terrorism” instead of mourning the 49 lives we lost, knows no bounds.

But the most important lesson we have learned is that the LGBTQ community is strong. We are resilient. We are beautiful. We are politically powerful. No mad man, or coalition of racists or homophobes, can take from us what we manifest in each other: unapologetic love.

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My Health Care Race with Congressional Republicans https://talkpoverty.org/2017/06/02/health-care-race-congressional-republicans/ Fri, 02 Jun 2017 14:47:13 +0000 https://talkpoverty.org/?p=23107 Since the new administration took office, I have been living in a constant state of stress.  My family and I get our health insurance through the Affordable Care Act’s Medicaid expansion, also known as Health First in Colorado, and President Trump and Congressional Republicans campaigned on repealing the law. Nearly every day, there is a new update on health care legislation.  And every day, my concern remains unchanged: Will my children and I be covered?

The possibility that I could lose my insurance looms over me like a death sentence.  My son was born with a very rare genetic diagnosis, which comes with a half dozen specialists. He’ll need those doctors until he is at least 18 years old, and there is no way that I can pay for all of them myself (I’d have to earn over $100,000 a year).  Then, last December, my daughter got sick, and I was diagnosed with an injury that required possible surgery—plus specialists, appointments and medication.

Now I am racing to schedule as many appointments as I can, while I still have that option.

In January and February, my kids and I had 20 appointments between the three of us. That takes time, energy, and money. It impacts my children’s education—it decides when they attend school, and when they miss it. It also impacts when and how much I work, since I’m spending hours driving to appointments, talking with providers on the phone, and communicating with Medicaid about what is covered and what is not. At any given time, I may need to take my son to an appointment. And to deal with my injury, I have had to spend a lot of time resting.  This translates to an odd work schedule that touches 6-7 days per week, somewhere between the hours of 6:30 AM – 11:00 PM.

My family isn’t the only one like this.

My family isn’t the only one like this.  At least 23 million people would lose their health care if the House health care bill becomes law. I know those people. I have close friends with children on the autism spectrum.  I have a sibling with Down syndrome who nearly died last year.  I have two parents whose health care needs increase every year—including a father who has battled cancer four times in the past four years.  We are not just a number that can be reviewed or dismissed.

And then there’s the issue of pre-existing condition exclusions that will drive up the prices for the care we do have. If my son is no longer able to see his specialists, it will severely impact his life. If he doesn’t receive the surgery he needs in a few years, it will affect his entire body.

As legislators debate the fate of healthcare for Americans, there are millions of families like mine—with mothers, fathers, sons, and daughters who deserve basic, daily, necessary care—from vitamins and supplements to cancer treatments.  No child deserves to live while another dies, just because their family has more money to afford treatment.

I beseech the legislators to consider what they would do for their families if they were suddenly faced to choose healthcare for their loved ones, or none at all.  May wisdom—not profit—prevail.

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Pell Grants Put Me Through College. Now Trump Wants to Cut Them. https://talkpoverty.org/2017/05/09/pell-grants-put-college-now-trump-wants-cut/ Tue, 09 May 2017 14:40:54 +0000 https://talkpoverty.org/?p=23040 I started college when my daughter was only 14 months old. We had been homeless six months earlier. My life up until I discovered I was pregnant had been blissfully unplanned. I worked a lot at random jobs, and figured someday—when I finally admitted I was a writer who would take writing seriously—I’d settle down and go to college.

But the pregnancy was unplanned, too. So was the abuse from the father. So was him kicking us out in the middle of a particularly snowy winter in northwest Washington.

A few months before my daughter Mia’s first birthday, I worked with a friend, eagerly taking up the slack in his landscaping business. I crawled through flowerbeds and junipers and pulled weeds. By the time the season ended, Mia and I had an apartment paid for mostly by a housing grant. But I knew if I expected anyone to hire me for a job with benefits, I needed a degree.

My parents didn’t raise me with an expectation that I would go to college. When I approached my dad with a list of schools I wanted to apply to during my junior year of high school, he said, “Who do you think’s gonna pay for that?” So I moved out of my parents’ house and went to work full-time for over a decade. That had seemed all right. Respectable, even. But now I needed a job that would do more than just barely pay the rent.

I was able to go to college, and get the degree I knew I needed, because of a grant the federal government provides to low-income students—the Pell Grant. It covered my entire tuition at my local community college, leaving me a few hundred bucks to live off of. I crept along that way. I found full-time work as a maid. I worked late at night, often past midnight, and through the weekends when my daughter was with her dad.

I needed a job that would do more than just barely pay the rent.

Transferring to a four-year college, for me, meant moving to a different state. I moved to the place I’d intended to go before I became a mom. I moved because, when I visited, I found a progressive community that’d be supportive of a single mom working her way through college. I moved because I needed to hold myself accountable to my dream of being a writer that I’d had since I was ten. I needed my daughter to see me pursue that dream, and not settle for anything less, because I never wanted her to think life wouldn’t afford her the same opportunity.

By that time, I paid for books and tuition with the Pell Grant and a scholarship created for survivors of domestic violence. I also took out the maximum amount of student loans to cover living expenses through the school year when I was only able to work part-time as a maid.  I lived off of a little over $1,000 a month, and my daughter bounced from preschool to the various homes of classmates when I worked or attended class. Neighbors watched her for free, and I rented the other bedroom of our apartment in exchange for help with child care.

Since I was juggling work and child care, I couldn’t take a full course load during the semesters. Instead, I took classes every summer. When the summer courses finished, I worked 10- to 12-hour days doing move-out cleans, landscaping gigs, and any other work I could find until the academic year began again.

A month before my daughter turned seven, she watched me walk across the stage to get my bachelor’s degree.

A year later, I was working full-time as a freelance writer. A year after that, I celebrated my first book deal for a memoir about my time in college, when I worked as a maid. We no longer need government assistance, but we only got here because it was there for us when we did need it. Especially the Pell Grant.

These budget cuts keep people shut behind closed doors.

In his recent budget, President Trump proposed cutting the Pell Grant’s surplus funds by $3.9 billion.  That surplus was set aside, with bipartisan support, so that recipients can attend summer school like I did. Trump also wants to cut funds for the work study program and TRIO, which mentors, tutors, and finds resources for students in need—including low-income single moms.

Trump’s plan to cut this funding will diminish opportunities for first generation students, single parents, disabled students, and low-income populations to get an education.  All that does is keep the cycle of poverty spinning. It keeps people shut behind closed doors, with the belief that opportunities just aren’t available to them.  It hurts students who can’t get the support they need through their families—because their family has no money, or no one has ever gone to college, or no one expected them to go, either.

I write today as a success story, heartbroken that others won’t have the same opportunity I did. Decreasing funds for these programs puts up road blocks that stop people in poverty from ever setting foot on a college campus, all for the sake of tax breaks for the wealthy that leave the path of the privileged pristine.

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Trumpcare Cuts Mental Health Coverage. That’ll Mean More Suicides—Like My Dad’s. https://talkpoverty.org/2017/04/27/trumpcare-cuts-mental-health-coverage-thatll-mean-suicides-like-dads/ Thu, 27 Apr 2017 17:27:29 +0000 https://talkpoverty.org/?p=22967 After he failed to secure enough votes to repeal the Affordable Care Act (ACA) last month, Donald Trump is rushing to push another version of his health care bill through the House of Representatives. Like last month’s bill, this legislation would cause tens of millions to lose their health care coverage. And, in an effort to win the votes of the ultra-conservative House Freedom Caucus, the new bill would charge those with pre-existing conditions more for insurance and allow states to opt out of the Affordable Care Act’s essential health benefits requirements. Essential health benefits are a crucial part of the ACA, since they require insurance companies to cover services that they used to skimp on—like emergency services, pregnancy and maternity care, pediatric services, substance use disorder services, and rehabilitative care. Plus one more: mental health care.

Health insurance companies did not have to cover mental health care until the Affordable Care Act made it mandatory. If that requirement is repealed, people will get less treatment. Without treatment, some people will succumb to their illnesses. That means more suicides.

That’s not hyperbole. It’s not hysterics, or fear-mongering.  I’ve seen it happen. My dad killed himself a few weeks after my 12th birthday.

Even 12 years after my dad’s death, I’m haunted by the memories of that night. I can still see my mom crying as she broke the news to her two kids, the shock on my older brother’s ghostly white face, and the red and blue lights of a police car swirling on our living room walls. The sight of police lights still makes my stomach drop.

My father’s suicide has shaped my life. It brought isolating numbness, crushing grief, and  strange looks from the people in my small town who were uncomfortable with its taboo. My family’s income, which was decidedly middle class before my dad’s death, was more than halved by his passing. We made it work because we had Social Security survivors benefits, free and reduced price lunches, and could take out a home equity loan that we still carry today. That made it possible for my mother—an actual, honest-to-God superhero—to keep my brother and I fed and clothed on less than $40,000 a year.

Every year, more than 44,000 Americans die by suicide.

Though Trump and the House Freedom Caucus may treat it as such, mental health is not a fringe issue. Every year, more than 44,000 Americans die by suicide. On average, it affects demographics that voted for Trump the most: 70 percent of suicide victims in 2015 were white men, with the rate of suicide being highest among middle-aged men. Like my dad.

My dad died, at least in part, because he wasn’t in treatment. Under Trumpcare, millions of Americans will find it difficult to seek treatment as well. Trump is gambling with their lives to pass a health care plan that will cut taxes for the wealthy.

If the bill passes, I could struggle to afford the therapy that helps me deal with the grief of losing my father. And there will be more 12-year-olds, like me, who will lose their loved ones. I can picture them now: hugging their knees, and watching the red and blue lights dance on the walls of their house as their world comes crashing down.

I don’t wish that on anyone. I just wish our president felt the same.

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I’m a Queer Woman. My Best Friend Is a Gay Man. We Almost Got Married Anyway. https://talkpoverty.org/2017/04/20/im-queer-woman-best-friend-gay-man-almost-got-married-anyway/ Thu, 20 Apr 2017 13:56:43 +0000 https://talkpoverty.org/?p=22946 When I was 18, I almost married my best friend.

We both knew we were queer in our early teens, making the odds pretty low that we’d ever end up romantically involved. But we almost got married anyway, because our parents couldn’t (or wouldn’t) help us pay for our sophomore years of college. My financial aid advisor told me marriage was the least-bad way that we could make ourselves legally independent — our other choices were “join the military” or “be 24” — so we got engaged during winter break.

Jon’s parents had cut him off financially when he came out. Not all at once — they forced him out of their lives in fits and starts. They’d have a family dinner, then shove him through the glass in the living room window; take a vacation, then have him arrested for grand theft auto when he drove the family car back to school. Eventually they told him that he had to choose: be straight and get help paying tuition, or be gay and try to make it on his own. It wasn’t much of a choice.

My own mother was too consumed with her own demons to be particularly worried about mine. By the time I was in college, we’d gone five years without trash pickup or steady electricity. Our house had been foreclosed and my little brothers were legally squatters in our childhood home, biding their time until the bank came to claim it. When I finally called my mom to tell her I was pretty sure I’d need to leave my dream school if we didn’t figure something out, she stayed lucid just long enough to tell me to get a different dream. Then she started slurring her words, and I hung up the phone.

By then, Jon and I had been each other’s family for two years. He drove me to school and to the doctor; he slept at my house sometimes, and helped us clean up what was left of it when we finally got evicted.

When it comes to queer families, we’re pretty unremarkable. LGBT people are much more likely than straight people to cobble together ad hoc support networks — our chosen families. We’re more likely to be poor or rejected by our biological families, so we make our own families in order to survive. We’ve been doing this for as long as anyone can remember — from the romantic friendships and Boston marriages of the 1800s; to the house and ball culture that took root in the 1960s; to me and Jon, and our teen-marriage plan of December 2007.

The law isn’t made for people like us.

These families are very real, but the law isn’t made for people like us. With just a handful of recent exceptions, we can’t get time off work to take care of each other if we’re sick, or give each other health insurance. The only way we can make the law work for us is by bending it a little to match our realities — through adult adoptions or, say, marrying your best friend.

That kind of legal status matters. It makes a practical financial impact on people’s lives. But there’s more to it than that. When the government acknowledges that your family is valid, it legitimizes your worth. It’s not a coincidence that teen suicide attempts dropped after same-sex marriage was legalized.

Jon and I didn’t end up getting married. A few months after we got engaged, Jon met a nice boy and we rethought our plans. He joined the Navy, and I staged one-person sit-ins in my dean’s office until I annoyed him into bending the rules to give me financial aid. I quit writing — the only thing I’d ever been sure I was good at — and found a job teaching so I could pay the bills.

Jon never finished college, and I have six figures worth of student debt. The fallout from that will shape the rest of our lives — and it’s from choices we never should have had to make, but did, when we were 18 years old.

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The Trump Administration Is Confused About Meals on Wheels. My Grandma Could Teach Them A Thing or Two. https://talkpoverty.org/2017/03/20/trump-confused-about-meals-on-wheels/ Mon, 20 Mar 2017 13:54:43 +0000 https://talkpoverty.org/?p=22732 Last week, White House budget director Mick Mulvaney defended the Trump administration’s proposal to cut funding for Meals on Wheels by arguing that the program is “just not showing any results.”

That claim is objectively false.

Meals on Wheels serves more than 2 million seniors every year who aren’t able to shop and cook for themselves. Research on home-delivered meal programs shows that they improve diet, nutrition, and quality of life, and reduce food insecurity among participants. In short, when seniors get meals, they’re healthier. My casual field research—otherwise known as every conversation I’ve ever had with my grandparents—also backs this up. If you don’t feel well, you should eat something.

I’m guessing, based on Mulvaney’s argument that cutting the program’s funding is the “compassionate” thing to do, that he hasn’t watched someone nearly die from malnutrition. But I have.

My grandmother had the dubious honor of being the only person to check into her hospice house two separate times.

The second time she was admitted, she spent a month fighting off the beleaguered staff’s attempts at kindness while she settled into an uncharacteristically peaceful death. She wasn’t an easy woman to care for during her life, and she wasn’t any different when she was dying. Once, when a hospice worker took her outside to spend some time in the sun, she dismissed the house’s small garden as “prissy bullshit.” When a volunteer dropped a curler during an attempt to wash and set her hair, she snapped that she “didn’t have that much time left, and didn’t want to waste it fumbling around.” When a grief counselor asked her what she’d miss about her life, she answered “gimlets and a fucking cigarette.”

We held her memorial service in the same room that she died in—another first for the house’s staff. When the nurse leading the service offered us the opportunity to share a warm memory about her life, we all shifted uncomfortably in our seats as we struggled to think of one. My aunt finally broke the silence with a long story about my grandmother’s legendarily mean tortoiseshell cat, Cleo, who lashed out at anyone within striking distance.

My aunt didn’t mention her plan to have Cleo euthanized shortly after the service.

I hope Meals on Wheels would have been there to show a mean old lady some compassion.

Two years earlier, when my grandmother was admitted to that hospice the first time, she only stayed for two weeks. What we had been convinced were signs that she was nearing death—exhaustion, weakness, confusion—turned out to be malnutrition. After a few healthy meals, they sent her back home, and we made sure someone went to her trailer at least once a day to check that she ate and to ration out just enough scotch to keep her withdrawal tremors at bay.

My grandma survived those two years between hospice stays because my aunts split up the responsibility of taking care of her. If they hadn’t been able to do that, I can only hope that Meals on Wheels would have been around to help her before she slipped back to the place where hunger made it impossible to finish a sentence, or stand up from the kitchen table, or put in her dentures.

In other words, I hope Meals on Wheels would have been there to show a mean old lady some compassion.

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Trump Romanticizes the White America of the Past. It’s Time to Stop. https://talkpoverty.org/2017/03/10/trump-romanticizes-white-america-past-time-stop/ Fri, 10 Mar 2017 14:13:35 +0000 https://talkpoverty.org/?p=22684 I’ve been reading a lot about how many of the people who ushered in the Trump era were driven by a longing for a white Christian America of the past. They harken back to a heyday when white men were the power brokers in all situations, women stayed home, and America was a stratified society where everyone knew their place.

These folks hope the new president will bring us back to this romanticized vision: the U.S. as Mayberry, the small town from the The Andy Griffith Show that has become synonymous with an idealized, folksy life.

The problem is, that America never actually existed.

At least not for my family, living in segregated Chicago in the 1940s—around the time when The Andy Griffith Show was set.  My grandparents lived in public housing. Other housing options weren’t available to them because back then, black people couldn’t just move into any home or neighborhood they wanted.

Their parents—my great-grandparents—had come north to the promised land of Chicago to escape racial violence in the South, only to find that black folks couldn’t escape America’s racist purgatory. My grandmother was born a month after the 1919 race riots in Chicago, which started when a black swimmer crossed the “invisible” color line at the 31st Street beach. My great-grandmother, eight months pregnant at the time, had to run home to escape the angry white mob—tripping and falling on her stomach heavy with my grandma inside.

Such were the experiences of oppression, violence, segregation, and opportunities denied that were passed down to my grandparents.

It’s time we see our history for what it is.

My grandmother and grandfather were janitors. In fact, three of my four grandparents were janitors. When they first started working, jobs didn’t have benefits like pensions and health care. But there was a key development in their lives that would impact my family for generations to come–they joined a union. My janitor grandparents were members of the Janitors’ Union, SEIU Local 1, at a time when racial exclusion from the labor movement was too often the norm.

Those good-paying union jobs helped my grandparents save money and buy a home on the South Side. When they bought their house in 1954, they were the third black family on a block made up of working-class Irish and Italian families. By 1960, the entire block was black.

White flight was in full swing, because white families thought the presence of black families would cause property values to plummet. The result, almost 60 years later, is segregation that still isolates my community from good jobs, good schools, and the hope for something better.

Still, those good union jobs helped my grandparents send the first person in our family to college–my mother. In 1950s America, a smart black woman had only two options: nursing school or teacher’s college. My mom chose to become a teacher, and taught in public school for more than 40 years.

It was that union job as a teacher that allowed my mother—a single parent, in a working-class neighborhood, on the South Side of Chicago—to raise two boys and have economic opportunities not available to other black men and women of her generation.

Yet as any measure will show, the opportunities for most black Americans were—and still are—much more limited compared to opportunities for whites.

If you doubt that, consider my family today. My grandparents passed down the house they bought in 1954. My mother raised my brother and me there, and my brother and his wife are now raising my 20-month-old nephew there. This past fall, they had to temporarily move out of the house because my nephew had dangerously high levels of lead from the paint and windows in the house. I imagine white families with the income to remediate the lead in aging homes never have to worry about this.

The neighborhood remains segregated, and suffers from the toxic inequality that plagues many black communities today.

That’s the kind of inequality, racial segregation, and seclusion that so many of our fellow Americans want to remain steeped in. So far, the new president has tried to ban immigrants from several Muslim-majority countries from entering the U.S.; is now trying to take away health care away from millions of Americans; and is preparing to shred the safety net that protects working people and their families when work doesn’t pay enough or they fall on hard times. Trump and Congressional Republicans are also set on destroying the very union jobs that gave families like mine a chance.

We’ve made so much progress, and still have so far to go. It’s time we see our history for what it is, and leave those romanticized notions of Mayberry where they belong—in the past.

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The House Republican Plan for Medicaid Would Put My Daughter’s Life At Risk https://talkpoverty.org/2017/03/08/house-republican-plan-medicaid-put-daughters-life-risk/ Wed, 08 Mar 2017 14:41:58 +0000 https://talkpoverty.org/?p=22671 My daughter, Caroline, is seven years old. She is funny and smart and obsessed with Disney princess movies and loves books about dinosaurs. Caroline also has Rett syndrome, a neurological disorder that interferes with her ability to control her body. She can’t talk, walk, or use her hands.

Her symptoms first appeared a little after she turned one. She still wasn’t walking or crawling, but otherwise she was healthy and was hitting her milestones—she could say about a dozen words, feed herself, and play with her toys. But when she was around 14 months old, we noticed that Caroline was making repetitive movements with her hands that didn’t seem voluntary. Within a couple of weeks, she started losing her words and choking on her food. Eventually, she started losing her ability to hold things with her hands. We finally got her diagnosis when she was 17 months old.

Now Caroline takes about ten different medications, multiple times a day. She takes 4 different types of medication for her seizures, which she has about 90 times a year. Without them, she would probably seize all throughout the day, every day. She undergoes a couple of hours total of lung treatment every day to avoid pneumonia,  and takes other medications to relax her stiff body, make sure she doesn’t vomit all the time,  and help her sleep. Her involuntary movements keep her up at night, and if she didn’t take medication she would only get a couple of hours of sleep every night.

Without Medicaid, I don’t know if we’d be able to afford this treatment. For Caroline, this is a matter of life and death.

Medicaid helps cover the cost of co-pays, treatments, medical equipment, and other expenses that our insurance doesn’t cover. Those out of pocket costs usually add up to about a couple thousand dollars a month. Without Medicaid, we wouldn’t be able to afford the hospital-grade equipment Caroline needs—like the cough assist machine, the nebulizer, the oxygen supplies, and the nursing staff. She used to spend several weeks in the intensive care unit almost every time she caught a cold. But because of Medicaid, and the medical equipment it helps cover, she only had one hospital visit last year.

Medicaid also offers several hours of skilled nursing care, which allows me and my husband to hold jobs. Without that coverage, one of us would have to quit our jobs—then we would not be able to afford all of the medical care that Caroline needs. That alone would put her life at risk.

I never imagined that I would have a child who would be dependent on us for every aspect of daily living for the rest of her life—from changing her diapers, to repositioning her to make sure she is comfortable throughout the day. And I never imagined that we would depend so much on a program like Medicaid.

But I also never imagined that I could love someone this much.

I want Caroline to live. I want her to feel safe, I want her to feel loved, and I want her to live in our home so that I can take care of her for as long as she is alive. Medicaid is the only way for us to be able to do that.

I would like to invite President Trump to meet Caroline and spend time with her, or with other kids like her. I think he would see first-hand how Medicaid helps us function as a family.

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For Chronically Ill People Like Me, the ACA Repeal Is Life Or Death https://talkpoverty.org/2017/03/06/chronically-ill-people-like-aca-repeal-life-death/ Mon, 06 Mar 2017 14:24:41 +0000 https://talkpoverty.org/?p=22661 I haven’t been able to get out of bed on my own in nearly two years—and I’m only 28 years old.

For more than a year I was unable to speak, sit up, or eat solid food. In June 2015, first responders wheeled me into the emergency room, too weak to eat, drink, or elevate my head. I had been, essentially, waiting to die of dehydration. Besides administering some much-needed fluids, doctors offered little help.

I have among the most severe cases of chronic fatigue syndrome (sometimes known as myalgic encephalomyelitis, or ME). It’s a devastating multi-system disease that’s been given a patronizing name. The cause is still unknown, which makes getting a proper diagnosis—often necessary for insurance and disability coverage—near impossible.

When I was released from the hospital in 2015, my family learned that California’s state-administered Medicaid health care program, Medi-Cal, would not cover the ambulance ride to transport me home because none of my conditions were considered “legitimate.” I took the ambulance anyway, and paid around $1,500 for the ride out-of-pocket.

Several months later, I became so dehydrated that my family decided to pay more than $150 a day for a nurse to come to our house to administer intravenous saline to keep me alive. Large doses of intravenous saline were, and still are, the only way to keep my body functioning.

My medical care has become a privilege that costs me more than $1,200 a month. In the last year, I spent roughly $73,000 on my health care—more than double my annual income when I was healthy and working full-time.

In the last year, I spent roughly $73,000 on my health care

Historically, the National Institutes of Health (NIH), has allotted only a paltry amount of attention and funding—$6 million—to ME research. Some headway has been made in recent years, at least in part because advocacy through the #MillionsMissing campaign has brought the lack of funding to legislators’ attention. In November 2016, the NIH tentatively announced plans to increase research funding for ME to roughly $15 million for fiscal year 2017. But now, with Republicans controlling both Congress and the White House, there has been a change in what was promised. In January the NIH said it will actually decrease funding, allotting $1 million less than in 2016.

The amount is minuscule compared to the funds that the government has at its disposal. The ME community has needed a substantial increase in government funding for decades. More funding would mean more research; more research would mean more biomarkers; and more biomarkers would mean the potential for a diagnostic test. These scientific breakthroughs would mean medical professionals would be able to better understand the disease—and therein lies the solution. This path has potential for the medical establishment and government to compensate for decades of belittling patients who suffer from a devastating disease, finally bringing widespread legitimacy to ME—and relief to millions of patients. That would be real progress.

But it may never happen at all.

Before Donald Trump shocked the world by winning the election, I was hopeful that the Affordable Care Act (ACA) would, in time, be expanded so that more of my medical needs would be covered by insurance. But now, barring a radical turn of events, that seems—at best—highly unlikely.

If the Trump Administration repeals the ACA, even simple treatments—like saline infusions and in-home nurse and doctor visits—will cost egregious amounts of money. My savings account has been zeroed-out, and I receive less than $900 in monthly disability checks. For the past year, my medical expenses alone have been more than $6,000 a month.

The plans that have been floated to replace the ACA do little for people with disabilities or low incomes. A replacement would likely offer a flat credit based on age, and it wouldn’t cover the care I need.  It would also dramatically weaken Medicaid, decimating services for people with disabilities and serious illnesses.

It would be unfair to say that the ACA has no room for improvement. But for me—and I imagine for most poor, chronically ill people—it is something to build on, not something to dismantle.

Because what happens next, for us, could be a matter of life or death.

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I Went from Being Homeless to a Full-Time Writer. Trump Wants to End the Programs That Got Me Here. https://talkpoverty.org/2017/02/28/went-homeless-full-time-writer-trump-wants-end-programs-got/ Tue, 28 Feb 2017 14:46:46 +0000 https://talkpoverty.org/?p=22619 Six years ago, I lived with my then 3-year-old daughter, Mia, in a studio apartment. During the day I worked full-time as a maid, cleaning the houses of wealthy people. At night, I stayed up completing coursework for online college classes.

It got so cold that winter that my daughter and I slept in the living room, because I couldn’t afford to heat the entire apartment. So instead we kept the doors to the room closed tight, and huddled together on the small pull-out couch I’d found for free.

It snowed quite a bit—more than my 1983 Honda Civic could handle. For an entire week, I tried to will the snow plows to come down the steep little alley where we lived. Every day that I missed work meant another bill I wouldn’t be able to pay: first electric, then rent.

I was in this situation because, two years earlier, I fled from my daughter’s father after he punched out a window in our home in the middle of January. He’d left, then called to say he wanted to return with the landlord (who’d always been a source of fuel for his anger) to fix it. I called the police for safety.

With that decision, I found myself homeless with a 6-month-old. I worked as a landscaper while we moved from a homeless shelter, to transitional housing, and finally to our own apartment. We couldn’t have made it out of the shelter without help from an elusive grant called Tenant-Based Rental Assistance, which helped close the gap between what we could afford and what an apartment actually cost.

Eventually, I found a full-time job that also allowed me to go to school full-time. But the job only paid $8 an hour—not enough to provide for a family. Even working full-time, we had to go without basics. I had to budget for when I could purchase a new sponge or paper towels. I needed food stamps to help feed myself and my daughter, because, after paying rent, gas, and utilities, most months I only had 50 dollars left for things like toilet paper, soap, and tampons.

At the end of that winter, I got money back from the Earned Income Tax Credit and the Child Tax Credit. I was able to buy tooth brushes, curtains, a desk to do homework on, blankets, and a bed I still sleep on today. I bought a heated mattress pad, so I didn’t have to heat the whole apartment at night. My daughter Mia and I went to sleep at night, cozy and warm, but I still lived in a fog of hopelessness, anxiety, and doubt.

I didn’t have a family who could financially or even emotionally support me. My daughter’s father still tried to cut me down every chance he could. I worked my way through school, but I couldn’t have done that if I hadn’t had help meeting basic living standards. Food stamps, rental assistance, and tax credits were the things that kept us afloat. I received utility assistance, and sometimes a voucher for gas so I could get to work. I used WIC (Women, Infants and Children) coupons for milk, bread, eggs, and peanut butter, which became the staples of our diet.

A month after I graduated college, I gave birth to a second little girl. Eventually we were able to move into safe and secure housing I could afford, and it meant I could focus on my chosen career as a writer. Within eighteen months, I’d published pieces in The New York Times, The Guardian, The Washington Post, and secured a book deal with Hachette Books after an essay at Vox about my years working as a maid went viral.

Now all of the programs that helped me and my daughter get ahead are under attack.

These plans would just kick people when they are already down.

The ACA repeal would roll back access to Medicaid, and federal funds for child care, food stamps, rental assistance, and more face the chopping block. They’re at the mercy of an administration and conservative politicians who don’t have to worry about what would happen if they worked full-time and still didn’t have enough to give their children the basics in life.

These plans would just kick people when they are already down. We need good quality food, not whatever has the most calories at the cheapest price. We need regular check-ups and to be able to afford prescription medications. We need treatment for our backs that ache from long hours working jobs that no one else wants to do—like scrubbing your floors, or caring for an elderly person you love. These are jobs that are vital to keep our society running smoothly.

Maybe folks like Donald Trump and Paul Ryan need to work one of those jobs. Maybe they need to stand out in the cold of December, ringing a bell in a Santa suit. Maybe they need to go home to an unheated house with bare cupboards, still hungry from their one meal a day at the soup kitchen. They need to go home to children who won’t have dinner. Children who had to sit in an office during recess because their family couldn’t afford to get them a coat that year.

Maybe Donald Trump and Paul Ryan need to spend a night on a pull-out couch, snuggled up next to their children for warmth, only to wake up the next day and do it all over again.

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Your Representatives Are Home This Week. Make Them Listen to You. https://talkpoverty.org/2017/02/21/representatives-home-week-make-listen/ Tue, 21 Feb 2017 15:29:05 +0000 https://talkpoverty.org/?p=22502 A month into the Trump administration, we can see the outline of Trump’s vision for America: An attorney general who prosecuted voting rights activists; a secretary of education devoted to dismantling our public education system; and a head of the Environmental Protection Agency who wants to dismantle environmental protections.

Between the emerging administration, and a Congress that is hell-bent on taking our country backwards—not just to before Obama, but to before Roosevelt’s New Deal—there is a clear need for citizen vigilance and activism. And Americans are meeting the moment: They’re flocking to marches, airports, and town halls; donating record amounts of money; and subscribing to responsible journalistic outlets that hold the government accountable.

Americans are showing up in record numbers, but it doesn’t actually take that many people to move the government. The Tea Party proved this in 2009, when a small segment of the electorate organized to thwart President Obama. It rallied its members against a president who had decisively won both the popular vote and the Electoral College, and whose party held majorities in both Congressional chambers—a president who did, in fact, enjoy a sweeping popular mandate for his campaign promises.  Yet by focusing their energy with laser-like precision on a local, defensive strategy, the Tea Party became a force in American politics.

What the Tea Party did was a Civics 101 lesson on constituent power: They engaged with their members of Congress, and reminded them that they have opinions—and that they vote. And they did it week after week after week.

Now we’re in the beginnings of a new movement, and we can use a similar playbook.

It worked here in Roanoke when our Congressman, Republican Bob Goodlatte, proposed legislation to gut the congressional ethics office. Constituents flooded the office with so many calls that his staff seemed dazed when they picked up the phone. Then, when the phone lines were continuously busy, 12 of us decided we were concerned enough to visit his district office in person.

We knew that it was our Representative’s staff’s job to listen to our concerns and report them to Mr. Goodlatte.  But Congressional offices will also try to control the public narrative, and even silence constituents.  We have now visited Mr. Goodlatte’s district office three times, and we were denied entry each time.

We have learned to improvise.

On our first visit we were forced to meet with his staff in a lobby on a different floor, where we delivered New Year’s cards with our messages (one of which read “Happy New Year!  We expect better!”). On our second visit we were told the same lobby was private property and no longer available for constituent meetings, so we asked his staff to meet with us outside.  There, a group of teachers and medical and insurance professionals urged Mr. Goodlatte to vote against repealing the Affordable Care Act (ACA) unless he had a health care proposal to replace it.  By our third visit a week later, building security physically blocked the lobby door to keep us outside. Once again, we called Mr. Goodlatte’s staff to meet us in the winter cold so we could deliver 80 letters from constituents asking Goodlatte to vote against a federal “personhood” bill that would criminalize abortion, in vitro fertilization, and some forms of birth control.

Like the woman from Utah who sent a message to her senator via pizza delivery when his voice mail was full, we have learned to improvise and be creative.  We’ll do whatever it takes to make sure our members of Congress hear our voices.

The first weeks of the Trump administration have shown that we can win some fights if we stand together. Congressional Republicans retreated from Goodlatte’s anti-ethics legislation, and the calls and visits demanding a replacement for the ACA before a reckless repeal throws millions of people off their health insurance have forced some Republicans to admit privately that they need to slow down and govern.

Civics 101 is working again.

Right now, we have the chance to do even more. This week, members of Congress are in their home states and districts. It is their job to listen to us, so find a local group and make sure that they do. We cannot afford to sit on the sidelines.

This is our republic, entrusted to each and every citizen.  Every call and every visit to our representatives is another beat of the heart of our democracy.  Our system only works when we make sure our representatives are not legislating for themselves or their lobbyists, but for those who gave them the power to govern in the first place: The American people.

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Dear Senator Toomey: The Cuts You Vote for Make It Impossible to Feed My Family https://talkpoverty.org/2017/02/15/dear-senator-toomey-cuts-vote-make-impossible-feed-family/ Wed, 15 Feb 2017 12:00:16 +0000 https://talkpoverty.org/?p=22482 Editor’s Note: These are modified remarks from a “Tuesdays with Toomey” event on February 7, 2017.

Dear Senator Toomey,

You don’t know me. You have never met me, or answered any of my calls. But you have power and influence over my life—and my children’s well-being—and that scares me.

So Senator Toomey, let me introduce myself:  My name is Myra Young. I’m a mother, an advocate, and I live in poverty.

I work hard to take care of my family. For the last 22 years I worked as a certified nursing assistant, but I still lived in poverty and needed government assistance to put food on the table and to keep my kids healthy. Two months ago, the company I worked for closed and I was laid off. Now without my job, my struggle is even more difficult.  I only receive $33 a month in food stamps—barely enough to get my family through one healthy meal. My kids need fruit and vegetables, but I simply cannot afford them.

Last week, my 10-year-old son asked, “Mom, why do you cry so much?”

I told him, “Because I want to take care of you and your sister, but it’s so hard.”

But why is it so hard, Senator?

It’s hard because wages are too low.
It’s hard because we have to beg for scraps when we need help.
And it’s hard because of politicians like you, Senator Toomey.

You have everything I want: a safe home to go to, a job that pays a good wage, and a family in good health.  But you want to take away the little bit I have by cutting programs that help me—and people like me—feed my family.  That hurts us.  That keeps us down. And that makes me angry.

You are wrong, Senator Toomey.
You are wrong if you don’t protect these programs.
You are wrong if you don’t care about my family.

Would you be able to survive one week in my shoes?

Would you be able to survive one week in my shoes?  Would you be able to manage the daily struggle of trying to feed your family? Manage the stress of not knowing if you will be able to pay rent for the month? Manage the fear that your child may need health care that you cannot afford?

If I were in your shoes, and had the power to help a mother with two disabled children, I would do it.  I would make sure she has the services she needs to care for her family.  I would take care of the more than 1.6 million people in Pennsylvania who live paycheck to paycheck.

Senator Toomey, as a member of Witnesses to Hunger, my sisters and I will continue to speak out and fight for the needs of our children, families, and communities.

It’s your responsibility to do the same.

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The Affordable Care Act Would Have Saved My Husband’s Life https://talkpoverty.org/2017/02/08/affordable-care-act-saved-husbands-life/ Wed, 08 Feb 2017 14:40:32 +0000 https://talkpoverty.org/?p=22403 Editor’s Note: This article is adapted from a Facebook post. 

Ten years ago, before the Affordable Care Act was passed, I became a 26-year-old widow with a 2-year-old child.

I want to tell you about how health insurance changes lives—how it can save them, and what is lost when it fails.

My late husband Bob and I met when I was only 13. Bob was a wise old man of 15. Everyone liked him—he was the kind of person who made other people feel good about the world and about themselves. I liked him right away, and we started dating after he asked me to go to a dance. We were the rare high school sweethearts who maintained a relationship through college, even though Bob was two years ahead of me in school.

Bob was a musician and an educator. He earned a Master’s degree in music, and performed in St. Louis and towns all over the Midwest. His income from those gigs was a very significant part of our household budget. He taught at jazz camps for kids, and as an adjunct faculty at various local colleges. Bob loved teaching. A lot of people teach because it’s a reliable source of income to support their passion for performance, but Bob taught because he loved being with students. He was incredibly methodical and organized in his approach to teaching. Many of his friends and former students are still teaching music today using his methods and materials at various institutions in and around my hometown of St. Louis.

Bob was also a gifted composer, because he had worked hard to learn theory and technique until they obeyed the commands of his heart. He spoke the language of music far more eloquently than most of us ever speak with words. I didn’t recognize Bob’s gift when he was living as well as I do now. After he released a CD in 2004, the American Society of Composers, Authors and Publishers (ASCAP) selected him to receive a Young Jazz Composer’s Award for one of his songs, “Nola’s Waltz.” As my own musical understanding grows, I hear more and more of what he had to say and how beautifully he told his stories.

He was certainly living the dream in those years—from 1997, when his musical career started, until 2007, when it abruptly came to an end.

What happened?

When he was 25, Bob started having stomach aches. We were married, expecting a child, and working ten jobs between the two of us. I had three jobs and was a full-time student, and Bob taught at six different places in addition to his performance gigs. None of these jobs had paid sick days, so when Bob had stomach pains, he just went to work anyway.

He had a pre-existing condition: he had taken medication for acne

Health insurance was always a problem for us. We purchased it through our college when we were students, but when Bob graduated and we tried to find our own insurance most companies rejected us because Bob was overweight and had a pre-existing condition: he had taken medication for acne when he was in high school. We were able to purchase a catastrophic insurance policy, but it had a deductible of $5,000 and cost us a little less than that each year in premiums.

About 20 percent of our income at that time was going toward medical expenses. We were racking up debt, and paying quite a bit of interest on it. In hindsight, we probably restricted our access to care. Just paying the premiums was enough of a financial burden—we did not want to add to it with copays.

Bob’s stomach aches got gradually worse over time, until he finally went to the ER. We both thought he was having a heart attack, because he was so sweaty and clammy and in so much pain. He was diagnosed with gallbladder problems, and we were relieved that it wasn’t something worse.

In a follow-up visit to the doctor, Bob was told that he didn’t have to do anything until the pain was bad enough to warrant having his gallbladder removed. So Bob muscled his way through the attacks, even when they were so bad that he was literally crawling in pain. It was very frustrating for me as his wife. I was angry with him because he refused to go to the doctor and get his surgery to get that gallbladder out.

Starting in the 2006-2007 school year, Bob was hired as a full-time faculty member of Southwestern Illinois College (SWIC). We had employer-based health coverage for the first time, and he was not about to risk losing that right when we got it by calling in sick for a few weeks. He was determined to stick it out until the end of that school year to do the right thing for his job—and his wife and son.

On March 22, 2007, Bob called me at home and told me that he was having an attack at work and that I needed to come get him and take him to the hospital. I drove him to the ER with our 2-year-old in tow, and the three of us spent the entire night in a hallway in the hospital basement. Bob was delirious from pain and sedation. He had acute pancreatitis, which was caused by a gallstone that had escaped his gallbladder and lodged itself in his pancreas.

Bob spent three weeks in the ICU at that hospital, was airlifted to a bigger hospital, and spent another three weeks in the ICU there.  His last words to me were all confusion about why he was in the hospital and why no one would let him go home. He just wanted to see his son.

In the middle of the night on May 3, a nurse called to tell me that Bob had taken a turn for the worse. I called his friends and family, and we sat vigil for him in the waiting room. There were probably 30 of us there when a nurse told me he was the sickest person in the hospital.

His death came at the end of a desperate, gory fight to save him. If you’ve never watched someone die of sepsis, I hope you stay that way.

Bob’s funeral was attended by at least 600 people. It was beautiful. People came together to express their grief by supporting his family. I was amazed at how caring people can be. I also barely remember it, because I slept so little in those days. Bob’s death left me adrift as a 26-year-old widow and single mother with few job prospects. I was still in the middle of my own education when he died.

Things worked out far better for me than they do for most people in my position, thanks to Bob’s life insurance, health insurance, and Social Security. Since Bob was covered by his employer’s health insurance, the medical bills that packed my mailbox for months after his death—I lost track of the total after it topped a quarter of a million dollars—were covered. They didn’t force me into bankruptcy, so I was able to rebuild our life. I spent countless nights grieving alone and struggling to work around the hole in my heart, and I spent my days going to school and raising our son, Bobby. I earned a Master’s Degree in Art Therapy Counseling, and provided more than 1,400 hours of services to others as part of earning that degree. I remarried in 2011.

It all could have gone very differently if the laws in our country had been on a slightly different timeline. If the ACA had passed in 2004 instead of 2009, Bob and I would have had coverage we weren’t afraid to use. Bob would have been covered by his parents’ insurance until only two months before his employer-based coverage began. He could’ve had his gallbladder taken out months before it killed him.

If the ACA is repealed, there will be many more stories like Bob's

If the ACA is repealed—if we no longer prevent insurance companies from excluding people based on pre-existing conditions like teenage acne, or no longer require insurance companies to cover young adults when they may not yet work the kinds of jobs that provide health insurance—then there will be many more stories like Bob’s. There will be many more incandescent American lives that flicker out.

If we lose these provisions, my own experiences will inform the health care I’m willing to procure for my children. Perhaps I’ll decide that it’s better to leave my children’s allergies and minor illnesses and acne untreated, knowing that a diagnosis as a child could prevent them from being able to access more important health care as an adult.

Is that really the best we have to offer our children?

I know the ACA isn’t perfect—our employer-based coverage premiums and copays have gone up. Insurance policies change too often. But at least we have coverage, and under the current law we aren’t afraid we will lose it if we use it.

That is worth protecting. Find a way to do it.

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The Speech from the Women’s March You Needed to Hear https://talkpoverty.org/2017/01/27/the-speech-from-the-womens-march-you-needed-to-hear/ Fri, 27 Jan 2017 21:40:04 +0000 https://talkpoverty.org/?p=22311 Editor’s Note: The text below is a modified version of a speech that Angela Sutton gave at the Philadelphia Women’s March that took place on January 21, 2017.

I am a black woman, a mother of two beautiful black boys, and I live in Northeast Philadelphia.
I have lived in poverty, in Philadelphia, my whole life.

Philadelphia has the highest poverty rate of any large American city. The face of that poverty is most likely a black mother, like me.

For me, being a woman has always meant being strong and never showing weakness.
I have always had to be superwoman, and the women around me have had to be the same.
As a single mother of two boys, I have to play both roles and every day, I do what I have to in order to take care of my boys the best way I know how.

I, too, am a woman.

I am the woman you don’t see when you walk down the street sipping your Starbucks coffee.
I am the woman you don’t see standing in line at the local food pantry.
I am the woman who remains invisible in spaces and at events like the Women’s March.

But I am here.

You must see me.
You must acknowledge me.
You must include me.

We must continue the fight—and that means all of us.

Because I am the woman who fights every day.
I am the woman who understands inequality.
I am the woman who advocates for the rights of women and children living in poverty.
I am the woman who wants a better life.

The new administration scares me, but I know I have to continue to fight.
Not just for me, but for the others who come after me.
For our children.
For our future.

We can’t accept what we are given.
We must continue the fight—and that means all of us.
Let’s hold each other accountable and unite.

Sonia Sanchez said, “in order to be a true revolutionary, you must understand love.”
I do what I do out of love.
We will win because of love.

But first you need to see me.

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Why I Need to March Today https://talkpoverty.org/2017/01/21/need-march-today/ Sat, 21 Jan 2017 11:30:27 +0000 https://talkpoverty.org/?p=22245 Every day since November 9, my phone has buzzed nonstop. Friends, old roommates, someone I met once at a poetry reading—they were all planning to come to DC for the Women’s March. Knowing that I’m surrounded by so many dedicated people makes me excited for the history I am about to be a part of.

I participated in the Occupy movement and I took to the streets with Black Lives Matter, but this feels different to me. It feels different because it’s about women—and because we are standing up against a demagogue and saying, “This is not the America we believe in.”

It feels like solidarity.

Not everyone feels this way. Many people were upset that the original name—Million Women March—was taken from the labors of black men and women fighting for civil rights, and early attempts by activists to make the march more inclusive of people of color were met with backlash from organizers. The name has since been changed, and the members of the committee were shown to be diverse and inclusive, but many people—women of color who were originally sidelined, and white women who are struggling with an intersectional platform that is unfamiliar to them—are still frustrated.

As a white woman, I know I have much less at risk over the next four years than many women. Women of color, or in the LGBTQ community, or who have disabilities, or women who are Muslim—they are all much more vulnerable than I can even imagine.

That is exactly why I think we need this march.

We need this march to come together first and foremost as women. We need to show our willingness to defy injustice and stand up for the values we believe in—whether it’s control over our reproductive choices, whether we marry and who we marry, fair wages, and equal opportunity. We need to come together for ourselves, our country, and the watching world.

This act of resistance will seep into our bones.

Will this march stop conservatives from defunding Planned Parenthood? Maybe, but probably not. Will this march stop the repeal of the Affordable Care Act, which provides contraceptive coverage for millions of women? Maybe, but probably not. Will this march protect Violence Against Women grants, which President Trump wants to defund? Maybe, but probably not. Will this march stop the parade of dubious and corrupt cabinet picks from being confirmed? Maybe, but probably not. Will this march stop President Trump from spewing hateful and dishonest rhetoric? Almost definitely not.

But that’s not what this march is for. This march will awaken something in the people who participate, not just in DC, but in the more than 600 participating towns and cities around the world. This act of resistance will seep into our bones, and help us to march on, together, in the days ahead.

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Trump Voters and I Have One Thing in Common: We’re Scared of Losing Medicaid https://talkpoverty.org/2017/01/13/trump-voters-one-thing-common-scared-losing-medicaid/ Fri, 13 Jan 2017 14:22:19 +0000 https://talkpoverty.org/?p=22171 I recently read about a county in Kentucky that is typical of the kinds of depressed white communities that have dominated the news since Trump’s election. Owsley County is 83 percent white, mostly rural, and rigidly conservative.

On the surface, I don’t have much in common with its residents. I’m a black American. I’m pro-choice, pro-LGBT rights, and a feminist. I’m a lifelong progressive. According to multiple media outlets, Owsley’s residents see my beliefs as a direct threat. But we also have deep a bond.

Poverty.

The median household income in Owsley is just $19,146 per year. The unemployment rate is double the national average, the majority of children live below the poverty line, and in 2011 more than half the county’s residents received food stamps. When Medicaid was expanded under the Affordable Care Act, a whopping 66 percent of residents became eligible. And if you ask them about it, they express deep appreciation. Again and again.

“It’s been a godsend to me,” said a school custodian who suffered from a thyroid condition that practically immobilized her. Medicaid let her get treatment—and it paid for her cataract and carpal tunnel surgery.

Another resident lamented that without Medicaid, she couldn’t pay for the doctor’s visits to keep her hyperthyroidism in check. “If anything changed to make our insurance more expensive for us that would be a big problem,” she said.

Resident after resident in news article after news article acknowledged the price they would pay if these services disappeared. But in the past two years, the residents of Owsley overwhelmingly voted for a governor, and then for a president, who want to eliminate the Affordable Care Act.

Now that the heat of the election has passed, they are anxious. And I understand why.

I’m on Medicaid—a new recipient since the expansion. I have a feeling that several thousand poor white Kentuckians—like this black American—still suffer a twitch of anxiety when they hear the words “payment is due at the time of service,” at the doctor’s office. If you are uninsured and facing a health crisis, those are the scariest words you can hear.

I remember that feeling.

We languished in fear, and said prayers instead of visiting a physician.

I used to save the change from every purchase I made. I called it “health clinic money,” and I’d collect it for weeks so I could pay for my next $50 doctor’s visit. For more than a decade, my blood pressure readings were at heart attack levels. The doctors at my clinic wanted to see me every month, but I couldn’t always afford it. So I skipped my appointments.

In 2011, I learned my high blood pressure was due to kidney cancer. I was still uninsured, so getting the treatment that could save my life entailed a maze of forms that delayed my surgery for months. I eventually got help from a program in my state called “the Indigent Health Care Fund,” but the funding was spotty before Medicaid was expanded. When I applied, I was told the program was no longer accepting new clients—which happened often, once money for the year ran out—so I didn’t know my surgery had been given the green light until three weeks before it happened.

That’s what life was like for millions of us (and what it has remained like for Americans living in the states that stubbornly refused to expand Medicaid under the ACA). We languished in fear, and said prayers instead of visiting a physician. That’s inhumane. Free or low-cost health care for those who can’t afford it is a matter of basic decency.

If you don’t believe me, ask my friends in Owsley, Kentucky.

The incoming Republican Senate, House, and the new president are determined to repeal Obamacare, and it’s still a mystery when—or if—it will be replaced. Undoing Medicaid expansion and replacing it with a fee paying system will return millions to the days of saving their change before seeking help. Preventative care (the kind that could have caught my cancer earlier) or regular monthly appointments (the kind that could protect me from a cancer recurrence) will be curtailed or gone.

Instead, the poor everywhere will see the familiar front desk sign that reads “Payment is Due at the Time of Service.” And we’ll go home.

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42 Million Americans Experience Hunger Each Year. I’m One of Them. https://talkpoverty.org/2017/01/10/42-million-americans-experience-hunger-each-year-im-one-of-them/ Tue, 10 Jan 2017 14:00:27 +0000 https://talkpoverty.org/?p=22158 I wake up and sense the space heater just inches away—the only source of heat in the entire apartment. With just enough money to pay the rent, it’s a luxury if the utilities are on. My two small children roll over to watch me as I straighten out the toddler mattresses on the floor where the three of us sleep.

“Momma, I’m hungry.”

My chest tightens, a visceral reaction to these words, because I know I cannot feed them what they need.

“Okay, baby.”

I leave the bedroom, making sure to quickly close the door behind me, and I’m hit with an icy chill. Shivering from the lack of heat, I walk into the kitchen knowing exactly what I would—and would not—find there.

Pancakes it is.

While I’m preparing the last of the mix, I realize that there is only enough for one person. I split the pancakes between two little napkins while my own stomach growls ferociously. I walk back into the bedroom. The food is gone almost as soon as I hand it to them.

“I’m still hungry, Momma.”

But I already know. I tickle them in hopes that they forget the churning feeling within their little bellies. My heart breaks.

Getting them ready for the doctor is more ritualistic than the everyday grind. I’m careful to part their hair perfectly, placing the curls into well-groomed styles. Then I pull out two brand new outfits—Christmas gifts from Grandma—that I was saving for a doctor’s appointment or a food pantry visit (whichever came first). I did not qualify for the local food pantry this month, so the doctor’s visit it is. Once my children look as perfect as possible—as normal as possible—we set out in the Volkswagen my sister gifted us. The gas is just about gone.

I think about the $70 I lost by missing work that day.

It is hard to miss the luxury vehicles in the doctor’s office parking lot, or the families tossing half-eaten breakfast sandwiches and lattes into the trash. Once we’re inside I watch a woman at the front desk rummage through crisp dollar bills, searching for one small enough for her co-pay. I think about the $70 I lost by missing work that day.

I’m anxious for the visit to be quick and painless. I know that the doctor will ask questions that I would rather leave unanswered. My children move sluggishly beside me.

“Momma, I’m hungry.”

With weak arms, I lift my smallest child and hold her close while I check in at the desk. After telling the nurse my children’s names and appointment time, I hurry to find a seat—trembling from the weight of my two-year-old child.

The nurse comes to take their weights and measurements, then shows us into Examination Room Three. I change them into the office robes without messing up their hair, and fold their new outfits with precision. As the doctor approaches, I start to worry about what he would say about their progress—or lack thereof—on the growth scale. Are they underweight? Am I a bad mother because I do not have more to give?

The doctor enters the room.

He is always polite, clean, and empathetic. He cares about the children he sees daily, and wants them all to grow healthily. Yet he is ignorant to the realities that the families face—or at least, to the one that my family is facing.

“All seems great,” the doctor says. “Is everything alright at home?”

“I’m just tired and hungry.”

“Me, too! Be sure to eat breakfast next time,” he says, blithely.

As we leave to go home, I listen to the music of my dwindling gas tank. There are 69 cents on my debit card, $12 on my food stamp card, and a week left in the month. My kids have fallen asleep, and I am already thinking about what I will feed them when they wake—singing an all-too-familiar song of hunger.

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Questions to Ask Yourself Before You Cast Your Ballot https://talkpoverty.org/2016/11/07/vote-end-poverty/ Mon, 07 Nov 2016 14:46:15 +0000 https://talkpoverty.org/?p=21648 One of the biggest lies about poverty in our country is this: We don’t know what to do to dramatically reduce it.

The truth is, there is no shortage of excellent plans, great scholars, and people living in poverty who can tell you exactly what we need to do—we just elect too many political leaders who don’t give a damn.

This Election Day, you have the power to move our nation towards doing right by people in poverty. Before you touch the screen, pull the lever, or fill out your ballot, here are some questions you might ask yourself to determine the hearts and minds of your candidates:

Does your candidate push stereotypes and myths about people living in poverty and anti-poverty policies, or does s/he stick to the facts?

Does s/he know that nearly 40% of us will spend at least one year in poverty during our working years?

Does your candidate conflate poverty and race, in a manner that stereotypes people of color as poor and urban?

Does s/he speak to the fact that the average food stamp benefit (SNAP) is just $1.41 per person, per meal; only 1 in 4 households that qualify for federal rental assistance actually receives it; and only 23 of every 100 families with children in poverty receives cash assistance (TANF)?

Does s/he fight to protect and strengthen the safety net, recognizing that poverty would be twice as high today—approaching 30%—without it?

Does your candidate accept a status quo that keeps people in poverty? Or do they embrace policies that work?

Does s/he want to raise the minimum wage so that it can lift a family of three out of poverty (just as it could in the late-1960s)?

Does your candidate take paid leave, but fail to fight for the 80% of low-wage workers who can’t take a single paid sick day to care for their families?

Does your candidate accept that most low-income parents can’t afford the child care they need to go to work? Or does s/he have a plan to make quality child care affordable for all families?

Does your candidate understand that people with low incomes often lack the transportation needed to get to good jobs? Does s/he have a plan to create affordable housing where jobs are located and reliable public transit so people can access opportunities?

Does your candidate understand that inequality is rooted in intentional policy choices throughout our nation’s history, and offer an agenda to correct that?

Does your candidate recognize that the average black family would now need 228 years to catch up with the wealth of today’s average white family? Does s/he consider this inequity when formulating key policies around the tax code, homeownership, college affordability, job creation, and more?

Does your candidate recognize the water crisis in Flint is not an isolated incident? And that across the country, the government is investing in and protecting affluent white communities, while exposing low-income communities of color to environmental and health hazards?

Does your candidate recognize mass incarceration as “the new Jim Crow,” which targets black men and communities of color? Does s/he have plans to end the school-to-prison pipeline, promote alternative sentencing and treatment, and ensure that people can successfully reenter society upon release?

Does your candidate speak to the fact that anti-LGBT laws drive economic insecurity for LGBT people, including higher rates of poverty?

Has your candidate ever said anything about addressing rural poverty across the country—from Appalachia to the Mississippi Delta, the Alabama Black Belt to the colonias of south Texas, and on Indian reservations? What will s/he do to help reduce rural poverty?

Does your candidate recognize the connection between immigration reform and poverty, and that a path to citizenship would significantly decrease economic exploitation like wage theft, and increase payroll tax revenues by an estimated $33 billion over five years?

Does your candidate accept that women earn only 80 cents for every dollar earned by their male counterparts, or does s/he make it a priority to close the gender pay gap?

Does your candidate have a real plan to help children in low-income families succeed?

Does your candidate accept that our public schools are separate and unequal, with many low-income students forced to share textbooks and work in decrepit classrooms while nearby affluent communities have state-of-the-art facilities? Does s/he have a vigorous plan to make sure our schools reflect that our nation values all children?

Does your candidate accept that many students are simply priced out of a college education, or does s/he have a plan to make college affordable for all?

Does your candidate talk about the fact that 1 in 6 children in America struggle with hunger, and have a detailed plan to address it?

There is nothing inevitable about poverty in America. This Election Day, send that message to all candidates with your vote.

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My Mom, the American Hero, and (Today) the Birthday Girl https://talkpoverty.org/2016/11/04/mom-american-hero-today-birthday-girl/ Fri, 04 Nov 2016 14:25:16 +0000 https://talkpoverty.org/?p=21630 For the past few weeks I have been thinking about your journey through life, Mom. I know that there are lots of things I don’t know about you, lots of things that happened in your life before I existed (time existed then?). But what I do know about you plays in my head like one of your favorite movies, Forrest Gump. I imagine you as a child, living in incredible poverty and not knowing when your next meal would be. I imagine you as a preteen in all of your defiance, living with someone who was more of a drill sergeant than a nurturing grandmother. And then I imagine you making a journey that took you far from home, far from any semblance of the life you knew. That’s where our story as a family begins in this country, and where you start to become not only my mother, but my American Hero.

I have always asked you a lot of questions about your arrival in this country. It’s probably because I have a hard time picturing you ever being out of control and out of your element. You moved from the ranch to a sleepy seaside town. From what you’ve told me, you were shocked by all of the white women running around in sports bras and teenagers driving—and subsequently wrecking—brand new cars. Ronald Reagan just became President, Hall & Oates and Blondie were dominating the charts, and you were getting ready to start high school in the U.S. without speaking a lick of English.

People underestimated and dismissed you, but you worked and you worked and when you got tired you worked some more. You mastered the language, passed the California High School Exit Exam (which is no easy feat), and you became the first person in our family to graduate from high school in this country. I can’t imagine the level of pride Grandpa had when you wore that cap and gown and got that piece of paper.

As a young woman, you helped agricultural workers navigate the maze that is the naturalization process, all the while your own status as a resident was hanging in the balance. You sat in a room and translated for men with hands that were rough from working in the fields, across the table from the same force of people who could have detained you. (How brave are you, lady? Seriously.) You went to trade school, got some business savvy, and started establishing your independence. You got a car, you got your own studio, you got a perm, and you started living your best early ’90s life. I imagine you spending these years dressed in some sort of spandex awesomeness in the club, dancing to Bell Biv Devoe and Janet Jackson.

And then yours truly came along. You became a single mom, and your biggest point of pride in my early days was being able to take care of both of us without financial backing from anyone else. We had each other, we had our one-bedroom apartment, and we had our health. You raised me in a community of other strong women, and I never knew what it felt like to be hungry or unloved.

I remember being afraid of you because you seemed so serious. Now I understand that you were just tired—tired from working so much, tired from worrying about money, tired from being two parents in one to a rambunctious kid who talked a lot and watched the news too much.

That unfaltering hustle you have, that you’ve always had, pushed us into a new tax bracket. You found time when you weren’t working to study for the citizenship test, and in 2000 you became an American citizen. We moved out of the apartment and you bought your first home, right down the street from the brand new high school that was being constructed in San Marcos. For the first few months the house was full of dust from contractors sculpting the fixer-upper into your vision. I can still see you standing in the middle of our new living room, surrounded by furniture covered in sheets, describing paint colors and granite countertops. You looked so proud.

For the first time in my life, I had my own room. I still slept with you for the first three months because I didn’t know any other way. But eventually, I got used to having a space of my own to clutter (I’m really sorry about that).

You held my hand when I came out at age 16. You tried to protect me from the homophobia and rejection that came with that, whether it was from California residents under Proposition 8 or our own family members. You made sure I graduated from high school, even after my grades started slipping. You helped me finance my college education, and you were there when I was the last student to cross that stage. My cap had your high school portrait pasted on it, and the message “this is for you, Mom.” And it was. That degree is yours just as much as it is mine.

I left the nest and moved across the country. You have endured the phone calls when I droned on and on about politics, and always responded matter-of-factly: “I am not political.” That was before.

It was before the national conversation turned on our family. Before the vitriol was about people like Grandpa, Grandma, and your siblings. Before the twin monsters of ignorance and xenophobia gnashed their teeth at you, my idol.

The surge of hatred towards immigrants has angered me. And it has angered you too.

For a year now, you have been calling to tell me about polling you heard about, and about PBS specials on the candidates you watched. You’ve been sharing stories I’ve never heard before about being undocumented, about being a woman of color in this country, about “becoming” an American. We FaceTimed when you made your first-ever campaign contribution, 16 years after you became a citizen (I’m sorry you keep getting spammed).

You are the building block of this country

In 50 years you made it out of abject poverty, to the U.S., to independence, then to comfort. You accomplished more in half a lifetime than most people could in centuries. Now people are trying to argue that you aren’t a real American, but what they don’t realize is that you are the building block of this country. You embody what this country has sought since its establishment: exceptionalism.

So on this, your day of birth, I wish you a restful day full of flowers, Godiva chocolates, and love. I have so much to thank you for, Mom. Thank you for showing me what real strength is. Thank you for your patience. Thank you for being a hesitant audience to hours of Lady Gaga and RuPaul’s Drag Race, for your grace and dignity, and for being a light in the lives of all of the people who have known you. And thank you for being political. You are my hero.

A modified version of this post originally appeared on the Human Development Project.

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The Cost of Coming Out in College https://talkpoverty.org/2016/11/01/cost-coming-college/ Tue, 01 Nov 2016 13:54:44 +0000 https://talkpoverty.org/?p=21603 After two years of gradually coming out to friends and family, three weeks ago I finally proclaimed that “I’m here, and I’m queer,” to everyone on social media. Being painfully millennial, I made an extra effort to ensure that my Facebook status was just right. It was the most public part of my coming out process, and I wanted to strike the right balance between conveying my pride in being an out, queer woman and explaining why I had kept my orientation a secret for so long.

I received, to put it mildly, a warm reception. My friends shared their support in the comments, and I even got a share and a big shout-out from my mom, who voiced her clear and unconditional love and support.

My friend Julius, a sophomore at Wake Forest University, was not as lucky. A few weeks ago, he mentioned that his parents cut him off during his coming out process. His tone was casual, so we moved along with our conversation about whatever was going on in the queer universe that day, but he’s mentioned since then that finances have been tough. Julius’s job is a work study position that limits him to working a few hours per week, so it’ll be hard for him to make ends meet on his own.

Fortunately, Wake Forest has resources for students like Julius. School administrators helped him file as an independent so that he could apply for financial aid on his own and stay enrolled in the university. There were a lot of hoops to jump through—and he’ll have more student debt as a result—but it worked out in the end.

Most colleges and universities do not offer the type of support that Julius received. According to Campus Pride only 7% of campuses have institutional support for LGBT students, which leaves many students who are rejected by their families to fend for themselves during complicated legal and financial proceedings. Julius noted that in order to accomplish his dependency override, he needed three documents of support—one of which had to be from a certified counselor. He will also have to write a statement detailing the painful events leading up to his financial independence every year when he reapplies for his financial aid package.

Some students fare much worse, and are ultimately forced to drop out. Harlan Mitchell, a 21-year-old queer person living in Knoxville, had to leave the University of Tennessee after he fled his abusive home last year. “It’s really kind of difficult to get a degree, to get a good job, [and] to do all the things to support yourself financially,” Mitchell said. For a few months, he slept on friends’ couches while he saved money he earned at his retail job. If he hadn’t been able to rely on friends, he says he isn’t sure where he would have gone next.

This is not a fringe issue.

For queer youth, this is not a fringe issue—half of us experience a negative reaction from our parents when we come out. Without financial independence, we’re particularly vulnerable—whether it’s to increased debt, the inability to complete our education, or homelessness. This follows us into adulthood, with the potential to impact our earnings and our ability to hold successful jobs. Add in the fact that it’s legal to fire and evict LGBT people because of their identity in most states, and it becomes easier to understand why the number of LGBT people who reported feeling as though they are struggling financially is up by a margin of 10% despite improvements in the economy as a whole.

The reality is, coming out is a financial privilege that not everyone can afford. Ultimately, that limits the economic mobility of queer people—it creates a space in which not all of us are free to be who we feel we are, and who we want to be.

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The President of My Dreams https://talkpoverty.org/2016/10/25/the-president-of-my-dreams/ Tue, 25 Oct 2016 16:53:11 +0000 https://talkpoverty.org/?p=21566 In my dream, the next president is an anti-poverty president because he or she knows deep down that the way we think about poverty in America is wrong, the way we treat people in poverty is wrong, and therefore what we do about poverty is more off the mark than need be.

My president declares his or herself the Educator-in-Chief on poverty, and uses the bully pulpit to teach Americans. She tells the stories of struggling people and their experiences, and regularly takes us to communities that are used to being dismissed, demonized, and disempowered.

My president shows Americans that people in poverty are not who we have been led to believe they are—some fixed group that has lost its initiative; that, in fact, more than half of us will experience at least one year of poverty or near poverty during our working years. My president recognizes that while generational poverty is important, it is only a small part of poverty; that over a 3-year period, only 3.5 percent of people were in poverty for the entire 36 months, while the national poverty rate ranged between 15 and 16 percent.

My president teaches that most of us fall into poverty due to universal experiences—like the birth of a child, an unexpected illness, job loss, or reduced work hours—which is why we have a safety net that is there for all of us; and though it is much-maligned, it is highly effective.

My president explains that without the safety net our poverty rate would be nearly twice as high today—approaching 30 percent. He or she states clearly that cutting poverty in half is not “losing a War on Poverty”—cutting poverty in half means that we are half way to where we want to be. (She will also suggest that we stop using that tired, dated metaphor.)

My president tackles head-on the foolish notion that the Temporary Assistance for Needy Families (TANF) block grant—our cash assistance program—should serve as a model for our safety net. My president acknowledges that whatever the intentions of those who created the program, it has not done what it was supposed to do—unless what it was supposed to do was make assistance nearly impossible to come by, erode any national standard of basic economic decency, and drive people into deeper poverty.

My president explains to us that when TANF was created in 1996, for every 100 families with children living in poverty, 68 were able to receive cash assistance; now that number is down to just 23. In 12 states, ten or fewer families are helped for every 100 in poverty. My president warns us that when we hear talk of block-granting Medicaidfood stamps, or housing assistance, what we are talking about is less healthcare, less food, less housing, and lower standards for assisting vulnerable people.

Instead of embracing a broken program like TANF, my president embraces the evidence about what works and shares it with the American people. He or she teaches, for example, that women who had access to food stamps early in life fared better as adults than their peers who didn’t—that they had better health outcomes and increased economic self-sufficiency, including less welfare participation. He or she notes, too, that boosting a struggling family’s income when children are young is associated with greater education performance and increased earnings when those children reach adulthood.

My president reminds us that we need to use such evidence to keep moving forward in our anti-poverty efforts, and to ensure that we don’t turn back to recent and far worse times. He or she tells us to consider the words of Peter Edelman, who traveled down to Mississippi in 1967 with then-Senator Bobby Kennedy, and said, “We saw children who were tangibly, severely malnourished—bloated bellies, running sores that wouldn’t heal. It was this incredibly awful, powerful experience that’s with me all the time.”

My president reminds us that was what America looked like before we expanded the food stamp program to take on hunger.

In my dream, the next president is an anti-poverty president

My president uses all of these tactics—visits to struggling communities and people’s own stories, evidence of what works and doesn’t work, and his or her own courage and determination—to embark on a new anti-poverty/pro-opportunity agenda. It’s an agenda that among other things includes: a bold jobs program to help rebuild our neighborhoods, schools, and infrastructure; raising the minimum wage so that it can once again lift a family of three out of poverty just as it could in the late 1960s; closing the gender pay gap, which would cut poverty in half for working women and their families; paid leave and affordable childcare, so that people can work and take care of their families and don’t have to choose between them; immigration reform so that our most vulnerable workers aren’t exploited; and a Commission to explore reparations for African Americans and educate the public about this issue.

My president constantly engages with the grassroots and the nascent anti-poverty movement to build support for action—just as occurred with the passage of the New Deal, the Civil Rights Act, and more recently, the Affordable Care Act.

For too long we have been listening to lies, not recognizing our progress, and failing to fight together for what we know will work to ensure that everyone has a shot at the American Dream.

My president puts an end to that madness and begins a new day.

This post is modified from the original, which appeared at TheNation.com.

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What Living in a High-Poverty Neighborhood Taught Me About Protests https://talkpoverty.org/2016/10/18/living-high-poverty-neighborhood-taught-protests/ Tue, 18 Oct 2016 13:29:27 +0000 https://talkpoverty.org/?p=21502 About 13 years ago, I lived in Charleston, South Carolina, where I was trying to make ends meet as a freelance writer.  The going was tough. I moved to the Eastside where the rents were lower, and the paint was peeling off the old manor-style houses. Soon, I noticed that friends were reluctant to visit me. At night, I heard the “pop-pops” that I wished were firecrackers, but knew were gunshots.

You probably aren’t familiar with the Eastside of Charleston, but you know a place like it: It’s segregated by race, and associated with poverty, crime, and violence—derogatively called “the ghetto” or “the ‘hood.” It’s the part of town that you have been cautioned to avoid.

More and more Americans who struggle to get by are living in these marginalized, disinvested communities where jobs and educational opportunities are scarce, and an increasingly militarized police force is the primary contact residents have with government. But for two years, Americans have been expressing confusion as one neighborhood after another—from Milwaukee to Baltimore to Ferguson to Charlotte—are rocked by protests, looting, and riots after the police shootings of unarmed black men.

Is it really a surprise that many of the renewed outbreaks of civil unrest have taken place in these communities?

Although the impact of living in high-poverty neighborhoods has been well documented, it’s hard to fully explain the toll it takes on a person’s body and soul. Frustration over high prices, high bills, and high unemployment rates is worsened by the bane of many a poor community—the local drug economy.

It’s hard to fully explain the toll it takes on a person’s body and soul.

The vast majority of my neighbors, young and old, did their best to avoid the drug trade. My next-door neighbor was so overprotective of his two daughters that he refused to let them leave the house after 7 p.m. I knew many teenagers who resisted it for years, but faced with no prospects for their future, or for good jobs with good pay, they decided “to go to work”—usually in the summer when they were out of school. Dealing drugs was the neighborhood summer job program. And for many young neighbors who were expelled from school (because administrators are more likely to punish black students than provide more holistic help), the drug trade was less an alternative than an inevitability.

Outsiders often criticized Eastside residents for not taking care of their own community, or not doing enough to stymie the drug trafficking. This victim-blaming ignored the roots of the drug problem—the lack of opportunity, racism, and economic forces outside of residents’ control—and it ignored the role that outsiders played. It was common to see long lines of cars that clearly belonged to nonresidents (that is, mostly whites) trolling every night to the wee hours of the morning, looking to score drugs with no concern over the consequences for families, mothers, or children trying to sleep.

I eventually saved enough money to leave the Eastside, but not much has changed since I left. The kinds of investment in the community that would have convinced me to stay didn’t exist (and still don’t). It was no wonder that those of us who lived there believed the city, state, and even the nation did not respect—or even consider—our humanity.

The Eastside is hardly unique. If you look at the statistics associated with any of the marginalized, predominantly black communities in cities that have erupted in civil unrest, a pattern becomes clear. In Baltimore, an overwhelming majority of public school students qualify for free or reduced-priced lunches (which are often used as a proxy for students’ socioeconomic status). The median income in Freddie Gray’s own neighborhood is just $24,006 a year.  A Department of Justice report on Ferguson, Missouri confirmed that the municipal police department engaged in poverty exploitation by targeting blacks for traffic violations, singling them out in a city where 53% of blacks live in poor neighborhoods. Milwaukee has been called one of the most segregated cities in America.

There’s an obvious solution for these communities (and it isn’t gentrification, which simply displaces generational residents). The solution lies in more targeted investments—for example, in jobs or education programs—that give people a chance to succeed. The bleak situation for the 13.5 million people in high-poverty neighborhoods must be ameliorated, or else somewhere, sometime soon, civil unrest will break out again.

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How to Turn Anti-Poverty Work Into an Anti-Poverty Movement https://talkpoverty.org/2016/10/17/turn-anti-poverty-work-anti-poverty-movement/ Mon, 17 Oct 2016 13:33:23 +0000 https://talkpoverty.org/?p=21488 About a month ago, I had the opportunity to spend a weekend at Harvard with a group of about 20 scholars and reporters. Many of them have worked for decades examining poverty-related issues—from hiring discrimination to segregation in housing and education, criminal justice reform to immigration, deep poverty to homelessness.

I was nervous about the trip. The combination of the venue—and the fact that I had long-admired many of the participants—led me to double-check the invite to make sure I was the intended recipient.  For sure, I was the guy.  So, even though my mother insisted that I needed new shoes to set foot on that campus, I packed my scuffed-up loafers with their separating soles and flew to Boston.

I’m not sure exactly what I expected, but it wasn’t this.

There was some consensus around a handful of policies that would lead to greater progress in the fight against poverty—more affordable housing and access to cash assistance, a fair wage and affordable childcare, public schools that aren’t separate and unequal, substantial investment in disadvantaged communities.  But there was a question that took me by surprise. Even though they had devoted their lives to fighting poverty, some of the participants asked whether their work made any difference at all.

More pointedly, a few asked how their work can help make people in power—particularly white people—do something about poverty.

The fact is, people in power don’t take action unless they are pushed by a movement.  Civil rights, women’s rights, and marriage equality all required movements.  Recent legislative victories such as passing the Affordable Care Act, winning $12 to $15 minimum wages, and implementing paid sick and family leave at the state and local level—all of these were made possible through movement-building at the grassroots too.  And so whether we work as reporters, researchers, advocates, or elected representatives, if we want to cut poverty in America then a key question is whether our work lends itself to building an anti-poverty movement—a movement that is desperately needed.

Despite the recent progress noted by the Census, there are still 43 million people who are officially poor. Nearly half of us are living paycheck-to-paycheck, unable to come up with $400 should an emergency arise.

There are signs of a nascent anti-poverty movement.

With such widespread economic hardship, it’s not surprising that the people with the most immediate stakes in the fight against poverty—the poor and working class—are beginning to take action. There are signs of a nascent anti-poverty movement—from Occupy Wall Street to the Fight for $15; from the Dreamers to Black Lives Matter; from Bernie Sanders’ rise as a viable presidential candidate, to the spread of Moral Mondays, to Climate Justice.

Reporters, researchers, and others invested in this fight have the power and the resources to support these efforts.  Together, our analyses can offer a portrait of who is poor and why, and explore the public policy implications; we can lift up voices and lives that are normally ignored or caricaturized by the media; we can include people living on the brink in high-profile events that explore poverty and in our advocacy efforts.

We are too often failing at this. When then-House Budget Committee Chairman Paul Ryan held a series of five hearings on the state of the War on Poverty, 17 witnesses testified—but only one (called by the Democratic Minority) lived in poverty.  A recent, all-day Brookings event on the lessons of welfare reform featured 25 speakers, but only two people of color and zero people in poverty.  And at strategy meetings among well-resourced, allied NGOs, poor people are heard from far too infrequently.

This exclusion of people in poverty is not only strategically stupid—would you talk about the impact of farm policy without talking to farmers?—it also reinforces a stigma and sense of shame among people who are struggling. We are implying that they don’t matter, that they have nothing to offer, that they are flawed, that they should remain on the sidelines while more “respectable” or “respected” people make the decisions that affect their lives—and that’s a message people in poverty have been hearing loud and clear for generations.

But by simply writing or speaking the truth about poverty, we help to create a platform where struggling people can be heard; and by fighting back against the shame and stigma of poverty, we play a small role in empowering people in poverty to take action politically.

So does the work of researchers and writers and advocates matter?  It sure does—especially if that work is opening new spaces for an emerging movement to grow.

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Unemployment Insurance Helped My Family When We Needed It Most. So Why Are Lawmakers Trying to Cut It? https://talkpoverty.org/2016/09/26/unemployment-insurance-helped-family-needed-lawmakers-trying-cut/ Mon, 26 Sep 2016 12:51:38 +0000 https://talkpoverty.org/?p=21335 In 2012, I was diagnosed with multiple sclerosis. At the time, I was devastated—I imagined a life of injections and pills, MRIs, and neurological exams to manage the constant muscle spasms, fatigue, and forgetfulness that come along with MS. I worried about my husband and daughter, and how my diagnosis would change their lives. I was afraid I would not be my best self for them.

I decided I wanted to do more than just survive, so I did the things that people do when they embrace their lives. I took a spontaneous girls’ trip. I went to a Jill Scott concert. I bought myself a fancy pair of shoes, and I cut my hair short.

For a while, I felt like everything would be OK. Then, a few weeks after my 35th birthday, I lost my job.

The morning that I was laid off, I knew something was wrong as soon as I walked into my boss’s office. There was a woman in the room I’d never met before, from Human Resources. She said all the things she is trained to say to soften the blow—“it’s not you, it’s the budget,” and “there are ways to deal with a ‘Reduction in Force’”—but there was no amount of wordsmithing that could change the facts.

I was unemployed.

That night, I sat down with my husband to figure out how we were going to make ends meet. We made a lot of deep cuts in our budget, including taking our seven-year-old daughter out of the aftercare program she loved. We tried to explain it to her the best we could and she seemed to take it in stride—but her sleep terrors told a different story. One night, in her sleep, she asked: “Mommy, what happens if we run out of money?”  My heart was broken, but I couldn’t tell her how worried I really was.

The truth is, her aftercare wasn’t the only major loss. I also lost my health insurance, which is crucial for managing my symptoms. The medications and appointments are expensive, and without them I could form new lesions on my brain that make the condition worse. Plus, stress alone can exacerbate MS. Treatment for that requires IV steroids—another expense, which leads to more stress, which leads to more symptoms.

The problem is, it’s hard to stay calm when your identity is being called into question. I had been working in public health for a decade, and I’ve kept a steady job of some kind since I was 13 or 14 years old. I was raised to be a “worker bee”—I’ve been staff at daycares, offices, restaurants, and my church’s youth program—and I didn’t know what to do without a job.

I searched for a new position with fervor: I checked with community colleges, health departments, department of human services, and universities. It was important to me to find a job that I loved, and that matched my experience, but they were few and far between—and my family needed an income.

To help us get by, I applied for unemployment benefits. I completed most of the process online, and I was able to call and speak to someone when I had questions. Soon, I was approved and began receiving a weekly stipend.

The benefits certainly didn’t replace my job—they only make up for about one-third of my income—but they’ve given us a little time. We have been able to keep our two-year-old in daycare so that I can go to job interviews, and we can pay the power bill, buy groceries, and put gas in the car. But my benefits are about to run out, and our household expenses are not.

Compared to a lot of Mississippians, I’m truly blessed. Last year, less than 15% of unemployed people in the state received these benefits—the other 85% were left to piece together a living however they could. Still, politicians are talking about cutting the program even further.

I can’t help but wonder if they have ever had to walk a mile in these shoes. Have they had to make the decision to take their children out of school? Or choose between paying the mortgage and buying groceries? If they had, maybe they’d choose differently.

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Where the Internet Doesn’t Reach https://talkpoverty.org/2016/09/06/internet-doesnt-reach/ Tue, 06 Sep 2016 11:44:44 +0000 https://talkpoverty.org/?p=17252 “I don’t mean to alarm you,” my friend said just before I visited her home in the hills of rural, Southeastern Ohio, “but there’s no bathroom out here. There’s no running water.”

And the driveway, she said, was a rutted, steep rise of dirt, holes, and gravel—a quarter-mile long.  “The first test,” as she put it.

When my 15-year-old Honda and I actually made it to the top, she came out in front of her house and waved at me, impressed.  She lived in a converted garage with piles of empty cans and tools in the yard, a chimney trembling with wood smoke.

“A lot of people,” she said, “just turn back.”

Rural poverty seems like something out of a Laura Ingalls Wilder book—something quaint and distant. Something over. But many of my neighbors and family members in Appalachia grew up—or their parents grew up—in homes without running water or indoor plumbing. That kind of living is not a relic from the past. It’s the life of many people today, some of whom I know and love.

Not everyone has the internet.

I stopped assuming my friends would have driveways.  Many of them are homesteading in the deep, ridged woods, or squatting in trailers in fields, or just getting by in overcrowded farmhouses. I stopped assuming they would have bathrooms, trash pickup, or even electricity. Not everyone I know has power—either because the bill hasn’t been paid or the house was never on the grid to begin with; wires never reached that far.

And not everyone has the internet.

Not everyone has high-speed or wireless. Not everyone has a computer, or a smart phone. Or a phone phone. The assumption of basic technology, even in the digital age, is just that: an assumption.

I’m fortunate to have internet at home (usually, when I can pay the bill), but living alone with a 5-year-old child means I don’t get to my freelance work at my computer until late at night, after he’s asleep and I’m exhausted.

Until recently, in order to email a W2—which I have to do regularly, to get paid—I had to drive 20 minutes into town to an office store, pay for parking, and pay a few bucks to print out the pages.

Then a friend gave me her old printer so I can print at home.  But I still have to drive across town to the library, which has a free scanner I can use to scan my W2s—and that’s not a process my son will wait patiently through. So I have to pay for a babysitter, and again pay for parking. The privilege of getting paid for my work costs me about $30 in all, and takes up several hours of limited, much-needed, child-free time.

Most people know about the practice of punishing those who are poor with further financial burdens: deposits for utilities, fees on check-cashing and bank accounts, payday loans. All of this is a kind of a poverty tax—it marks you as undesirable and it helps keep you poor.

But there’s a lesser known poverty tax on technology, and it’s paid with your time.

It takes a lot more time and ingenuity to access technology when you’re poor. It takes calling in favors from friends. It takes being at the mercy of parking and babysitters and business hours and irregular internet access at coffee shops and restaurants.

It takes shelling out a few bucks you don’t have for coffee or food for the privilege of sitting at a business with wireless. It takes feeling incredibly nervous that you’ve been there too long, that they’re going to kick you out or make you buy something else, or that the manager at Wendy’s is going to call the cops because you’ve been sitting in the parking lot for hours—as I have done—trying to use their internet for work.

Politicians talk about providing internet to rural, impoverished communities in grand, noble terms. But the reality is simple and harsh: We need the internet to access help.

I need the internet to get help for child support. I need the internet to search for work and apply for more jobs. Once my child starts school, he will need the internet for homework—a common struggle in my community, since children are required to do hours of homework online every night even though over 300 households in my county don’t have any internet access. Public libraries close a few hours after school lets out, and due to budget cuts, they are not open much on the weekend.

We need the internet to access help.

Most services for the poor are online. Job ads are online. Housing information is online. Information about food pantries, seed distribution, free meals, parenting classes, job fairs, shelters, health clinics, and free activities to do with children are online. Even accessing my bank account—to make sure I’m not overdrawn, to make sure I’m not racking up a low balance fee—needs to be done online. Every time I ask for a copy of my statement at the bank, I’m told: “Do you know you can do this online?”

Yes, I know. Do you know that not everyone has that luxury?  

Stop assuming that everyone has the same technology, the same new phone, the same fast laptop.

Maybe if you realize that, you will stop assuming everyone has other basics: like a hot shower, like a stove to cook a meal, like a fridge to store fruits and vegetables, like dental care, like money for much-needed medications.

What are taken as givens, including technology, are actually extravagances for many people. When you’re poor, applying for a job online, or finding a doctor, or simply answering an email, often takes extra money, time, and luck that you don’t have.

That steep, rocky climb I had to make to reach my friend’s house? I climb it, in so many ways, every day.

 

 

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‘People In Poverty Do Work’: What Paul Ryan Misunderstands About Poverty https://talkpoverty.org/2016/08/26/people-poverty-work-paul-ryan-misunderstands-poverty/ Fri, 26 Aug 2016 13:18:07 +0000 https://talkpoverty.org/?p=17169 This country has a penchant for plans to end poverty that do nothing to actually help families struggling to make ends meet.

This week marks the 20th anniversary of welfare reform, which created work requirements and other barriers for families who need the most basic cash assistance.  The legislation was aimed at getting people to become self-sufficient.  As then-President Bill Clinton put it, “No one who can work should be able to stay on welfare forever.”

Twenty years later, it’s clear that welfare reform has left more families with fewer resources. There has been a 75% drop in the number of Americans receiving cash assistance since 1996, and a sharp rise in the number of households with children with incomes of less than $2 per day.  There are 3 million American children who now live on no money for at least three months out of the year.

Now Republican House Speaker Paul Ryan wants to build on that disastrous legacy.

With his recently released poverty plan, the Speaker called for ending 11 antipoverty programs—including housing assistance, food assistance, and child care—and combining them into a single block grant (the preferred approach under welfare reform).

Ryan claims he is focused on moving people into full-time work—the surest way to get people out of poverty, he says. And it’s true—full-time jobs that pay well and provide benefits are indeed the best path to get out of poverty.

But that’s not what Ryan is promoting, and his solution—like welfare reform before it—would not have helped me. (Nor would his votes—at least 10 times—against raising the minimum wage.)

People in poverty do work.

In my years of receiving government assistance, I worked full-time and went to school full-time. I still needed help to pay for child care, food, utilities, and school. And that’s the problem with both welfare reform and Ryan’s poverty plan: they ignore the fact that people in poverty do work, but they face challenges that people with means do not. When you don’t have money, you can’t pay for car repairs, quality daycare, or work-appropriate attire. It’s harder to overcome criminal records or inadequate educations.

When my college classes began to interfere with my work as a housecleaner, where I barely made $9 an hour, I had to go to part-time.  But because of the work requirements added during the 1996 welfare reform, my part-time work status meant I received fewer benefits. My child care grant only covered the hours I was physically in class, so I ended up paying for child care myself. To make ends meet, I took the maximum allowed in student loans, $10,000 a year, and maxed out my credit cards. By the time I graduated, I was $70,000 in debt.

I am considered a success story because I was able to use my degree to support my family through freelance writing, without government assistance. But if I hadn’t fought for years to get a better education, I would still be working full-time for less than $10 an hour, receiving several forms of government assistance to make ends meet.

Politicians like the phrase “welfare to work.” Maybe they think it’s easy to find a job because they’ve never had to pound the pavement with a dozen resumes, spending days filling out applications, waiting for call backs, then interviews, only to find they start at just four hours a week—at $7.50 an hour.

Do all of that while you’re hungry, sleep-deprived, and experiencing stress of a level that has you in “survival mode.” Do that while you have children clinging to you during a phone interview. Then go out and try to find a daycare with openings that will take your government voucher—while stressing over feeding your children and yourself and caring for the housing you’re scared you might lose.

Then. Then reform welfare, Mr. Ryan.

 

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